Westex Community Credit Union Monahans TX | Affordable Vehicle Loans & Business Banking

Introduction

At Westex Community Credit Union, we believe in building strong relationships with our members and the community. Established in 1960, we have grown to serve over 16,500 members in Monahans, TX, and surrounding areas. Located at 301 S Main Ave, Monahans, TX 79756, our branch is not just a place for financial transactions; it's a hub for community support and member-focused services. With total assets reaching an impressive $190,689,911 and deposits amounting to $6,534,708, we pride ourselves on being a stable financial partner. Our commitment to supporting our members is evident through our extensive offerings, including personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Whether you're looking to finance your next vehicle or manage your business finances effectively, we're here to help. Led by our dedicated CEO Kenneth Arnold and Board President Vonda Warren, our team of 52 employees is passionate about providing exceptional service tailored to your needs. With a net worth of $26,610,624 and cash reserves of $6,664,950, you can trust that your financial future is in good hands. While members can visit us at our main location for all banking needs from deposits to simple transactions official correspondence should be sent to the same address: 301 S Main Ave, Monahans, TX 79756. Discover how we can assist you today! Give us a call at 432-943-3445 or explore more about what we offer on our website here. Let Westex Community Credit Union be your trusted partner on the path to achieving your financial goals!

Branch History & Mission

A Call to Action

While members can visit us at 301 S Main Ave Monahans Tx 79756, official correspondence should be sent to 301 S Main Ave, Monahans, TX 79756. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Westex Community Credit Union where you're not just a number; you're family. Reach out today at (432) 943-3445 or explore more about us at our website. Together, let's build a brighter financial future!

Our Journey

Since our inception, Westex Community Credit Union has focused on empowering members with accessible financial services. Initially serving a small group of individuals, we have expanded significantly over the decades. Today, we proudly manage total assets amounting to $190,689,911. Our growth reflects not just numbers but the trust and relationships we've built within the community. Our commitment to member service is evident through various milestones. We introduced online banking early on to ensure that our members could manage their finances conveniently. We also offer drive-thru banking for quick transactions while maintaining a welcoming lobby atmosphere during our operating hours Monday through Friday from 9 am to 5 pm for the lobby and 8 am to 5:30 pm for the drive-thru.

Our Mission

At Westex Community Credit Union, our mission is simple yet impactful: to provide personalized financial services that enhance the quality of life for our members while actively contributing to the well-being of our community. We strive to make banking accessible and straightforward, offering a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. We believe in supporting local initiatives and partnerships that uplift our community. Whether it's sponsoring local events or providing resources for financial literacy programs, our focus remains on making a positive difference where it matters most.

Branch Location & Accessibility

Welcome to the Westex Community Credit Union, conveniently located at 301 S Main Ave in Monahans, TX. Our branch is here to serve you with a friendly and accessible environment that makes banking easy and enjoyable. Just a stone's throw away from popular local spots, we're nestled right in the heart of the community, making it simple for you to stop by for all your financial needs. While members can visit us at 301 S Main Ave, official correspondence should be sent to the same address. Whether you're coming from nearby parks or local businesses, you'll find our location easy to reach with ample parking available for your convenience. Our branch is designed with accessibility in mind. We proudly offer ADA-compliant features, including ramps and designated parking spaces to ensure everyone can access our services comfortably. Plus, if you're on the go, take advantage of our drive-thru banking option perfect for quick deposits or withdrawals without leaving your vehicle. We know your time is valuable! That's why our lobby hours are set from 9 AM to 5 PM Monday through Friday, while the drive-thru operates even longer until 5:30 PM on weekdays. If you have questions or need assistance, don't hesitate to call us at 432-943-3445 we're always happy to help! At Westex Community Credit Union, we offer a variety of personal and business banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. So why wait? We invite you to visit us today at our Monahans branch or give us a call. Let us help you achieve your financial goals!

Member Eligibility

At Westex Community, we believe that joining our community is like becoming part of a family that supports each other in achieving financial goals. Becoming a member is open to anyone who lives, works, or attends school in the areas we serve. Whether you're looking for a personal loan, a credit card with rewards, or just a friendly place to manage your savings, we've got you covered. You can find more details about eligibility and what it means to be part of our community at https://www.wccu.net/become-a-member . Getting started is easy! Simply visit us at our branch located at 301 S Main Ave Monahans Tx 79756, or give us a call at (432) 943-3445 for assistance. For those who prefer online convenience, you can also start the account opening process by visiting https://www.wccu.net/online-application . We can't wait to welcome you to the Westex Community family!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,303,433, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that help streamline your daily operations. Imagine having a payment processing solution that is as easy to use as it is effective. Our services allow you to accept payments quickly and securely, giving you more time to focus on running your business. Visit us at 301 S Main Ave Monahans Tx 79756 in Monahans, TX, or give us a call at (432) 943-3445 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Additional Services

At Westex Community, we also offer essential services like ATM & Cash Withdrawal Services, ensuring you can access your money when needed. For quick transactions, our basic Drive-Thru Banking allows for deposits, withdrawals, and other simple banking tasks without leaving your vehicle. We invite you to explore all these offerings and more at Westex Community Credit Union. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! Call us today at (432) 943-3445 or visit us during lobby hours from 9 AM to 5 PM on weekdays. Join us at Westex Community, where we prioritize your financial well-being!

Business Banking

If you're a business owner, our Business Banking services include valuable offerings like Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, so we're here to help streamline payments and provide funding solutions when you need them most.

Home Financing

For those considering homeownership or wanting to refinance, our Mortgage Loans & Refinancing options provide flexibility and support throughout the process. Picture securing the keys to your dream home with financing tailored to your situation.

Online and Mobile Access

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options so you can handle your finances anytime, anywhere. Whether it's checking balances, making transfers, or paying bills, our digital banking features are designed for ease of use.

Personal Banking Solutions

Our Personal Banking services cater to all your banking needs. With options for Checking & Savings Accounts, you can easily manage your finances and save for the future. Imagine opening a checking account that offers easy online access, allowing you to track your spending and set up automatic savings transfers. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing make purchasing a car straightforward and stress-free. We work with you to find competitive rates that fit your budget, ensuring that you drive away happy.

Personal Loans and Credit Cards

Need funds for unexpected expenses? Our Personal Loans & Debt Consolidation services offer an easy way to manage debt or finance personal projects. Plus, our Credit Cards with Rewards let you earn points on purchases while enjoying the benefits of easy credit.

Digital & Online Banking

E-Statements and Security

In today's world, keeping track of your financial documents is crucial. That's why we offer e-statements at Westex Community. Enjoy the convenience of receiving your statements electronically, which not only helps the environment but also keeps your information secure and accessible. We prioritize your security by ensuring that all online transactions are protected with advanced encryption technology. You can have peace of mind knowing that your personal information is safe while you manage your finances online.

Mobile Application and Payments

For those who prefer managing their finances on their mobile devices, our mobile application is here to help. Available for download, it gives you access to all the features of online banking right in your pocket. Whether you're checking balances or making transfers, everything is just a tap away. While we currently do not support mobile payments at this time, we do offer person-to-person transfers for quick and easy money sharing perfect for splitting bills or sending money to friends. In summary, Westex Community offers a comprehensive suite of digital banking solutions that make managing your money straightforward and secure. Visit us online at https://www.wccu.net/ to explore all the ways we can support you in achieving financial success!

Financial Strength

Commitment to Growth

With $24,975,770 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,679 in used auto loans and $102,924,994 in total loans and leases.

Growing Member Base

Total Share Accounts stand at 26,534, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westex Community is your trusted partner. Visit us at 301 S Main Ave Monahans Tx 79756 or call (432) 943-3445 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Approach

Members' savings are secured through $23,656,285 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $26,610,624, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,265,188 in used vehicle loans and $17,587,653 in new vehicle loans already helping members get on the road. Whether you're considering financing for a new or used vehicle, our team is here to guide you through the process and ensure you find the best option for your budget.

Business Financing

For business owners looking to expand or invest in growth opportunities, our outstanding commercial loans totaling $3,303,433 provide essential capital. We know that every business has unique financial needs; our team is ready to work with you to tailor a solution that fits.

Credit Lines and Unsecured Loans

For those needing flexibility with their finances, we provide total credit lines of $11,472,000. This allows members to access funds as needed without the hassle of applying for multiple loans. Additionally, we have flexible terms on unsecured credit card loans, with a total of $4,020,922 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer loans totaling $0 for Junior Lien 1-4 Family Residential Properties. If you're interested in exploring your options for purchasing or refinancing a home, our experienced staff can assist you with the details and eligibility requirements.

Refinancing Options

We also offer refinancing options for existing loans. If you're looking to lower your monthly payments or reduce interest rates on current debts, don't hesitate to contact us for more information about eligibility and how we can help streamline your financial obligations. For any inquiries regarding our loan offerings or if you'd like to explore your eligibility further, feel free to reach out at 432-943-3445 or visit us at 301 S Main Ave Monahans TX 79756. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With Westex Community by your side, securing a loan that fits your needs is just a conversation away!

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WESTEX COMMUNITY CREDIT UNION - Monahans, TX