Westconsin Credit Union River Falls WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Westconsin, your trusted financial partner since 1939. Located conveniently at 1207 N Main St, River Falls, WI 54022, our branch is dedicated to serving the community with reliable banking solutions tailored just for you. With a growing membership of 123,713 and total assets reaching an impressive $1,947,191,130, we are proud to be a cornerstone of financial stability in River Falls. At Westconsin, we understand that banking is more than just numbers; it's about building relationships and supporting your dreams. Our total deposits of $60,041,172 and net worth of $250,604,511 reflect our commitment to safety and sound financial practices. Whether you're looking for personal loans or business financing options with a net member business loan balance of $367,538,054, our expert team is here to guide you every step of the way. Our leadership team is dedicated to fostering a welcoming environment. Led by CEO James Wookey and Board President Gerald Wolf, we strive to create a supportive atmosphere where members can feel confident in their financial decisions. With a passionate team of 439 employees, we are ready to assist you with all your banking needs. While members can visit us at our branch address for in-person support, official correspondence should be sent to PO Box 308, River Falls, WI 54022. We invite you to explore our range of services including checking and savings accounts, auto loans, mortgage options, and much more through our website at www.westconsincu.org. We encourage you to reach out by calling us at 715-425-8113 or visiting us during lobby hours (Monday-Friday: 9 AM - 5 PM; Saturday: 8:30 AM - Noon). Discover how Westconsin can help you achieve your financial goals today!

Branch History & Mission

Community Focus

Westconsin is not just about numbers; it's about people. We actively participate in local events and initiatives aimed at improving the quality of life in River Falls. From financial education programs to partnerships with local organizations, we are dedicated to making a positive impact in our community. Our commitment extends beyond traditional banking hours. With lobby hours from Monday to Friday and drive-up services available early mornings until late afternoons including Saturday we ensure that you have access when you need it most. Plus, with ATMs available 24/7, managing your finances has never been easier.

Looking Ahead

As we reflect on our journey since 1939 and look toward the future, we remain focused on embracing new technology while ensuring ADA compliance for all members. Our digital advancements include mobile banking and online services designed for convenience without sacrificing personal touch. We invite you to become part of the Westconsin family. Join us as we continue this journey together supporting one another through financial challenges and celebrating successes along the way. Experience firsthand the benefits of membership at Westconsin by visiting us today or exploring more on our website at westconsincu.org. Let's build a brighter future together!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while enhancing the lives of those in our community. We believe that everyone deserves access to affordable banking options that empower them to achieve their dreams. Whether it's through personal banking, auto loans, or mortgage services, we strive to create solutions tailored to your needs. While members can visit us at 1207 N Main St, official correspondence should be sent to PO Box 308, River Falls, WI 54022. This ensures that we can promptly address all inquiries and continue supporting our members efficiently.

Branch Location & Accessibility

Additional Services

While visiting us at the River Falls Office, you'll find a range of services tailored just for you whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions. Our friendly staff is always ready to assist you with your financial needs. If you're looking to send official correspondence, please note that while members can visit us at our branch location, official mail should be directed to PO Box 308, River Falls, WI 54022.

Connect with Us

Ready to experience the benefits of being a member? We invite you to stop by or give us a call at 715-425-8113. At Westconsin Credit Union, we're here to support your financial journey every step of the way!

Convenient Access and Features

At Westconsin, we believe that banking should be accessible for everyone. Our branch features ample parking and is designed with accessibility in mind, ensuring that all members can enjoy a seamless experience. Whether you prefer to walk in or use our drive-thru service, we have you covered! Our drive-thru operates Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 8:30 AM to noon, making it easy for you to conduct your banking without leaving your vehicle.

Operating Hours

We understand that life can get busy. That's why our lobby hours are designed to fit your schedule, open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 8:30 AM to noon. Plus, if you need access outside of those hours, our ATM is available 24/7 for cash withdrawals and balance inquiries.

Member Eligibility

At Westconsin, we believe that becoming a member is like joining a family one that genuinely cares about your financial well-being. If you're interested in joining us at our River Falls location, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Generally, anyone who lives, works, worships, or attends school in the area is welcome to apply. We also consider family members of existing members as part of our community. This means whether you're just starting out or looking for better financial solutions, there's a place for you here. Opening an account with us is straightforward and convenient. You can find all the details you need on how to get started at http://www.westconsincu.org/loans/mortgage-loan-originators/. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (715) 425-8113. For more detailed information about eligibility criteria, feel free to visit http://www.westconsincu.org/personal/membership-value-pricing/. We look forward to having you as part of the Westconsin community at 1207 N Main St River Falls Wi 54022!

Business Banking & Commercial Services

Practical Merchant Services

But we don't stop at loans. Our merchant services make daily transactions smoother, so you can focus on what matters most running your business. Imagine having a reliable partner that helps you accept payments easily, manage cash flow efficiently, and provides insights into your sales trends. That's what we offer at Westconsin, located conveniently at 1207 N Main St River Falls Wi 54022 in River Falls, WI. Explore how our business banking solutions can empower your success today! For more information, call us at (715) 425-8113 or visit our website at http://www.westconsincu.org.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our small business owners in River Falls, we also provide business banking services including merchant services and business loans. We recognize how hard you've worked to build your business, and we want to support you in reaching your goals.

Convenient Access

We know that convenience is key when it comes to banking. That's why Westconsin offers ATM and cash withdrawal services available 24/7 for your ease. If you prefer face-to-face interactions, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days!

Credit Cards

Don't forget about our credit cards with rewards! They offer great benefits that make everyday purchases even more rewarding. You can earn points for travel, cash back, or other perks that suit your lifestyle.

Get Started Today!

We invite you to visit us at 1207 N Main St River Falls Wi 54022 or give us a call at (715) 425-8113 if you have any questions or need assistance with any of our services. At Westconsin, we are dedicated to making banking easier for you. Explore all that we have to offer by visiting us online at http://www.westconsincu.org. Your financial journey starts here!

Home Financing

Thinking about buying your first home? Our mortgage loans and refinancing solutions provide flexible options to make homeownership a reality. We take pride in guiding you through the process, ensuring you understand every step along the way.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds with our user-friendly online and mobile banking services. You can check your balance, transfer money, or pay bills all from the comfort of your home or on-the-go. Additionally, if you need funds for a new car or want to refinance an existing loan, our auto loans and vehicle financing options are here to help you drive away with confidence.

Personal Loans

Life can throw unexpected expenses at us, and that's where our personal loans and debt consolidation services come into play. Whether it's medical bills, home repairs, or consolidating existing debts into one manageable payment, we're here to help ease the burden.

Digital & Online Banking

Key Features

Our online banking services at http://www.westconsincu.org provide a user-friendly experience tailored to meet your needs. You can quickly sign up for e-statements, which help reduce clutter while keeping your financial information safe and accessible. Plus, with electronic signature authorization available, signing documents has never been easier no need to print or scan anything! Managing your money on the go is a breeze with our mobile application. Available for download, it allows you to utilize mobile payments so you can shop easily without carrying cash or cards. You can also enjoy person-to-person transfers, making it simple to send money to friends or family instantly.

Security and Accessibility

Your security is our top priority. Our digital banking tools employ robust security measures to protect your personal information while ensuring a smooth experience. Whether you're using your computer or smartphone, our services are designed with you in mind making banking straightforward and stress-free. With the ability to manage your accounts in real-time, you'll always have control over your finances right at your fingertips. If you're ready to explore all the benefits of digital banking with us, visit http://www.westconsincu.org today!

Financial Strength

Member Trust

Total Share and Deposit Accounts: 272,988, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $15,103,326. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 1207 N Main St River Falls Wi 54022 or call (715) 425-8113 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $7,815,248 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $20,126 in used auto loans and $1,384,954,426 in total loans and leases, we support members' financial goals across various sectors.

Secured Savings for Members

Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these popular loan products, we also have total credit lines available at $253,838,380. This gives our members more options for financing when unexpected expenses arise or when they need extra funds for planned projects. If you're considering refinancing any of your current loans or would like information on eligibility options, our team is here to help. We'll guide you through the process and ensure you have all the information you need to make informed decisions about your finances. For more details about our loan offerings or assistance with your application, feel free to visit us at 1207 N Main St River Falls Wi 54022, River Falls, WI, or call us at (715) 425-8113. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to partnering with you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $311,051,020 provide the capital needed to grow and expand. We know that every business has unique needs, so we work closely with you to develop financing solutions that support your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. We work with you to find a mortgage solution that fits your financial situation, whether you're purchasing a new home or refinancing an existing one.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that enhance your purchasing power while keeping your spending in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all loan offers are fair and transparent. By working exclusively with reputable lenders, LendMesh ensures that users receive accurate information they can trust.

Westconsin