Westconsin Credit Union Eau Claire WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Westconsin, your trusted financial partner located at 1111 W Clairemont Ave, Eau Claire, WI 54701. Since our establishment in 1939, we have been dedicated to serving our community with integrity and care. At Westconsin, we pride ourselves on being more than just a credit union; we are a part of your journey towards financial well-being. With over 123,000 members and total assets exceeding $1.9 billion, we offer a wide range of financial services tailored to meet the needs of individuals and businesses alike. Our commitment to you is reflected in our robust offerings, including personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also support local businesses through our comprehensive business banking services. While members can visit us at our Eau Claire branch for all their banking needs, official correspondence should be sent to PO Box 8066, Eau Claire, WI 54702. With a solid net worth of $250 million and total deposits amounting to $60 million, you can trust that your money is safe with us. Our team of dedicated professionals, led by CEO James Wookey and Board President Gerald Wolf, is here to ensure you receive exceptional service every time you visit or call us at 715-833-8035. Whether you're looking for guidance on loans or simply need help managing your finances, we're just a phone call away. At Westconsin, we believe in making banking accessible and straightforward. Our lobby hours are convenient for your busy schedule open Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 8:30 a.m. to noon. For those on the go, our drive-thru operates from 8:30 a.m. to 5:30 p.m., Monday through Friday, making it easier than ever to manage your finances. Join us today and experience the difference of being part of the Westconsin family! Visit our website at http://www.westconsincu.org for more information about membership and services. Let's build a brighter financial future together!

Branch History & Mission

At Westconsin, our journey began in 1939, rooted in the belief that everyone deserves access to quality financial services. Located at 1111 W Clairemont Ave, Eau Claire, WI, we have grown from a small community credit union into a vibrant institution serving over 123,000 members. Our commitment to the people of Eau Claire and surrounding areas has fueled our expansion and evolution over the decades. From our humble beginnings, we have embraced innovation and adaptability. Over the years, we've achieved significant milestones, including the steady growth of our total assets to an impressive $1,947,191,130. This growth reflects not just our financial strength but also our dedication to enhancing member services and supporting local communities. Our mission is simple yet profound: to empower individuals and families through accessible financial solutions while nurturing a sense of community. We proudly offer a range of services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans, mortgages, and business banking services, Westconsin stands ready to assist you on your financial journey. We recognize that banking is more than transactions; it's about building relationships and fostering trust. While members can visit us at 1111 W Clairemont Ave Eau Claire Wi 54701, official correspondence should be sent to PO Box 8066, Eau Claire, WI 54702 if needed. Our branch operates with convenient hours Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 8:30 a.m. to noon for lobby access. For those using drive-thru services, we are open Monday through Friday from 8:30 a.m. to 5:30 p.m., and Saturday from 8:30 a.m. until noon as well. Community support is at the heart of what we do. We actively engage in outreach efforts that strengthen ties within Eau Claire by partnering with local organizations and sponsoring events that uplift our neighbors. Additionally, we leverage technology to ensure our services are accessible for everyone; features like online banking and mobile payments make managing finances easier than ever. As part of our commitment to inclusivity, we are ADA compliant, ensuring that all members can access our facilities comfortably. With an available ATM on-site and drive-thru banking options, we strive to provide convenience without sacrificing service quality. Join us at Westconsin where your financial wellness is our priority! Experience firsthand how we can support your goals whether you're looking for new ways to save or seeking guidance on loans or investments. We invite you to become part of a community-focused credit union dedicated not only to your financial success but also to making a positive impact in Eau Claire and beyond. Feel free to reach out via phone at (715) 833-8035 or visit us online at Westconsin for more information about membership benefits today!

Branch Location & Accessibility

Accessibility Features

We know how important accessibility is for our members. Our Eau Claire Office is designed to accommodate everyone, featuring ADA-compliant entrances and ramps to ensure easy access. Plus, ample parking is available right outside, making your visit as smooth as possible.

Get in Touch!

Ready to experience exceptional service? Give us a call at 715-833-8035 or stop by our Eau Claire Office today! Our dedicated staff is excited to assist you with all your banking needs. Join the Westconsin family and discover the difference!

Operating Hours

We want to be available when you need us! Our lobby hours are Monday through Friday from 9 a.m. to 5 p.m., and we're open on Saturdays from 8:30 a.m. to noon. If you're using our drive-thru service, you can come by Monday through Friday from 8:30 a.m. to 5:30 p.m., and Saturday from 8:30 a.m. to noon. For those late-night transactions or emergencies, our Drive Up ATM is accessible 24 hours a day.

Services Offered

At Westconsin Credit Union, we offer a wide range of services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing, we've got your financial needs covered. You can also take advantage of our convenient online and mobile banking options, allowing you to manage your accounts anytime, anywhere. While members can visit us at 1111 W Clairemont Ave Eau Claire Wi 54701, official correspondence should be sent to PO Box 8066, Eau Claire, WI 54702.

Member Eligibility

Joining the Westconsin family is like stepping into a community that truly cares about your financial well-being. We believe everyone deserves access to supportive banking, and becoming a member is simple and welcoming. If you live, work, or worship in our service area or have a family member who is already a member, you're likely eligible to join us. We are dedicated to helping you achieve your financial goals with personalized services and competitive rates. To get started, simply visit us at 1111 W Clairemont Ave Eau Claire Wi 54701 or give us a call at (715) 833-8035. You can also check out all the detailed eligibility criteria on our website at http://www.westconsincu.org/personal/membership-value-pricing/. When you're ready to open an account, you'll find everything you need at http://www.westconsincu.org/loans/mortgage-loan-originators/. Joining Westconsin means joining a community that supports each other let's grow together!

Business Banking & Commercial Services

Merchant Services That Matter

In today's competitive market, having efficient payment solutions is crucial. Our merchant services allow businesses to accept payments easily, ensuring smooth transactions for your customers. Imagine a bustling café where patrons can pay quickly and seamlessly, enhancing their experience while boosting your sales. Located at 1111 W Clairemont Ave Eau Claire Wi 54701 in Eau Claire, WI, we invite local business owners to explore how our tailored banking services can elevate their operations. Connect with us at (715) 833-8035 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For those who run a business or are planning to start one, our business banking services include essential tools like merchant services and business loans. We understand that every business is different, which is why we work closely with you to create solutions that help your enterprise thrive.

Convenient Access

At Westconsin, convenience is key. Our branch located at 1111 W Clairemont Ave Eau Claire WI 54701 is equipped with basic drive-thru banking services for deposits, withdrawals, and simple transactions. Plus, enjoy our ATM services available 24/7 for cash withdrawals and balance checks whenever you need them.

Digital Banking Features

Embracing modern technology is part of our commitment to serve you better. With features like online banking and mobile payments, managing your finances has never been easier. You can make transfers, check balances, and even send money to friends with just a few taps on your smartphone. For any questions or more information about our services, feel free to call us at 715-833-8035. We're here to help! In summary, whether you're seeking personal banking solutions or business assistance, Westconsin provides all the financial services you could need under one roof. Visit us today at our Eau Claire location or explore more online at westconsincu.org. Let us partner with you on your financial journey!

Loans and Financing

If you're in the market for a new vehicle or looking to refinance your mortgage, our auto loans and vehicle financing options can help get you behind the wheel without breaking the bank. We also provide mortgage loans and refinancing solutions tailored to fit your budget. Whether you're consolidating debt with our personal loans or exploring options for credit cards with rewards, we have something for everyone.

Personal Banking

When it comes to personal banking, we offer robust options like checking and savings accounts that help you manage your daily finances efficiently. Imagine having a reliable place for your money with easy access whenever you need it. Our accounts come with user-friendly online and mobile banking features, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Digital & Online Banking

Key Features for Your Convenience

We know security is important to you. That's why we offer Electronic Signature Authorization, allowing you to sign documents online safely and securely. Plus, enjoy the ease of accessing E-Statements whenever you want, reducing paper clutter while keeping your financial records organized. Do you love mobile payments? With our Mobile Payments Feature, paying at stores or sending money to friends has never been easier. Just download our Mobile Application, available for both iOS and Android devices, and take control of your finances right from your pocket. Want to send money quickly? Our Person-to-Person Transfers make it simple to share funds with friends or family without any hassle. Whether it's splitting a dinner bill or sending a gift, we've got you covered. At Westconsin, we're committed to making banking not only more convenient but also safer. Join us today in embracing the ease of digital banking!

Financial Strength

Commitment to Innovation

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to stay ahead of your needs. Our lending capacity supports members' financial goals across various sectors with $20,126 in used auto loans and $1,384,954,426 in total loans and leases. We're here to help you finance your dreams whether it's a new car or a home project.

Growing Member Base

Total Share and Deposit Accounts stand at 272,988, showing a strong and growing member base that trusts us with their finances. This growth is indicative of the confidence our community has placed in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 1111 W Clairemont Ave Eau Claire Wi 54701 or call (715) 833-8035 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our $7,815,248 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This consistent income stream is vital for maintaining our high standards of service. We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we strive to provide personalized service every day.

Secure Savings Opportunities

Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Your savings not only grow but also remain safe with us. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth translates into the ability to support our members' needs effectively. Our net worth ratio of $1,287 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether you are considering a new or used vehicle, our financing options make it easy for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $311,051,020 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you every step of the way. At Westconsin, we pride ourselves on offering refinancing options and eligibility assessments to ensure that everyone has access to financial support when they need it most. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore these loan products further or have any questions about eligibility and application processes, feel free to reach out! You can contact us at 715-833-8035 or visit us at 1111 W Clairemont Ave Eau Claire Wi 54701. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home you've always wanted.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. These cards provide convenience and security for everyday purchases while allowing you to build credit over time.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. LendMesh stands out in several key areas: - Verified Data: All loan offers come from legitimate financial institutions, guaranteeing the accuracy and reliability of the information presented. - No Sponsored Listings: Unlike many comparison platforms, LendMesh does not prioritize lenders based on paid promotions. Their mission is to provide unbiased results that reflect the true market landscape. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the platform's effectiveness in delivering valuable insights.

Take Action Today

Don't let confusion hold you back from securing the best loan rates available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Westconsin