Westerly Community Credit Union Westerly RI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Westerly Community, your trusted partner in financial growth and security. Located at 244 Post Rd, Westerly, RI 02891, our Dunn's Corner Branch has proudly served the community since 1948. With a commitment to our members, we have built a strong foundation based on trust, transparency, and outstanding service. At Westerly Community, we understand that every member is unique. That's why we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Currently, we are proud to support 22,751 members, managing over $492 million in assets and holding nearly $7.4 million in deposits. Our dedicated team of 79 employees works diligently to ensure you receive the best possible service while making your financial journey smoother and more rewarding. Under the leadership of CEO Stephen White and Board President Pete Stefanski, we focus on enhancing our community's well-being through responsible lending practices and tailored financial solutions. While our members can visit us at our convenient branch location, official correspondence should be sent to the same address: 244 Post Rd, Westerly, RI 02891. For any inquiries or assistance, feel free to give us a call at 401-596-7000. Join us today and experience the difference of being part of a credit union that truly values its members. Visit our website at westerlyccu.com or stop by to explore how we can help you achieve your financial goals!

Branch History & Mission

Welcome to the heart of Westerly, where the Westerly Community has been serving its members since 1948. Located at 244 Post Rd, Westerly, RI 02891, our branch has grown alongside this vibrant community, nurturing relationships and fostering financial well-being. Over the years, we have welcomed 22,751 members into our family, helping them achieve their dreams through personalized financial services. At Westerly Community, we are proud of our rich legacy. From our humble beginnings, we've expanded our offerings to include a variety of services such as personal banking, auto loans, mortgages, and business banking solutions. As of today, our total assets stand at an impressive $492,418,012, reflecting our commitment to growth and stability for our members. Our mission is simple yet profound: to provide exceptional financial services while actively supporting the communities we serve. We believe that when individuals thrive financially, entire communities flourish. That's why we focus not only on transactions but also on building lasting relationships with our members and contributing to local initiatives. Whether it's sponsoring community events or partnering with local organizations, we're dedicated to making a positive impact in Westerly. We're equipped with modern conveniences including an ATM and drive-thru banking service for your ease. Our operating hours cater to your busy lifestyle: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. While you can visit us at 244 Post Rd, official correspondence should be directed to our mailing address if it differs. As we look ahead, we embrace digital advancements that make banking easier and more accessible for everyone. With services like online banking and mobile payments available, managing your finances has never been more convenient. Join us at Westerly Community as we continue this journey together. Experience the difference of a credit union that truly cares about you and your community. For more information or to become a member today, call us at 401-596-7000 or visit our website. Your future starts here!

Branch Location & Accessibility

Accessibility Features

Our location is designed with accessibility in mind. We have ample parking available for all visitors, along with ADA-compliant features to ensure everyone can access our services comfortably. If you're looking for quick transactions, you'll be pleased to know we offer a drive-thru service that allows you to handle your banking needs without leaving your vehicle.

Operating Hours

We want to make banking convenient for you. Our lobby hours are Monday through Wednesday from 9 AM to 4 PM, Thursday from 8:30 AM to 5 PM, and Friday from 8:30 AM to 6 PM. Please note that we are closed on Saturdays and Sundays. Whether you need assistance with setting up a checking account or exploring loan options, our friendly staff is ready to help during these hours.

Services Offered

At the Westerly Community Credit Union, we provide a variety of services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. Plus, enjoy the convenience of ATM access for cash withdrawals and balance checks whenever you need it. If you have any questions or would like more information about our services, feel free to give us a call at 401-596-7000. We invite you to visit us at Dunn's Corner Branch today and experience the difference of community-focused banking!

Member Eligibility

Becoming a member of Westerly Community is like joining a family that truly cares about your financial well-being. Located at 244 Post Rd Westerly Ri 02891, we welcome individuals from various backgrounds who share a common goal of improving their financial futures. To be eligible for membership, you generally need to live, work, or worship in our community, but we also extend our doors to relatives of current members. This means that whether you're new to the area or have longstanding roots here, there's a good chance you can join us! You can find more detailed eligibility information by visiting our website. Joining is straightforward and welcoming. Simply head over to our account opening page at http://www.westerlyccu.com/open-apply, where you'll find all the information you need to get started. If you have any questions or need assistance, don't hesitate to call us at (401) 596-7000. We're excited to help you take this important step towards financial empowerment with Westerly Community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $184 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,794,516, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a café where customers can pay easily with their mobile devices while you track sales effortlessly. Our merchant services make this possible. They offer secure payment processing options that help you focus on what matters most: serving your customers. Visit us at 244 Post Rd Westerly Ri 02891 in Westerly, RI, or call us at (401) 596-7000 to discover how our business banking services can empower your company's growth!

Comprehensive List Of Services

Additional Services

For quick transactions, our branch features basic drive-thru banking where you can handle deposits and withdrawals without leaving your car. We also provide essential ATM access for simple tasks like balance checks and withdrawals. As part of our commitment to serve the Westerly community effectively, we invite you to explore all these offerings by visiting us or calling us at 401-596-7000. Experience firsthand how Westerly Community can make a difference in managing your financial needs today!

Business Banking Services

For our business members, we provide specialized support through our business banking services, including merchant services and business loans tailored to help you grow your company. We believe in fostering local businesses because they are vital to our community's success.

Credit Options Tailored for You

At Westerly Community, we know that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. Plus, our credit cards with rewards not only give you purchasing power but also let you earn points for everyday spending.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Whether you're checking balances, making transfers, or paying bills from your smartphone, we've made it easy for you. Our ATM services ensure that cash withdrawal is just around the corner whenever you need it.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why our personal banking services are designed to make your life easier. From checking and savings accounts to help you manage day-to-day expenses and save for the future, to auto loans and vehicle financing that can get you on the road without breaking the bank, we have the tools you need. If you're considering buying a home or refinancing your current mortgage, our mortgage loans and refinancing options provide competitive rates and expert guidance.

Digital & Online Banking

Key Features

Our online banking platform makes it easy to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do that quickly and conveniently. Plus, with our electronic signature authorization, you can complete transactions securely without the hassle of paperwork. If you prefer keeping track of your financial statements digitally, you'll love our e-statements availability. This not only helps reduce clutter but also gives you immediate access to your account information right from your device. And for those who are always on the go, our mobile application offers all these features right in the palm of your hand, including mobile payments for fast and easy transactions.

Security and Accessibility

Your security is our priority. Our online banking systems are equipped with robust security measures to ensure that your personal information is protected at all times. You can bank confidently knowing that each transaction is secured. With these tools at your fingertips, managing your finances has never been easier. Whether you're at home or out running errands, Westerly Community provides everything you need for real-time account management and peace of mind. Visit us today or explore more about our services at https://www.westerlyccu.com/!

Financial Strength

At Westerly Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a solid financial foundation that you can trust. With a net worth of $42,597,881, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,135,745 in share certificates and $36,239,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,316,041, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,258,311 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,490 in used auto loans and $392,288,553 in total loans and leases. Our operational efficiency is reflected in our $792,651, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerly Community is your trusted partner. Visit us at 244 Post Rd Westerly Ri 02891 or call (401) 596-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,408,644 in used vehicle loans and $7,680,022 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options that could save you money.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $39,794,516 provide the capital needed to expand operations or invest in new projects. We are committed to supporting local businesses and helping them thrive. At Westerly Community, our goal is to make financing straightforward and accessible. If you're interested in any of our loan products or want more information about refinancing options available to you, don't hesitate to reach out. You can contact us at 401-596-7000 or visit us at our branch location. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,910,321, make buying or refinancing simple. We guide you through the process from start to finish and offer personalized solutions to fit your unique needs.

Unsecured Credit Card Loans

Managing finances can be challenging, but we also offer flexible terms on unsecured credit card loans. With a total of $5,149,875 in loans helping members manage their finances effectively, our credit cards provide an easy way to handle unexpected expenses while enjoying rewards on your purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers presented are fair and transparent. By working exclusively with established financial institutions, LendMesh guarantees that users receive reliable information for their decision-making.

WESTERLY COMMUNITY CREDIT UNION - Westerly, RI

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