Westerra Credit Union Denver CO | Top Business Banking & Auto Loans

Introduction

Welcome to Westerra, your trusted financial partner located at 7305 E 35th Ave, Denver, CO 80238. Established in 1934, our mission has always been to provide excellent financial services tailored to the unique needs of our community. With a proud membership of over 113,576 individuals, we are dedicated to helping you achieve your financial goals. At Westerra, we understand that financial health is crucial for a thriving community. That's why we've built our services around you offering everything from personal banking solutions like checking and savings accounts to auto loans, mortgage refinancing, and business banking options. Our total assets of $2,120,820,590 and deposits totaling $73,690,286 demonstrate our stability and commitment to serving our members effectively. Our experienced team is led by CEO Steve Schmidle and guided by Board President Andy Raicevich, who ensure that every decision we make reflects our dedication to member satisfaction. With a total of 286 employees, we're here to support you with personalized service and reliable advice. While members can visit us at our branch location, official correspondence should be sent to the same address: 7305 E 35th Ave, Denver, CO 80238. We invite you to explore how we can assist you in achieving your financial aspirations. Feel free to reach out by calling us at 303-321-4209 or visit us online at westerracu.com for more information. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!

Branch History & Mission

Westerra Credit Union has been a cornerstone of the Denver community since it opened its doors in 1934. From humble beginnings, we have grown into a trusted financial institution that proudly serves over 113,000 members. Located at 7305 E 35Th Ave, Denver, CO 80238, our branch is easily accessible for anyone looking to experience personalized banking services. Over the years, Westerra has evolved significantly while staying true to its mission: to provide exceptional financial services that empower our members and enhance their lives. With total assets now exceeding $2.1 billion, we are committed to supporting our members' financial well-being through a wide array of products and services, including personal banking, auto loans, mortgages, and business banking. Our mission goes beyond numbers; it is rooted in community support and engagement. We believe in giving back to the neighborhoods we serve and often participate in local outreach initiatives. Our partnerships with various organizations help us promote financial literacy and provide resources for those in need. This commitment to community service is reflected in every aspect of our operations. At Westerra, we prioritize accessibility and convenience for all our members. Our branch features modern amenities such as ATM availability for quick transactions and online banking options for those who prefer digital solutions. While we currently do not offer drive-thru service, we ensure that our lobby hours accommodate busy schedules: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. While members can visit us at 7305 E 35th Ave, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to reach out by phone at 303-321-4209. As we look toward the future, we invite you to join Westerra Credit Union and become part of our legacy of trust and community focus. Experience firsthand how we can help you achieve your financial goals while supporting the greater good within Denver and beyond. Join us today!

Branch Location & Accessibility

Accessibility and Convenience

At Westerra, we pride ourselves on being accessible to everyone. Our branch features ADA-compliant ramps and ample parking to ensure that all members can easily visit us. Plus, with ATM availability right on-site, accessing your funds is quick and hassle-free. Although we do not have a drive-thru service, our lobby hours are designed for your convenience: we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. For any official correspondence, please note that while you can visit us at our physical address, all mail should be directed to the same address: 7305 E 35th Ave, Suite 170, Denver, CO 80238.

Come Visit Us!

Ready to learn more about what Westerra can do for you? Our friendly staff is eager to assist you with any questions or services you may need. Feel free to give us a call at 303-321-4209 or stop by during our lobby hours. We look forward to welcoming you into the Westerra family!

Services Tailored for You

Our Central Park Branch offers a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we have something for everyone. We also provide business banking solutions and online services like mobile banking for added convenience. If you're a member of another credit union, take advantage of our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

At Westerra, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the areas surrounding 7305 E 35Th Ave Denver Co 80238, you're likely eligible to join us. We're dedicated to helping our members with personal banking services, from checking and savings accounts to auto loans and credit cards with rewards. Joining us means not only gaining access to these fantastic offerings but also becoming part of a community that truly cares about your financial well-being. Ready to take the next step? You can find more detailed eligibility information at . If you have any questions or want to learn more about opening an account, feel free to give us a call at (303) 321-4209. We're excited to welcome you into the Westerra family!

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $436,432,670, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your restaurant smoothly with seamless credit card transactions or managing retail sales effortlessly with integrated point-of-sale systems. Our tools are crafted to help you focus on what matters most growing your business. Visit us at 7305 E 35Th Ave Denver Co 80238 in Denver, CO, or give us a call at (303) 321-4209 to explore how our services can help elevate your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? Our ATM and cash withdrawal services provide easy access to funds whenever you need them. With ATMs conveniently located near you, accessing cash is quick and hassle-free.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services allow you to drive away with the vehicle you desire without breaking the bank. We offer competitive rates and flexible terms that cater to your budget. You can quickly apply online or visit us at the branch for personalized assistance.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans tailored to help you grow. We understand the unique challenges faced by businesses today, so we offer customized solutions that fit your operational needs.

Credit Cards with Rewards

Enjoy shopping and spending with our Credit Cards with Rewards program. Every purchase earns you points that can be redeemed for cash back, travel, or other exciting rewards. Plus, managing your account is simple through our mobile app keeping track of expenses has never been easier!

Mortgage Loans & Refinancing

If homeownership is your goal, explore our Mortgage Loans & Refinancing options. We understand that buying a home is one of the biggest decisions you'll ever make. Our friendly team will guide you through each step, ensuring you find the best mortgage solution for your needs. We also offer refinancing options if you're looking to lower your payments or tap into your home equity.

Personal Banking

For those looking to manage their finances effectively, our Personal Banking options include checking and savings accounts designed for convenience and growth. Imagine being able to access your funds anytime through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and even make deposits from your smartphone making it easier than ever to stay on top of your finances.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. With our Personal Loans & Debt Consolidation services, you can consolidate multiple debts into one manageable payment or secure funds for personal projects. Whether it's home repairs or medical bills, we're here to support you with affordable loan solutions.

Shared Branch Transactions

As a member of Westerra, you have access to basic shared branch transactions such as deposits and withdrawals at partner credit unions nationwide. This service ensures that no matter where you are, your banking needs can be met efficiently. At Westerra, we pride ourselves on offering comprehensive financial services in a warm and welcoming environment. Whether you're just starting out or looking to expand your financial horizons, we're here for you every step of the way. If you're ready to take charge of your financial future or have any questions about our services, feel free to reach out at (303) 321-4209 or visit us at 7305 E 35Th Ave Denver Co 80238 in Denver, CO. We look forward to serving you!

Digital & Online Banking

Always Accessible and Secure

Our commitment to security means you can bank confidently knowing that your information is safe. At Westerra, we prioritize protecting your data while ensuring you have real-time access to your accounts whenever you need it. Explore all the digital banking options available at Westerra today! Visit us at https://www.westerracu.com/ and take control of your finances with convenience and confidence.

Key Features of Our Digital Banking Services

With our user-friendly mobile application, you can perform essential banking tasks right from your smartphone. Whether you're checking your balance, transferring money, or making payments, it's all just a few taps away. Plus, if you're on the go, our mobile payments feature makes it simple to pay for purchases without reaching for your wallet. Need to send money to a friend? Our person-to-person transfer service allows you to do just that quickly and securely. No need for cash or checks just send money directly from your account with ease. We also offer e-statements for those who prefer a paperless option. You can review your statements at any time without worrying about clutter in your mailbox. And while we don't currently support electronic signature authorization, rest assured that all transactions are protected by robust security measures.

Financial Strength

Commitment to Innovation

With $187,538,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; with $12,814 in used auto loans and $1,425,100,100 in total loans and leases, we support your financial goals across various sectors.

Growing Member Base

The trust our members place in us is evident through our Total Share Accounts: 245,210. This growing member base reflects the confidence that many individuals have placed in Westerra, knowing their finances are secure with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerra is your trusted partner. Visit us at 7305 E 35Th Ave Denver Co 80238 or call (303) 321-4209 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth Opportunities

Members' savings are secured through $507,699,675 in share certificates and $509,701,253 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,629,535, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to operate efficiently is showcased by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 282 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $206,366,697, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $216,428,186 in used vehicle loans and $36,375,558 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, we've got options tailored for your budget.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $436,432,670 provide the capital needed to grow and expand your operations. We work closely with business members to tailor financing solutions that align with their growth strategies. In addition to these products, we also offer refinancing options for existing loans to help you lower your payments or access additional funds. If you're curious about eligibility requirements or want to explore how refinancing could benefit you, don't hesitate to reach out. Our team at Westerra, located at 7305 E 35Th Ave Denver Co 80238 in Denver, CO, is ready to assist you. You can give us a call at (303) 321-4209 during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Credit Card Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $28,881,152 in loans helping members navigate their spending while earning rewards on purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $183,738,555, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. By working exclusively with trusted financial institutions, LendMesh ensures that all comparisons are grounded in accuracy and integrity.

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