Westerra Credit Union Aurora CO | Best Auto Loans & Business Banking

Introduction

Welcome to Westerra Credit Union, your trusted financial partner since 1934! Located at 4231 S Buckley Rd, Aurora, CO 80013, we pride ourselves on being more than just a place to manage your money. With over 113,576 members and assets totaling an impressive $2,120,820,590, we are committed to serving our community with personalized banking solutions tailored to meet your unique needs. At Westerra, we understand that financial decisions can feel overwhelming. That's why our dedicated team of 286 employees, led by CEO Steve Schmidle and Board President Andy Raicevich, is here to guide you every step of the way. Whether you're looking for a new auto loan or need help with mortgage refinancing, our services are designed to empower you. We currently offer a total of 39,606 loans and leases, ensuring that there's an option for everyone. Your trust is important to us. With total deposits reaching $73,690,286 and a net worth of $206,366,697, we have the stability and resources to support your financial goals. And with $16,527,873 in cash on hand, we're ready when you are! While you can visit us at our branch location for all your banking needs, remember that any official correspondence should be sent to the same address: 4231 S Buckley Rd, Aurora, CO 80013. We invite you to explore our website at westerracu.com for more information on how we can assist you. Our friendly staff is available Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. If you have any questions or need assistance right away, don't hesitate to call us at 303-321-4209. Join us today and experience the difference of being part of a credit union that genuinely cares about its members!

Branch History & Mission

Westerra Credit Union has a rich history rooted in community and service since it opened its doors in 1934. Located at 4231 S Buckley Rd, Aurora, CO 80013, Westerra has grown significantly over the decades, now proudly serving a total membership of 113,576. This growth is a testament to our commitment to providing exceptional financial services tailored to the needs of our members. From humble beginnings, Westerra was founded with a mission to improve the financial well-being of our community. Over the years, we have evolved and adapted to meet changing needs while remaining steadfast in our dedication to supporting local residents and businesses. Today, we boast total assets of over $2 billion, reflecting our sound financial practices and member trust. Our mission is simple yet impactful: to empower individuals and families by providing accessible financial solutions that foster growth and security. Whether it's personal banking, auto loans, or business financing, we aim to offer products that enhance the lives of those we serve. We also believe in giving back; through various outreach efforts and partnerships with local organizations, we strive to strengthen our community. While members can visit us at our branch location in Aurora, official correspondence should be sent to the same address. Our operating hours are convenient for all Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM making it easy for you to access our services when you need them. At Westerra, we understand the importance of modern banking solutions. That's why we offer online and mobile banking options along with ATM availability for quick cash withdrawals. Although we do not have drive-thru services at this location, our shared service center ensures members can complete basic transactions conveniently. As we look toward the future, we remain committed to upholding our values and expanding our services while ensuring compliance with ADA standards for accessibility. We invite you to join Westerra Credit Union today and experience firsthand how being a member can lead to greater financial empowerment. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Comprehensive Services

As a member of Westerra, you'll enjoy a wide array of services including personal banking options such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards that offer rewards. For businesses, we provide essential services like merchant services and business loans. Need cash? We have an ATM available for quick access to your funds. While members can visit us at 4231 S Buckley Rd, any official correspondence should be sent to the same address since it serves as both our branch and mailing location.

Convenient Access

At Westerra, we understand that convenience is key. Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can visit us comfortably. We are committed to providing a welcoming environment for all members of our community.

Friendly Operating Hours

Our doors are open to serve you from Monday through Friday, 9 AM to 5 PM, and on Saturday from 9 AM to 12 PM. These hours are tailored to fit your busy schedule, making it easy for you to manage your banking needs when it's most convenient for you.

Reach Out Today!

Have questions or need assistance? Don't hesitate to give us a call at 303-321-4209. We're here to help! At Westerra, we look forward to serving you and helping you achieve your financial goals. Come see us soon!

Member Eligibility

At Westerra, we believe that everyone deserves the chance to be part of a caring community. Becoming a member is simple and welcoming! If you're living, working, or attending school in our local area, you can join us and enjoy all the benefits we offer. Whether you're looking for personal banking solutions or loans tailored to your needs, being a member means you have access to resources designed with you in mind. To get started, just visit us at our branch located at 4231 S Buckley Rd Aurora Co 80013 or give us a call at (303) 321-4209. You can also check out the detailed eligibility criteria at for more information. We're excited to have you on board and can't wait to help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $436,432,670, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, our merchant services are designed to simplify your payment processing needs. Imagine being able to accept payments seamlessly from customers, whether they prefer credit cards, debit cards, or mobile payments. Our tools not only make transactions easier but also enhance your cash flow management allowing you to focus more on what you do best: running your business. Located at 4231 S Buckley Rd Aurora Co 80013, Aurora, CO 80013, we invite you to visit us or call (303) 321-4209 to learn more about how our business banking services can empower your company's growth!

Comprehensive List Of Services

ATM and Shared Branch Services

Need cash? We've got you covered! Our location provides access to an ATM for quick withdrawals and balance checks. Plus, if you're a member of another participating credit union, you can conduct basic shared branch transactions like deposits and withdrawals at our facility. We invite you to explore all these services and more at Quincy Place. Our friendly staff is here to assist you during our operating hours from Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. If you have any questions or need assistance, don't hesitate to call us at (303) 321-4209. At Westerra, we're dedicated to helping you achieve your financial goals with ease and confidence. Let's start this journey together come visit us today!

Business Banking

For our entrepreneurial members, we provide dedicated business banking services including merchant services and business loans. We understand the unique challenges that come with running a business, which is why our team is ready to assist you with tailored financial solutions that can help your business thrive.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards not only offer everyday purchasing power but also give you access to exciting rewards that can enhance your lifestyle. From travel perks to cash back offers, there's something for everyone.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Westerra offers robust online and mobile banking features. You can easily check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment service all from the comfort of your home or on-the-go via our mobile app.

Personal Banking

Our personal banking services are designed with you in mind. With options for checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. Looking to buy a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If you're thinking about purchasing a home or refinancing an existing mortgage, our mortgage loans come with competitive rates and personalized support throughout the process. And for those unexpected expenses or consolidation needs, our personal loans are here to help you stay on track financially.

Digital & Online Banking

Mobile Banking Features

Our mobile application brings all the power of our online services right to your fingertips. Enjoy mobile payments for quick and hassle-free transactions. Want to send money to a friend? With our person-to-person transfer feature, it's as easy as sending a text. And don't worry about security; we take it seriously. Your information is protected, so you can bank with confidence.

Online Banking Services

With 24/7 online banking services available at https://www.westerracu.com/, you can check your account balances, transfer funds, and pay bills with just a few clicks. Say goodbye to long lines and hello to real-time account management! Plus, you can access e-statements whenever you need them, helping you keep track of your financial activities without the clutter of paper.

Security and Convenience

While we offer advanced features like electronic signature authorization for added convenience, rest assured that your data is safe with us. We prioritize your privacy and security in every transaction. With all these tools at your disposal, managing your finances has never been easier or more secure. Experience banking that works for you at Westerra. Visit us today at https://www.westerracu.com/ and discover how our digital banking solutions can simplify your financial life!

Financial Strength

At Westerra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your savings and investments are in safe hands, supported by a strong foundation of financial health. With a net worth of $206,366,697, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $507,699,675 in share certificates and $509,701,253 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,629,535, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $187,538,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $12,814 in used auto loans and $1,425,100,100 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our net income of $0, reflecting our commitment to sustainable practices while still enabling us to offer competitive loan rates and solid financial products for our members. We also take pride in having 282 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts stand at an impressive 245,210, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerra is your trusted partner. Visit us at 4231 S Buckley Rd Aurora Co 80013 or call 303-321-4209 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Support for Business Owners

For business owners, our outstanding commercial loans totaling $436,432,670 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to offering personalized solutions that help you thrive. At Westerra, we believe that everyone should have access to financial resources that empower them. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. Our team is available at (303) 321-4209 during regular business hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $216,428,186 in used vehicle loans and $36,375,558 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the resources needed to make your purchase without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $183,738,555, make buying or refinancing simple. We believe that everyone deserves a chance at owning a home, and our friendly team can guide you through each step of the process, from application to closing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $28,881,152 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate debt, our credit card options provide peace of mind with straightforward terms.

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