Westconsin Credit Union New Richmond WI | Top Auto Loans & Mobile Banking

Introduction

Welcome to Westconsin, your trusted financial partner located at 650 Richmond Way, New Richmond, WI 54017. Since our establishment in 1939, we have proudly served our community and built a strong foundation of trust among our 123,713 members. With total assets exceeding $1.94 billion and deposits amounting to $60,041,172, we are dedicated to providing the best financial solutions tailored to meet your needs. At Westconsin, we believe in making banking simple and accessible. Our team of 439 employees, led by CEO James Wookey and Board President Gerald Wolf, is committed to helping you achieve your financial goals. Whether you're looking for personal banking options like checking accounts and auto loans or need business banking services, we're here for you. While members can visit us at our branch, official correspondence should be sent to the same address: 650 Richmond Way, New Richmond, WI 54017. We invite you to explore our offerings further by visiting our website at westconsincu.org. Join us in experiencing a credit union that truly values its members. Call us today at 715-246-5434 or stop by during our lobby hours on Monday, Wednesday, and Friday from 11:00 am to 1:30 pm. Let's work together towards a brighter financial future!

Branch History & Mission

At Westconsin, our journey began in 1939, rooted in a commitment to serve the financial needs of our community. Located at 650 Richmond Way in New Richmond, WI, we have grown from humble beginnings into a trusted financial partner for over 123,000 members. Our total assets now stand proudly at $1,947,191,130, reflecting the trust and support of our community. Over the years, Westconsin has adapted to meet the evolving needs of its members while maintaining its core values of service and integrity. We have embraced technological advancements to enhance our offerings, ensuring that banking is accessible and convenient for everyone. Our commitment to customer service is evident in our operating hours: Monday, Wednesday, and Friday from 11:00 AM to 1:30 PM. Our mission is simple yet powerful: to provide exceptional financial services while supporting the growth and well-being of our community. We strive to make a positive impact through various outreach initiatives and partnerships that benefit local organizations and families. Whether it's offering competitive auto loans or providing resources for business banking, we are dedicated to empowering our members to achieve their financial goals. While members can visit us at our physical branch address, official correspondence should be sent to 650 Richmond Way, New Richmond, WI 54017. Though we currently do not offer ATM services or drive-thru banking, we remain committed to providing top-notch online and mobile banking solutions for your convenience. At Westconsin, we believe in building strong relationships with our members and fostering a sense of belonging within our community. Join us on this journey as we continue to grow and innovate together. Experience the Westconsin difference today; let us help you achieve your dreams! For more information or assistance, feel free to call us at 715-246-5434 or visit our website at westconsincu.org.

Branch Location & Accessibility

Getting Here

Our branch is located right off Richmond Way, making it a breeze to stop by. For those who prefer to take public transport or walk, there are several routes leading directly to our door. We also prioritize accessibility for all our members, ensuring that our facilities are ADA compliant with ramps and easy entryways.

Operating Hours

We understand that life can get busy, which is why we offer convenient lobby hours on Mondays, Wednesdays, and Fridays from 11:00 AM to 1:30 PM. Our team is here during these times to help you with all your financial inquiries. While members can visit us at 650 Richmond Way for in-person assistance, official correspondence should be sent to the same address. If you have any questions or need assistance before stopping by, feel free to give us a call at 715-246-5434. Come see how Westconsin Credit Union can support your financial journey! We look forward to welcoming you soon.

Parking and Services

Ample parking is available right outside our branch, so you won't have to worry about finding a spot during your visit. While we currently do not offer ATM services or drive-thru banking at this location, our friendly staff is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage loans, and more.

Member Eligibility

At Westconsin, we believe that everyone deserves a chance to be part of a supportive community that values its members. Becoming a member is not only easy but also rewarding! If you live, work, or attend school in the area, you're likely eligible to join us. We welcome individuals from all walks of life, so whether you're starting your financial journey or looking for ways to grow, there's a place for you here. For detailed eligibility criteria, feel free to check out our resource page at http://www.westconsincu.org/personal/membership-value-pricing/. Once you're ready to take the next step, opening an account is simple and straightforward. You can reach us at (715) 246-5434 for any questions or assistance along the way. Join Westconsin today at our location at 650 Richmond Way New Richmond Wi 54017, and experience the benefits of being part of a credit union that truly cares about your financial well-being!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify your daily operations. Imagine being able to accept payments seamlessly, whether online or in-store. Our services include payment processing solutions that ensure you get paid quickly and securely, allowing you to focus on what matters most growing your business. Located at 650 Richmond Way New Richmond Wi 54017, New Richmond, WI 54017, we're here to partner with you on your journey toward success. Contact us at (715) 246-5434 to learn more about how we can support your business goals today!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer specialized support through our business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we are committed to helping your business thrive. Our team is here to guide you every step of the way.

Connecting with Us

We invite you to experience the difference at Westconsin. Our friendly team is ready to assist you with all your financial needs. Feel free to reach out at 715-246-5434 or visit us at our branch in New Richmond. Explore how we can support your financial journey by visiting our website at www.westconsincu.org. Don't hesitate connect with us today and discover how Westconsin can help simplify your banking experience!

Digital Banking Features

In today's fast-paced world, having access to digital banking features is crucial. At Westconsin, we offer robust online and mobile banking solutions that empower you to manage your accounts on the go. You can also enjoy features like ATM and cash withdrawal services, ensuring you have access to your funds when you need them.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer checking and savings accounts tailored to fit your lifestyle. With easy access through online and mobile banking, you can check balances, transfer funds, and pay bills anytime, anywhere. Our auto loans and vehicle financing options make it easier for you to get behind the wheel without the stress of high payments. If you're thinking about buying a home, our mortgage loans and refinancing services provide competitive rates and personalized assistance. When unexpected expenses arise, our personal loans and debt consolidation options can help you regain control over your finances. Plus, with our credit cards featuring rewards, you can earn while you spend perfect for those who want to make their money work harder for them.

Digital & Online Banking

Key Services Available

With just a few clicks at http://www.westconsincu.org, you can check your balance, transfer funds, and pay bills without stepping foot in a branch. Our online banking platform is user-friendly and packed with features to enhance your banking experience. Whether you're checking e-statements or authorizing transactions with electronic signatures, everything is designed for your convenience.

Security and Ease of Use

Your security is our top priority. We utilize robust security measures to protect your personal information while making sure that accessing your account feels natural and straightforward. You can also enjoy the benefits of mobile payments, allowing you to make purchases directly from your smartphone.

Stay Connected Anytime, Anywhere

Our mobile application brings banking right to your pocket. Need to send money to a friend? Our person-to-person transfer feature makes it easy! Plus, if you prefer going paperless, you can opt for e-statements saving trees while keeping track of your finances effortlessly. At Westconsin, we are committed to providing you with modern solutions that fit into your lifestyle. Experience the freedom and flexibility of digital banking today!

Financial Strength

At Westconsin, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your credit union is financially sound can bring peace of mind. That's why we are proud to share our strong financial standing with you. With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is further reflected in our $239,189,131 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $20,126 in used auto loans and $1,384,954,426 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $7,815,248, enabling us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees who are dedicated to serving you with knowledge and care. In total, we support 272,988 deposit accounts for our growing member base who trusts us with their finances. This shows the strength of community support behind Westconsin, proving that together we thrive. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 650 Richmond Way New Richmond Wi 54017 or call (715) 246-5434 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our team at Westconsin is ready to guide you through the process and find the best solutions for your financial journey. You can contact us at 715-246-5434 during our lobby hours on Monday, Wednesday, and Friday from 11:00 am - 1:30 pm. For more information about our services or to start your application today, visit us at westconsincu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether it's for a reliable used car or the latest model, we are here to support you with financing options that fit your needs.

Commercial Loans

For business owners, our outstanding commercial loans totaling $311,051,020 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing tailored solutions that drive success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. With our credit card options, you can enjoy the benefits of rewards while keeping your expenses under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. We offer various mortgage products tailored for different situations whether you're a first-time buyer or looking to refinance an existing loan.

Loan Aggregator

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Westconsin