Westerra Credit Union Lakewood CO | Quick Personal Loans & Business Banking

Introduction

Welcome to Westerra, your trusted partner in financial growth and community support! Located at 375 Union Blvd, Lakewood, CO 80228, our branch has been serving members since 1934. With a proud history and a commitment to excellence, we are dedicated to meeting the diverse needs of our 113,576 members. At Westerra, we prioritize your financial well-being. Our total assets amount to an impressive $2,120,820,590, reflecting our strength and stability. We offer a range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. With $73,690,286 in total deposits and a robust net worth of $206,366,697, you can trust us to safeguard your hard-earned money. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 375 Union Blvd, Lakewood, CO 80228. Our dedicated team of 286 employees, led by CEO Steve Schmidle and Board President Andy Raicevich, is here to assist you every step of the way. Whether you're looking for loans over 39,606 approved or want to explore investment opportunities with our solid cash reserves of $16,527,873, Westerra is committed to helping you achieve your financial goals. Feel free to reach out to us at 303-321-4209 or visit our website at westerracu.com for more information. Experience the difference with Westerra today where community meets opportunity!

Branch History & Mission

At Westerra, we are proud of our rich history and commitment to serving the community. Founded in 1934, our branch has grown alongside Lakewood, CO, fostering a strong sense of belonging and support for our members. Located at 375 Union Blvd, right in the heart of the city, we have become an integral part of the local landscape, offering financial services that empower individuals and families to achieve their goals. Over the years, Westerra has evolved significantly. From our humble beginnings, we now proudly serve over 113,000 members and manage assets totaling more than $2.1 billion. This growth reflects our dedication to providing quality financial products and services while maintaining a personal touch that makes every member feel valued. Our mission is simple yet powerful: to improve the financial well-being of our members and our community. We believe in putting people first offering personalized banking solutions that include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. We also prioritize accessibility; our branch features ADA-compliant facilities and provides various digital services like online banking and mobile payments to ensure everyone can benefit from what we offer. While members can visit us at our physical location on Union Blvd for face-to-face assistance or to utilize our drive-thru services, official correspondence should be sent to the same address: 375 Union Blvd, Lakewood, CO 80228. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. Westerra is not just about banking; it's about community engagement. We actively seek partnerships with local organizations to support initiatives that uplift those around us. Whether it's participating in local events or providing outreach programs aimed at financial education, we strive to make a positive impact on the lives of those we serve. As we continue this journey together, we invite you to join us at Westerra. Experience firsthand how we can help you reach your financial goals while being part of a community-focused organization dedicated to making a difference in Lakewood and beyond. Call us today at 303-321-4209 or visit our website at westerracu.com for more information about membership benefits and services tailored just for you!

Branch Location & Accessibility

Convenient Access for Everyone

At Westerra, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring everyone can enjoy a seamless banking experience. Ample parking is available right outside our doors, making it easy for you to pop in and handle your transactions without any hassle.

Operating Hours That Fit Your Schedule

We are here for you during convenient hours to accommodate your busy life. Our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. If you're on the go, take advantage of our drive-thru services available during the same hours perfect for quick deposits and withdrawals!

Services Tailored to Your Needs

Westerra offers a range of personal and business banking services. From checking and savings accounts to auto loans, mortgage options, and even credit cards with rewards, we've got something for everyone. Plus, with ATM availability and shared services for partner credit union members, accessing your funds has never been easier. Whether you want to visit us or need assistance over the phone at 303-321-4209, our team is eager to help you achieve your financial goals. Don't hesitate come by Westerra today!

Member Eligibility

At Westerra, we believe that everyone deserves a chance to be part of a supportive community where financial well-being is prioritized. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the areas we serve, or if you have family members who are already part of our credit union, you're likely eligible to join us. We welcome individuals from all walks of life to experience the benefits of membership, including personalized service and competitive rates on loans and savings accounts. To get started, simply give us a call at (303) 321-4209 or visit us at our branch located at 375 Union Blvd Lakewood Co 80228. You can also find more detailed eligibility criteria by checking out this resource: . Once you're ready, our friendly team will guide you through the account opening process so you can start enjoying all the advantages that come with being a member of Westerra!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having a reliable payment processing system that allows you to accept various payment methods effortlessly this helps you serve your customers better while keeping your cash flow smooth. From point-of-sale solutions to online payment gateways, our services equip you to meet your customers wherever they are. Located at 375 Union Blvd Lakewood Co 80228 in Lakewood, CO, we are here to partner with you every step of the way. Let's work together to fuel your business ambitions! For more information or to discuss how we can assist you further, call us at (303) 321-4209.

Our Lending Impact

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $436,432,670, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Banking

For our members who enjoy rewards, we offer credit cards that give back every time you use them. Whether it's cash back or travel points, our credit cards with rewards can enhance your spending experience. If you're running a business, we understand how important it is to have reliable banking support. Our business banking services, including merchant services and business loans, are tailored to help local businesses thrive.

Digital and Convenient Banking Options

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With the ability to make transfers, pay bills, and check balances from your smartphone or computer, accessing your funds has never been easier. You can also rely on our ATM & cash withdrawal services, available through a network that ensures you have access when you need it most. And if you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru banking provides an efficient way to handle those needs without leaving your car.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, we have options that fit your lifestyle. Our personal banking services not only provide safe places for your funds but also offer tools to help you manage your money effectively. For those considering a new vehicle, our auto loans and vehicle financing solutions make it easy to drive away in the car you desire. Thinking about buying a home? Our mortgage loans and refinancing options cater to first-time buyers and seasoned homeowners alike, ensuring you find the right fit for your budget. If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services are here to provide the support you need without added stress.

Shared Services and Support

At Westerra, we also participate in shared branch transactions. This means if you're a member of another participating credit union, you can still perform basic transactions like deposits and withdrawals right here at our location. For any questions or further assistance, don't hesitate to reach out! Call us at (303) 321-4209 or visit us during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. We invite you to explore all the ways Westerra can assist you on your financial journey. Your goals are important to us, and we're here to help every step of the way!

Digital & Online Banking

Key Features

Staying on top of your finances is simple with our mobile application. Available for download on various devices, it allows you to manage your accounts on the go. Plus, with e-statements, you'll receive quick and easy access to your financial documents without the clutter of paper statements. Need to send money quickly? Our person-to-person transfers feature makes it a breeze to send cash to friends or family in just a few taps. Also, enjoy the flexibility of making purchases with our mobile payments option, letting you pay directly from your phone.

Security and Ease of Use

We prioritize security in all our digital services. Although we currently do not offer electronic signature authorization, rest assured that our systems are designed with robust security measures to protect your personal information. Managing your accounts has never been easier or safer! In summary, Westerra combines convenience and security in its digital banking offerings. Access your accounts anytime through our online portal or mobile app, and experience real-time management of your finances today!

Financial Strength

Commitment to Growth

With $187,538,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $12,814 in used auto loans and $1,425,100,100 in total loans and leases.

Growing Member Base

Our commitment to our members is reflected in the strong growth of our services. Total Share Accounts stand at 245,210, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerra is your trusted partner. Visit us at 375 Union Blvd Lakewood Co 80228 or call (303) 321-4209 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 282 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $507,699,675 in share certificates and $509,701,253 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,629,535, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $206,366,697, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $216,428,186 in used vehicle loans and $36,375,558 in new vehicle loans already helping members get on the road, you'll find financing that works for you. We also provide refinancing options to help you manage your current auto loans better.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $436,432,670 provide the capital needed to expand your operations. We understand the unique challenges businesses face and are committed to helping them thrive. At Westerra, we prioritize your financial well-being. We encourage you to explore our loan offerings and see how we can assist you in achieving your dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're buying a car or investing in property, our dedicated team is here to guide you along the way.

Credit Lines

For those who need flexibility in their borrowing, our total credit lines stand at an impressive $699,858,514. This allows you to access funds whenever needed without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $183,738,555. Our team is ready to assist you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $28,881,152 in loans helping members manage their finances effectively. These cards come with no collateral required and can be a great way to handle unexpected expenses or build your credit.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers tailored to your needs.

Westerra