Westerra Credit Union Denver CO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Westerra, your trusted financial partner located at 8555 W Belleview Ave Ste F17, Denver, CO 80123. Since our establishment in 1934, we have proudly served our community with a commitment to member-focused banking solutions. With over 113,000 members and a robust asset base of $2.12 billion, we are dedicated to providing exceptional service and reliable products tailored to your needs. At Westerra, we understand that every financial journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Our total deposits amount to $73,690,286, showcasing the trust our members place in us. Our leadership team, led by CEO Steve Schmidle and Board President Andy Raicevich, prioritizes the financial well-being of our members above all else. With a net worth of $206,366,697 and cash in hand totaling $16,527,873, we ensure that your funds are secure and accessible whenever you need them. While members can visit us at our branch location for personalized assistance, official correspondence should be directed to our mailing address: 8555 W Belleview Ave Ste F17, Littleton, CO 80123-7307. Whether you're looking for guidance on a loan or simply have questions about your account, our friendly staff is here to help you navigate your options. We invite you to experience the Westerra difference where community values meet reliable financial services. If you have any questions or want to learn more about how we can assist you in achieving your financial goals, feel free to give us a call at 303-563-6628 or visit us online at Westerra Credit Union. Join us today and become part of a community that cares!

Branch History & Mission

Join Us Today!

As we continue our journey of growth and service in the heart of Denver, we invite you to become part of the Westerra family. Experience firsthand how we combine exceptional financial services with a genuine commitment to community support. Join us today and see how we can help you achieve your financial goals! Visit us online at Westerra for more information.

Our Evolution

Since its inception, Westerra has embraced the mission of enhancing the financial well-being of its members. We have continuously adapted and expanded our offerings to meet the evolving needs of our community. Whether through personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgages, we strive to empower individuals and families on their financial journeys. Our branch has also embraced modern technology to provide convenient services. With features like online banking, mobile payments, and ATM access available for our members, we ensure that managing finances is simple and accessible. While we do not currently offer drive-thru banking, our lobby is open Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 12 pm making it easy for you to visit us.

Our Mission

At Westerra, our mission goes beyond just providing financial products; we are dedicated to making a positive impact in the communities we serve. We actively participate in local events and support initiatives that uplift those around us. Our shared service center allows us to collaborate with partner credit unions so that more people can access essential financial services seamlessly. While members can visit us at 8555 W Belleview Ave Ste F17 Denver Co 80123, official correspondence should be sent to 8555 W Belleview Ave Ste F17, Littleton, CO 80123-7307. For any inquiries or assistance, don't hesitate to reach out at (303) 563-6628.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is equipped with features that meet ADA standards, including ramps and spacious entryways. Parking is readily available for both our members and visitors, ensuring a hassle-free experience when you come in for your banking needs.

Call to Action

We invite you to visit us soon! If you have any questions or would like more information about our services, don't hesitate to give us a call at 303-563-6628. At Westerra Littleton Branch, we're more than just a credit union; we're here to help you achieve your financial goals!

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9 AM to 5 PM and even offer Saturday hours from 9 AM to 12 PM. Whether you need to open an account, apply for a loan, or simply ask a question, our dedicated team is here to assist you during these times.

Services Offered

At Westerra, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, we provide online and mobile banking for your convenience. Need cash? You'll find an ATM available right at our location. If you're a member of a partner credit union, feel free to take advantage of shared services available here as well!

Member Eligibility

At Westerra, we believe that everyone deserves a welcoming financial community, and becoming a member is just the first step! If you live, work, or worship in our local area, you're likely eligible to join us. We also welcome family members of existing members, making it easy for your loved ones to experience the benefits we offer. Membership opens up a world of personalized services, from checking and savings accounts to auto loans and credit cards with rewards. You can find all the details about eligibility on our website at . Ready to become part of our community? Opening an account is simple! Just give us a call at (303) 563-6628 or visit us at our branch located at 8555 W Belleview Ave Ste F17 Denver Co 80123. We're here to guide you through the process and answer any questions you might have. Join us today and discover how Westerra can support your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $436,432,670, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that can streamline your payment processes. Imagine having a reliable way to accept payments seamlessly, allowing you to focus on what you do best running your business. Our merchant services enable you to process transactions efficiently, ensuring that your cash flow remains steady and predictable. Visit us at 8555 W Belleview Ave Ste F17 Denver Co 80123 in Denver, CO, or give us a call at (303) 563-6628 to learn how we can help your business grow!

Comprehensive List Of Services

Business Banking Assistance

If you're an entrepreneur or small business owner, our business banking services include essential tools like merchant services and business loans. We understand how vital it is to have the right financial support as you grow your business.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, banking has never been easier. Our members also benefit from basic shared branch transactions, which means you can perform deposits and withdrawals even if you're at a partner credit union.

Financial Flexibility

Sometimes life throws curveballs, and that's where our personal loans and debt consolidation services come into play. If you're feeling overwhelmed by expenses, we can help streamline your payments into one manageable loan. Plus, our credit cards with rewards give you the chance to earn while you spend perfect for everyday purchases or planned expenses.

Get Started Today!

We invite you to explore all these services and more at Littleton Branch. Our dedicated staff is ready to assist you with any questions or concerns. Feel free to reach out at (303) 563-6628, or visit us during our lobby hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Your financial journey starts here let's take it together!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances effectively. Need a new car? Our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. For those considering buying a home, our mortgage loans and refinancing products are here to assist you in making informed decisions about your biggest investment.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.westerracu.com/ , you can check balances, transfer funds, and pay bills whenever it suits you. You no longer need to rush to the bank before closing time. Everything you need is just a few clicks away!

Seamless Mobile Experience

Our mobile application makes banking on the go simple and efficient. You can make mobile payments easily, ensuring that you're always prepared for those spontaneous moments when cash isn't an option. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free.

Security You Can Trust

We prioritize your security with features designed to keep your information safe while providing ease of use. Although we do not currently offer electronic signature authorization, rest assured that our systems are built with advanced security measures to protect your data during every transaction. In summary, Westerra combines user-friendly technology with reliable security measures so that you can manage your finances confidently and conveniently. Explore all our digital banking options today at https://www.westerracu.com/ and experience the freedom of banking on your terms!

Stay Organized with E-Statements

Say goodbye to paper clutter! We offer e-statements, allowing you to view your account statements online. This not only helps keep your information organized but also contributes to a greener planet by reducing paper waste.

Financial Strength

Commitment to Growth

With $187,538,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $12,814 in used auto loans and $1,425,100,100 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 282 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts: 245,210, show a strong and growing member base that trusts us with their finances. This trust enables us to maintain net shares (funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerra is your trusted partner. Visit us at 8555 W Belleview Ave Ste F17 Denver Co 80123 or call (303) 563-6628 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $507,699,675 in share certificates and $509,701,253 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,629,535, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundations

With a net worth of $206,366,697, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who need a little extra support, we provide various credit lines that allow for greater flexibility in managing your finances. With total credit lines amounting to $699,858,514, you can access funds when you need them most. If you're considering refinancing any of your existing loans, our team is available to discuss eligibility options that might help lower your payments or consolidate debt more effectively. At Westerra, we pride ourselves on creating financial solutions that fit our members' lives. For any questions or if you'd like to learn more about how our loan products can benefit you, please don't hesitate to reach out at (303) 563-6628 or visit us at our branch located at 8555 W Belleview Ave Ste F17 Denver Co 80123 in Denver, CO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $216,428,186 in used vehicle loans and $36,375,558 in new vehicle loans already helping members get on the road, we're here to help you find the right financing solution. Our team is ready to guide you through the process, ensuring you understand every step along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $183,738,555. We make buying or refinancing simple, with competitive rates and flexible terms tailored to your unique situation. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable staff is here to assist you.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $28,881,152 in loans helping members manage their finances effectively. Our credit card options come with rewards that make it easier for you to earn while you spend.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is based on the latest results from NCUA (Source: https://www.ncua.gov ), allowing users to access fair and trustworthy offers.

Trustworthy Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your interests. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the genuine value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

WESTERRA CREDIT UNION