Westconsin Credit Union Menomonie WI | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Westconsin, your trusted financial partner located at 2414 Hils Ct, Menomonie, WI 54751. Since our establishment in 1939, we've been committed to serving our community, boasting a vibrant membership of 123,713 individuals who rely on us for their banking needs. With total assets amounting to an impressive $1,947,191,130 and total deposits of $60,041,172, we pride ourselves on being a secure and reliable choice for your financial journey. At Westconsin, we offer a range of services tailored to meet the needs of both personal and business members. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we're here to help. Our dedicated team of 439 employees is led by CEO James Wookey and Board President Gerald Wolf, ensuring that every member receives personalized service with a friendly touch. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 160, Menomonie, WI 54751. We understand the importance of accessibility in today's fast-paced world; that's why we provide online and mobile banking options along with convenient ATM access available 24/7. With a net worth of $250,604,511 and cash in hand totaling $16,405,933, Westconsin stands strong as a pillar of financial stability in the community. Our commitment to enhancing member experiences is reflected in our growing portfolio that includes over 81,141 loans and leases, catering to diverse financial needs. We invite you to explore all that we have to offer. For questions or assistance, don't hesitate to give us a call at 715-235-3403 or visit our website at westconsincu.org. Join us in building a brighter financial future together!

Branch History & Mission

At Westconsin, we take pride in our rich history and unwavering commitment to the community. Since opening our doors in 1939, we have served the people of Menomonie, WI, with a mission rooted in providing accessible financial services while supporting local growth and development. Our branch is located at 2414 Hils Ct, Menomonie, WI 54751, a welcoming space where members can connect with us for their banking needs. Over the years, Westconsin has evolved significantly. From our humble beginnings, we have grown into a trusted credit union with over 123,000 members and total assets exceeding $1.9 billion. We've built strong relationships with our community through various outreach initiatives and partnerships that focus on enhancing the quality of life for everyone in Dunn County. Our mission statement reflects our dedication: to provide exceptional financial products and services while fostering financial well-being among our members. We believe that everyone deserves the opportunity to thrive financially, and we work hard to ensure our services are tailored to meet diverse needs. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, we aim to make banking straightforward and supportive. While members can visit us at 2414 Hils Ct for all their banking needs, official correspondence should be sent to PO Box 160, Menomonie, WI 54751. Our operating hours are convenient our lobby is open Monday through Friday from 9 a.m. to 5 p.m., and Saturdays from 8:30 a.m. to noon. For those who prefer drive-thru services, we offer extended hours during the week from 8:30 a.m. to 6 p.m., ensuring accessibility for all. In addition to traditional banking services, we embrace technology to enhance member experience. With features like online banking and mobile payments available anytime, it's easier than ever for our members to manage their finances on the go. We also maintain ADA compliance so that everyone can access our services comfortably. Community engagement is central to our values at Westconsin. Through various programs and events, we actively participate in local initiatives aimed at improving economic stability and overall well-being in Menomonie and surrounding areas. We invite you to join the Westconsin family! Experience personalized service that prioritizes your financial goals while contributing positively to your community. Reach out today at 715-235-3403 or visit us online at Westconsin to learn more about membership opportunities and how we can support you on your financial journey.

Branch Location & Accessibility

Accessibility Features

At Westconsin, we believe that banking should be accessible to everyone. Our branch features ADA-compliant ramps and spacious parking areas to ensure that all members can easily visit us. Whether you're coming in for personal banking or need assistance with loans and refinancing, our friendly staff is here to help.

Call to Action

Ready to experience convenient banking? We invite you to stop by our Menomonie branch or give us a call at 715-235-3403 for any questions you might have. While members can visit us at 2414 Hils Ct Menomonie Wi 54751, official correspondence should be sent to PO Box 160, Menomonie, WI 54751. We look forward to serving you!

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 9 a.m. to 5 p.m., and on Saturdays from 8:30 a.m. to noon. If you're in a hurry or prefer the convenience of drive-thru banking, our drive-up service is available Monday through Friday from 8:30 a.m. to 6 p.m., and also on Saturdays until noon.

Services Available

At our Menomonie branch, we offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Plus, enjoy the ease of online and mobile banking whenever you need it!

Member Eligibility

Becoming a member of Westconsin is like joining a close-knit community where your financial well-being is our top priority. If you're living, working, or attending school in Dunn County or surrounding areas, you're already on the right path to membership! We welcome individuals from various backgrounds, so whether you're just starting out or looking to enhance your financial journey, we're here for you. At Westconsin, you'll find a range of benefits designed to support your needs from personal banking services to loans and more. Opening an account is simple and can be done online or in person at our branch located at 2414 Hils Ct Menomonie Wi 54751. If you have any questions or want to learn more about the process, feel free to reach out to us at (715) 235-3403. For detailed eligibility criteria and the latest updates, please check out our website at http://www.westconsincu.org/personal/membership-value-pricing/. We're excited to help you take this important step towards financial empowerment!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner for your payment processing needs. Our merchant services simplify transactions so you can focus on what matters most growing your business. From credit card acceptance to online payments, we help you streamline operations while providing customers with the convenience they expect. Located at 2414 Hils Ct Menomonie Wi 54751 in Menomonie, WI, we're ready to help you take your business to the next level. Call us today at (715) 235-3403 to learn more about how we can support your vision!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? Our ATM & Cash Withdrawal Services ensure you're never far from accessing your funds. With ATMs conveniently located throughout the area and 24-hour access available at our branch's drive-up ATM, getting cash has never been easier. At Westconsin, we pride ourselves on being more than just a credit union; we are your financial partner committed to helping you thrive financially. For any questions about our services or to learn more about how we can assist you, please don't hesitate to call us at (715) 235-3403. Visit us today at North Menomonie Office where personalized service meets modern banking convenience!

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easier than ever. Picture driving off the lot in your dream car with affordable monthly payments that fit within your budget. We work hard to provide competitive rates and flexible terms so you can find the right financing solution for you.

Business Banking Solutions

For our business members, we provide robust Business Banking solutions including merchant services and business loans. Running a business can be challenging, but with the right support, it becomes much easier. We offer tailored financing options designed specifically for small businesses, ensuring that you have the resources necessary to grow.

Credit Cards with Rewards

Looking for a credit card that gives back? Our Credit Cards with Rewards program offers benefits that allow you to earn points or cash back on purchases you already make. It's like getting rewarded just for using your card! This service is designed to add value to your everyday spending while keeping things simple and convenient.

Mortgage Loans & Refinancing

Are you considering buying a home or refinancing your existing mortgage? Our team is here to guide you through the process with our Mortgage Loans & Refinancing services. We strive to ensure that homeownership is within reach for everyone in our community. With personalized service, we will walk you through each step, helping you understand what works best for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Westconsin, we offer comprehensive Online & Mobile Banking features. You can manage your accounts anytime, anywhere from the comfort of your smartphone or computer. Whether it's checking balances, transferring funds, or paying bills, our digital platforms make banking straightforward and hassle-free.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking solutions like checking and savings accounts that help simplify your day-to-day banking. Imagine having instant access to your funds while enjoying competitive interest rates on your savings. Our personal loans are also available for those moments when unexpected expenses arise, allowing you to consolidate debt or cover other important costs.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at http://www.westconsincu.org, you can check your account balances, pay bills, and transfer money right from the comfort of your home or on the go. You have the power to manage your accounts in real-time, so you're always in control of your finances.

Go Green with E-Statements

Opting for e-statements not only helps reduce paper waste but also gives you quick access to your financial records anytime you need them. It's just another way Westconsin helps you stay organized while being environmentally conscious. At Westconsin, we understand that everyone's banking needs are unique. That's why we're dedicated to providing accessible solutions tailored just for you. Experience the ease of digital banking today!

Secure Transactions

Safety is our top priority. We provide electronic signature authorization, allowing you to complete transactions securely without the need for paper forms. Plus, our mobile application offers a user-friendly interface that makes navigating through features like e-statements and mobile payments simple and safe.

Stay Connected with Features

Whether you're sending money to a friend with our person-to-person transfers or making payments directly from your smartphone, we've got you covered. With mobile payments enabled, shopping has never been easier just tap and go! Our platform ensures that all transactions are processed swiftly and securely.

Financial Strength

Investing Back into Our Community

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support is further demonstrated by $20,126 in used auto loans and $1,384,954,426 in total loans and leases, which help our members achieve their financial goals across various sectors.

Member Savings Are Secure

Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,815,248 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Strong Financial Health

With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Growth

Total Share and Deposit Accounts stand at 272,988, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $15,103,326, we remain well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 2414 Hils Ct Menomonie Wi 54751 or call (715) 235-3403 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $311,051,020 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way. Our loan offerings come with various eligibility options. If you're interested in learning more about how our products can benefit you, feel free to reach out at (715) 235-3403 or visit us at our branch located at 2414 Hils Ct Menomonie Wi 54751 in Menomonie, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. We provide guidance throughout the process to help you secure the best possible terms. Plus, if you're looking to refinance an existing mortgage, we can assist you with that too.

Unsecured Credit Card Loans

For those who prefer flexibility, we also offer unsecured credit card loans with a total of $33,758,444 in loans helping members manage their finances effectively. This option can be great for unexpected expenses or everyday purchases while allowing you to maintain control over your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all comparisons are fair and transparent, allowing users to trust the offers they receive.

Westconsin