Westconsin Credit Union Chippewa Falls WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Westconsin, your trusted partner in financial success, located at 1680 E Park Ave, Chippewa Falls, WI 54729. Since our establishment in 1939, we have grown into a vital resource for over 123,000 members, providing a range of services designed to meet the unique needs of our community. With total assets exceeding $1.9 billion and deposits amounting to $60,041,172, we are committed to fostering financial well-being among our members. At Westconsin, we pride ourselves on being more than just a credit union; we are a community-focused organization dedicated to supporting your financial journey. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or you need business banking solutions, we've got you covered. With more than 439 employees ready to assist you, we ensure that every interaction is personalized and supportive. Our leadership team is here to guide us towards continued growth and community engagement. Under the stewardship of CEO James Wookey and Board President Gerald Wolf, Westconsin has solidified its reputation as a reliable financial institution that values trust and transparency. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 1680 E Park Ave, Chippewa Falls, WI 54729. We invite you to explore how Westconsin can help you achieve your financial goals. For questions or assistance, feel free to reach out by calling us at 715-723-2216 or visiting our website at westconsincu.org. Join us today and experience the difference of being part of a member-owned cooperative dedicated to serving you!

Branch History & Mission

Community Engagement

Westconsin is more than just a credit union; we are part of the fabric of Chippewa Falls. Our commitment extends beyond financial services; we actively participate in community outreach initiatives and partnerships that uplift those around us. By investing in local projects and supporting nonprofits, we work hand-in-hand with fellow residents to foster a vibrant community. As technology advances, so do we. Our digital banking features provide members with easy access to their accounts anytime, anywhere. From online banking and mobile payments to e-statements and person-to-person transfers, we're dedicated to making your banking experience as convenient as possible. In closing, we invite you to join us at Westconsin and experience firsthand the benefits of being part of a member-focused credit union that truly cares about your financial well-being. Together, let's build a brighter future for Chippewa Falls! For more information or to become a member today, please call us at 715-723-2216 or visit our website at westconsincu.org.

Our Mission

Our mission is clear: we strive to deliver financial products that enhance the lives of our members while supporting the greater Chippewa Falls area. We believe in building strong relationships based on trust and transparency. Whether you're seeking personal banking options like checking accounts or loans, or business services tailored for local entrepreneurs, we're here to help you succeed. While members can visit us at 1680 E Park Ave, official correspondence should be sent to the same address for convenience. Our lobby hours are designed with your schedule in mind: Monday through Friday from 9 a.m. to 5 p.m., and Saturdays from 8:30 a.m. to noon. For those who prefer drive-thru banking, we offer extended hours until 5:30 p.m. on weekdays and noon on Saturdays.

Branch Location & Accessibility

Accessibility Features

We are committed to ensuring that everyone can access our services. The branch is ADA compliant, featuring ramps and accessible entrances for those who may need assistance. Your comfort and ease during your visit are important to us.

Call To Action

Ready to experience the Westconsin difference? Visit us today or give us a call at (715) 723-2216 for any questions you might have! We look forward to welcoming you into our community!

Nearby Landmarks and Parking

Our branch is situated near the beautiful Chippewa River and just a short drive from local favorites like the Irvine Park. You'll find ample parking available on-site, making it easy to pop in for a quick transaction or a longer visit to discuss your financial needs.

Operating Hours

Our lobby hours are designed to fit your schedule, open Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 8:30 a.m. to noon. If you're in a hurry, take advantage of our drive-thru service available Monday through Friday from 8:30 a.m. until 5:30 p.m., and Saturday until noon as well. Plus, our Drive Up ATM is available 24/7 for your convenience!

Services Offered

At Westconsin, we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgage financing, and business banking solutions. Whether you prefer online banking or in-person assistance, we have something for everyone. While members can visit us at 1680 E Park Ave Chippewa Falls Wi 54729, official correspondence should be sent to the same address as our mailing address: 1680 E Park Ave, Chippewa Falls, WI 54729.

Member Eligibility

Welcome to the vibrant community at Westconsin! Becoming a member is not just about banking; it's about joining a supportive network that truly cares. If you live, work, or worship in the area, you're likely eligible to become part of our family. We warmly invite anyone who meets our criteria to explore the benefits we offer, from competitive loan rates to personalized service that makes every member feel valued. To learn more about what it takes to join us, check out our detailed eligibility guidelines at http://www.westconsincu.org/personal/membership-value-pricing/. The process is straightforward and welcoming just like us! When you're ready to open an account and start enjoying all that Westconsin has to offer, visit us in person at 1680 E Park Ave Chippewa Falls Wi 54729, or give us a call at (715) 723-2216. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Alongside loans, we offer essential merchant services tailored for your operational needs. Imagine having the ability to process payments efficiently, manage transactions seamlessly, and keep your cash flow steady all while focusing on what you do best: running your business. Our services help simplify daily operations so you can invest more time into growing your enterprise. Visit us at 1680 E Park Ave Chippewa Falls Wi 54729 in Chippewa Falls, WI, or call us at (715) 723-2216 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services can support your venture's growth. We offer merchant services that simplify payment processing and business loans tailored to meet your specific needs. No matter what stage your business is in, we're here to help it thrive.

Cash Access Services

We also provide access to ATM services for quick cash withdrawals and balance checks anytime you need them. If you prefer visiting us in person, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. Whether you're looking for personal assistance or prefer handling transactions digitally, Westconsin has the resources available for all of life's financial moments. We invite you to visit us at 1680 E Park Ave Chippewa Falls Wi 54729 or give us a call at (715) 723-2216 for more information about how we can assist you today! Don't hesitate take the next step towards financial wellness with Chippewa Falls Office!

Credit Cards & Rewards

For those who enjoy earning rewards on their purchases, our credit cards come with attractive benefits that help you save money while enjoying the things you love. With features like cashback offers and travel rewards, managing expenses has never felt so rewarding.

Digital Convenience

In today's fast-paced world, convenience is key. That's why Westconsin has invested in top-notch online and mobile banking solutions. With these tools at your fingertips, you can manage accounts, transfer funds, pay bills, and even send money to friends with ease all from the comfort of your home or on the go.

Mortgage Solutions

Buying a home is a significant milestone, and our mortgage loans and refinancing options offer competitive rates and flexible terms. Whether you're a first-time buyer or looking to upgrade your living situation, we guide you through the process, making it easier than ever to secure your dream home.

Personal Banking

When it comes to personal banking, we provide essential services that cater to your everyday needs. You can open checking and savings accounts that fit your lifestyle, allowing you to manage your finances effortlessly. If you're looking to purchase a new car or refinance an existing one, our auto loans and vehicle financing options are designed to make your experience smooth and straightforward. Need extra cash for unexpected expenses? Our personal loans and debt consolidation services can help lighten the load.

Digital & Online Banking

Key Features

Our online banking service allows you to keep track of your finances with ease. You can view your account balances, transfer funds, and even make person-to-person payments without any hassle. With features like electronic signature authorization, you can sign documents securely from anywhere, streamlining processes that traditionally required in-person visits. For those who prefer going paperless, we provide e-statements that give you easy access to your financial history while helping the environment. You can receive these statements directly in your inbox, making it simple to stay organized.

Mobile Banking on the Go

If you're often on the move, our mobile application is perfect for you. Not only can you manage your accounts right from your smartphone, but our mobile payments feature also allows you to pay for purchases quickly and securely. This means no more fumbling for cash or cards just a simple tap will do.

Security You Can Trust

At Westconsin, we prioritize your security. Our online banking services are designed with robust security measures to protect your personal information. You can bank confidently knowing that your data is safe with us. In a world where time is precious, managing your money should be straightforward and secure. With our digital and online banking services, keeping track of your finances has never been easier or more accessible. Experience the ease of modern banking with Westconsin today!

Financial Strength

Dedicated Team

We also take pride in having 419 full-time employees and 20 part-time employees ready to serve you with knowledge and commitment. With this dedicated team, we ensure that your experience at Westconsin is always positive.

Diverse Lending Capacity

Our lending capacity is robust, with $20,126 in used auto loans and $1,384,954,426 in total loans and leases. This means we're here to support your aspirations across various sectors. Furthermore, our $7,815,248 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for all members.

Growing Membership Base

Our strength is also reflected in our growing membership base, with a total of 272,988 share accounts that trust us with their finances. This community of over 123,000 members reinforces our commitment to providing exceptional service tailored to your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 1680 E Park Ave Chippewa Falls Wi 54729 or call (715) 723-2216 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are our priority. Members' funds are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting you our members by ensuring our resources are directed towards better loan rates and exclusive perks.

Reinvesting in Your Future

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. This commitment allows us to support your financial goals effectively.

Strong Financial Health

With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. We have flexible terms that can fit your budget and financing needs.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $311,051,020 provide the capital needed to grow and succeed. We are committed to supporting local businesses and helping them thrive in our community. At Westconsin located at 1680 E Park Ave Chippewa Falls WI 54729, we are dedicated to providing personalized service tailored to meet your unique financial needs. You can reach us at 715-723-2216 for any questions or assistance regarding our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan options today and see how we can help you take the next step toward achieving your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. Our team is here to guide you through every step of the process to ensure you find the best solution for your situation.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. Enjoy the convenience and peace of mind that comes with having access to funds when you need them.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data ensures that all offers are fair and transparent, allowing users to make informed choices without hidden fees or misleading information.

Westconsin