Westex Community Credit Union Alpine TX | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Westex Community, your trusted financial partner located at 608 W Avenue E, Alpine, TX 79830. Since our establishment in 1960, we have proudly served our community with dedication and integrity. With a membership of over 16,500 individuals, we are committed to providing exceptional financial services tailored to meet your unique needs. At Westex Community Credit Union, we understand that managing your finances can be challenging. That's why we're here to help you every step of the way. Our total assets amount to an impressive $190,689,911, reflecting our strong financial position and ability to support our members effectively. We offer a variety of services, including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our leadership team is driven by a passion for serving the community. Under the guidance of our CEO Kenneth Arnold and Board President Vonda Warren, we strive to foster a welcoming environment where members can feel secure and valued. With 52 employees on our team, we're always ready to assist you with any questions or concerns. While members can visit us at 608 W Avenue E, official correspondence should be sent to the same address. For your convenience, you can also reach us at 432-837-9389 or explore our website at wccu.net for more information about our offerings. Join us today and experience the difference of being part of a credit union that truly cares about its members' financial well-being! Whether you're looking to open an account or need assistance with loans, we invite you to visit us or give us a call. Your journey toward better financial health starts here!

Branch History & Mission

Welcome to Westex Community Credit Union, where our commitment to the community has been unwavering since we opened our doors in 1960. Located at 608 W Avenue E in Alpine, TX, we have proudly served our members for over six decades. Our journey began with a simple mission: to provide accessible financial services that empower individuals and families in our community. As we grew, so did our services. Today, Westex Community boasts a membership of over 16,500 individuals who trust us with their financial needs. Our total assets now stand at an impressive $190,689,911, reflecting our strong foundation and commitment to serving you better every day. We invite you to visit us at our branch, conveniently located near local landmarks and surrounded by the beautiful landscapes of Brewster County. At the heart of Westex Community is our mission: to enhance the financial well-being of our members through exceptional service and community support. We believe that everyone deserves access to quality financial products, whether it's a checking account, auto loan, or mortgage refinancing. Our dedication extends beyond just banking; we actively participate in community outreach efforts aimed at uplifting those around us. While members can visit us at 608 W Avenue E, Alpine, TX 79830 for all your banking needs, official correspondence should be sent to the same address. Our operating hours are designed for your convenience: Monday through Friday from 9 AM to 5 PM for lobby services and until 5:30 PM for drive-thru services. We also offer Saturday drive-thru banking from 9 AM to noon. In addition to traditional banking services, we embrace technology to meet your evolving needs. With online banking and a mobile application available, managing your finances has never been easier. We ensure ADA compliance so that all members can access our services comfortably. Westex Community Credit Union is not just about transactions; it's about relationships and partnerships within our community. Together with local organizations and businesses, we strive to make a positive impact on the lives of those we serve. We invite you to become part of something special at Westex Community Credit Union. Join us today and experience the benefits of being a member of a credit union that truly cares about your financial future. Visit us online or give us a call at (432) 837-9389 for more information on how you can start your journey with us!

Branch Location & Accessibility

Welcome to Westex Community Credit Union, located at 608 W Avenue E in the heart of Alpine, Texas. Our branch is designed with your convenience in mind, making it easy for you to manage your finances right in your neighborhood. Whether you're coming from downtown or a nearby landmark like the beautiful Alpine Civic Center, our location is accessible and welcoming. At Westex Community, we pride ourselves on providing outstanding service to our members. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services without any hassle. We understand that life gets busy, so we offer flexible operating hours to fit your schedule. Visit us Monday through Friday from 9 AM to 5 PM in the lobby, or take advantage of our drive-thru services until 5:30 PM. On Saturdays, we're here for you with drive-thru service only from 9 AM to noon. For those who prefer digital banking, we also provide online and mobile banking options so you can manage your accounts anytime, anywhere. If you need cash or want to check your balance, our ATM is available on-site for your convenience. Plus, our drive-thru banking allows you to complete simple transactions like deposits and withdrawals quickly and efficiently. While you can visit us at our main address for all your banking needs, please note that official correspondence should be sent to the same address: 608 W Avenue E, Alpine, TX 79830. If you have any questions or need assistance, don't hesitate to call us at 432-837-9389. We look forward to serving you!

Member Eligibility

Becoming a member of Westex Community feels like stepping into a welcoming community where your financial needs are prioritized. If you live, work, or worship in the area, you're likely eligible to join us. We embrace individuals from all walks of life and aim to provide support tailored to your unique situation. Membership at Westex Community offers you access to a range of services designed to help you thrive financially, from checking and savings accounts to loans and credit options that fit your lifestyle. To get started on this journey, it's as easy as visiting our website for more information about eligibility at https://www.wccu.net/become-a-member. If you're ready to open an account, you can conveniently apply online at https://www.wccu.net/online-application or give us a call at (432) 837-9389 if you have any questions. Join us at our branch located at 608 W Avenue E Alpine Tx 79830, and experience the benefits of being part of the Westex Community family!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's competitive market, efficient payment solutions can set your business apart. Our merchant services streamline transactions, making it easier for your customers to pay while ensuring that you receive your funds quickly and securely. Imagine reducing checkout times and improving customer satisfaction all while simplifying your cash flow management. Located at 608 W Avenue E Alpine Tx 79830 in Alpine, TX, we're here to support your business every step of the way. Let us partner with you on your journey toward success! If you have questions or want to learn more about how we can assist you, call us at (432) 837-9389.

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,303,433, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, we offer robust Business Banking services. Our Merchant Services & Business Loans provide the financial backing you need to grow and succeed in today's competitive environment.

Digital Banking Convenience

We know that life gets busy, which is why our Online & Mobile Banking platforms make managing your finances simple and convenient. Check balances, pay bills, or transfer funds from anywhere using our user-friendly mobile application. Additionally, our ATM & Cash Withdrawal Services ensure that accessing your cash is hassle-free anytime you need it.

Everyday Banking Needs

Sometimes, banking needs are basic yet essential. Our Basic Drive-Thru Banking allows for easy deposits and withdrawals without leaving your vehicle perfect for those on the go! And if you're simply checking your balance or making quick withdrawals, our ATMs are always available for your convenience. At Westex Community Credit Union, we prioritize not just providing services but also building relationships with our members. We invite you to visit us or call us at 432-837-9389 to learn more about how we can support you in achieving your financial aspirations. Join us today and discover the difference personalized service can make! Ready to take the next step? Visit us online at Westex Community Credit Union to explore membership options or apply for an account easily through our online application process!

Personal Banking Solutions

Our Personal Banking options include various Checking & Savings Accounts that cater to different lifestyles and preferences. For those looking to finance a new vehicle, our Auto Loans & Vehicle Financing make the process easy and affordable. Imagine driving off in that new car with manageable monthly payments that fit your budget! If homeownership is on your horizon, our Mortgage Loans & Refinancing services can help turn your dream into reality. We understand how important it is to have a reliable partner when taking such significant steps. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options are designed with you in mind. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards.

Digital & Online Banking

Key Features

Our online banking service is accessible 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time! You can easily access your accounts and take control of your finances with just a few clicks. For those who prefer using their smartphones, our mobile application makes banking even easier. Available for download now, it offers all the features you need right at your fingertips. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Secure and User-Friendly

Your security is our top priority. We implement advanced measures to protect your information while making sure that using our services is easy and straightforward. You can also opt for e-statements to keep track of your account activity without the clutter of paper statements. It's an eco-friendly choice that keeps your financial records organized. While we currently don't support mobile payments or person-to-person transfers, we're always looking for ways to enhance our offerings based on member feedback. Your experience matters to us! Experience the ease of managing your finances with Westex Community's digital banking solutions today. Visit https://www.wccu.net/ to learn more about how we can help you stay connected and in control of your money!

Financial Strength

Commitment to Excellence

Our performance is reflected in our operational efficiency with a net income of $1,267,987, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 2 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support. In addition, the total number of share accounts stands at 26,534, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westex Community is your trusted partner. Visit us at 608 W Avenue E Alpine Tx 79830 or call (432) 837-9389 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Resources

Members' savings are secured through $23,656,285 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although we have no non-member deposits, this focus allows us to ensure our resources benefit you through better loan rates and exclusive perks. With $24,975,770 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. With $1,679 in used auto loans and $102,924,994 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Our Financial Position

With a net worth of $26,610,624, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $33,265,188 in used vehicle loans and $17,587,653 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that cater to your specific needs.

Business Financing

For business owners, our outstanding commercial loans totaling $3,303,433 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and are here to support your financial journey.

Credit Lines

In addition to traditional loans, we have credit lines available with a total of $11,472,000 ready for those unexpected expenses or opportunities that may arise. These credit lines give you flexibility and peace of mind when managing your finances. If you're considering refinancing any existing loans or would like more information on eligibility options for our loan products, please visit our website at Westex Community or call us directly at 432-837-9389. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Westex Community be your trusted partner in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. This means there's room for growth as we expand our offerings. If you're looking to invest in real estate or refinance your existing mortgage, keep an eye on our evolving mortgage solutions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,020,922 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit you every time you use them.

Loan Aggregator

Ensuring Accurate Loan Comparisons

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Key Benefits of Using LendMesh

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WESTEX COMMUNITY CREDIT UNION - Alpine, TX

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