Western Division Credit Union Williamsville NY | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Western Division, your trusted partner in financial services located at 6750 Main St, Williamsville, NY 14221. Since our establishment in 1937, we have dedicated ourselves to serving our community with integrity and commitment. With a growing membership of 10,754 individuals, we pride ourselves on fostering relationships that empower our members to achieve their financial goals. At Western Division, we manage total assets of $207,653,825 and offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our total deposits stand at $11,561,739, ensuring that your money is safe and accessible when you need it. Led by our CEO, Robert Harms, and Board President, Paul Jackson, our team of 31 employees is here to provide personalized service. We believe in the importance of community involvement and strive to make a positive impact through various initiatives. Whether you're looking for a loan or simply want to explore your options, we invite you to visit us at our branch or call us at 716-632-9328. If you prefer online services, feel free to check out our website at www.westerndivision.org for more information about our offerings. Join us today and discover how Western Division can help you navigate your financial journey with confidence!

Branch History & Mission

Community Commitment

Over the years, Western Division has embraced digital advancements while maintaining our commitment to personal service. Our members can take advantage of online banking features, mobile applications, and secure electronic signatures for convenience. We also ensure ADA compliance so that everyone can access our services without barriers. While we currently do not offer ATM or drive-thru services, our focus remains on building strong relationships with our members through attentive service and effective communication. We do not have a shared service center but are always here ready to assist you directly. As we look forward to the future, we invite you to join us at Western Division. Experience firsthand how our dedication can make a difference in your financial journey. Let's build a brighter future together come visit us or reach out at 716-632-9328 for more information!

Our Mission

At Western Division, our mission goes beyond just banking. We aim to empower our members by providing personalized financial solutions that meet their unique needs. Whether it's offering competitive rates on auto loans or providing expert advice on mortgage refinancing, we are dedicated to helping our community thrive financially. We believe in the power of community support and actively engage in outreach programs that benefit local initiatives. Our commitment extends beyond lending; we strive to be a resource for financial education and guidance, ensuring that every member feels informed and confident about their choices.

Branch Location & Accessibility

Welcome to the Western Division branch, conveniently located at 6750 Main St in Williamsville, NY! Our friendly team is here to provide you with a full range of financial services right in your neighborhood. Whether you're stopping by for personal banking or need assistance with a loan, we are committed to making your experience smooth and enjoyable. Located near popular landmarks and easily accessible from various points in the city, our branch ensures that you can visit us without any hassle. Parking is available, and our facilities are designed to accommodate everyone, including those who require ADA-compliant access. While members can visit us at 6750 Main St, official correspondence should be sent to the same address for consistency. We're here Monday through Wednesday from 9 AM to 4 PM and Thursday to Friday from 9 AM to 5 PM, making it easy for you to find a time that works for your schedule. At Western Division, we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. Although we do not have ATM access or drive-thru banking at this location, our dedicated staff is ready to assist you in-person or guide you through our online banking options. If you have any questions or would like more information about our services, please don't hesitate to call us at 716-632-9328. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Western Division feels like stepping into a community that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals and families who share our values and vision for a brighter financial future. Membership opens up a world of benefits, from competitive loan rates to personalized service that makes banking feel less like a chore and more like a partnership. For specific details on eligibility, feel free to check out our website at . When you're ready to take the next step, opening an account is easy just visit us online at https://forms.joinmycu.com/mop/055/apply , or give us a call at (716) 632-9328. Join us at our welcoming location at 6750 Main St Williamsville Ny 14221; we can't wait to support you on your financial journey!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we aim to provide flexible financing solutions that meet the diverse needs of our community in Williamsville, NY. We believe that every business deserves a chance to grow, and our team is dedicated to making that happen.

Merchant Services for Everyday Needs

In today's fast-paced world, having the right tools at your disposal is essential. Our merchant services can simplify your payment processing, allowing you to focus on what matters most running your business. Imagine effortlessly accepting payments from customers, whether they're using credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also boosts your bottom line. For more information about how Western Division can assist your business with banking and commercial services, contact us at (716) 632-9328 or visit us at 6750 Main St Williamsville Ny 14221. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at our branch location, we ensure that cash withdrawal needs are met efficiently through partnerships with local networks. No matter what service you choose at Western Division, we're committed to making banking easy and accessible for all members of our community. If you're ready to explore how we can assist you further, feel free to reach out at (716) 632-9328 or visit us online at Williamsville. Your financial journey begins here let's take that next step together!

Auto Loans & Vehicle Financing

Thinking about buying a new car? With our Auto Loans and Vehicle Financing, you can drive off with confidence. We provide competitive rates that can help you save money, making it easier for you to get behind the wheel without breaking the bank.

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services, including Merchant Services and Business Loans, are designed to help manage and grow your business effectively. From handling transactions easily to accessing funds when needed, we've got you covered.

Credit Cards with Rewards

For those who love rewards, our Credit Cards with Rewards are perfect for earning points on everyday purchases. Use them wisely, and watch as those points turn into cash back or travel perks!

Mortgage Loans & Refinancing

If owning a home is on your mind, our Mortgage Loans and Refinancing options are here to support you every step of the way. Whether you're buying your first home or looking to refinance for better terms, our knowledgeable staff will guide you through the process smoothly.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online and Mobile Banking options that allow you to manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills with just a few clicks or taps from your smartphone or computer.

Personal Banking

We understand that managing your day-to-day finances is crucial. That's why we offer Personal Banking services including checking and savings accounts tailored to fit your lifestyle. Need to save for a big purchase or an emergency? Our savings accounts help you grow your funds while offering easy access when you need it.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans and Debt Consolidation services come in handy. They can help ease financial burdens by combining multiple payments into one manageable monthly installment, allowing you more freedom to focus on what matters most.

Digital & Online Banking

Key Services

With just a few clicks at https://www.westerndivision.org/ , you can view your account balances, transfer money, pay bills, and so much more. Our user-friendly mobile application makes it simple to stay connected with your finances while on the go. Whether you're checking your statements or making a quick transfer, our app is designed for ease of use. We also provide electronic signature authorization, allowing you to sign documents securely from the comfort of your home. Plus, with e-statements available, you can easily keep track of your financial history without the clutter of paper statements.

Security and Convenience

Your security is our top priority. We implement strong measures to protect your personal information and ensure that every transaction is safe. You can enjoy peace of mind knowing that our systems are designed to keep your data secure. For those times when you need to send money quickly, our person-to-person transfer feature makes it a breeze to send funds directly to friends or family without any hassle. And if you're interested in making payments directly from your phone, our mobile payments feature will be available soon! In short, the digital banking services at Western Division empower you to manage your finances efficiently while keeping everything secure and accessible. Join us today and experience the convenience of modern banking!

Financial Strength

Committed Team

We also take pride in having 30 full-time employees and 1 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. The strength of our workforce complements our robust financial standing.

Growing Membership

Total Share and Deposit Accounts: 21,854, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $16,468 further emphasizes our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Western Division is your trusted partner. Visit us at 6750 Main St Williamsville Ny 14221 or call (716) 632-9328 to learn more about how we can help you achieve your financial goals.

Lending Support

With $2,087 in used auto loans and $149,618,064 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our impressive $1,304,804 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $22,246,140 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Solid Foundation

Our net worth ratio of $1,379 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,172,080 in share certificates and $27,307,350 in money market shares, offering stable and rewarding financial growth opportunities.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $37,031,887 in used vehicle loans and $9,136,221 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable pre-owned vehicle, our team is ready to assist you with financing options that fit your budget.

Credit Lines

For those who need extra flexibility, our credit lines are available with a total amount of $37,376,760. This option allows for easy access to funds when unexpected expenses arise or when you're looking to make a large purchase without the stress of immediate repayment.

Get Started Today

If you're interested in any of these loan products or would like more information on refinancing options available at Western Division, please don't hesitate to reach out. You can contact us at 716-632-9328 or visit us at our branch located at 6750 Main St Williamsville NY 14221. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is important to us; let's work together to make it happen!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We provide Junior Lien 1-4 Family Residential Properties loans totaling $26,328,432, allowing you to invest in your future with confidence. If you're considering refinancing your existing mortgage, our team can guide you through eligibility options that may save you money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,201,711 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can enhance your spending power while keeping your finances in check.

Loan Aggregator

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WESTERN DIVISION FEDERAL CREDIT UNION - Williamsville, NY