Westconsin Credit Union Prescott WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Westconsin, where we believe in putting our members first! Located at 1400 N Acres Rd, Prescott, WI 54021, our Prescott Office has been a trusted partner for financial solutions since 1939. With a strong commitment to our community, we proudly serve over 123,713 members and manage total assets of over $1.9 billion. At Westconsin, we understand that financial decisions can be daunting, which is why our dedicated team is here to help you navigate your options with confidence. Our current total deposits stand at $60,041,172, reflecting the trust our members place in us. We also offer a variety of loans over 81,141 loans and leases are currently being serviced so whether you're looking for auto financing or a mortgage, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 1400 N Acres Rd, Prescott, WI 54021. Our friendly staff is always ready to assist you during lobby hours from 9 a.m. to 5 p.m. Monday through Friday, and drive-thru services from 8:30 a.m. to 5:30 p.m. on weekdays and 8:30 a.m. to noon on Saturdays. Under the leadership of CEO James Wookey and Board President Gerald Wolf, we strive not only to meet but exceed your expectations in personal banking services including checking and savings accounts, credit cards with rewards, and business banking solutions. Join us today by visiting our website at www.westconsincu.org or give us a call at 715-262-4600. Let Westconsin help you achieve your financial goals!

Branch History & Mission

Community Commitment

We understand that being a part of the Prescott area means being actively involved in its growth and prosperity. Through various outreach programs and partnerships with local organizations, Westconsin aims to uplift those around us. Our dedicated team works tirelessly to ensure that every member feels valued and supported. Join us at Westconsin! Experience how we blend tradition with innovation while focusing on what truly matters our members' success. For more information about membership benefits or to get started today, call us at 715-262-4600 or visit westconsincu.org. Together, let's build a brighter financial future!

Our Evolution

From the beginning, Westconsin was founded on the principle of "people helping people." This guiding philosophy has shaped our journey through the decades. Over the years, we've embraced change and innovation while staying true to our mission of improving the financial well-being of our community. We are proud to offer a wide range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As we grew, so did our commitment to technological advancement. Today, we provide modern conveniences such as online banking, mobile payments, and e-statements to ensure that our members can access their accounts anytime and anywhere. We also maintain ADA compliance to ensure that all members can use our services without barriers.

Our Mission

At Westconsin, our mission is simple yet powerful: to empower our members through exceptional service and community support. We aim not just to be a place for financial transactions but also a partner in achieving personal and communal goals. Whether it's funding local initiatives or offering educational resources on financial literacy, we believe that investing in our community ultimately enriches us all. While members can visit us at 1400 N Acres Rd for all their banking needs, official correspondence should be sent to the same address for convenience. With drive-thru banking available during extended hours and ATMs accessible 24/7, we strive to make banking easy and efficient for everyone.

Branch Location & Accessibility

Welcome to the Westconsin Credit Union at our Prescott Office, conveniently located at 1400 N Acres Rd, Prescott, WI 54021. Our branch is nestled in a friendly community, just a short drive from local landmarks like the scenic Lake St. Croix and the historic downtown area. Whether you're stopping by for your banking needs or exploring the beautiful surroundings, we are here to serve you. At Westconsin, we pride ourselves on accessibility and convenience. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can easily visit us. For those who prefer quick service, our drive-thru banking is available, making it easy to handle your transactions without leaving your vehicle. If you need cash outside of regular hours, rest assured that our ATM is available 24/7 for your convenience. Our operating hours are designed to fit your schedule: our lobby is open Monday through Friday from 9 a.m. to 5 p.m., while our drive-thru operates from 8:30 a.m. to 5:30 p.m. on weekdays and from 8:30 a.m. to noon on Saturdays. We're always ready to assist you with various services including personal banking, auto loans, mortgage options, and more. While you can visit us at our branch location for all your banking needs, please send any official correspondence to our mailing address at 1400 N Acres Rd, Suite 10, Prescott, WI 54021 if it differs from our physical address. We invite you to come by and discover how Westconsin Credit Union can help meet your financial goals. If you have questions or need assistance, don't hesitate to call us at 715-262-4600. We look forward to welcoming you!

Member Eligibility

Becoming a member of Westconsin is like joining a family that genuinely cares about your financial well-being. If you're looking to become part of our community, we welcome individuals who live or work in the areas we serve, as well as their family members. This means that if you're connected to someone who is already a member or you have ties to our local community, you likely qualify! Joining us opens up a world of benefits, from personalized banking services to competitive loan rates designed with your needs in mind. To learn more about the specific eligibility criteria and ensure you meet them, feel free to check out our detailed resource here: http://www.westconsincu.org/personal/membership-value-pricing/ . When you're ready to take the next step and open an account, it's simple! Just reach out to us at (715) 262-4600, or visit our website for account opening details at http://www.westconsincu.org/loans/mortgage-loan-originators/ . We look forward to welcoming you to Westconsin, located at 1400 N Acres Rd Prescott Wi 54021, where your financial journey begins with a supportive community by your side!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having reliable payment options is crucial. Our merchant services offer businesses seamless transaction processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments anytime, anywhere, giving your customers the convenience they expect while boosting your sales. Visit us at 1400 N Acres Rd Prescott Wi 54021 or call us at (715) 262-4600 to discover how we can partner with you on your journey toward success!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or need quick transactions, our drive-thru banking provides basic services like deposits and withdrawals without the hassle of parking. Plus, enjoy 24-hour access with our convenient ATMs for cash withdrawals and balance checks. At Westconsin, we strive to make banking accessible and user-friendly for everyone in the community. Our friendly team is always ready to assist you with any questions or concerns. Ready to explore what we can do for you? Give us a call at (715) 262-4600 or visit us at 1400 N Acres Rd Prescott Wi 54021 in Prescott, WI. Join us today and experience personalized service like never before!

Business Banking Solutions

If you're a business owner, we offer specialized services including merchant services and business loans to support your growth ambitions. We know how important it is to have reliable financial tools at your disposal.

Credit Cards and Rewards

We understand that every dollar counts. That's why our credit cards with rewards are designed not just for spending but also for earning benefits that matter to you. Use them wisely, and you'll find yourself enjoying perks that enhance your lifestyle.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. With our online and mobile banking, you can access your accounts anytime, anywhere. Manage your finances on-the-go with features like person-to-person payments and e-statements that simplify tracking your spending.

Personal Banking

For individuals, we offer essential banking services such as checking and savings accounts that help you manage your daily finances effectively. Need a new car? Our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services provide flexible terms to fit your budget. And for those unexpected expenses, our personal loans and debt consolidation options can help ease the burden.

Digital & Online Banking

Key Services

With just a few clicks at http://www.westconsincu.org , you can access a range of features designed to simplify your banking experience. Our online banking platform offers 24/7 access, allowing you to check balances, pay bills, and transfer money without stepping into a branch. Need to send money quickly? With our person-to-person transfers feature, sharing funds with friends or family is as easy as sending a text message. Plus, for added convenience, our mobile application puts all the power of banking right in your pocket. Whether you're on the go or relaxing at home, our app makes it simple to stay on top of your accounts.

Security and User Experience

Your security is our priority. We offer electronic signature authorization to help keep your transactions safe while ensuring a smooth process for signing documents online. You can also choose to receive e-statements instead of paper ones, which not only keeps your information secure but also helps reduce clutter. For those who love the latest technology, we support mobile payments! This feature allows you to make purchases directly from your smartphone no wallet needed. It's all about making banking work for you in the way that feels most comfortable. In summary, with the digital and online banking services at Westconsin, you have everything you need for real-time account management right at your fingertips. Enjoy the peace of mind knowing that you can bank safely and easily whenever it suits you best!

Financial Strength

A Growing Community

We currently boast a total of 272,988 share accounts, showing a strong and growing member base that trusts us with their finances. Additionally, net shares (funds available for lending and investments) stand at $15,103,326, further showcasing our ability to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 1400 N Acres Rd Prescott Wi 54021 or call (715) 262-4600 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $7,815,248, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable and committed staff.

Reinvesting in Our Members

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we support our community with $20,126 in used auto loans and $1,384,954,426 in total loans and leases.

Solid Financial Foundations

With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $311,051,020 provide the capital needed to grow and expand. We are committed to supporting local businesses with financing solutions that cater specifically to their needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. Our experienced staff is here to guide you through the process, answering any questions you may have along the way.

Refinancing Options

If you're interested in refinancing existing loans or exploring eligibility options for any of our products, please don't hesitate to ask our team for more information. We aim to make the process as smooth as possible so that you can focus on what matters most. At Westconsin, we prioritize our members' financial well-being and strive to offer competitive rates and exceptional service. For any inquiries or assistance, feel free to contact us at (715) 262-4600 or visit us during our lobby hours: Monday through Friday from 9 a.m. to 5 p.m., and Saturday drive-thru from 8:30 a.m. to noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your loan options today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected expenses while giving you access to rewards and benefits.

Loan Aggregator

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WESTCONSIN CREDIT UNION