Westerly Community goes beyond just providing financial services; we are deeply invested in the communities we serve. Through partnerships with local organizations and outreach initiatives, we actively work to improve the lives of those around us. Whether it's supporting educational programs or participating in local events, we strive to make a positive impact in Coventry and beyond. We invite you to experience all that Westerly Community has to offer. With operating hours designed for your convenience Monday through Wednesday from 9 AM to 4 PM, Thursday and Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM we are here when you need us most. Join us today by visiting our website at westerlyccu.com or call us at 401-596-7000. Become a part of a community-focused credit union where your financial goals come first!
At the heart of Westerly Community is our mission: to foster financial well-being through dedicated service and community support. We believe in making banking accessible and straightforward for everyone. Whether you need assistance with everyday transactions or guidance on larger financial decisions, our team is here to help you every step of the way. While members can visit us at 2405 Nooseneck Hill Rd, official correspondence should be sent to 2405 Nooseneck Hill Rd, Coventry, RI 2816. Our branch features both ATM availability and drive-thru banking for your convenience. We are committed to ensuring that everyone has access to essential banking services while maintaining ADA compliance and prioritizing customer experience.
At our Coventry Branch, we prioritize accessibility for all our members. The branch is fully ADA compliant, featuring ramps and ample parking to ensure everyone can enjoy a hassle-free visit. Whether you're using our drive-thru service for quick transactions or stepping inside to speak with one of our friendly staff members, we've created a welcoming environment for all.
If you have questions or would like more information about our services, feel free to give us a call at 401-596-7000. We invite you to visit us at Westerly Community's Coventry Branch; we look forward to assisting you with all your financial needs!
We are here to serve you during the week with lobby hours from Monday to Wednesday from 9 AM to 4 PM, and Thursday to Friday from 9 AM to 5 PM. On Saturdays, we open our doors from 9 AM until noon for your convenience. Our branch offers a range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Need cash quickly? Our ATM is available on-site for easy withdrawals and balance checks. For those who prefer not to enter the branch, our drive-thru service allows you to complete deposits and withdrawals without leaving your vehicle.
In today's fast-paced market, efficient payment processing can set you apart. Our merchant services simplify transactions, ensuring you get paid quickly and easily. Imagine the convenience of accepting payments from customers in-store or online without hassle. This means more time focusing on what you do best running your business. Located at 2405 Nooseneck Hill Rd Coventry Ri 02816 in Coventry, RI, our team is ready to assist you with personalized service tailored to your business goals. Connect with us today at (401) 596-7000 and discover how we can help your business thrive!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $184 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $39,794,516, we continue to drive economic growth by financing new and expanding businesses.
We also provide basic drive-thru banking for quick deposits and withdrawals, ensuring that even the simplest transactions are efficient. Whether you prefer visiting us in person or using digital channels, we're here to serve you every step of the way. At Westerly Community, we take pride in being more than just a credit union; we're a partner in your financial journey. For more information about any of these services or if you have questions about how we can assist you further, don't hesitate to reach out! You can contact us at 401-596-7000 or visit our website at Westerly Community. Let's work together towards achieving your financial goals today!
For local business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. Our goal is to help your business thrive with the financial tools needed for success.
In today's fast-paced world, managing your finances should be simple and convenient. That's why we offer robust Online & Mobile Banking features, allowing you to check balances, transfer funds, and pay bills right from your smartphone or computer. With easy access to ATMs and cash withdrawal services available at our branch and beyond, you can handle transactions quickly without hassle.
For those looking to purchase their first home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized guidance. We understand that finding the right financing can be overwhelming, so our team is here to help simplify the process.
If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options are designed to provide you with flexibility and support. Additionally, our Credit Cards with Rewards allow you to earn points on your everyday purchases, making it easier for you to save while spending.
Whether you're opening your first checking account or saving for a dream vacation, our Personal Banking services have you covered. We offer various Checking & Savings Accounts designed to help you manage your money effectively. If you're considering buying a car, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank.
With our online banking platform, accessible at https://www.westerlyccu.com/, you can check balances, pay bills, and transfer funds anytime, anywhere. Our 24/7 online banking services ensure that your accounts are always within reach, providing you with real-time updates to keep track of your financial health effortlessly.
For those who prefer managing their accounts from their mobile devices, our mobile application is available for download. With this app, you can enjoy mobile payments and person-to-person transfers seamlessly. Need to send money to a friend? It's just a few taps away! The convenience of mobile banking means you can make transactions whenever it suits you.
We prioritize your security above all else. Our digital banking services are designed with robust security measures to protect your personal information and financial data. You can feel confident knowing that we take every step necessary to keep your accounts safe. In summary, Westerly Community offers an array of user-friendly digital banking options that cater to your busy lifestyle. From online account management to secure mobile transactions, we're here to support you every step of the way. Explore more about what we offer by visiting us at https://www.westerlyccu.com/!
Navigating your finances shouldn't be complicated. That's why we've incorporated features like e-statements and electronic signature authorization into our services. Enjoy paperless statements available at your fingertips, making it easier to manage your records while contributing to a greener planet. Plus, with electronic signatures, you can complete transactions without the hassle of printing documents.
Our operational efficiency is reflected in our $792,651, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
The trust of our community is evident as shown by our total share accounts of 38,853, indicating a strong and growing member base that trusts us with their finances. We have net shares available for lending and investments amounting to $1,150,748, reflecting our commitment to meeting your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westerly Community is your trusted partner. Visit us at 2405 Nooseneck Hill Rd Coventry Ri 02816 or call (401) 596-7000 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $107,135,745 in share certificates and $36,239,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,316,041, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $42,597,881, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
With $42,258,311 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,490 in used auto loans and $392,288,553 in total loans and leases, we're here to support your financial goals across various sectors.
At our branch located at 2405 Nooseneck Hill Rd Coventry RI 02816, we also offer refinancing options that could lower your current payments or help access equity for other needs. If you're unsure about eligibility or want more information on how our loan products work, feel free to reach out to us at 401-596-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial future visit us today!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,408,644 in used vehicle loans and $7,680,022 in new vehicle loans already helping members get on the road. We provide various terms to fit your budget, whether you're purchasing a brand-new model or a dependable used vehicle.
For business owners, our outstanding commercial loans totaling $39,794,516 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are dedicated to supporting local entrepreneurs through tailored financing solutions.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,910,321, make buying or refinancing simple. We offer competitive rates and can guide you through the process to ensure you find the right mortgage solution tailored to your needs.
We also offer flexible terms on unsecured credit card loans, with a total of $5,149,875 in loans helping members manage their finances effectively. These cards come with valuable rewards and benefits that can help you maximize your spending power while keeping your finances in check.
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- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh's services can lead to significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*