Westerra Credit Union Castle Rock CO | Affordable Auto Loans & Business Banking

Introduction

At Westerra, located at 4625 Trail Boss Dr, Castle Rock, CO 80104, we pride ourselves on being more than just a financial institution. Since our establishment in 1934, we have built a reputation for trust and reliability, serving a vibrant community of over 113,576 members. Our commitment to you goes beyond banking; it's about fostering relationships that help you achieve your financial goals. With total assets exceeding $2.1 billion and deposits amounting to $73,690,286, we are dedicated to providing the tools and resources necessary for your financial success. We understand that each member's journey is unique, which is why we offer a wide range of services including personal banking, auto loans, mortgages, business banking, and much more all tailored to meet your specific needs. Our leadership team, under the guidance of CEO Steve Schmidle and Board President Andy Raicevich, works tirelessly to ensure that Westerra remains a pillar of support in the Castle Rock community. With a staff of 286 dedicated employees ready to assist you, we strive to make every interaction pleasant and productive. Whether you're looking for advice on managing your finances or need assistance with a loan application, our knowledgeable team is here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 4625 Trail Boss Dr, Castle Rock, CO 80104-2803. Join us at Westerra today and experience the difference of being part of a community-focused credit union. For any inquiries or to learn more about our offerings, don't hesitate to call us at 303-321-4209 or explore our website at westerracu.com. Let's build your financial future together!

Branch History & Mission

Our Mission

At Westerra, our mission is clear: to empower our members financially while fostering a strong sense of community. We aim to provide not just banking services but also support initiatives that uplift those around us. Through partnerships and outreach programs, we are committed to making a positive impact in Castle Rock and beyond. Our dedicated team works tirelessly to ensure that every member feels valued and supported. Whether you're stopping by for a quick transaction through our drive-thru service or seeking advice on your next financial move, we're here for you. While members can visit us at 4625 Trail Boss Dr for all their banking needs, official correspondence should be sent to our mailing address at 4625 Trail Boss Dr, Castle Rock, CO 80104-2803. With modern amenities like ATM availability and shared service centers, we're equipped to meet your needs efficiently. We take pride in being ADA compliant and ensuring that every individual can comfortably access our services. Join us at Westerra and experience firsthand how we blend traditional values with modern conveniences to serve you better. Your journey toward financial empowerment starts here! For more information or assistance, don't hesitate to reach out at 303-321-4209. Let's build a brighter future together!

Our Story

Westerra began its journey nearly nine decades ago, rooted in the belief that everyone deserves access to quality financial services. What started as a small credit union has transformed into a robust institution with total assets of over $2.1 billion. Our branch is conveniently situated at 4625 Trail Boss Dr, Castle Rock, CO 80104, making it easily accessible for all members. Nearby landmarks include beautiful parks and vibrant local businesses that reflect the spirit of our community. As we evolved, so did our services. Today, we offer a wide range of options including personal banking accounts, auto loans, mortgage solutions, and business banking services. We embrace technology to enhance member experience with online and mobile banking features that allow you to manage your finances anytime, anywhere.

Branch Location & Accessibility

Comprehensive Services Just For You

Westerra isn't just about convenience; we offer a full range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have something for everyone. Plus, with ATM availability on-site and shared services offered for partner credit union members, accessing your funds has never been easier. While members can visit us at our Castle Rock address for all their banking needs, official correspondence should be sent to the same address: 4625 Trail Boss Dr, Castle Rock, CO 80104-2803.

Connect With Us Today!

We invite you to stop by our branch or give us a call at 303-321-4209 if you have any questions or need assistance. The team at Westerra is excited to serve you and help you achieve your financial goals!

Easy Access and Parking

At our Castle Rock branch, accessibility is a top priority. We offer ample parking right outside the building, so you can park your vehicle with ease. Our facilities are ADA compliant, ensuring that everyone can access our services comfortably. If you prefer drive-thru banking, we have that covered too! You can conduct basic transactions without ever leaving your car.

Operating Hours That Fit Your Schedule

Our operating hours are designed to accommodate your busy lifestyle. We're open Monday through Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 12 PM. This flexibility means you can visit us at a time that works best for you.

Member Eligibility

Becoming a member of Westerra feels like joining a close-knit community that truly cares about your financial well-being. If you live, work, worship, or attend school in the area around 4625 Trail Boss Dr Castle Rock Co 80104, you're likely eligible to join us! At Westerra, we aim to make banking accessible and beneficial for everyone. Membership offers you a range of advantages, including competitive loan rates and personalized services designed to meet your unique needs. For more detailed eligibility criteria, feel free to visit our website at . Once you're ready to take the next step, opening an account is simple just give us a call at (303) 321-4209 or drop by our branch. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to accept payments easily while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to serve your customers better. Whether you're a local café or a growing e-commerce store, we have solutions that fit your needs. Located at 4625 Trail Boss Dr Castle Rock Co 80104 in Castle Rock, CO, our dedicated team is ready to help you explore how our services can enhance your business operations. Connect with us today at (303) 321-4209, and let's take your business to new heights together!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $436,432,670, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive business banking services. From merchant services that simplify payment processing to business loans that help you grow, we cater to various business needs. Our team is dedicated to ensuring your business thrives in today's competitive landscape.

Convenient Services

In addition to these core offerings, we also provide basic drive-thru banking for quick deposits, withdrawals, and simple transactions. If you're a member of one of our partner credit unions, enjoy the convenience of shared branch transactions where you can make deposits and withdrawals without hassle. At Westerra, we believe in making banking accessible and straightforward. Whether it's through our user-friendly mobile application or at our location during lobby hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM you'll find everything you need right at your fingertips. Ready to explore how we can assist you? Give us a call at (303) 321-4209 or visit us online at Castle Rock. Let us help you achieve your financial goals today!

Loans and Financing

If you're in the market for a new car or need help consolidating debt, our auto loans and vehicle financing options can make those dreams come true. Our mortgage loans and refinancing solutions help you find the right home while saving on interest. And if you're facing unexpected expenses, our personal loans can provide you with the necessary funds to get back on track. We even offer credit cards with rewards that give back as you spend!

Personal Banking

We understand that managing your day-to-day finances can be a challenge. That's why we offer personal banking solutions including checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your money through our online and mobile banking services, allowing you to check balances, transfer funds, and pay bills from anywhere. Plus, with our ATM and cash withdrawal services, getting cash when you need it is quick and convenient.

Digital & Online Banking

Convenience at Your Fingertips

Our digital banking services also include mobile payments, allowing you to make purchases directly from your phone. This feature provides an extra layer of convenience when you're out shopping or dining. In today's fast-paced world, having real-time access to your finances is essential. That's why at Westerra, we strive to make online banking as user-friendly as possible. With everything available at https://www.westerracu.com/, managing your money has never been more straightforward. Join us today and experience the convenience of digital banking with Westerra!

Key Features

With 24/7 access to your accounts through our online banking services, you can check balances, pay bills, and transfer funds whenever it suits you. Our mobile application makes it even easier; simply download it to your smartphone and have your credit union right in your pocket. Need to send money to a friend or family member? Our person-to-person transfers let you do just that in a few simple taps. Plus, if you prefer paperless statements, we offer e-statements for quick access to your account information without the clutter. Security is always a top priority for us. While we currently do not support electronic signature authorization, rest assured that our other features are designed with your safety in mind. We use advanced security measures to protect your information so you can bank with confidence.

Financial Strength

A Strong Foundation

With a net worth of $206,366,697, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Your Future

With $187,538,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $12,814 in used auto loans and $1,425,100,100 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Members' Savings Are Secure

Members' savings are secured through $507,699,675 in share certificates and $509,701,253 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,629,535, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 282 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 245,210, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerra is your trusted partner. Visit us at 4625 Trail Boss Dr Castle Rock Co 80104 or call (303) 321-4209 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $216,428,186 in used vehicle loans and $36,375,558 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $436,432,670 provide the capital needed to grow and expand. We work closely with entrepreneurs to ensure they have access to necessary funds for their ventures. At Westerra, we believe in making financial services accessible and straightforward. If you're considering refinancing or exploring eligibility options, our team is ready to assist you. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or wish to learn more about our loan offerings, please feel free to reach out at (303) 321-4209 or visit us at 4625 Trail Boss Dr Castle Rock Co 80104 in Castle Rock, CO. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $183,738,555, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $28,881,152 in loans helping members manage their finances effectively. This option allows for easy access to funds when you need them most without tying up collateral.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers are fair and transparent. By using verified data, LendMesh helps users compare options without worrying about hidden fees or misleading terms.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This commitment to sourcing ensures that you are seeing genuine offers with no surprises. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can quickly see what each lender offers, empowering you to make an informed choice. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how our platform can significantly impact your financial decisions. If you're ready to explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Westerra