Westconsin Credit Union Barron WI | Low Mortgage Rates & Auto Loans

Introduction

At Westconsin, we believe in building strong financial foundations for our members and the community. Located at 50 S 7th St, Barron, WI 54812, our branch is committed to providing personalized banking solutions tailored to your needs. Since our establishment in 1939, we have grown into a trusted institution with over 123,000 members who rely on us for their financial well-being. As part of the Westconsin family, our Barron Office boasts impressive assets totaling $1,947,191,130 and offers a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. With $60,041,172 in deposits and $250,604,511 in net worth, we pride ourselves on our stability and dedication to member satisfaction. Under the leadership of our CEO James Wookey and Board President Gerald Wolf, we strive to create a welcoming environment where financial dreams can take flight. Whether you're looking to finance a new vehicle or start your own business with our competitive loan options our experienced staff is here to help every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 198, Barron, WI 54812. We invite you to experience the difference with Westconsin. For more information or assistance, don't hesitate to give us a call at 715-537-5661 or explore our website at westconsincu.org. Your financial journey starts here!

Branch History & Mission

A Legacy of Community Focus

Since our doors opened, Westconsin has been dedicated to serving the needs of our members. We started with humble beginnings, but through hard work and dedication, we've built an impressive asset base of over $1,947,191,130. This growth reflects our unwavering commitment to providing exceptional financial services while prioritizing the well-being of our community. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgage refinancing, we have embraced modern technology to better serve you. Our digital banking solutions ensure that members can manage their finances anytime and anywhere. With features like online banking and mobile payments, we strive to make banking simple and accessible.

Join Us Today!

As we look towards the future, we invite you to be part of our story. Experience firsthand the benefits of being a member at Westconsin where your financial goals align with community values. With a dedicated team led by CEO James Wookey and President Gerald Wolf at the helm, we're excited about what lies ahead. Come visit us during our operating hours: Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 8:30 a.m. to noon. You can also reach us at 715-537-5661 for any inquiries or assistance. Join Westconsin today and discover how together we can build a brighter financial future for all!

Our Mission Statement

At Westconsin, our mission is straightforward: to provide personalized financial solutions that enhance the lives of our members while actively participating in community development. We believe in putting people first offering competitive rates on loans and savings while also engaging in local outreach initiatives. Whether it's supporting local charities or hosting financial education workshops, we are committed to making a positive impact beyond just transactions. For those looking for convenience, we offer drive-thru banking services and ATM availability so you can access your funds with ease. While members can visit us at our physical branch location, official correspondence should be sent to PO Box 198, Barron, WI 54812 if it differs from your visit.

Branch Location & Accessibility

Convenient Access

At our Barron Office, you can enjoy ample parking right outside the branch, ensuring that your visit is hassle-free. Our location is fully compliant with ADA standards, featuring ramps and other accessibility options for members who may need them. Whether you're dropping in for a quick transaction or seeking more comprehensive banking services, we're here to help.

Get in Touch

If you have any questions or want more information about our services, feel free to give us a call at 715-537-5661. We look forward to welcoming you into the Westconsin family! Come visit us today and see how we can help make banking easier for you!

Operating Hours

We want to accommodate your busy schedule. Our lobby hours are Monday through Friday from 9 a.m. to 5 p.m., and on Saturdays, we're open from 8:30 a.m. until noon. If you prefer the drive-thru option, our hours extend slightly later on weekdays open from 8:30 a.m. to 5:30 p.m. and we also offer Saturday drive-thru service from 8:30 a.m. to noon.

Services Offered

At Westconsin, we provide a variety of services tailored just for you! From personal checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash after hours? Our ATM is available 24/7 for your convenience. Plus, our drive-thru banking allows you to handle simple transactions without leaving your vehicle. While members can visit us at 50 S 7th St, official correspondence should be sent to our mailing address at PO Box 198, Barron, WI 54812.

Member Eligibility

At Westconsin, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and opens the door to numerous benefits designed with you in mind. If you live, work, or worship in the area, you're likely eligible to join us! We also extend membership opportunities to family members of current members, making it easy for loved ones to enjoy our services together. If you want more details on eligibility criteria, feel free to check out our page at http://www.westconsincu.org/personal/membership-value-pricing/. Once you're ready to take the next step, opening an account is a breeze! Just visit us at our branch located at 50 S 7Th St Barron Wi 54812, or give us a call at (715) 537-5661 for personalized assistance. Our friendly team is here to help you navigate the process and answer any questions you might have. Join us today and experience the supportive environment that makes Westconsin more than just a credit union it's your financial home!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer a range of merchant services designed to simplify daily operations for businesses. From secure payment processing to easy online banking, our services help you manage your finances efficiently. Imagine being able to accept payments seamlessly while accessing your accounts from anywhere this is how we empower you to focus on what you do best: running your business. Explore how Westconsin can be your partner in growth at 50 S 7Th St Barron Wi 54812 or call us at (715) 537-5661. Let's build a prosperous future together!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible ATM and Drive-Thru Services

For those who prefer face-to-face interactions but want quick service, our Basic Drive-Thru Banking offers deposits, withdrawals, and simple transactions without leaving your car. Plus, our ATMs are available 24/7 for cash withdrawals and balance checks. At Westconsin, we pride ourselves on being more than just a credit union; we're part of the community. Whether you have questions or need assistance navigating our services, don't hesitate to reach out at (715) 537-5661. Join us at Barron Office, where we're committed to providing financial solutions that enhance your life today and secure your tomorrow! Visit us soon!

Business Banking Support

For entrepreneurs and small business owners, we provide robust Business Banking services, including Merchant Services & Business Loans. We know how vital it is to keep your business running smoothly, and we're here to support you every step of the way.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer advanced Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. With capabilities such as mobile payments and person-to-person transfers, handling your banking has never been easier.

Flexible Loan Options

Life can be unpredictable, and sometimes you may need extra cash. Our Personal Loans & Debt Consolidation options are here to assist you during those times. Additionally, our Credit Cards with Rewards program allows you to earn points on your everyday purchases, turning spending into savings.

Personal Banking Made Easy

We understand that managing day-to-day expenses is important, which is why our Personal Banking services include user-friendly Checking & Savings Accounts that help you save for future goals while keeping your funds easily accessible. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options can help you hit the road without breaking the bank. And when it comes to homeownership, we offer competitive Mortgage Loans & Refinancing solutions tailored to fit your budget.

Digital & Online Banking

Key Services

Our online banking service allows you to take control of your finances 24/7. You can check your balances, transfer funds, and pay bills with just a few clicks. For those who prefer using their smartphones, our mobile application makes banking even easier. You can deposit checks, make payments, and enjoy mobile payments features that let you shop with ease. Security is always a priority for us. With electronic signature authorization available, you can sign documents securely without the hassle of printing or mailing them. Plus, you can choose to receive e-statements, which not only helps the environment but also keeps your financial information safe and organized. Need to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and easily without any extra fees. All these features are designed to give you real-time account management, making it simple for you to stay on top of your finances. At Westconsin, we believe that banking should be accessible for everyone. That's why we're committed to providing tools that make managing your money straightforward and secure. Embrace the convenience of digital banking today!

Financial Strength

At Westconsin, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is earned through consistent performance and sound financial management. That's why we are proud to share the details of our financial strength, ensuring you feel secure in your choice to bank with us. With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $239,189,131 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $20,126 in used auto loans and $1,384,954,426 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our $7,815,248, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. Net Shares (funds available for lending and investments) amount to $15,103,326, while our total share accounts stand at 272,988. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 50 S 7Th St Barron Wi 54812 or call (715) 537-5661 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have financing solutions designed for your budget.

Credit Lines and Refinancing Options

In addition to our primary loan offerings, we provide credit lines totaling $253,838,380. These lines are designed for those who want quick access to funds without the need for multiple applications. If you're looking to refinance an existing loan or explore eligibility options for any of our products, our team is here to guide you through the process. For business owners in our community, our outstanding commercial loans totaling $311,051,020 can provide the capital needed to grow and expand your operations. If you're ready to take the next step towards achieving your financial goals or want more information about our loan products available at Westconsin located at 50 S 7Th St Barron WI 54812, feel free to reach out at 715-537-5661. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together we can find the right solution for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. We offer various products that can fit your financial situation and help you secure the home of your dreams.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. This option can provide you with the flexibility you need for unexpected costs or planned purchases.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every comparison is fair and transparent, giving users access to genuine offers.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees that users receive accurate information without hidden agendas. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help users find the best fit for their needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users quickly see their options and make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Westconsin