Western New York Credit Union West Seneca NY | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Western New York, your trusted partner for financial solutions since 1964! Located at 1937 Union Rd, West Seneca, NY 14224, our credit union has been dedicated to serving the community with a commitment to personal banking and member satisfaction. With a strong membership base of 8,798 and total assets reaching an impressive $83,304,350, we are proud to offer tailored services that meet the diverse needs of our members. At Western New York, we understand that financial decisions can be overwhelming. That's why our experienced team is here to guide you through every step, whether you are looking for checking and savings accounts, auto loans, or mortgage refinancing options. Our CEO, Marie Betti, alongside Board President Michael Henry, leads a passionate team of 18 employees who are ready to assist you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 1937 Union Rd, West Seneca, NY 14224. We invite you to explore our range of services that include online and mobile banking options for your convenience. Our total deposits stand at $8,919,973, ensuring that your money is safe and accessible whenever you need it. We are not just about numbers; we believe in making a positive impact within our community. Every loan we provide and every deposit we accept helps us grow stronger together. Our goal is to enhance your financial journey while fostering a supportive environment where members feel valued and heard. So why wait? Visit us today or give us a call at 716-771-5000! Whether you're looking to open an account or learn more about our services, we're here to help you achieve your financial goals. Discover how Western New York can make a difference in your life!

Branch History & Mission

Community Engagement

Our commitment extends beyond just banking. We believe in giving back to our community through various outreach programs and partnerships that uplift those around us. Together with local organizations, we work towards creating opportunities that enhance the lives of our members and neighbors alike. While members can visit us at 1937 Union Rd West Seneca Ny 14224, official correspondence should be sent to 1937 Union Rd, West Seneca, NY 14224 if it's different. If you have any questions or need assistance, feel free to contact us at (716) 771-5000 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM (Drive-Thru only).

Join Us Today!

As we continue on this journey of growth and service, we invite you to become part of the Western New York family. Experience firsthand how we can help you achieve your financial dreams while making a positive impact in our community. Visit us today or explore our website at Main Office for more information on opening an account or learning about our services. Let's build a brighter future together!

Our Mission

At Western New York, our mission is simple yet impactful: we strive to empower our members through exceptional financial services while actively contributing to the well-being of our community. We understand that banking is not just about transactions; it's about building relationships and supporting one another. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, all designed with your best interests in mind. We also embrace modern conveniences with online and mobile banking capabilities, making it easier for you to manage your finances anytime, anywhere. Whether you're looking for basic drive-thru services or shared branch transactions, we're here to serve you efficiently and effectively.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to give us a call at 716-771-5000! We're eager to assist you with any inquiries or services you may need. Remember, while members can visit us at our branch location, official correspondence should be sent to our mailing address at 1937 Union Rd, West Seneca, NY 14224. Come visit us today at Western New York where your financial success is our priority!

Nearby Landmarks and Accessibility

Located just a short drive from the bustling West Seneca Plaza and not far from the scenic West Seneca Town Park, our branch is in a prime spot for community members. We understand that accessibility matters, which is why our location features ADA-compliant ramps and parking spaces to ensure everyone can visit us comfortably.

Operating Hours

We're open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to fit banking into your schedule. Plus, if you need to swing by on Saturday, our drive-thru is available from 9:00 AM to 12:00 PM for those quick transactions.

Services Offered

At Western New York, we provide a range of services designed with you in mind. From checking and savings accounts to auto loans and mortgage refinancing, we've got your financial needs covered. Our drive-thru service allows you to handle deposits and withdrawals without leaving your car, adding another layer of convenience.

Member Eligibility

Becoming a member of Western New York is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the West Seneca area, you're already eligible to join our community! We welcome individuals who are looking for a supportive financial partner that offers personalized services tailored to your needs. At Western New York, you'll enjoy benefits like competitive loan rates, savings options, and access to online banking tools that make managing your finances easier than ever. Opening an account is a breeze! Simply visit us at 1937 Union Rd West Seneca Ny 14224, or check out our easy-to-follow guide on how to get started by visiting https://wnyfcu.com/tools-resources/enrollment/ . If you have questions or need assistance, don't hesitate to call us at (716) 771-5000. For more detailed eligibility criteria, feel free to explore our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans for Growth

Imagine having the financial backing to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify transactions and improve cash flow. Picture your customers checking out easily with seamless payment options while you focus on what really matters growing your business. From credit card processing to online payment solutions, our merchant services help streamline operations. Explore how Western New York, located at 1937 Union Rd West Seneca Ny 14224, can be your partner in achieving business success. For more information, give us a call at (716) 771-5000!

Comprehensive List Of Services

Business Banking Solutions

At Western New York, we understand that small businesses are the backbone of our community. That's why we offer business banking services that include merchant services and business loans tailored for entrepreneurs like you. We want your business to thrive, and our team is ready to help with solutions that fit your business model.

Convenient Access Anytime

Accessibility is key in today's fast-paced world. With our ATM services available 24/7, withdrawing cash or checking your balance has never been easier. Plus, our drive-thru service allows for quick transactions without leaving your car perfect for those busy days when you're on the go! We also offer shared branch transactions for partner credit union members, making it convenient for everyone involved. Whether you're depositing funds or needing cash withdrawals, we've got you covered.

Join Us Today!

With so many services available at Western New York, we're confident you'll find what you're looking for. Our friendly staff is always here to answer any questions you may have and assist with any financial needs. Don't hesitate; give us a call at (716) 771-5000 or visit us at 1937 Union Rd West Seneca Ny 14224 in West Seneca, NY. Explore how we can help simplify your financial journey today!

Personal Banking Made Simple

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. You can enjoy the flexibility of online and mobile banking, making it easy to check your balance, transfer funds, or pay bills from anywhere. Imagine being able to manage your finances right from your smartphone while sipping coffee at your favorite café! If you're considering purchasing a new car or refinancing an existing auto loan, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms tailored to fit your budget. For those planning to buy a home, we provide mortgage loans and refinancing options that make homeownership achievable. Our team is here to guide you through the process, ensuring you have all the information you need to make informed decisions.

Support for Your Financial Goals

Life can be unpredictable, which is why having access to personal loans and debt consolidation can bring peace of mind during tough times. Whether it's unexpected expenses or consolidating multiple debts into one manageable payment, we're here to support you every step of the way. And let's not forget about credit cards! Our credit cards come with rewards that can benefit you every time you shop. It's a smart way to earn while you spend.

Digital & Online Banking

Key Features

One standout feature is our ability to provide E-Statements. Enjoy the benefits of going paperless while keeping track of your transactions easily. You can view your statements whenever you want, helping you stay organized without the clutter of physical paperwork. For those on the go, our Mobile Application makes it even easier to manage your finances. With just a tap on your smartphone, you can perform various tasks like viewing account activity or making payments. Plus, we support Mobile Payments, allowing you to make secure transactions quickly and efficiently. Need to send money to friends or family? Our Person-to-Person Transfers feature simplifies that process too! It's a quick way to send funds without needing cash or checks. While we currently do not offer Electronic Signature Authorization, rest assured that all our digital services are built with security in mind. Your personal information is protected with robust measures so you can bank confidently. At Western New York, we strive to give you real-time access to your accounts and an overall enjoyable banking experience. Whether you're sitting at home or out and about, managing your finances has never been easier!

Financial Strength

Dedicated Team

We also take pride in having 16 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 14,249, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Western New York is your trusted partner. Visit us at 1937 Union Rd West Seneca Ny 14224 or call (716) 771-5000 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $1,431 in used auto loans and $52,396,808 in total loans and leases, we are here to help you make your dreams a reality. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investment

Members' savings are secured through $6,110,727 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $7,974,472 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Our Financial Health

With a net worth of $8,341,104, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of $1,001, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those interested in business financing, we currently do not have outstanding commercial loans available. However, our total credit lines amounting to $9,010,000 are there to support personal and small business needs. If you're considering refinancing any existing loans or checking eligibility for our various products, feel free to reach out. Our team at Western New York is ready to guide you through the options available. For more information about our loan offerings or to apply today, contact us at (716) 771-5000 or visit us at 1937 Union Rd West Seneca Ny 14224, West Seneca, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you on your path to financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,195,560 in used vehicle loans and $8,139,880 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,409,911, make buying or refinancing simple. We provide competitive rates and terms that can make the process smoother for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,008,529 in loans helping members manage their finances effectively. This is an excellent way to build credit while enjoying rewards that come with using our credit cards.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to make informed choices without being influenced by advertising dollars. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose the loan that best fits their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective LendMesh can be in simplifying the loan search process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers presented are fair and transparent. By relying on verified institutions, LendMesh removes the guesswork often associated with finding competitive loan rates.

WESTERN NEW YORK FEDERAL CREDIT UNION - West Seneca, NY

Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Our Mission

Branch Location & Accessibility

Contact Us

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans for Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Business Banking Solutions

Convenient Access Anytime

Join Us Today!

Personal Banking Made Simple

Support for Your Financial Goals

Digital & Online Banking

Key Features

Financial Strength

Dedicated Team

Lending Capacity

Member Savings and Investment

Our Financial Health

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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