Westex Community Credit Union Pecos TX | Best Auto Loans & Checking

Introduction

Welcome to Westex Community Credit Union, your trusted financial partner located at 268 Raul Florez Blvd, Pecos, TX 79772. Since opening our doors in 1960, we have been committed to serving our members and the local community with integrity and care. With over 16,500 members and a strong commitment to their financial well-being, we take pride in helping individuals and families achieve their financial goals. At Westex Community Credit Union, we understand that managing finances can be challenging. That's why we offer a range of services designed to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our total assets of $190,689,911 reflect our strength and stability, ensuring that your money is safe with us. Our dedicated team of 52 employees, led by CEO Kenneth Arnold and Board President Vonda Warren, is here to provide personalized support. Whether you're visiting us in person or accessing our online services at wccu.net, we are ready to assist you every step of the way. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to the same address: 268 Raul Florez Blvd, Pecos, TX 79772. Join us today and discover how Westex Community Credit Union can help you navigate your financial journey with confidence. Feel free to give us a call at (432) 445-6631 or stop by during our lobby hours from Monday to Friday, 9 AM to 5 PM, and Saturday from 9 AM to Noon for drive-thru service only. We look forward to welcoming you!

Branch History & Mission

At Westex Community Credit Union, we are proud of our rich history and commitment to serving the Pecos community. Founded in 1960, our credit union has grown alongside our members, evolving from a small local financial institution into a trusted partner for over 16,500 members. Located at 268 Raul Florez Blvd, Pecos, TX 79772, we are easily accessible and dedicated to fostering financial wellness in our community. Our journey began with a vision: to provide affordable financial services while prioritizing the needs of our members. Over the decades, we have achieved significant milestones that reflect this mission. With total assets now exceeding $190 million, we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our success is rooted in our unwavering focus on member satisfaction and community support. The mission of Westex Community Credit Union is simple yet powerful: to enhance the lives of our members through exceptional financial services and community involvement. We believe that when you thrive, we thrive. This philosophy drives us to provide personalized service tailored to each member's unique needs. Whether it's helping you secure your first home or financing a vehicle, our team is here to guide you every step of the way. While members can visit us at 268 Raul Florez Blvd for their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged. Our branch features convenient operating hours from Monday to Friday, with lobby access from 9 AM to 5 PM and drive-thru service until 5:30 PM on weekdays and 9 AM to noon on Saturdays. In addition to traditional banking services, we take pride in embracing digital advancements like online banking and mobile applications. This makes it easier than ever for our members to manage their finances anytime and anywhere. We are also committed to ensuring accessibility for all individuals, meeting ADA compliance standards so everyone can benefit from our services. Community outreach is another pillar of our mission. We actively participate in local events and partner with organizations that share our values. By investing in the well-being of Pecos and its residents, we aim to create a positive impact beyond just banking. Join us at Westex Community Credit Union and experience firsthand how we can help you achieve your financial goals while contributing positively to the community we love. Together, let's build a brighter future! For more information or assistance, feel free to reach out at (432) 445-6631 or visit us online at wccu.net.

Branch Location & Accessibility

Convenient Access and Amenities

Parking is available right outside our branch, ensuring that you can hop in and out with ease. Our facility is ADA compliant, featuring ramps and accessible entrances so everyone can visit us comfortably. If you're looking for quick transactions, our drive-thru service is ready to assist you. You can take care of deposits and withdrawals without leaving your vehicle!

Get in Touch!

Have questions? Don't hesitate to call us at 432-445-6631. Our dedicated team is always happy to assist you! We invite you to visit us today experience the friendly service and community-focused atmosphere that sets Westex Community Credit Union apart. We look forward to welcoming you!

Operating Hours

We know your time is valuable. That's why our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 9 AM to 5 PM, and our drive-thru extends its hours until 5:30 PM on weekdays. Need some weekend banking? Swing by on Saturday when our drive-thru is open from 9 AM to noon.

Services Tailored for You

At Westex Community Credit Union, we offer a range of services to help you manage your finances effectively. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored for personal banking needs. If you're a business owner, explore our merchant services and business loans too! Plus, with ATM access available right here at the branch, withdrawing cash has never been easier. While members can visit us at our physical location for all their banking needs, any official correspondence should be sent to the same address: 268 Raul Florez Blvd, Pecos, TX 79772.

Member Eligibility

At Westex Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, worship, or attend school in Reeves County, you're likely eligible for membership. We welcome individuals from all walks of life, and our friendly team is here to help you every step of the way. By becoming a member of Westex Community, you gain access to a range of services designed to enhance your financial journey from checking and savings accounts to loans and credit cards with rewards. Ready to take the next step? Opening an account is easy! You can find more detailed eligibility criteria at https://www.wccu.net/become-a-member. If you have any questions or need assistance, feel free to give us a call at (432) 445-6631. We're excited to welcome you to the Westex Community family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your business. With reliable payment processing solutions, you can focus on serving your customers without worrying about cash flow issues. Our services help streamline daily operations and enhance customer satisfaction. At Westex Community, located at 268 Raul Florez Blvd Pecos Tx 79772, we are dedicated to being your partner in success. Let us provide you with the resources you need to navigate the financial landscape and grow your business today! For more information, give us a call at (432) 445-6631 or visit our website at Westex Community Credit Union.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to purchase equipment or finance a new project, we understand that every dollar counts.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services include merchant services and business loans designed specifically for small businesses. You can count on us for support as you grow and manage your company's finances.

Convenient Access

Accessing all these services is easy at Westex Community Credit Union. We have an ATM available for cash withdrawals and basic transactions like balance checks. Our drive-thru service also allows for quick deposits, withdrawals, and other simple transactions without needing to step inside the branch. With operating hours from Monday to Friday 9 AM to 5 PM (and drive-thru until 5:30 PM), plus Saturday hours from 9 AM until noon for drive-thru only, we strive to be available when you need us most.

Credit Card Rewards

Additionally, our credit cards with rewards allow you to earn points on every purchase. These rewards can be redeemed for various benefits, making everyday spending even more rewarding.

Get Started Today!

Located at 268 Raul Florez Blvd Pecos Tx 79772 in Pecos, TX, we invite you to visit us or call us at (432) 445-6631 if you have any questions or need assistance with opening an account. Discover how easy managing your finances can be with the support of Westex Community! For further details about membership eligibility or to start an account online, please visit our website. Your financial success is just around the corner!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you manage your finances effectively. Imagine having easy access to your money through online banking and mobile applications, allowing you to check your balance or transfer funds right from your phone. Our accounts come with features that cater to both everyday transactions and long-term savings goals. When it comes to financing, our auto loans and vehicle financing options make purchasing a new car simple and straightforward. Picture driving off in the car of your dreams with manageable monthly payments that fit within your budget. If homeownership is on your horizon, our mortgage loans and refinancing options provide you with competitive rates and flexible terms to make buying or refinancing your home more accessible. For those unexpected expenses or consolidating debt, our personal loans can provide the financial relief you need. We understand life can throw curveballs, and we're here to assist when you need it most.

Digital & Online Banking

Key Features

You'll love how easy it is to manage your money with our electronic signature authorization feature. Need to sign documents quickly? We've made it simple! You can also opt for e-statements to keep your financial records organized without the clutter of paper statements saving trees and making life easier. For those who are always on the move, our mobile application lets you handle banking tasks right from your smartphone. Check balances, transfer money, or even deposit checks all at your fingertips! And while we currently don't support mobile payments or person-to-person transfers, we're dedicated to enhancing our services based on member feedback. With 24/7 online banking availability, you have complete control over your finances at all hours. Whether it's early morning or late at night, managing your accounts has never been more accessible. Discover all that Westex Community has to offer by visiting us online today!

Financial Strength

Commitment to Growth

With $24,975,770 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,679 in used auto loans and $102,924,994 in total loans and leases.

Growing Trust

With a total of 26,534 deposit accounts, it's clear that more members trust us with their finances every day. Our net shares available for lending stand at $1,823,218, further showcasing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westex Community is your trusted partner. Visit us at 268 Raul Florez Blvd Pecos Tx 79772 or call (432) 445-6631 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $23,656,285 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency, as shown by our $1,267,987. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $26,610,624, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,265,188 in used vehicle loans and $17,587,653 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles so you can choose what works best for you.

Business Loans

For business owners, our outstanding commercial loans totaling $3,303,433 provide the capital needed to grow and expand. We understand that having access to funding is crucial for running a successful business. In addition to these offerings, if you're considering refinancing options or checking your eligibility for any of our loan products, our friendly staff is ready to assist you. You can reach us at (432) 445-6631 or visit us at our branch located at 268 Raul Florez Blvd Pecos TX 79772. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Westex Community can help you meet your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to guide you through other mortgage possibilities that may suit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,020,922 in loans helping members manage their finances effectively. This is an excellent option if you need immediate access to funds without putting down collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are not only fair but also transparent, giving users confidence in their choices.

WESTEX COMMUNITY CREDIT UNION - Pecos, TX

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