Westerra Credit Union Parker CO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Westerra, your trusted partner in financial growth and community support, located at 10169 S Parker Rd, Parker, CO 80134. Since our establishment in 1934, we've proudly served over 113,576 members, building a strong foundation of trust and reliability. With total assets exceeding $2.12 billion and total deposits reaching $73,690,286, we are committed to providing exceptional financial services tailored to meet your needs. At Westerra, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our dedicated team of 286 employees, led by CEO Steve Schmidle and Board President Andy Raicevich, is here to help you navigate your financial journey with confidence. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 10161 S Parker Rd, Parker, CO 80134. We invite you to explore our offerings on our website Westerra Credit Union or give us a call at 303-321-4209 for personalized assistance. Join us as we continue to foster community ties and empower our members to achieve their financial goals. Visit us today and experience the difference that a dedicated credit union can make!

Branch History & Mission

Commitment to Service

Our drive-thru service and ATM availability make banking convenient for our members. We know your time is valuable, which is why we offer lobby hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. While you can always visit us at our branch address for in-person assistance, official correspondence should be sent to our mailing address at 10161 S Parker Rd, Parker, CO 80134 if it differs. We are also committed to digital advancements that enhance your banking experience. Our online and mobile banking services allow you to manage your finances anytime, anywhere. With features like person-to-person payments and e-statements, we aim to meet the needs of today's tech-savvy members while ensuring ADA compliance for all accessibility requirements.

Join Us

As we look forward to the future, we invite you to become part of the Westerra family. Experience firsthand the benefits of being a member of a credit union that prioritizes your financial well-being and community involvement. Visit us today or call us at 303-321-4209 to learn more about how we can help you thrive financially!

Our Mission

At Westerra, our mission goes beyond just offering financial products. We strive to empower our members by providing them with the tools and resources they need to achieve their financial goals. Our focus is on personal banking services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also cater to businesses with services like merchant accounts and business loans. We believe in giving back to the community that has supported us throughout the years. That's why we actively engage in various outreach efforts and partnerships aimed at improving the lives of those around us. Whether it's through financial education programs or local sponsorships, we are dedicated to making a positive impact.

Branch Location & Accessibility

Welcome to the Westerra Parker Branch, your friendly financial partner located at 10169 S Parker Rd in beautiful Parker, Colorado. Nestled within Douglas County, our branch is easily accessible and conveniently situated near popular local landmarks, making it a great place for all your banking needs. Whether you're grabbing coffee at a nearby café or visiting one of the local parks, we're just around the corner! At Westerra, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps to ensure that all members can visit us comfortably. Plus, we offer ample parking right outside for your convenience. Our operating hours are designed to fit your busy schedule. You can stop by our lobby Monday through Friday from 9 AM to 6 PM and on Saturday from 9 AM to 12 PM. Need to make a quick transaction? Our drive-thru service is available during the same hours just pull up and let us help you with deposits, withdrawals, and other simple transactions without leaving your car! For those who prefer digital banking options, we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. And if you need cash or want to check your balance, our ATM is readily available on-site. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address at 10161 S Parker Rd, Parker, CO 80134. Don't hesitate to reach out! You can call us at 303-321-4209 with any questions or visit us today to discover how we can assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and much more. We look forward to welcoming you to the Westerra family!

Member Eligibility

At Westerra, we believe that everyone deserves a chance to be part of a caring community. If you're looking to join us, becoming a member is simple and welcoming! To qualify for membership at Westerra, you just need to meet a few criteria that are designed to embrace our local community. Whether you're a resident of Parker or surrounding areas, work for specific employers, or belong to particular organizations, there's a good chance you can join us. We invite you to explore the detailed eligibility requirements by visiting this link. Once you find that you're eligible, opening an account is just as easy! You can start your journey with us right away by reaching out to our friendly team at (303) 321-4209. Our dedicated staff will guide you through the process and help you discover the many benefits of being a member of Westerra. From personalized banking services to competitive rates on loans, we're here to support your financial goals. Come visit us at 10169 S Parker Rd Parker Co 80134, and let's take this step together toward building a brighter financial future!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $436,432,670, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-moving market, efficient payment processing can make all the difference. Our merchant services help streamline your transactions, making it easier for you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers using various methods, enhancing their experience while boosting your sales. Visit us at 10169 S Parker Rd Parker Co 80134 or call us at (303) 321-4209 to discover how our Business Banking and Commercial Services can elevate your business. Together, let's pave the way for your success!

Comprehensive List Of Services

Additional Convenient Services

Our branch also offers basic banking conveniences through our Drive-Thru Banking, allowing for easy deposits, withdrawals, and simple transactions without needing to leave your vehicle. If you're a member of a partner credit union, you'll benefit from our Basic Shared Branch Transactions, making deposits and withdrawals even more accessible. Whether it's checking your balance at an ATM or handling transactions through shared services, we strive to make banking effortless for all our members.

Business Banking Solutions

If you're an entrepreneur or small business owner, we've got you covered too! Our Business Banking services include essential tools like Merchant Services and various types of Business Loans that empower you to focus on what matters most: growing your business.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that let you manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, keeping track of your money has never been easier. Our ATM & Cash Withdrawal Services ensure access to your funds whenever you need them.

Get in Touch!

Ready to explore how Westerra can support you financially? Give us a call at (303) 321-4209 or visit us at our branch in Parker. We're excited to help you achieve your financial dreams! Check out more about our services at Parker Branch.

Personal Banking Services

We understand that every financial journey is personal. That's why our offerings include Personal Banking options such as checking and savings accounts, tailored to fit any lifestyle. Need assistance with purchasing a new car? Our Auto Loans & Vehicle Financing solutions make it easier than ever to drive away in the vehicle you desire without straining your budget. Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed to guide you through the home-buying process with competitive rates and friendly advice. Plus, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide the financial relief you need. For those who enjoy rewards while spending, our Credit Cards with Rewards offer great benefits that can add value to your everyday purchases.

Digital & Online Banking

At Westerra, we understand that your time is precious, and managing your finances should be as simple and secure as possible. That's why we offer a range of digital and online banking services designed to give you the control and convenience you need, right at your fingertips. With our online banking platform, accessible at https://www.westerracu.com/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services make it easy to stay on top of your financial goals. You can also enjoy the benefits of e-statements, which provide a quick and eco-friendly way to keep track of your transactions without the clutter of paper. For those who prefer to bank on the go, our mobile application is available for download. It allows you to access all the essential features right from your smartphone. Plus, with mobile payments enabled, you can make purchases directly from your device perfect for those busy days when you're out and about. Need to send money to a friend? Our person-to-person transfer service is here to help. It's fast and straightforward just a few taps on your phone and you're done! Security is always a priority at Westerra. We use advanced measures to protect your information so that you can bank with peace of mind. While we currently do not offer electronic signature authorization, rest assured that all other aspects of our digital banking services are designed with your safety in mind. In summary, whether you're using a desktop or mobile device, Westerra provides accessible and user-friendly tools for managing your money effectively. Experience the convenience of modern banking by visiting us online today!

Financial Strength

At Westerra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring your trust is well-placed. With a net worth of $206,366,697, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $507,699,675 in share certificates and $509,701,253 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,629,535, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $187,538,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we support your financial goals with $12,814 in used auto loans and $1,425,100,100 in total loans and leases. Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 282 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending at $0, and a total of 245,210 accounts showing a strong and growing member base that trusts us with their finances, it's clear that Westerra stands as a pillar of strength in the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerra is your trusted partner. Visit us at 10169 S Parker Rd Parker Co 80134 or call (303) 321-4209 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $216,428,186 in used vehicle loans and $36,375,558 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, making it easier than ever to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $436,432,670 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for an existing business, our dedicated team is here to assist you every step of the way. At Westerra, we also prioritize transparency and accessibility when it comes to loan eligibility and refinancing options. If you have questions about how our loan products can benefit you or if you're considering refinancing an existing loan, don't hesitate to reach out. You can visit us at our branch located at 10169 S Parker Rd Parker Co 80134, or call us at 303-321-4209 for more information. We're here to help you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $183,738,555, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $28,881,152 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or make everyday purchases without the worry of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the information provided is accurate and up-to-date.

Westerra