Western Sun Credit Union Owasso OK | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Western Sun, your trusted financial partner located at 14010 E 116th St N, Owasso, OK 74055. Since our establishment in 1940, we have been dedicated to providing exceptional service and support to our growing community of over 25,338 members. With a strong commitment to your financial well-being, we proudly manage $186,631,321 in total assets and offer a diverse range of services tailored to meet your needs. At Western Sun, we believe that banking should be personal and accessible. Whether you're looking for auto loans, personal loans, or business banking solutions, our friendly team is here to help you every step of the way. We also provide convenient online and mobile banking options so you can manage your finances on the go. Our leadership is anchored by CEO John Robinson and Board President Bert Robison, who are passionate about fostering a supportive environment for our members. Our dedicated staff of 69 employees works tirelessly to ensure you receive the best service possible. While members can visit us at our Owasso branch, official correspondence should be sent to our mailing address at 4620 W Kenosha St, Broken Arrow, OK 74012-8966. For any inquiries or assistance, feel free to reach us at (918) 362-1610. Explore how Western Sun can make a difference in your financial journey today! Visit us or check out our website at wsfcu.com for more information on our services and offerings. We look forward to serving you!

Branch History & Mission

Community Focus

We understand that accessibility is key for our members. That's why we offer convenient features like ATM availability and drive-thru banking from Monday through Friday between 7:30 AM and 5:30 PM (with Saturday hours from 9:00 AM to Noon). Whether you're making deposits or simply checking your balance, we're here to serve you efficiently. Moreover, we've embraced modern banking solutions that include online and mobile banking options. These advancements not only enhance convenience but also ensure ADA compliance so everyone can enjoy our services without barriers. As we look ahead, we remain committed to evolving alongside our members' needs while staying true to our core values of trust, integrity, and service excellence. Join us today at Western Sun! Experience firsthand how we can help you thrive financially while making a positive difference in your community. Call us at 918-362-1610 or visit our website at wsfcu.com for more information about becoming a member or exploring our services. Together, let's shine bright!

Our Mission

At Western Sun, our mission is straightforward: to empower our members with the financial tools they need to achieve their goals. We offer a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Additionally, we cater to business needs through merchant services and business loans. But our commitment extends beyond just banking. We believe in giving back to the community that has supported us throughout the years. From local partnerships to outreach programs, we strive to make a meaningful impact in Owasso and its surrounding areas. While members can visit us at 14010 E 116Th St N, official correspondence should be sent to 4620 W Kenosha St, Broken Arrow, OK 74012-8966.

Branch Location & Accessibility

Get in Touch

If you have any questions or want more information about what we offer, feel free to give us a call at 918-362-1610. Our friendly team is ready to help! We look forward to welcoming you to Western Sun where your financial journey begins.

Operating Hours

At Western Sun, we value your time. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. If you're on the go, take advantage of our drive-thru service available Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 9:00 AM to noon. We're here when you need us!

Our Location

Nestled in the heart of Tulsa County, our branch is surrounded by local shops and eateries, making it a convenient pit stop for your banking errands. We offer ample parking space right outside, ensuring that you can visit us without hassle. Our facility is ADA-compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Services Offered

We provide a full range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards we have something for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks anytime you need it. While members can visit us at our Owasso location, official correspondence should be sent to our mailing address at 4620 W Kenosha St in Broken Arrow.

Member Eligibility

At Western Sun, we believe that everyone deserves a place where they feel valued and supported. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the areas served by us, you're likely eligible to join our community. We take pride in offering a range of financial services tailored to meet your needs, from personal banking options to auto loans and credit cards with rewards. To get started on your membership journey with Western Sun, simply visit us at our branch located at 14010 E 116Th St N Owasso Ok 74055, or you can reach out via phone at (918) 362-1610 for more details. For those looking to open an account, check out the straightforward process outlined here: http://www.wsfcu.com/apply-for-loan/ . Don't forget to visit our eligibility page for the most up-to-date information: . Joining us means becoming part of a supportive family dedicated to helping you achieve your financial goals!

Business Banking & Commercial Services

Loan Options that Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $238,283, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer practical merchant services that can simplify your daily operations. Imagine being able to accept payments quickly and efficiently, allowing you to focus more on what matters most growing your business. Our services help streamline transactions and enhance customer experiences. Visit us at 14010 E 116Th St N Owasso Ok 74055 in Owasso, OK or call us at (918) 362-1610 to learn how our business banking solutions can help you thrive in today's competitive market!

Comprehensive List Of Services

Business Banking Support

If you're an entrepreneur or run a small business, Western Sun has you covered with dedicated business banking services. From merchant services that simplify payment processing to business loans designed to help you grow, we are here to support your business every step of the way.

Digital and Convenient Banking

In today's fast-paced world, convenience matters. That's why we have prioritized our online and mobile banking services. With these tools, you can access your accounts anytime, anywhere perfect for making quick transfers or checking balances on the go. Our ATM and cash withdrawal services ensure that you can get cash when you need it most.

Drive-Thru and ATM Access

We also understand that sometimes you just need a simple transaction done quickly. Our basic drive-thru service allows for easy deposits, withdrawals, and other simple transactions without leaving your car. Plus, our ATMs enable hassle-free access to cash along with balance checks whenever required. At Western Sun in Owasso, we strive to meet all your financial needs under one roof. Our friendly team is always ready to assist you with any questions about our services or how they can benefit you personally. If you're ready to take control of your finances or want more information about any of our offerings, don't hesitate to reach out! You can call us at 918-362-1610 or visit us online at wsfcu.com. Join us today and experience financial services designed with you in mind!

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts that help you save for future goals while managing everyday expenses. Imagine having the perfect account to fit your lifestyle whether you're saving for a vacation or simply need a place for your paycheck to land. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. We also provide mortgage loans and refinancing, helping you secure that perfect home or refinance your current mortgage for better rates. For those looking to consolidate debt or fund personal projects, our personal loans come with flexible terms designed just for you. And don't forget about our credit cards with rewards, which offer perks that can enhance your everyday spending.

Digital & Online Banking

Convenient Features

We also provide e-statements for those who prefer going paperless. This not only keeps your finances organized but also helps reduce clutter. If you're looking to make payments on the fly, our mobile payments feature allows you to pay anyone instantly perfect for splitting a dinner bill with friends or sending money to family. Don't forget about our user-friendly mobile application! Available for download, it puts all the power of banking right in your pocket. You can manage your account from anywhere, ensuring you're always in control of your finances.

Secure Transactions

Security is a top priority at Western Sun. Our system employs advanced measures to keep your information safe while allowing for person-to-person transfers without any hassle. Whether you're sending money across town or across the country, our secure platform ensures that your transactions are protected. In short, with Western Sun's digital and online banking services, you gain more than just convenience; you gain peace of mind knowing your financial needs are met securely and efficiently. Join us today and experience how easy banking can be!

Financial Strength

Commitment to Innovation and Growth

With $28,270,331 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $5,366 in used auto loans and $146,739,209 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Base

Total Share Accounts: 38,036 show a strong and growing member base that trusts us with their finances. This reflects the confidence our community has in Western Sun, reinforcing our commitment to serving you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Western Sun is your trusted partner. Visit us at 14010 E 116Th St N Owasso Ok 74055 or call (918) 362-1610 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Options

Members' savings are secured through $56,575,233 in share certificates and $10,658,429 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $79,297, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 69 full-time employees who are dedicated to providing excellent service, ensuring our branches are always ready to assist you with knowledgeable support.

Strong Capital Position

With a net worth of $32,097,280, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,714 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these primary loan offerings, we provide various services including personal banking options such as checking and savings accounts. We also support business banking through merchant services and business loans helping local entrepreneurs thrive. If you're considering refinancing any existing loans or exploring eligibility options for our loan products, please don't hesitate to contact us at 918-362-1610. Our team is ready to assist you with personalized advice tailored to your individual situation. For detailed performance insights and financial data regarding our services, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how Western Sun can help you with your lending needs today! Visit us at 14010 E 116Th St N Owasso Ok 74055, or check out our website for more information on how to apply for a loan: http://www.wsfcu.com/apply-for-loan/ .

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,238,900 in used vehicle loans and $16,434,948 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we have competitive rates and flexible terms to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,467,436, making buying or refinancing simple. We're here to guide you through the process and provide you with the financial support needed to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,828,230 in loans helping members manage their finances effectively. These cards are designed to provide you with purchasing power without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh takes pride in ensuring that the data it provides is both accurate and reliable. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures fair and transparent offers for all users.

WESTERN SUN FEDERAL CREDIT UNION