Western Indiana Credit Union Brazil IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Western Indiana Credit Union, where our commitment to serving you goes beyond just banking. Nestled at 314 S Forest Ave, Brazil, IN 47834, we have proudly been a part of the community since our establishment in 1932. With nearly 3,000 members and total assets amounting to an impressive $43,420,592, we are dedicated to helping you achieve your financial goals. At Western Indiana Credit Union, trust is the foundation of our relationship with you. Under the leadership of our CEO, Mitzi Perkinson, and Board President, Rusty Sinders, we strive to create a welcoming environment where every member feels valued. Our team of 12 employees is here to provide personalized service tailored to your needs, whether you're looking for checking accounts, auto loans, or mortgage refinancing. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 314 S Forest Ave, Brazil, IN 47834. We invite you to explore our range of services designed with you in mind. With total deposits reaching $9,868,436 and a net worth of $5,555,571, we ensure that your finances are handled with care and expertise. As a member-focused institution, we take pride in supporting local initiatives and contributing positively to our community. Your financial well-being is at the heart of everything we do. Whether you're a long-time member or just considering joining us, we encourage you to reach out with any questions or visit us during our operating hours from Monday to Friday, 8 AM - 4 PM. Ready to experience the difference? Call us today at 812-442-1111 or visit our website at Western Indiana Credit Union for more information about how we can help you thrive financially!

Branch History & Mission

Western Indiana Credit Union has been a cornerstone of the Brazil community since it first opened its doors in 1932. With a rich history spanning over 90 years, this branch has consistently evolved to meet the needs of its members while staying true to its mission of providing exceptional financial services and support to local families. Located at 314 S Forest Ave, Brazil, IN 47834, Western Indiana Credit Union has grown from humble beginnings into a thriving institution with nearly 3,000 members and total assets exceeding $43 million. The credit union's commitment to member service is evident in its diverse range of offerings, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Throughout the years, Western Indiana Credit Union has prioritized community involvement, forming partnerships that enhance local outreach efforts and provide essential resources for those in need. At the heart of Western Indiana Credit Union's mission is a dedication to empowering members through financial education and accessible banking solutions. The branch aims not only to serve its members' financial needs but also to contribute positively to the community by supporting various initiatives and programs that foster growth and opportunity. This commitment is reflected in their services like online banking and shared branching options, which allow greater access to funds and resources for all. While members can visit us at 314 S Forest Ave, official correspondence should be sent to the same address as there is no separate mailing address. The branch operates on weekdays from 8 AM to 4 PM, making it convenient for everyone in Brazil to stop by or reach out by phone at 812-442-1111. As technology continues to shape how we bank, Western Indiana Credit Union remains committed to embracing innovations that enhance member experience while ensuring compliance with ADA standards. Although there are no ATMs or drive-thru services available at this branch, their shared service center provides basic transactions for partner credit union members. In conclusion, if you're looking for a credit union that prioritizes your needs and offers personalized financial solutions while engaging actively with the community, look no further than Western Indiana Credit Union. Join us today and experience the difference of being part of a supportive financial family!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is not far from local landmarks such as the Clay County Historical Museum and the beautiful parks in the area. When visiting, you'll appreciate our ample parking space, designed for your convenience. Plus, our branch complies with ADA standards, ensuring accessibility for everyone.

Operating Hours

We understand that life can be busy. That's why we keep our doors open Monday through Friday from 8 AM to 4 PM. This allows you plenty of time during the week to come in and speak with our knowledgeable staff about your financial needs.

Services We Offer

At Western Indiana Credit Union, we offer an array of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, our team is here to help you navigate your options. While we do not have ATMs or drive-thru banking available at this location, we provide shared service center transactions for partner credit union members making it easy for everyone to access their funds. If you have any questions or would like more information about our services, don't hesitate to reach out! You can contact us at 812-442-1111. We look forward to welcoming you into our branch soon!

Member Eligibility

At Western Indiana Credit Union, we believe that becoming a member is more than just opening an account; it's about joining a community that supports you every step of the way. To become a part of our family, you'll find that eligibility is designed to be inclusive and straightforward. Whether you live, work, or worship in our area, we welcome you with open arms! Plus, if you have a family member who is already a member, you're in too! For the most detailed and up-to-date information on our eligibility criteria. Getting started is easy! Simply visit us at 314 S Forest Ave Brazil In 47834, or give us a call at (812) 442-1111 to learn about the account opening process. We're here to help you navigate your options and make banking as simple as possible. Join us today and discover all the benefits of being part of Western Indiana Credit Union!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $184 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,582,781, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine a customer walking into your store and making a purchase effortlessly our services help ensure that every transaction is smooth, so you can focus on what matters most: running your business. Visit us at 314 S Forest Ave Brazil In 47834 in Brazil, IN, or call us at (812) 442-1111 to learn more about how we can assist your business thrive!

Comprehensive List Of Services

Business Banking Solutions

If you're running a business, our business banking services are designed with entrepreneurs in mind. From merchant services that simplify payment processing to business loans that help fuel growth, we're here to support your ambitions.

Convenience at Your Fingertips

In addition to our traditional services, we pride ourselves on offering modern conveniences like ATM and cash withdrawal services. While we don't have ATMs directly at our branch, we ensure basic shared branch transactions are available for partner credit union members so you can deposit or withdraw funds conveniently.

Get Started Today!

Ready to explore how Western Indiana Credit Union can assist you? Contact us today at 812-442-1111 or visit us during our lobby hours from Monday to Friday, 8 AM to 4 PM. We're excited to help you achieve your financial goals! Visit us online at Western Indiana Credit Union for more details about our services. Let's work together towards a brighter financial future!

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services are tailored for you. Imagine managing your day-to-day expenses with ease through our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even pay bills right from your smartphone. When it's time to make a big purchase like a car, consider our auto loans and vehicle financing options. We offer competitive rates that can help you drive away in the vehicle you've always wanted without breaking the bank. If buying a home is on your mind, our mortgage loans and refinancing options make the process straightforward. Our team is ready to guide you through each step, ensuring you find the best terms available.

Support for Your Financial Goals

For those unexpected expenses or projects around the house, we also provide personal loans and debt consolidation services. This means you can take control of your finances without feeling overwhelmed by high-interest debt. Don't forget about rewarding yourself! Our credit cards come with various rewards that give back every time you use them. Enjoy benefits tailored to your spending habits while keeping track of your finances effortlessly.

Digital & Online Banking

Key Features

Our online banking service provides access 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, if you prefer keeping track of your financial statements digitally, we offer e-statements for easy access and organization. You can say goodbye to paper clutter! For those who enjoy the convenience of mobile technology, our mobile application brings all the features of online banking right to your smartphone. This means you can manage your accounts on the go, whether you're at home or out running errands. Although we don't currently support mobile payments, you can still take advantage of person-to-person transfers to send money quickly and securely to friends or family.

Security You Can Trust

We prioritize your security with robust measures to protect your personal information. While electronic signature authorization is not available, rest assured that our systems are designed with top-notch security features to keep your data safe. Whether you're checking your account balance or making a transfer from the comfort of your couch, our user-friendly interface ensures that everything is straightforward and easy to navigate. With real-time account management at your fingertips, you'll always be in control of your finances. Join us at Western Indiana Credit Union today and discover how our digital and online banking services can enhance your banking experience!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 4,817, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $9,204, reinforcing our ability to support our community's needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Western Indiana Credit Union is your trusted partner. Visit us at 314 S Forest Ave Brazil In 47834 or call 812-442-1111 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $3,934,765 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $30,795,298 in total loans and leases and $174 in used auto loans.

Member Savings Security

Members' savings are secured through $17,532,824 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $319,299 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $5,555,571, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,608,312 in used vehicle loans and $712,976 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to fit your budget. Whether you're eyeing a brand-new model or a reliable used vehicle, we are here to assist you every step of the way.

Commercial Loans

For business owners, our outstanding commercial loans totaling $15,582,781 provide the capital needed to grow and expand. We aim to support local businesses with tailored financing solutions that can help elevate your operations. At Western Indiana Credit Union, we're dedicated to providing you with personalized service and comprehensive financial solutions. For more information on eligibility and refinancing options, please don't hesitate to reach out! You can contact us at 812-442-1111 or visit us at 314 S Forest Ave Brazil IN 47834 during our operating hours from Monday through Friday, 8 AM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let us help you achieve your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our experienced team is here to guide you through other financing opportunities and help you explore your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans to help manage your finances effectively. While our total unsecured credit card loans stand at $0, our commitment to providing accessible credit solutions remains strong. We encourage you to explore personal loan options that may suit your needs.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the loan offers presented are legitimate and adhere to regulatory guidelines.

WESTERN INDIANA CREDIT UNION - Brazil, IN

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