Westconsin Credit Union Rice Lake WI | Low Mortgage Rates & Auto Loans

Introduction

At Westconsin, we believe in the power of community and the value of strong financial partnerships. Established in 1939, our Rice Lake branch is more than just a place to bank; it's a hub where trust meets personalized service. Located at 21 E Burton St, Rice Lake, WI 54868, we proudly serve over 123,713 members, helping them achieve their financial dreams with tailored solutions. With total assets exceeding $1.9 billion, we are committed to providing reliable services that meet your needs. Our offerings include everything from checking and savings accounts to auto loans, mortgages, and business banking options. We currently manage total loans amounting to 81,141 and total deposits of $60,041,172. This reflects our dedication to supporting our members' financial goals while maintaining a healthy net worth of $250,604,511. Our leadership team plays a pivotal role in fostering this community spirit. Under the guidance of CEO James Wookey and Board President Gerald Wolf, our dedicated team of 439 employees is ready to assist you with friendly service that feels like family. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 21 E Burton St., Rice Lake, WI 54868-4600. We invite you to experience the difference at Westconsin Credit Union. Whether you're looking for personal banking solutions or seeking support for your business ventures, we are here for you every step of the way. For more information or to get started today, feel free to call us at 800-924-0022 or visit our website at westconsincu.org. Join us in building a stronger community together!

Branch History & Mission

Join Us

We invite you to become part of the Westconsin family. Experience firsthand how we blend strong financial services with a heartfelt commitment to community support. For any inquiries or assistance, feel free to reach out at 800-924-0022 or explore more about what we offer at Westconsin's website. Together, let's build a brighter future!

Our Journey

From our humble beginnings, Westconsin has continually evolved to meet the needs of our members. Over the decades, we have expanded our offerings and embraced new technologies, ensuring that our members have access to modern banking solutions. Today, we proudly manage total assets exceeding $1.94 billion. This growth reflects not only our sound financial practices but also the trust and support of our loyal membership base. Our headquarters is located in Menomonie, WI, but our roots run deep in Barron County. We understand the unique financial challenges faced by individuals and families in this area, which drives us to provide tailored solutions that empower our members to achieve their financial goals. Our mission is simple: to offer a wide range of services like checking and savings accounts, auto loans, mortgages, and business banking while making a meaningful impact in the communities we serve.

Our Mission

At Westconsin, we believe in the power of community. Our mission is centered around providing high-quality financial services while supporting local initiatives that enhance the lives of those around us. We are dedicated to being more than just a financial institution; we strive to be a partner in your journey towards financial well-being. Whether you visit us at our branch or interact with us online through services like mobile banking and electronic statements, we are here for you every step of the way. While members can visit us at 21 E Burton St for face-to-face service or utilize our drive-thru banking during convenient hours Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to noon our commitment to accessibility extends beyond traditional banking hours with an ATM available 24/7. As part of our dedication to inclusivity and service excellence, we continually seek ways to improve your experience with us. From ADA compliance efforts to customer-centric initiatives that enhance convenience and security, we are always looking for ways to serve you better.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by and discover how Westconsin Credit Union can support your financial journey. For more information or if you have any questions, feel free to give us a call at 800-924-0022. We look forward to serving you!

Convenient Access

At our Rice Lake branch, you'll find ample parking available for your convenience. We prioritize accessibility, featuring ADA-compliant entrances and ramps to ensure everyone can easily reach us. Whether you prefer visiting our lobby or utilizing our drive-thru service, we strive to make your banking experience smooth and hassle-free.

Operating Hours

We know that life can get busy, which is why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Friday from 9 a.m. to 5 p.m., and on Saturdays from 8:30 a.m. to noon. If you're on the go, our drive-thru is available Monday through Friday from 8:30 a.m. to 5:30 p.m., and Saturdays from 8:30 a.m. to noon as well. Plus, our ATM is accessible 24/7 for all your cash withdrawal needs.

Services Offered

At the Westconsin branch, we provide a range of services designed to help you manage your finances effectively. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Need assistance? Our knowledgeable staff is always ready to help with any questions or transactions. While members can visit us at our branch location, official correspondence should be sent to 21 E Burton St., Rice Lake, WI 54868-4600 for any mailing needs.

Member Eligibility

At Westconsin, we believe that becoming a member means joining a warm and welcoming community where your financial well-being is our priority. If you live, work, or attend school in the area around 21 E Burton St Rice Lake Wi 54868, you're likely eligible to join us! We invite anyone who shares our values and is looking for a supportive partner in their financial journey to become part of our family. The benefits of membership are numerous, including access to personalized banking services, competitive loan rates, and a range of financial products designed to help you thrive. Getting started is easy! You can find all the details about eligibility by visiting this link. For those ready to open an account, more information is available at this page. If you have any questions or need assistance, feel free to reach out to us at (800) 924-0022. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make it easy for you to manage transactions. Imagine having a payment solution that allows your customers to pay quickly and securely while you track sales effortlessly. Our services are designed to give you peace of mind so you can focus on what really matters growing your business. Visit us at 21 E Burton St Rice Lake Wi 54868 or call us at (800) 924-0022 to explore how we can help your business thrive!

Comprehensive List Of Services

Accessibility & Support

For those who prefer face-to-face interaction, our lobby hours are designed to accommodate your schedule: Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 8:30 AM to noon. Plus, our drive-thru service ensures that even quick transactions like deposits and withdrawals are just as convenient. Whether you need help with basic ATM access or want to dive into more complex financial products, our friendly staff at Westconsin is always ready to assist you. Ready to explore how we can support your financial journey? Visit us at 21 E Burton St Rice Lake Wi 54868, call us at (800) 924-0022, or check out our website at http://www.westconsincu.org for more details on all the services we offer!

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? At Westconsin, we provide competitive rates on auto loans and vehicle financing. Picture driving off the lot in a reliable car without breaking the bank. Our loan specialists are available to guide you through the process, ensuring you find the best terms for your budget.

Business Banking Services

If you're running a business or planning to start one, our business banking services include everything from merchant services to business loans designed specifically for small businesses. We're committed to helping local entrepreneurs succeed by providing resources and financial solutions that empower growth.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Use them for everyday purchases and earn points that can be redeemed for travel, gifts, or cash back. It's an easy way to get rewarded while managing expenses.

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. Whether it's transferring funds, paying bills, or checking balances, our digital tools make banking easier than ever before.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. That's why our team is ready to assist with mortgage loans and refinancing solutions tailored just for you. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we can help simplify the process so you can focus on making your new house a home.

Personal Banking Solutions

Our personal banking services are crafted with your lifestyle in mind. With checking and savings accounts, you can manage your daily finances effortlessly. Imagine being able to set up automatic transfers to save for a vacation or easily track your spending through our mobile app. For those moments when life surprises you, we offer personal loans and debt consolidation options that can help you regain control over your finances.

Digital & Online Banking

Key Features

We offer electronic signature authorization, so signing documents is quick and hassle-free no need for printing or mailing. You can also opt for e-statements, which are not only eco-friendly but give you instant access to your account statements without waiting for them to arrive by mail. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few taps! And if you prefer mobile payments, you'll be pleased to know that our services support this feature as well making transactions smoother than ever.

Security and Ease of Use

Your security is our top priority. We utilize robust security measures to keep your information safe while providing a user-friendly experience. With real-time account management tools at your fingertips, tracking your spending and budgeting becomes second nature. Experience the benefits of modern banking today with Westconsin. Visit us online or download our mobile app to get started!

Financial Strength

Dedicated Team

We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 272,988, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 21 E Burton St Rice Lake Wi 54868 or call (800) 924-0022 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth helps us provide you with the best possible services.

Solid Financial Health

With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $20,126 in used auto loans and $1,384,954,426 in total loans and leases. Our $7,815,248 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Lines and Refinancing Options

In addition to these offerings, we provide access to credit lines totaling $253,838,380. This can give you extra flexibility for larger purchases or unexpected costs. If you're looking to refinance any existing loans for better rates or terms, our team is ready to assist you with personalized advice tailored to your financial situation. For business owners seeking growth opportunities, our outstanding commercial loans totaling $311,051,020 provide the capital needed to expand and thrive in today's competitive market. If you're interested in any of our loan offerings or want more information about eligibility and refinancing options available at Westconsin, feel free to reach out! You can contact us at 800-924-0022 or visit us at our branch located at 21 E Burton St Rice Lake WI 54868. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path toward financial empowerment starts with us let's work together towards achieving your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. We provide various mortgage products tailored to fit your unique situation, ensuring that you have the resources needed to secure your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. With our credit cards, you can enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions ensures that users receive fair and transparent offers. Every loan comparison is backed by verified information, allowing users to trust the options presented.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect actual market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of the platform in helping individuals secure better financing options. Take control of your financial future today by comparing real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Westconsin