Westconsin Credit Union Menomonie WI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Westconsin, where our commitment to the community shines through every service we offer! Located at 3227 Schneider Ave Se, Menomonie, WI 54751, we have been proudly serving our members since 1939. With a growing membership of 123,713, Westconsin is not just a credit union; it's a community hub that prioritizes your financial well-being. At Westconsin, we understand the importance of trust and reliability in your banking experience. Our total assets amount to an impressive $1,947,191,130, showcasing our strength and stability. We believe in empowering our members with access to various financial products designed to meet your needs from personal loans and auto financing to business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 160, Menomonie, WI 54751. Our team is led by CEO James Wookey and Board President Gerald Wolf, both dedicated to ensuring that your experience with Westconsin exceeds expectations. With a staff of 439 employees ready to assist you, we strive to make banking easy and accessible. We invite you to explore our wide range of services, including checking and savings accounts, mortgage loans, credit cards with rewards, and online banking options. Whether you're looking for a new auto loan where we've facilitated over 40,252 loans or seeking advice on investments and savings strategies, we're here for you every step of the way. Don't hesitate to reach out! For any questions or assistance, call us at 715-235-3403 during our operating hours from 8:00 a.m. - 5:30 p.m., Monday through Friday, or stop by the branch. Discover how Westconsin can help you achieve your financial goals today!

Branch History & Mission

Community Engagement

Westconsin is deeply committed to giving back. We regularly engage in community outreach programs and partner with local organizations to promote financial literacy and support community development initiatives. Our drive-thru banking may not be available right now, but we ensure that every member interaction whether online or in-person is centered around personalized service. As we continue to move forward into the future with innovative solutions like electronic signatures and mobile payments, our core values remain unchanged: integrity, service excellence, and community focus.

Join Us

We invite you to experience the benefits of being part of Westconsin. Whether you're looking for checking accounts, loans, or guidance on your financial journey, we're here for you. Come visit us at our branch in Menomonie or explore more about what we offer on our website at westconsincu.org. Join us today and be part of a community that cares!

Mission Statement

Our mission at Westconsin is simple yet powerful: to empower our members by offering accessible financial solutions while fostering a sense of community. We believe in supporting not just individual financial wellness but also the collective well-being of the communities we serve. By providing education and resources, we aim to help everyone make informed financial decisions. While members can visit us at 3227 Schneider Ave SE for all their banking needs, official correspondence should be sent to PO Box 160, Menomonie, WI 54751 if required.

Our Journey

Over the years, Westconsin has grown significantly. From our humble beginnings, we now proudly serve over 123,000 members with total assets reaching an impressive $1,947,191,130. Our commitment to evolving alongside our members' needs has allowed us to expand our offerings in personal banking, auto loans, mortgages, and business services. As technology has advanced, so have we; our online and mobile banking options ensure that our members can manage their finances easily and securely from anywhere.

Branch Location & Accessibility

Welcome to Westconsin, your friendly neighborhood credit union located at 3227 Schneider Ave SE in Menomonie, WI! We pride ourselves on being easily accessible to our members and the community. Nestled in the heart of Dunn County, our branch is conveniently situated near popular local landmarks, making it a breeze for you to drop by. At Westconsin, we understand that accessibility is key. Our location features ample parking, and we ensure that our facilities meet ADA compliance standards. Whether you need assistance or simply want to chat with one of our helpful team members, we are here for you. While members can visit us at 3227 Schneider Ave SE, official correspondence should be sent to PO Box 160, Menomonie, WI 54751. This way, we can make sure your messages reach us without delay. Our operating hours are designed with your convenience in mind. We're open Monday through Friday from 8:00 a.m. to 5:30 p.m., and on Saturdays from 8:00 a.m. to 12:00 p.m. (Service Center only). If you have questions or need assistance, don't hesitate to give us a call at 715-235-3403. Although we currently do not offer ATM services or drive-thru banking at this branch, our friendly staff is always ready to assist you inside. We offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. We invite you to stop by Westconsin at your convenience! Come see how we can help support your financial journey today!

Member Eligibility

At Westconsin, we believe that becoming a member is like joining a supportive family that truly cares about your financial well-being. If you live, work, or worship in the area, or have a family member who is already a member, you're likely eligible to join us! We welcome individuals from various backgrounds and circumstances, making it easy for you to access our services and benefits. Our community-driven approach means that as a member of Westconsin, you'll enjoy competitive rates on loans, lower fees, and personalized service that makes banking feel more personal. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.westconsincu.org/personal/membership-value-pricing/. Ready to take the next step? Opening an account with us is straightforward and convenient; visit http://www.westconsincu.org/loans/mortgage-loan-originators/ for all the details. If you have any questions or need assistance, don't hesitate to call us at (715) 235-3403. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that help you manage payments seamlessly. Imagine being able to accept payments from customers quickly, whether they're paying online or in-store. Our services not only simplify transactions but also enhance customer satisfaction, allowing you to focus on what matters most growing your business. Visit us at 3227 Schneider Ave Se Menomonie Wi 54751 in Menomonie, WI, or give us a call at (715) 235-3403 to learn how we can partner with you on your path to success.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. We offer competitive rates and flexible terms, helping you get behind the wheel without the stress of high monthly payments. Picture yourself cruising in your new car while knowing you secured an excellent loan.

Business Banking Solutions

For our business members, we offer comprehensive Business Banking solutions, including merchant services and business loans tailored to help your enterprise thrive. Whether you're starting a new venture or expanding an existing one, our products are designed to support your business goals.

Credit Cards with Rewards

For those who enjoy earning perks while they spend, our Credit Cards with Rewards offer just that! With every purchase, you accumulate points that can be redeemed for travel, merchandise, or cash back. It's like getting rewarded for everyday purchases!

Digital Banking Features

Our commitment extends beyond traditional banking. With robust Online & Mobile Banking options available, managing your finances has never been easier. You can access account statements, conduct transactions, and even use person-to-person payment features all at the touch of a button. While we don't have ATMs or drive-thru services at this location, our online tools ensure you can handle most banking tasks remotely with ease. --- Ready to experience the diverse range of services we offer at Westconsin? For any questions or to learn more about how we can assist you financially, give us a call at (715) 235-3403 or visit us online at http://www.westconsincu.org. We look forward to serving you!

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Westconsin, we aim to make that dream a reality through our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable team is here to guide you every step of the way.

Personal Banking Services

We understand that personal finance can be overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed for easy access and growth. Our accounts come with features like online banking and mobile payments, allowing you to manage your finances conveniently from anywhere. Imagine being able to check your balance, transfer funds, or pay bills right from your phone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We help you consolidate debts into one manageable payment or provide funds for emergencies think of us as your financial safety net when life gets tough.

Digital & Online Banking

Convenient Mobile Features

Our mobile application is another great way to manage your finances on the go. With features like mobile payments, you can make purchases quickly and securely using just your smartphone. Plus, if you need to send money to a friend or family member, our person-to-person transfer feature makes it easy and fast.

Easy Signatures Made Simple

Need to sign documents? No problem! We provide electronic signature authorization for various transactions, so you can complete important paperwork without the hassle of printing or mailing anything. At Westconsin, we prioritize your security while making banking easier than ever. Join us today and experience how our digital and online banking services can simplify your financial life!

Explore Our Online Banking Services

With our user-friendly online banking platform, accessible at http://www.westconsincu.org, you can easily check your account balances, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, our 24/7 online banking services make it simple to stay on top of your financial needs.

Stay Organized with E-Statements

Say goodbye to cluttered mailboxes! At Westconsin, we offer e-statements that allow you to view and manage your financial statements securely online. This eco-friendly option not only helps you stay organized but also enhances your privacy.

Financial Strength

At Westconsin, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to serving your needs now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $20,126 in used auto loans and $1,384,954,426 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $7,815,248, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $15,103,326. Total Share and Deposit Accounts: 272,988, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 3227 Schneider Ave Se Menomonie Wi 54751 or call (715) 235-3403 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether you're after a brand-new model or a reliable used vehicle, we have tailored solutions designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $311,051,020 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to offer customized financial solutions that suit your operational needs. If you're interested in refinancing any existing loans or exploring eligibility options for any of our products, please reach out. Our friendly team is ready to assist you in finding the best solution tailored specifically for you. For more information about our loan offerings or to start your application today, please contact us at 715-235-3403 or visit us at 3227 Schneider Ave Se Menomonie Wi 54751. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial dreams starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. We provide personalized service to guide you through each step of the mortgage process, ensuring that you find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

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Westconsin