Westconsin Credit Union Ellsworth WI | Affordable Auto Loans & Business Banking

Introduction

At Westconsin, we believe that financial services should be more than just transactions; they should foster community and build lasting relationships. Nestled in the heart of Ellsworth, WI, our branch at 385 W Main St has been proudly serving our members since 1939. With over 123,000 members and total assets exceeding $1.9 billion, we are dedicated to providing personalized banking solutions tailored to meet the unique needs of our community. While you can visit us at our branch location, official correspondence can be sent to PO Box 408, Ellsworth, WI 54011. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we offer a wide range of options designed to empower you financially. Our commitment to service is reflected not only in our offerings but also in our financial strength. With total deposits of $60,041,172 and net worth reaching $250,604,511, we prioritize your financial security. Under the leadership of CEO James Wookey and Board President Gerald Wolf, our team of 439 dedicated employees is here to ensure that your experience with us is smooth and rewarding. As part of our mission to enhance member satisfaction, we provide modern conveniences like online banking and mobile payments along with traditional services such as drive-thru banking and ATMs available 24/7. We invite you to explore what makes Westconsin different. Visit us today or give us a call at 715-273-4238 we're excited to help you achieve your financial goals!

Branch History & Mission

Our Mission

At Westconsin, our mission goes beyond just providing financial products; it's about making a positive impact in our community. We believe in empowering individuals and families through education and support. Our mission is to offer personalized financial solutions while fostering community growth and development. We engage in numerous outreach efforts and partnerships that strengthen local initiatives and provide resources for those in need. We are dedicated to ensuring that all our services are accessible to everyone in our community. Our branch features ADA-compliant facilities and offers drive-thru banking for added convenience. With ATMs available 24/7 and friendly staff ready to assist during lobby hours from Monday through Friday (9 a.m. - 5 p.m.) and Saturday drive-thru hours (8:30 a.m. - Noon), we strive to create a welcoming environment for all. As we look toward the future, we invite you to join the Westconsin family. Experience the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 715-273-4238 or visit us online at westconsincu.org.

Branch Location & Accessibility

Accessibility and Parking

At Westconsin, we understand how important accessibility is for our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can access our services without hassle. You'll find ample parking available right outside, making your visit even more convenient.

Conveniently Located

Nestled in the heart of Ellsworth, our branch is close to popular local landmarks such as the Pierce County Courthouse and the beautiful St. Francis Catholic Church. The central location means you can easily visit us while enjoying everything our charming town has to offer.

Get in Touch!

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 715-273-4238 or simply stop by during our operating hours. We look forward to welcoming you at Westconsin Credit Union in Ellsworth your trusted partner in financial success!

Operating Hours That Work for You

We know that life can be busy, which is why our operating hours are designed with your schedule in mind. Our lobby is open Monday through Friday from 9 a.m. to 5 p.m., while our Drive-Up service extends those hours until 5:30 p.m. on weekdays and is also available on Saturdays from 8:30 a.m. until noon. This flexibility means you can stop by at a time that works best for you!

Services Tailored to Your Needs

At Westconsin, we offer a wide range of services to meet your banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need to make a quick deposit or withdrawal? Our drive-thru banking provides a simple solution for fast transactions without leaving your vehicle. Plus, with an ATM available 24/7, you can access your funds anytime. While members can visit us at 385 W Main St, official correspondence should be sent to PO Box 408, Ellsworth, WI 54011 if needed.

Member Eligibility

At Westconsin, we believe that becoming a member means joining a welcoming community where you can thrive. If you live or work in the areas we serve, you're likely eligible to join us! We're here for everyone who shares our values and desires financial services tailored to their needs. Whether you're looking for personal banking options, loans, or simply a supportive financial partner, we invite you to explore what membership can offer you. Joining is straightforward and inclusive. To learn more about specific eligibility requirements, feel free to visit our detailed page at http://www.westconsincu.org/personal/membership-value-pricing/. If you're ready to open an account or have any questions, don't hesitate to call us at (715) 273-4238. Our friendly team is eager to assist you on your journey with Westconsin at our location on 385 W Main St Ellsworth Wi 54011. Let's take this exciting step together!

Business Banking & Commercial Services

Loan Options for Every Stage of Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, we offer merchant services that simplify transactions for you and your customers. Imagine having the ability to accept payments seamlessly, whether at your storefront or online. Our solutions ensure you can focus on what you do best running your business while we take care of the financial details. Come visit us at 385 W Main St Ellsworth Wi 54011 or give us a call at (715) 273-4238 to discover how Westconsin can help elevate your business today!

Comprehensive List Of Services

ATM Services and Drive-Thru Banking

Need cash? Our ATM & Cash Withdrawal Services ensure that you can access funds when needed. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without ever leaving your car perfect for those busy days! No matter what your banking needs may be, Westconsin is here to support you with friendly service and expert guidance. Feel free to reach out at (715) 273-4238 if you have questions or would like more information about any of our services. Join us at Ellsworth Office, where we believe that everyone deserves personalized attention and comprehensive financial solutions tailored just for them!

Business Banking

For our business members, we offer comprehensive Business Banking services. This includes merchant services that help streamline payment processing and access to business loans designed to fuel growth. Your success is important to us, and we are here to support your ventures every step of the way.

Credit Cards and Rewards

At Westconsin, we also provide Credit Cards with Rewards, giving you the chance to earn points on your purchases that can be redeemed for exciting rewards. This way, every dollar spent can get you closer to your next adventure or special treat.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we have invested in robust Online & Mobile Banking solutions. With just a few taps on your phone or clicks on your computer, you can manage your finances anytime, anywhere. From checking balances to making transfers or paying bills, our digital tools put banking at your fingertips.

Personal Banking

We offer a variety of Personal Banking options, including checking and savings accounts that are perfect for everyday expenses and savings plans. Whether you're saving for a vacation or managing monthly bills, our accounts provide the flexibility you need. If you're considering a new vehicle, our Auto Loans & Vehicle Financing services can help you drive away in the car of your dreams with competitive rates and terms tailored just for you. When it comes to buying a home, our Mortgage Loans & Refinancing options make homeownership more accessible. We understand that every situation is unique, so we take the time to explain the details and help you find the right mortgage solution. If you're facing debt challenges, our Personal Loans & Debt Consolidation services offer relief by combining multiple debts into one manageable payment.

Digital & Online Banking

At Westconsin, we understand that your time is valuable. That's why our digital and online banking services are designed for your convenience, allowing you to manage your finances securely from anywhere, anytime. With just a few clicks, you can access a range of features that make banking easier and more efficient. Our online banking services at http://www.westconsincu.org empower you to check balances, pay bills, and transfer funds without needing to visit a branch. You can even enjoy the benefits of e-statements, making it easier to keep track of your transactions while helping the environment by going paperless. For those on the go, our mobile application offers all the features you need right at your fingertips. Whether you're paying for coffee with mobile payments or sending money to friends through person-to-person transfers, managing your money has never been simpler. Plus, with our electronic signature authorization, signing documents is quick and hassle-free. Security is our top priority. We utilize advanced measures to protect your information so that you can bank with peace of mind. Our 24/7 online banking services ensure that you're always in control of your finances, no matter what time it is. Join us at Westconsin and experience how easy banking can be with our innovative digital solutions!

Financial Strength

A Dedicated Team for You

We also take pride in having 419 full-time employees and 20 part-time employees dedicated to serving you. Our knowledgeable team is always ready to assist you with your banking needs.

Growing Together

With net shares available for lending and investments totaling $15,103,326, alongside a growing member base reflected by our 272,988 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 385 W Main St Ellsworth Wi 54011 or call (715) 273-4238 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community support means that when you thrive, we all thrive together.

Strong Financial Health

With a net worth of $250,604,511, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We have $20,126 in used auto loans and $1,384,954,426 in total loans and leases available for our members. This lending capacity helps support your financial goals across various sectors. Our $7,815,248 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you with tailored options that fit your budget.

Business Loans

For business owners looking to expand or invest in new opportunities, we offer outstanding commercial loans totaling $311,051,020. These loans provide essential capital needed to grow your business without compromising your cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, allowing you to take that important step toward owning your own home. We understand that navigating the mortgage process can be daunting; that's why our knowledgeable staff is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, our dedicated team is here to help you assess your situation and find solutions that work best for you. We encourage you to reach out for more information about our loan offerings or visit us at Westconsin. You can call us at 715-273-4238 during our lobby hours from Monday to Friday (9 a.m. - 5:00 p.m.) or take advantage of our drive-up services (Monday-Friday 8:30 a.m. - 5:30 p.m., Saturday 8:30 a.m. - Noon). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Westconsin can support your financial journey today!

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. We currently have a total of $33,758,444 in unsecured credit card loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can provide additional benefits as you spend.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to quality means users can trust the information they receive when comparing loans.

Westconsin