Westex Credit Union Lubbock TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Westex Federal Credit Union, your trusted partner in financial well-being located at 7802 Indiana Ave, Lubbock, TX 79423. Established in 1946, we have dedicated ourselves to serving our community with pride and integrity. With a growing membership of over 7,000, we are proud to offer personalized banking solutions tailored to fit your unique needs. At Westex, we understand that financial stability is essential for our members. That's why we manage assets totaling an impressive $76,525,811 and maintain total deposits of $3,796,860. Our commitment goes beyond just numbers; it's about building relationships within the community. Whether you're looking for auto loans or personal banking services, our expert team is here to guide you every step of the way. Our leadership team reflects our values and dedication to member service. Under the guidance of CEO Vicki Love and Board President Albert Perez, we strive to create a supportive environment where your financial goals are our priority. Our friendly staff is ready to assist you with any inquiries you may have don't hesitate to reach out at 806-784-0098. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 901 Avenue Q, Lubbock, TX 79401. We invite you to explore our comprehensive range of services available through online and mobile banking options for added convenience. Join us today and experience the difference a dedicated credit union can make in your financial journey! Visit our website at westexfcu.com for more information or to start your application process. We look forward to welcoming you into the Westex family!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Westex family. Experience the benefits of membership that goes beyond transactions it's about being part of a supportive community. Connect with us today by calling 806-784-0098 or visiting us at westexfcu.com. Together, let's build a stronger future!

Our Mission

The mission of Westex Federal Credit Union is to improve the financial well-being of our members by providing high-quality products and services while actively engaging in community support initiatives. We believe that when our members succeed, so does our community. Our efforts extend beyond traditional banking as we strive to create opportunities through partnerships and outreach programs. We are proud of our drive-thru service that operates Monday through Friday from 7:30 am to 6:00 pm and on Saturdays from 8:30 am to 1:00 pm. While we currently do not offer ATM services or shared service centers, we ensure that every visit to Westex is a welcoming experience filled with guidance from our friendly staff. As technology evolves, so do we. With online banking and mobile payment options available for your convenience, you can manage your finances anytime and anywhere. Our goal is always to make banking easy and accessible for everyone.

Our Story

Located at 7802 Indiana Ave, Lubbock, TX 79423, Westex has seen significant milestones throughout its history. As we opened our doors in 1946, our mission was clear: to provide accessible financial services while fostering a sense of community among our members. We are more than just a credit union; we are a place where relationships matter and where every member's voice is heard. Our branch is not just about banking; it's about building trust and supporting one another. We understand that financial decisions can be daunting, which is why we are dedicated to offering personalized services that cater to your needs. From auto loans and mortgages to personal banking solutions, we aim to empower our members on their financial journeys. While members can visit us at our main branch address for all their banking needs, official correspondence should be directed to our mailing address at 901 Avenue Q, Lubbock, TX 79401.

Branch Location & Accessibility

Accessibility Features

At Westex, we believe that banking should be accessible for everyone. Our branch is equipped with features that ensure all members can visit us comfortably. Parking is ample and conveniently located right outside our entrance. For those who may need assistance, we have ADA-compliant ramps to make your visit as smooth as possible.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9:00 AM to 5:30 PM, with drive-thru service available even earlier from 7:30 AM to 6:00 PM on weekdays and 8:30 AM to 1:00 PM on Saturdays. Need help after hours? Feel free to give us a call at 806-784-0098!

Services Offered

At Westex Federal Credit Union, we offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Our drive-thru service allows you to handle simple transactions like deposits and withdrawals quickly and efficiently. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to our mailing address at 901 Avenue Q, Lubbock, TX 79401. We invite you to come by and see how we can assist you in achieving your financial goals. Your journey towards better banking starts here at Westex Federal Credit Union!

Member Eligibility

Welcome to the community at Westex! Becoming a member here is an exciting step toward better financial services and support. If you live, work, or worship in the area, or have a family member who is already part of our credit union, you're likely eligible to join us. We aim to create a friendly and inclusive environment where your financial needs are our priority. For detailed eligibility criteria, feel free to visit our website at . Joining is simple and straightforward; you can start the process by checking out the account opening details at https://westexfcu.com/loans/applications-forms/estatements-enrollment/ . If you have any questions or need assistance, don't hesitate to reach out to us at (806) 784-0098. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options Tailored for Your Needs

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday at your shop customers are lined up, eager to make purchases. With our reliable merchant services, you can accept payments quickly and efficiently, ensuring that each customer leaves satisfied. This means more sales and happier customers, which is essential for any growing business. Whether you're looking to expand your operations or streamline your payment processes, Westex is here to help. Visit us at 7802 Indiana Ave Lubbock Tx 79423, Lubbock, TX or call us at (806) 784-0098 to learn how we can support your business needs!

Comprehensive List Of Services

Business Banking Support

For local entrepreneurs, our business banking services, including merchant services and business loans, are designed to help your business thrive. Whether starting out or expanding your existing operation, we provide the financial support needed to turn visions into reality.

Credit Cards with Perks

If you're looking to earn rewards on everyday purchases, check out our credit cards with rewards program. With each swipe, you're not just spending; you're earning benefits that can enhance your lifestyle.

Digital Banking Convenience

In today's fast-paced world, having access to banking on-the-go is essential. Our online and mobile banking platforms allow you to manage accounts anytime, anywhere. From simple tasks like checking balances to more complex transactions like transferring funds or paying bills everything is just a tap away!

Drive-Thru Services for Quick Transactions

Need to make a quick deposit or withdrawal? Utilize our convenient drive-thru service for basic transactions without leaving your vehicle. It's perfect for busy schedules! At Westex Federal Credit Union, we're committed to making banking easy and accessible for everyone in Lubbock and beyond. We invite you to explore all these services and discover how we can support your financial journey today! For more information or assistance, don't hesitate to visit us or give us a call at 806-784-0098!

Home Sweet Home Loans

Are you dreaming of owning your own home? Our mortgage loans and refinancing options make this dream more attainable than ever. We take the time to discuss your goals and find a plan that aligns with them, making homeownership a reality for many families in our community.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking options have got you covered. Whether you're looking for checking or savings accounts, we offer flexible choices that can help you save for the future or manage your everyday expenses. Imagine having an account that not only meets your needs but also grows with you!

Personal Loans for Life's Needs

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation come into play. Whether it's for emergencies or planned purchases, we've got solutions tailored just for you. Imagine consolidating multiple debts into one manageable payment making life a little simpler!

Vehicle Financing Made Easy

For those in the market for a new set of wheels, our auto loans and vehicle financing services provide competitive rates that fit various budgets. Picture driving off in your dream car without the stress of overwhelming payments. Plus, our team is here to guide you through the entire process.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform available at https://westexfcu.com/ , you can check your account balances, view transactions, and transfer funds all from the comfort of your home or on the go. Whether you're using a computer or our mobile application, managing your money is always within reach. Plus, our 24/7 online banking services ensure that you have access whenever it suits you.

Mobile Banking Made Simple

Our mobile application brings banking right to your fingertips! With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases has never been easier. Need to send cash quickly? Just use our person-to-person transfer feature for instant transactions. In summary, digital and online banking at Westex provides you with accessible, secure, and user-friendly services tailored to fit your lifestyle. Visit us today at https://westexfcu.com/ to learn more about how we can help streamline your banking experience!

Secure and User-Friendly Features

Safety is a top priority at Westex. While we currently do not offer electronic signature authorization, our platform employs advanced security measures to protect your personal information. You can feel confident knowing that your data is safe while you enjoy the ease of e-statements an environmentally friendly way to keep track of your accounts without the clutter of paper statements.

Financial Strength

Committed Team

We also take pride in having 15 full-time employees who are dedicated to serving you with knowledge and care. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Our commitment to your success is evident as we serve a growing member base with a total of 11,581 accounts that reflect the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westex is your trusted partner. Visit us at 7802 Indiana Ave Lubbock Tx 79423 or call (806) 784-0098 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $7,787,050 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $746 in used auto loans and $27,229,651 in total loans and leases.

Secure Savings Options

Members' savings are secured through $8,749,568 in share certificates and $9,541,956 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $7,828,476, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,022 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,892,434 in used vehicle loans and $5,652,349 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to help you drive away in your ideal vehicle without any hassle.

Credit Lines and Unsecured Loans

For those looking for more flexibility, we offer credit lines with a total of $3,500,000 available. This option is perfect for managing larger purchases or unexpected expenses without the stress of traditional loans. Additionally, our flexible terms on unsecured credit card loans with a total of $456,406 help members manage their finances effectively while enjoying rewards. If you're considering refinancing options or want to know about eligibility requirements for any of our loans, please reach out to us at 806-784-0098. Our team is here to guide you through every step and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings further by visiting our website at Westex FCU. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,704,266, make buying or refinancing simple. We offer competitive interest rates and support throughout the process to ensure you feel confident in your decision.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers, making it easier to find the right loan for their needs.

Key Benefits of Using LendMesh

LendMesh offers several advantages that build trust and reliability: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

WESTEX FEDERAL CREDIT UNION - Lubbock, TX