Westerra Credit Union Arvada CO | Best Auto Loans & Business Banking

Introduction

Welcome to Westerra, your trusted financial partner in the heart of Arvada, Colorado! Located at 7270A W 88th Ave, our branch has been serving the community since 1934. With a commitment to providing exceptional service and financial solutions, we proudly support over 113,576 members, helping them achieve their financial goals. At Westerra, we understand that your needs are unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our total assets amount to an impressive $2,120,820,590, reflecting our solid foundation and dedication to member satisfaction. Our team is led by CEO Steve Schmidle and Board President Andy Raicevich, both of whom are deeply committed to fostering a welcoming environment where every member feels valued. With a workforce of 286 employees, we're here to assist you every step of the way. We invite you to explore what makes Westerra special. While members can visit us at our Arvada branch for all your banking needs, official correspondence should be sent to the same address: 7270A W 88th Ave, Arvada, CO 80003. Whether you're looking to save for the future or secure a loan today, we have the resources you need. Feel free to call us at 303-321-4209 or visit our website at westerracu.com for more information on how we can help you thrive financially. Join us in building a better financial future together!

Branch History & Mission

Join Us

We invite you to become part of the Westerra family. Experience firsthand the benefits of membership from competitive rates on loans to personalized customer service that puts you first. Explore what we offer by visiting us today or calling us at 303-321-4209. Together, let's build a brighter financial future!

Our Evolution

Westerra began with the simple idea of helping individuals and families achieve their financial goals. As we opened our doors at 7270A W 88th Ave, Arvada, CO 80003, we quickly became known for our personalized service and community-focused approach. Throughout the years, we've adapted to the changing needs of our members by introducing new products and services that make banking easier and more accessible. Our branch has seen significant milestones along the way. We've embraced technology to enhance our services, offering online banking and mobile payments for convenience. Additionally, we ensure that our facilities are ADA compliant so everyone can access our services comfortably. With features like ATM availability and drive-thru banking, we strive to make every visit efficient for our members.

Our Mission Statement

At Westerra, our mission is clear: to empower individuals through financial education and support while fostering a sense of belonging within the community. We believe in not just providing loans or savings accounts but also in being a trusted partner in your financial journey. Whether you need help with auto loans, mortgages, or personal banking solutions, our dedicated team is here to guide you every step of the way. We take pride in giving back to Arvada through various community outreach programs and partnerships aimed at uplifting those around us. It's not just about numbers; it's about people our members and neighbors who inspire us daily. While members can visit us at 7270A W 88th Ave, official correspondence should be sent to 7270A W 88th Ave, Arvada, CO 80003.

Branch Location & Accessibility

Additional Services

Westerra offers a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. If you're a member of another participating credit union, you can also take advantage of our shared services for deposits and withdrawals. While members can visit us at 7270A W 88Th Ave Arvada Co 80003, official correspondence should be sent to our mailing address at 7270A W 88th Ave, Arvada, CO 80003.

Convenient Access and Amenities

At Westerra, we understand that your time is valuable. That's why we offer a variety of services designed to meet your banking needs efficiently. Our branch features both drive-thru banking and an ATM for quick access to your funds. Plus, with ADA-compliant facilities, we ensure that everyone can enjoy a hassle-free visit. Parking is ample, allowing you to pop in without stress.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at (303) 321-4209. We look forward to seeing you soon at Westerra!

Operating Hours

We're here for you! Visit us during lobby hours Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. If you prefer drive-up service, our hours are slightly earlier on weekdays from 8 AM to 6 PM and also Saturday from 9 AM to 12 PM.

Member Eligibility

At Westerra, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. We welcome individuals who live, work, or worship in our service areas, making it easy for you to connect with us. Whether you're looking for a place to save, borrow, or simply access banking services, our members enjoy personalized support and a range of financial products tailored to their needs. Becoming a member is simple! You can find all the necessary eligibility details on our website at . If you're ready to take the next step and open your account, visit us at 7270A W 88Th Ave Arvada Co 80003 or give us a call at (303) 321-4209. We're here to guide you through the process and answer any questions you may have. Join us at Westerra today and experience the benefits of being a valued member of our credit union community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services that empower local businesses. Imagine a café on the corner using our services to accept mobile payments effortlessly, allowing them to serve more customers during peak hours. With our easy-to-use payment processing solutions, you can focus on what matters most growing your business. Visit us at 7270A W 88Th Ave Arvada Co 80003 in Arvada, CO or call us at (303) 321-4209 to discover how we can support your business journey today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $436,432,670, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide essential banking functions like basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions. With basic ATM access available for withdrawals and balance checks, managing your finances has never been easier. With all these services and more available at Westerra, we invite you to experience how banking can be straightforward and supportive. Have questions or want to learn more? Give us a call at (303) 321-4209 or visit us at our branch! We're here to help you achieve your financial dreams come see how we can serve you today!

Business Banking Services

For business owners in the community, we provide comprehensive Business Banking services. From Merchant Services that facilitate easy transactions to Business Loans designed to help grow your enterprise, we're committed to supporting local businesses in achieving their goals.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, perfect for those who want to earn while they spend. Whether it's cash back or travel points, these cards offer added benefits that make daily purchases even more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Arvada Branch, we offer robust Online & Mobile Banking options. You can manage your accounts anytime and anywhere from checking balances to transferring funds all from the palm of your hand. Our ATM & Cash Withdrawal Services ensure you have easy access to your money whenever you need it.

Personal Banking Solutions

Navigating personal finances can sometimes feel overwhelming, but with our Personal Banking services, you have the support you need. We offer Checking & Savings Accounts that fit any lifestyle, whether you're saving for a vacation or managing monthly expenses. For those considering a new vehicle, our Auto Loans & Vehicle Financing options can help get you behind the wheel with competitive rates and flexible terms. If home ownership is your goal, look no further than our Mortgage Loans & Refinancing services. We're here to assist you through every step of the process, ensuring you find the right mortgage that suits your budget. In addition, our Personal Loans & Debt Consolidation options are designed to help simplify your finances and get back on track.

Digital & Online Banking

At Westerra, we understand that your time is valuable. That's why our digital and online banking services are designed to give you convenient access to your finances anytime, anywhere, all while keeping your information secure. With our user-friendly online banking platform, available at https://www.westerracu.com/, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. For those who prefer using their mobile devices, our mobile application offers the same great features right in your pocket, making it simple to stay on top of your finances. We also offer a variety of services that make everyday banking smoother. For instance, if you're looking to send money quickly to a friend or family member, our person-to-person transfer feature allows you to do just that with ease. Plus, if you're going paperless, you'll love our e-statements which provide you with quick access to your account statements without cluttering your mailbox. Security is a top priority for us at Westerra. Even though we don't offer electronic signature authorization at this time, you can trust that our online banking services are protected with advanced security measures to keep your personal information safe. And for those times when you need instant payments, our mobile payments feature allows you to make transactions seamlessly using just your smartphone. Whether it's splitting a dinner bill or paying for groceries, we've got you covered. With 24/7 online banking services, you're never out of touch with your money. At Westerra, we're here to help simplify your banking experience so you can focus on what matters most in life.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 245,210, show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, reinforcing our ability to help you achieve your financial objectives. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerra is your trusted partner. Visit us at 7270A W 88Th Ave Arvada Co 80003 or call (303) 321-4209 to learn more about how we can help you achieve your financial goals.

Committed Team

We also take pride in having 282 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Investing in Your Future

With $187,538,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $12,814 in used auto loans and $1,425,100,100 in total loans and leases, we support our members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $507,699,675 in share certificates and $509,701,253 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,629,535, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $206,366,697, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those seeking business opportunities or expansion, our outstanding commercial loans totaling $436,432,670 provide the capital needed for growth. We understand that businesses require different financing solutions and are here to help. If you're considering refinancing any existing loans or are unsure about eligibility options, our friendly staff at our branch located at 7270A W 88th Ave Arvada CO 80003 is ready to assist you. Just give us a call at 303-321-4209, and we'll walk you through the available options based on your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Westerra, we're dedicated to providing transparent loan offerings and exceptional service to help our members thrive financially.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $216,428,186 in used vehicle loans and $36,375,558 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in the car you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $183,738,555, make buying or refinancing simple. We aim to guide you through every step of the mortgage process so that you can feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $28,881,152 in loans helping members manage their finances effectively. This option provides an excellent way to handle everyday purchases while building your credit score.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified information allows users to access fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information provided reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every loan comparison is grounded in real-time data without influence from marketing dollars. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature helps users make informed decisions tailored to their financial situations. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the genuine impact of using a reliable comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Westerra

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission Statement

Branch Location & Accessibility

Additional Services

Convenient Access and Amenities

Get in Touch!

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Additional Services

Business Banking Services

Credit Cards and Rewards

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Financial Strength

A Growing Community

Committed Team

Investing in Your Future

Secure Savings Options

Strong Financial Foundation

Loan Offering

Additional Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Comparisons

Benefits of Using LendMesh

Join Our Community