Westconsin Credit Union New Richmond WI | Best Auto Loans & Business Banking

Introduction

Welcome to Westconsin, your trusted financial partner in the heart of New Richmond, Wisconsin! Located at 121 Meridian Dr, we have been serving our community since 1939, fostering a culture of trust and support for over eight decades. With a strong commitment to our members, we proudly serve 123,713 individuals who rely on us for their banking needs. At Westconsin, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your financial goals be it personal banking, auto loans, or business financing. With total assets exceeding $1.94 billion and deposits amounting to $60,041,172, you can be confident that your finances are in safe hands. While members can visit us at our branch, official correspondence should be sent to our mailing address: PO Box 269, New Richmond, WI 54017. Our team of 439 dedicated employees is here to assist you with any questions you may have. Under the leadership of CEO James Wookey and Board President Gerald Wolf, we strive to create an environment where everyone feels valued and supported. Our financial stability is reflected in our impressive net worth of $250,604,511 and a robust cash reserve of $16,405,933. Whether you're looking for competitive loan options (we manage over 81,141 loans and leases) or want to explore the benefits of our credit card offerings, Westconsin is ready to help you every step of the way. Ready to take the next step? Call us today at 715-246-2068 or visit our website at westconsincu.org for more information about how we can support your financial journey!

Branch History & Mission

Commitment to Convenience

We understand that accessibility is vital for our members. That's why we offer flexible operating hours: our lobby is open Monday through Friday from 9 a.m. to 5 p.m., with drive-thru services available from 7:30 a.m. to 6 p.m. on weekdays and limited hours on Saturdays. Additionally, our ATM services are available 24/7 for your convenience. While members can visit us at 121 Meridian Dr for all their banking needs, official correspondence should be sent to PO Box 269, New Richmond, WI 54017 if different.

Join Us Today

As we continue this legacy of trust and community support, we invite you to join Westconsin Credit Union. Experience firsthand how we're more than just a financial institution; we're your partner in achieving your goals. Discover the benefits of membership today by visiting us or calling at 715-246-2068. Together, let's build a brighter future!

Our Mission

At Westconsin, our mission extends beyond just providing banking services; we aim to empower individuals and strengthen communities. We believe in fostering financial wellness by offering personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our business banking services also ensure that local entrepreneurs have the resources they need to thrive. Our focus on community support drives us to engage in various outreach programs and partnerships that uplift those around us. Whether it's through sponsoring local events or providing educational resources about financial literacy, we are committed to making a positive impact.

Branch Location & Accessibility

Convenient Location and Nearby Landmarks

Situated near popular spots like the New Richmond Heritage Center and just a short drive from local schools, our location is easily accessible for all. We prioritize your visit by offering ample parking space right outside the branch, ensuring that your experience starts off hassle-free. Plus, our facilities are designed to be accessible for everyone, featuring ADA-compliant ramps and entrances.

Get in Touch!

Have questions or want to learn more about how we can assist you? Feel free to give us a call at 715-246-2068! We look forward to welcoming you into our branch soon. Come discover why Westconsin is more than just a credit union; we're your trusted financial partner right here in New Richmond!

Operating Hours That Fit Your Schedule

We understand that life can get busy. That's why our lobby is open Monday through Friday from 9 a.m. to 5 p.m., and we offer extended drive-up hours on weekdays from 7:30 a.m. to 6 p.m., with Saturday hours from 8:30 a.m. to noon. Our commitment to accessibility extends beyond hours our Drive-Up ATM is available 24/7 for your convenience.

Services Designed for You

At Westconsin, we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. If you need quick transactions, our drive-thru banking allows you to make deposits and withdrawals without leaving your vehicle. While members can visit us at 121 Meridian Dr, any official correspondence should be sent to PO Box 269, New Richmond, WI 54017.

Member Eligibility

At Westconsin, we believe that everyone deserves a financial partner who truly cares. Becoming a member is as simple as meeting a few friendly eligibility requirements. If you live, work, or worship in the areas we serve, you're likely already qualified to join our community! We welcome individuals from all walks of life, and our goal is to provide you with personalized financial services that meet your unique needs. For more specific details about eligibility, feel free to visit our website at http://www.westconsincu.org/personal/membership-value-pricing/. Ready to take the next step? Opening an account at Westconsin is straightforward and inclusive. Whether you're interested in checking and savings accounts, auto loans, or mortgages, we're here to help guide you through the process with ease. If you have any questions or need assistance, don't hesitate to reach out to us at (715) 246-2068. Join us today at our branch located at 121 Meridian Dr New Richmond Wi 54017, and discover the many benefits of being part of the Westconsin family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner by your side as you navigate daily transactions. Our merchant services simplify payments for your customers, whether they prefer credit cards, mobile payments, or cash. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what matters most growing your business. Visit us at 121 Meridian Dr New Richmond Wi 54017 in New Richmond, WI or call us at (715) 246-2068 to discover how we can help your business flourish!

Comprehensive List Of Services

Business Banking

If you own a business, our business banking services include essential tools like merchant services and business loans. These resources are crafted to support your entrepreneurial journey, helping you manage transactions efficiently while securing the funding necessary for growth.

Credit Cards and Rewards

With our credit cards featuring rewards, you can earn points on everyday purchases, making each swipe more beneficial. Whether you're planning a vacation or simply want to enjoy some cash back, our credit card offerings are designed with your needs in mind.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services, allowing you to manage your accounts anytime, anywhere. Our features include mobile payments for quick transactions, person-to-person payments for easy transfers between friends or family, and e-statements that help you stay organized. For those who prefer in-person interactions, we provide basic drive-thru banking for deposits, withdrawals, and simple transactions. Additionally, our ATMs are available for cash withdrawals and balance checks 24/7. At Westconsin, we strive to create an environment where members feel supported in every aspect of their financial lives. Our commitment to accessibility means we're always here when you need us be it online or at the branch. We invite you to visit us at 121 Meridian Dr New Richmond Wi 54017 or check out our website at http://www.westconsincu.org to learn more about how we can assist you today! Whether it's opening a new account or applying for a loan, let's take the next step together toward achieving your financial goals!

Personal Banking

Our personal banking services make managing your finances easy and accessible. We offer checking and savings accounts that fit various lifestyles, helping you save for the future while enjoying easy access to your funds. If you're considering buying a new car or refinancing an existing vehicle, our auto loans and vehicle financing options provide flexible terms tailored to your budget. For those looking to purchase a home or refinance an existing mortgage, we have mortgage loans and refinancing solutions that simplify the process. We also understand that life can bring unexpected expenses, which is why our personal loans and debt consolidation services can help you manage those costs effectively.

Digital & Online Banking

Key Features for Your Convenience

With 24/7 online banking services, you can access your accounts whenever it suits you best. Want to check your balance, transfer funds, or pay bills? It's all just a click away! Our user-friendly mobile application ensures that you can manage your finances with ease, right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends or family is quick and straightforward. Security is always a priority at Westconsin. Our electronic signature authorization allows you to sign documents securely from anywhere, so you can complete transactions without needing to visit the branch. Additionally, our e-statements help you stay organized by providing easy access to your financial statements online.

Stay Connected Anytime, Anywhere

In today's fast-paced world, we know you need flexibility in how you bank. That's why we also support mobile payments, allowing you to make purchases using just your phone. No more fumbling for cash or cards just tap and go! With these services tailored for modern banking needs, you'll find managing your money easier than ever before. At Westconsin, we're committed to providing accessible and efficient solutions so you can focus on what matters most. Embrace the convenience of digital banking today!

Financial Strength

A Committed Team

We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Every member of our staff is dedicated to making your experience smooth and beneficial.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment to putting our members first sets us apart.

Growing Together

Total Share and Deposit Accounts: 272,988, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to excel every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 121 Meridian Dr New Richmond Wi 54017 or call (715) 246-2068 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Growth

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our operations reflect our dedication to continuous improvement.

Lending Support for Your Needs

With $20,126 in used auto loans and $1,384,954,426 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to buy a car or finance other needs, we're here to help you succeed.

Secure Savings Options

Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. This means your funds are not just safe; they are also working hard for you.

Strong Financial Foundation

With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. We provide tailored financing solutions for both new and used vehicles so you can choose what fits your budget best.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $311,051,020 provide the capital needed to expand your operations. We understand the challenges faced by businesses today and are dedicated to supporting your journey toward success. At Westconsin Credit Union, our goal is not just to provide loans but also to empower you with the knowledge and resources needed for sound financial decisions. Explore our offerings today and discover how we can assist you in achieving your financial dreams! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $33,758,444 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that suit various lifestyles.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, ensuring that you have access to the funds necessary to make your dream home a reality. Plus, if you're considering refinancing your current mortgage, we can assist you in exploring eligibility options that may save you money.

Loan Aggregator

Building Trust Through User Experiences

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: NCUA). This commitment ensures fair and transparent offers for users seeking loans. The platform features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

Westconsin