WESTERLY COMMUNITY CREDIT UNION

Welcome to Westerly Community at our Wakefield Branch & Operation Center, located conveniently at 4979 Tower Hill Rd, Wakefield, RI 02879. Since opening our doors in 1948, we have proudly served our community with a commitment to providing exceptional financial services tailored to your needs. With a robust membership of 22,751 and total assets reaching an impressive $492,418,012, we are dedicated to helping you achieve your financial goals. At Westerly Community, we understand that trust is the cornerstone of any relationship. That's why we offer a wide range of services designed with you in mind whether you're looking for personal banking options like checking and savings accounts, or exploring auto loans and mortgages. Our focus on member satisfaction is evident in our total deposits of $7,404,343 and net worth of $42,597,881, which reflect our stability and reliability. While members can visit us at our branch location, official correspondence should be sent to the same address: 4979 Tower Hill Road, Wakefield, RI 02879-2283. Under the leadership of CEO Stephen White and Board President Pete Stefanski, our team of 79 dedicated employees is here to support you every step of the way. We invite you to reach out by calling us at 401-596-7000 or visiting our website at westerlyccu.com for more information on how we can serve you better. Join us today and discover how Westerly Community can make a difference in your financial journey!

Westerly Community has a rich legacy in Wakefield, Rhode Island, where we have proudly served our members since 1948. Located at 4979 Tower Hill Rd, our branch has grown alongside the community, evolving to meet the financial needs of over 22,700 members. With total assets reaching an impressive $492,418,012, we are committed to providing exceptional financial services while fostering strong community ties. Our mission is simple yet powerful: to empower our members with accessible financial resources that help them achieve their goals. We believe in putting people first, offering a range of services that include personal banking, auto loans, mortgage options, and business banking solutions. Whether you're looking for a checking account or financing for your next vehicle, we're here to support you every step of the way. Over the years, Westerly Community has embraced innovation while maintaining our commitment to personalized service. We offer online and mobile banking options for convenience, along with traditional services like drive-thru banking and shared branch transactions. Our facilities are ADA compliant to ensure everyone can access our services comfortably. We take pride in our partnerships with local organizations and our outreach efforts that aim to uplift the community. We understand that financial stability is not just about numbers; it's about creating opportunities and supporting local initiatives that enrich lives. While members can visit us at 4979 Tower Hill Rd, official correspondence should be sent to 4979 Tower Hill Road, Wakefield, RI 02879-2283. Our team is always ready to assist you during our operating hours: Monday through Wednesday from 9 AM to 4 PM; Thursday and Friday from 9 AM to 5 PM; and Saturday from 9 AM to noon. Join us at Westerly Community and discover how we can help you reach your financial dreams. Call us today at 401-596-7000 or visit our website at westerlyccu.com to learn more about membership benefits. Together, let's build a brighter financial future!

At Westerly Community, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! If you're a resident, employee, or affiliated with any of our select groups in the area, you are likely eligible for membership. This means that whether you live right here in Wakefield or work nearby, you can enjoy all the benefits of being part of our credit union family. For more detailed information on eligibility criteria, feel free to check out our resource at . Becoming a member at Westerly Community isn't just about opening an account; it's about gaining access to personalized services designed to help you achieve your financial goals. With offerings like competitive loans, savings accounts, and expert financial advice, we're here to support you every step of the way. Ready to take the next step? You can easily start your journey by visiting our account opening page at http://www.westerlyccu.com/open-apply or by giving us a call at (401) 596-7000. We can't wait to welcome you into our community!

At Westerly Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe in being transparent about our financial health so you can feel confident in choosing us as your trusted financial partner. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $42,597,881, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $875 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,135,745 in share certificates and $36,239,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,316,041, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is reflected in our $42,258,311 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,490 in used auto loans and $392,288,553 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,150,748. Total Share and Deposit Accounts: 38,853, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerly Community is your trusted partner. Visit us at 4979 Tower Hill Rd Wakefield Ri 02879 or call (401) 596-7000 to learn more about how we can help you achieve your financial goals.

At Westerly Community, we understand that financial needs come in many shapes and sizes. Whether you're looking to purchase a new vehicle, buy your first home, or manage daily expenses with a credit card, we've got you covered with a variety of loan products designed to help you achieve your goals. With over 12300 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out as one of the most popular offerings. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,408,644 in used vehicle loans and $7,680,022 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $39,910,321, making buying or refinancing simple. We strive to make the process straightforward so that you can focus on what truly matters making your house a home. If you're a business owner, our outstanding commercial loans totaling $39,794,516 provide the capital needed to grow and expand your business. We recognize the unique challenges faced by entrepreneurs and aim to support their journey toward success. For personal finance management, we also offer flexible terms on unsecured credit card loans. With a total of $5,149,875 in unsecured credit card loans assisting members in managing their finances effectively, you can enjoy peace of mind knowing you have options for unexpected expenses or everyday purchases. Additionally, if you're looking to refinance any existing loans or explore eligibility options tailored to your needs, our team is here to guide you through every step. We believe that everyone deserves access to affordable financing solutions. Our branch is located at 4979 Tower Hill Rd Wakefield Ri 02879. For more information or inquiries about our loan products, feel free to reach out at 401-596-7000. We're committed to providing personalized service to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you today!