Western Indiana Credit Union Sullivan IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Western Indiana Credit Union, your trusted financial partner located at 949 W State Road 154, Sullivan, IN 47882. Since our establishment in 1932, we have been dedicated to providing exceptional service and support to our growing community of members currently standing at an impressive 2,988. At Western Indiana Credit Union, we believe that banking should be about more than just numbers; it should be about relationships. With total assets of $43,420,592 and deposits amounting to $9,868,436, we are well-positioned to help you achieve your financial goals. Our commitment extends beyond just offering competitive loans and savings accounts; we prioritize the financial well-being of our members by delivering personalized solutions tailored to their unique needs. Our team is led by CEO Mitzi Perkinson and Board President Rusty Sinders, who work tirelessly to ensure that every member feels valued and supported. We take pride in our professional yet friendly atmosphere, which is reflected in the dedication of our 12 employees who are always ready to assist you with a smile. While members can visit us at our branch for all their banking needs including auto loans, mortgages, and personal loans we also offer online services for added convenience. For any official correspondence, please direct mail to 949 W State Road 154, Sullivan, IN 47882-7115. We invite you to explore how Western Indiana Credit Union can make a positive impact on your financial journey. Whether you're looking to open an account or need assistance with a loan application, don't hesitate to reach out. Call us today at 812-268-1196 or visit our website at westernindianacu.com for more information. Join us as we continue to build a strong financial future together!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking. We actively engage with local organizations and events to promote financial literacy and support community development. Through partnerships with schools and charities, we strive to make a positive impact on the lives of those around us. With drive-thru service available for quick transactions and shared service center options for added convenience, we're here to meet your needs effectively. Whether you need assistance with everyday banking or long-term financial planning, our dedicated team is ready to help.

Join Us Today!

We invite you to become part of our family at Western Indiana Credit Union. Experience firsthand the benefits of membership where you are not just another account number but a valued member of our community. Contact us today at (812) 268-1196 or visit us during our operating hours Monday through Thursday from 8 AM to 4 PM and Friday from 8 AM to 5 PM to learn more about how we can assist you on your financial journey!

Our Journey

The journey of the Western Indiana Credit Union is one marked by commitment and growth. Established during a time when communities needed accessible financial resources, we embraced the mission of helping our neighbors achieve their financial goals. Our branch is located at 949 W State Road 154, easily accessible for those in Sullivan and surrounding areas. As we evolved, we remained focused on serving our members with integrity and care. Our total membership now stands at an impressive 2,988 individuals who trust us for their personal and business banking needs. We pride ourselves on being more than just a financial institution; we are a community partner actively engaged in local initiatives that uplift and support the residents of Sullivan.

Our Mission

At the heart of Western Indiana Credit Union lies our mission: to provide affordable financial solutions while enhancing the quality of life in our community. We understand that every member's journey is unique, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We aim to empower our members through education and accessibility. While members can visit us at 949 W State Road 154 Sullivan In 47882, official correspondence should be sent to 949 W State Road 154, Sullivan, IN 47882-7115. We also recognize the importance of convenience in today's world; that's why we offer online banking and mobile app services for easy access to your accounts anytime.

Branch Location & Accessibility

Welcome to Western Indiana Credit Union, your friendly financial partner located at 949 W State Road 154 in Sullivan, IN! We're proud to serve our community from this convenient spot, easily accessible for all your banking needs. If you're sending us official correspondence, please use our mailing address: 949 W State Road 154, Sullivan, IN 47882-7115. Our branch is nestled near local landmarks that make it easy to find whether you're stopping by after a visit to the nearby park or on your way home from shopping in town. We offer ample parking right outside the branch, ensuring that you can pop in without any hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can access our services comfortably. We know that your time is valuable. That's why we keep our lobby open Monday through Thursday from 8 AM to 4 PM and extend our hours on Friday until 5 PM. Whether you need to open a checking account, apply for an auto loan, or simply ask a question, our dedicated team is here to help. For your convenience, we also offer drive-thru banking for quick deposits and withdrawals. While we don't have ATMs on-site, our shared service center allows members of partner credit unions to perform basic transactions like deposits and withdrawals. Feel free to reach out at 812-268-1196 if you have questions or need assistance. We invite you to visit Western Indiana Credit Union today! Your financial journey starts here, and we're excited to be part of it.

Member Eligibility

Becoming a member of Western Indiana Credit Union feels like joining a family that truly cares about your financial well-being. Located at 949 W State Road 154 Sullivan In 47882, we welcome individuals who live, work, or worship in our community, making it easy for you to become part of something special. We believe that everyone deserves access to friendly service and helpful resources tailored to your needs. Whether you're looking for personal banking options, auto loans, or business services, we have something for everyone. For detailed eligibility criteria. If you have any questions or need assistance with the account opening process, don't hesitate to reach out to us at (812) 268-1196. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $184 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,582,781, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that simplify transactions for your business. Imagine accepting payments seamlessly from your customers, whether they're paying online or in person. Our solutions help streamline operations, allowing you to focus on what you do best running your business. Visit us at 949 W State Road 154 Sullivan In 47882 in Sullivan, IN, or call us at (812) 268-1196 to discover how our business banking services can fuel your success!

Comprehensive List Of Services

Additional Services

We understand that sometimes simple transactions are all you need. That's why we provide basic drive-thru banking for deposits and withdrawals as well as shared branch transactions for members of partner credit unions. Our friendly staff is always ready to help with any questions you might have regarding these services. Whether you're visiting us in person at our Sullivan branch or accessing our digital platforms from home, Western Indiana Credit Union is committed to supporting your financial journey. If you have questions or would like more information about how we can assist you further, don't hesitate to call us at 812-268-1196. We look forward to serving you!

Business Banking

For local entrepreneurs and business owners, Western Indiana Credit Union offers business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you in achieving your business goals.

Convenient Digital Services

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few clicks or taps, you can check balances, transfer funds, pay bills, and even send money to friends through person-to-person payment options. You'll have access to your accounts anytime and anywhere without needing to visit our branch.

Loans and Financing

When it comes to financing life's big moments, we've got you covered with our auto loans and vehicle financing options. Picture yourself driving home in that new car you've been eyeing, all thanks to a quick and easy loan process. We also offer mortgage loans and refinancing options to help you secure the home of your dreams or lower your monthly payments on your current mortgage. Need a little extra cash? Our personal loans can assist with debt consolidation or unexpected expenses. And for those who prefer using credit cards, we provide options that come with rewards, making every purchase more rewarding.

Personal Banking

Whether you're looking to open a checking or savings account, Western Indiana Credit Union has options designed for everyone. Our personal banking services are not just about transactions; they are about building your financial future. Imagine having a checking account that suits your lifestyle, whether you're saving for a vacation or managing day-to-day expenses. Our savings accounts offer competitive rates, allowing your money to grow while you focus on what matters most.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.westernindianacu.org/, you can check your account balances, transfer money between accounts, and pay bills all from the comfort of your own home. Plus, our 24/7 online banking services mean you can access your accounts anytime you need to. We also offer person-to-person transfers, making it simple to send money to friends or family without needing cash. Imagine splitting a dinner bill or covering a friend's share of a gift it's all just a few clicks away! For those who prefer mobile access, our user-friendly mobile application lets you manage your accounts on the go. You can view transactions, deposit checks with ease, and even receive e-statements, helping you stay organized and eco-friendly.

Security and Ease of Use

Security is always a top priority for us. While we do not currently offer electronic signature authorization, rest assured that your personal information is protected by robust security measures. Our goal is to provide a safe online environment where you can confidently handle your finances. In addition to these features, we also have mobile payments available for those who enjoy the convenience of paying directly from their phone. At Western Indiana Credit Union, we're committed to ensuring that managing your money is as straightforward as possible. With all these tools at your disposal, you'll have real-time control over your finances whenever and wherever you need it!

Financial Strength

Committed Team

We also take pride in having 8 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to helping you navigate your financial journey with confidence.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $3,934,765 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Growing Member Base

Total Share and Deposit Accounts stand at 4,817, showing a strong and growing member base that trusts us with their finances. This growth reinforces our position as a reliable partner for your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Western Indiana Credit Union is your trusted partner. Visit us at 949 W State Road 154 Sullivan IN 47882 or call 812-268-1196 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $30,795,298 in total loans and leases. With $174 in used auto loans alone, we strive to provide flexible financing solutions tailored to your needs.

Member-Centric Savings

Members' savings are secured through $17,532,824 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your savings reflects our dedication to prioritizing our members' needs over traditional banking profits.

Operational Efficiency

Our net income of $319,299 reflects our operational efficiency. This strong performance enables us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $5,555,571, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $1,608,312 in used vehicle loans and $712,976 in new vehicle loans to help members get on the road. No matter if you're purchasing a brand-new ride or a reliable used vehicle, we can assist you with financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $15,582,781 provide the capital needed to grow and expand your business operations. Whether you need funding for equipment purchases or working capital, our team is here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for any future opportunities that may arise.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, our team can guide you through that process as well. We are dedicated to finding solutions that fit your financial situation. For more information about our loan offerings or to discuss eligibility options, feel free to contact us at (812) 268-1196 or visit us at our branch located at 949 W State Road 154, Sullivan IN 47882. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans assisting members in managing their finances effectively. This means there are plenty of opportunities for those who are interested in establishing or improving their credit.

Loan Aggregator

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WESTERN INDIANA CREDIT UNION - Sullivan, IN

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