Westconsin Credit Union Menomonie WI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Westconsin, your trusted financial partner located at 444 Broadway St S, Menomonie, WI 54751. Established in 1939, we take pride in serving our community with dedication and care. With a robust membership of over 123,713 individuals, we are committed to providing personalized banking solutions that meet the unique needs of our members. At Westconsin, we understand that every member's financial journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets stand strong at an impressive $1,947,191,130, reflecting our ability to support you in achieving your financial goals. With a focus on community impact and member satisfaction, our team led by CEO James Wookey and Board President Gerald Wolf is dedicated to fostering lasting relationships with our members. We have a talented staff of 439 employees, all working together to ensure you receive the best service possible. For your convenience, while you can visit us directly at our branch location, any official correspondence can be sent to our mailing address at PO Box 160, Menomonie, WI 54751. We invite you to explore what Westconsin has to offer. Whether you're looking for a loan or just need assistance with your account, don't hesitate to reach out at 715-235-3403 or visit us online at westconsincu.org. Join us today and experience the credit union difference!

Branch History & Mission

Community Engagement

Westconsin thrives on its community connections. We actively partner with local organizations to support events and initiatives that matter most to our members. Through outreach programs and educational workshops, we aim to foster financial literacy and empowerment within Menomonie and surrounding areas. While you can visit us at 444 Broadway St S, official correspondence should be sent to PO Box 160, Menomonie, WI 54751 if necessary. Our branch operates Monday through Friday from 9 a.m. to 5 p.m., with Saturday hours from 8:30 a.m. until noon for your convenience. In closing, we invite you to join Westconsin today! Experience the benefits of being part of a cooperative that puts people first where your financial goals become ours too. Visit us or call 715-235-3403 to learn more about becoming a member today!

Our Mission

At the heart of Westconsin is our mission: to improve the financial well-being of our members and their communities. We believe that strong financial services can lead to stronger lives. Whether it's through personal banking options like checking accounts and auto loans or business services like merchant solutions and business loans, we strive to meet the diverse needs of all who walk through our doors. We are committed to making banking accessible for everyone. Our branch features ADA-compliant facilities and an array of digital services, including online banking and mobile payments. With a dedicated team ready to assist you, we offer drive-thru banking and ATM access available 24/7 for your convenience.

Branch Location & Accessibility

Accessibility Features

Our branch is easily reachable with ample parking available for both members and visitors. We take pride in being ADA compliant, ensuring that everyone can access our services without any hassle. Whether you prefer visiting us inside or utilizing our drive-thru service, we have options that cater to your convenience.

Operating Hours

We understand that life can get busy! That's why our lobby is open Monday through Friday from 9 a.m. to 5 p.m., and on Saturdays from 8:30 a.m. until noon. For those who prefer drive-thru banking, you can visit us Monday through Friday from 8:30 a.m. to 5:30 p.m., and Saturday from 8:30 a.m. to noon. Plus, our ATM is available 24 hours a day for quick and easy access to cash whenever you need it.

Services Offered

At Westconsin, we offer a range of services tailored to fit your financial goals, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Our friendly staff is here to assist you with everything from simple transactions at the drive-thru to more complex financial needs. While members can visit us at 444 Broadway St S for all their banking needs, please note that official correspondence should be sent to PO Box 160, Menomonie, WI 54751. We invite you to stop by our Downtown Menomonie Office or give us a call at 715-235-3403. Let us help you achieve your financial dreams today!

Member Eligibility

At Westconsin, we believe that everyone deserves a chance to be part of a supportive community where financial goals can thrive. Becoming a member is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us. We also invite family members of existing members to become part of our credit union family. This means you can access a range of benefits designed to help you manage your finances effectively and build a secure future. To learn more about the specific eligibility requirements, feel free to check out our detailed resource at http://www.westconsincu.org/personal/membership-value-pricing/. Once you're ready to take the next step toward membership, opening an account is easy! You can find all the information you need at http://www.westconsincu.org/loans/mortgage-loan-originators/. If you have any questions or need assistance, don't hesitate to give us a call at (715) 235-3403. We can't wait to welcome you to Westconsin, located at 444 Broadway St S Menomonie Wi 54751, where your financial journey begins!

Business Banking & Commercial Services

At Westconsin, we understand that every successful business starts with a solid foundation and the right financial support. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. Imagine a local café expanding its seating area or a tech startup investing in new equipment these are just a couple of examples of how our loans empower entrepreneurs to realize their visions. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. Whether you're looking to purchase inventory, upgrade your technology, or manage cash flow, we're here to help. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses. Each loan represents a partnership where we invest in your success. Beyond loans, our merchant services simplify transactions for your business. From payment processing to easy online banking, we provide tools that allow you to focus on what you do best: running your business. Visit us at 444 Broadway St S Menomonie Wi 54751 in Menomonie, WI, or call us at (715) 235-3403 to learn more about how we can support your business journey.

Comprehensive List Of Services

Accessibility for Everyone

We know that sometimes you need personal assistance right away. Our basic drive-thru banking allows you to complete deposits, withdrawals, and simple transactions without leaving your car. And if you prefer using ATMs, our locations provide 24-hour access for your convenience. At Westconsin, we pride ourselves on being more than just a financial institution; we're part of the community and committed to helping our members thrive financially. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (715) 235-3403 or visit us online at Downtown Menomonie Office today!

Business Banking Support

If you're an entrepreneur or a small business owner, our business banking services are here to empower you. From merchant services that facilitate transactions smoothly to tailored business loans that help fund growth, we aim to support your ambitions every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere at any time whether it's checking balances, making transfers, or paying bills all from the comfort of your smartphone or computer. Additionally, our ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Personal Banking Solutions

We offer various personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates that help your savings grow over time. Our auto loans and vehicle financing options make it simple for you to drive away in the car you've always wanted. If purchasing a home is on your horizon, our mortgage loans and refinancing options can make that dream a reality with manageable payments. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the relief you need. Plus, don't forget about our rewarding credit card options, which offer cash back and other benefits to maximize your spending power.

Digital & Online Banking

Key Features

Our online banking includes electronic signature authorization, making it simple for you to approve transactions without the need for paper forms. Plus, we offer e-statements, so you can access your account statements digitally, reducing clutter and ensuring you have important documents right at your fingertips. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and securely. And if you're out shopping, take advantage of our mobile payments feature that allows you to pay directly from your phone no wallet necessary!

Mobile Access

With our mobile application available for download, managing your accounts has never been more convenient. You can deposit checks, view transactions, and even set up alerts all from the palm of your hand. Our app is designed for real-time account management, ensuring that you're always updated on your financial status. At Westconsin, we prioritize accessibility and security in all our digital services. Our team is committed to providing you with a safe online experience while helping you manage your money effectively. Experience the freedom of banking on your terms with us today!

Financial Strength

Commitment to Growth

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $1,384,954,426, including $20,126 in used auto loans, which supports our members' financial goals across various sectors. Our operational efficiency is reflected in our $7,815,248, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $250,604,511, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares available for lending and investments stand at $15,103,326. The total number of share accounts shows a strong member base with 272,988, reflecting the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 444 Broadway St S Menomonie Wi 54751 or call (715) 235-3403 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle hassle-free.

Credit Lines

If you need extra flexibility with your spending, consider our credit lines totaling $253,838,380. This option allows you to access funds whenever you need them without having to apply for multiple loans. For those interested in refinancing options or checking eligibility for any of our loan products, feel free to reach out! Our friendly staff is available at 715-235-3403, and we're happy to help navigate the various options available to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us at 444 Broadway St S Menomonie Wi 54751 or check out our website at Westconsin for more information on how we can assist you with your borrowing needs. We're here to support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better rates, our knowledgeable staff can assist you at every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying features like rewards and no annual fees.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions. This guarantees that you receive clear and trustworthy information. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can deliver significant savings and peace of mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers displayed are fair and transparent. By leveraging verified data, LendMesh ensures that users are not misled by outdated or inaccurate information.

Westconsin