Westconsin Credit Union Menomonie WI | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Westconsin, your trusted financial partner located at 1715 5th St W, Menomonie, WI 54751. Since our establishment in 1939, we have been dedicated to serving our community and helping our members achieve their financial goals. With a strong commitment to member satisfaction, we proudly support over 123,000 members and manage total assets of more than $1.94 billion. At Westconsin, we understand the importance of reliable financial services. Our diverse offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also make banking convenient through our online and mobile platforms. While members can visit us at our branch location for personalized service, official correspondence should be directed to the same address: 1715 5th St W, Menomonie, WI 54751. Our friendly team is here to assist you during lobby hours on Tuesday, Wednesday, and Friday from 11:00 AM to 1:30 PM. Under the leadership of CEO James Wookey and Board President Gerald Wolf, we strive to maintain a net worth of $250 million while ensuring that our members feel valued and secure in their financial decisions. With total deposits reaching $60 million, you can trust that your savings are safe with us. Whether you're looking for a new loan or need assistance managing your finances, we're just a phone call away at 715-232-2609. Visit us today or explore our website at westconsincu.org to learn more about how we can help you achieve financial success!

Branch History & Mission

Westconsin has a rich legacy that began in 1939, when it first opened its doors to the community in Menomonie, WI. Over the years, this dedicated credit union has evolved significantly while staying true to its mission of providing exceptional financial services and fostering community growth. From humble beginnings, Westconsin now proudly serves over 123,000 members and manages total assets exceeding $1.9 billion. Located at 1715 5th St W, Menomonie, WI 54751, our branch is easily accessible for members looking to engage with our services. The site is conveniently situated near local landmarks that highlight our commitment to being an integral part of this vibrant community. Westconsin's mission focuses on empowering members through personalized financial solutions and fostering a sense of belonging. We believe that everyone deserves access to quality financial resources, and we strive to provide services that enhance our members' lives from checking and savings accounts to auto loans and mortgages. We are also committed to supporting the local community through various outreach initiatives and partnerships that aim to uplift and strengthen the area. While members can visit us at 1715 5th St W, official correspondence should be sent to 1715 5th St W, Menomonie, WI 54751 if you need assistance or have inquiries outside of branch visits. Our operating hours reflect our dedication to serving you: we are open Tuesday, Wednesday, and Friday from 11:00 AM to 1:30 PM. Although we currently do not offer ATM or drive-thru services, we ensure that all transactions are handled with care during our lobby hours. We also embrace digital advancements such as online banking and mobile payments, making it easier for our members to manage their finances on the go. At Westconsin, we understand that being a member goes beyond just banking; it's about building relationships and creating lasting impacts within the community. Our initiatives focus on education and financial literacy, helping individuals make informed decisions about their money. Join us today at Westconsin and discover how we can help you achieve your financial goals while contributing positively to the Menomonie community. Together, let's build a brighter future! For more information or to become a member, feel free to call us at 715-232-2609 or visit our website at westconsincu.org.

Branch Location & Accessibility

Welcome to the Westconsin branch, conveniently located at 1715 5th St W in Menomonie, Wisconsin. Our location is not just easy to find; it's also surrounded by familiar landmarks that make your visit more enjoyable. Whether you're stopping by after picking up groceries at a nearby store or heading home from Menomonie High School, we're here to serve you. At Westconsin, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. If you're driving, you'll find ample parking available right at the front of the building, making it simple to pop in and take care of your banking needs. Our lobby hours are designed to fit into your busy schedule. We're open on Tuesday, Wednesday, and Friday from 11:00 AM to 1:30 PM. Feel free to give us a call at 715-232-2609 if you have any questions before visiting or need assistance with anything specific. While members can visit us at 1715 5th St W for all their banking needs, please remember that official correspondence should be sent to the same address for your convenience. Although we currently do not offer ATM or drive-thru services at this location, our friendly staff is ready to assist you inside the branch with a wide range of personal and business banking services. We invite you to experience the community-focused service that Westconsin is known for. Come by and see how we can help you reach your financial goals!

Member Eligibility

Joining the Westconsin family means stepping into a community that values you and your financial well-being. At Westconsin, membership is open to anyone who lives, works, or worships in Dunn County and nearby areas, making it easy for you to become part of our supportive network. Whether you're looking for personal banking options like checking accounts or loans, or business services, we've got you covered. You can find more details about the eligibility criteria by visiting our website at this link. Getting started is simple! To open an account with us at our Menomonie branch located at 1715 5Th St W, just give us a call at 715-232-2609 or check out the account opening information here. We're excited to welcome you into our community where your financial goals are supported every step of the way!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, we offer merchant services that simplify transactions and enhance your customer experience. Imagine being able to accept payments easily, whether in-person or online. With our tools at your disposal, managing cash flow becomes less of a headache, allowing you to focus more on what you do best running your business. Located at 1715 5Th St W Menomonie Wi 54751, feel free to visit us or call (715) 232-2609 for personalized assistance tailored to your unique needs. Let's work together to turn your business ambitions into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features, which allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills with ease. Our services even include ATM and cash withdrawal services for when you need quick access to cash.

Get Started Today!

Ready to take advantage of everything Westconsin has to offer? We invite you to visit us at 1715 5Th St W Menomonie Wi 54751, or give us a call at (715) 232-2609 during our lobby hours on Tuesday, Wednesday, and Friday from 11:00 AM to 1:30 PM. Whether you're looking for personal banking solutions or business support, we're here to help guide you towards achieving your financial goals. Don't wait connect with us today!

Loans and Credit Options

Life can be unpredictable, and sometimes you need a little extra help. Our personal loans and debt consolidation services are here for those moments when unexpected expenses arise. Additionally, we offer credit cards with rewards, allowing you to earn points while you spend on everyday purchases. For small business owners, our business banking services include merchant services and business loans that empower you to grow your business without the stress.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for future goals, our personal banking options have got you covered. We offer checking and savings accounts designed to help you manage your money effectively. If you're considering a new car, our auto loans and vehicle financing provide competitive rates to make your dream ride a reality. Plus, if homeownership is on your mind, explore our mortgage loans and refinancing options that can assist in making your dream home more accessible.

Digital & Online Banking

Convenience at Your Fingertips

Need to send money to a friend? Our person-to-person transfer option makes it simple and quick to share funds without any hassle. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. Don't forget about our e-statements! Enjoy the eco-friendly benefit of receiving your statements electronically, making it easier for you to keep track of your finances while reducing paper waste. At Westconsin, we prioritize your convenience and peace of mind. Explore all the digital banking services we offer and take control of your financial life today! For more information, visit us at http://www.westconsincu.org.

Key Features

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds with just a few clicks. Our online banking system is not only accessible but also equipped with strong security measures to keep your personal information safe. For those who prefer mobile banking, our dedicated mobile application allows you to manage your accounts from the palm of your hand. You can make payments using our mobile payments feature, ensuring that you never miss a beat when it comes to handling your transactions.

Financial Strength

A Growing Member Base

We have a strong member base with a total of 272,988 share accounts showing that many trust us with their finances. Our net shares available for lending and investments stand at $15,103,326, supporting our ongoing efforts to provide exceptional services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 1715 5Th St W Menomonie Wi 54751 or call (715) 232-2609 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $20,126 in used auto loans and $1,384,954,426 in total loans and leases.

Operational Efficiency

Our $7,815,248 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Savings Secured

Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right loan to fit your budget.

Business Financing

For business owners looking for capital to grow and expand their enterprises, our outstanding commercial loans totaling $311,051,020 provide the necessary funding to reach your business goals. We understand the challenges of running a business and are here to support you with tailored solutions.

Credit Lines and Unsecured Credit Cards

For those who need flexibility in their finances, we offer credit lines totaling $253,838,380 and unsecured credit card loans amounting to $33,758,444. These options are designed to give you access to funds when you need them most without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. We help guide you through the process every step of the way and offer competitive rates that can make owning a home more achievable than ever.

Refinancing Options

If you're interested in refinancing any existing loans or mortgages for better rates or terms, we have options available as well. Our team is dedicated to finding the right solution for your situation. For more information about our loan products or to see if you're eligible for any of these offerings, please visit us at our branch located at 1715 5Th St W Menomonie Wi 54751, or give us a call at 715-232-2609. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

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Westconsin