Westconsin Credit Union Baldwin WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Westconsin, your trusted partner in financial well-being, located at 1000 13th Ave, Baldwin, WI 54002. Established in 1939, we have proudly served our community for over eight decades, fostering growth and providing personalized banking solutions. With a strong membership base of 123,713 individuals, we are committed to supporting you through every stage of your financial journey. At Westconsin, we understand that every dollar matters. That's why our assets have grown to an impressive $1,947,191,130, allowing us to offer a range of services tailored to meet your needs. Whether you're looking for auto loans totaling 81,141 loans or personal banking options like checking and savings accounts, we strive to provide competitive rates and exceptional service. Your trust is important to us. Our financial health is reflected in our robust net worth of $250,604,511 and total deposits reaching $60,041,172. We maintain a cash reserve of $16,405,933, ensuring that we are always ready to support our members with the financial resources they need. While you can visit us at our Baldwin location for all your banking needs during lobby hours (Monday, Wednesday, and Friday from 11:00 AM to 1:00 PM), official correspondence should be sent to the same address if needed. Our dedicated team is here to assist you with any questions or concerns you may have. Under the leadership of CEO James Wookey and Board President Gerald Wolf, Westconsin is more than just a credit union; we're a community-focused organization dedicated to making a positive impact on the lives of our members. We invite you to experience the difference with personalized service and support designed just for you. Ready to take control of your finances? Call us today at 715-235-3403 or visit us online at Westconsin to learn more about how we can help you achieve your financial goals!

Branch History & Mission

A Legacy of Community Focus

Located at 1000 13th Ave, just a stone's throw from local landmarks like Baldwin-Woodville High School, Westconsin has always been more than just a financial institution. Our mission is to empower our members by providing accessible banking solutions and fostering a sense of community. With total assets reaching an impressive $1,947,191,130, we are committed to responsible growth that benefits our members and the surrounding area. As we look back on our journey, we are proud of how far we've come. Our history is marked by key milestones that reflect our dedication to both innovation and service. Over the years, we've embraced digital advancements while ensuring compliance with ADA standards to make banking accessible for everyone.

Join Us Today!

As we continue to evolve and serve our community better each day, we invite you to be part of our growing family at Westconsin. Experience firsthand the benefits of membership from competitive rates on loans to expert advice tailored just for you. Feel free to reach out at 715-235-3403 or visit us online at westconsincu.org for more information about becoming a member or exploring our range of services. Together, let's build a brighter future!

Our Mission: Supporting Members & Community

At Westconsin, our mission is clear: we aim to enhance the financial well-being of our members while making meaningful contributions to the communities we serve. We offer a wide array of services including personal banking, auto loans, mortgage loans, and business banking solutions designed with your needs in mind. We believe that strong communities are built on strong relationships, and that's why we invest in local outreach efforts and partnerships that uplift those around us. Our operating hours are conveniently set for your needs: open every Monday, Wednesday, and Friday from 11:00 a.m. to 1:00 p.m. While you can visit us at our branch location for personalized service, official correspondence should be directed to 1000 13th Ave, Baldwin, WI 54002.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind, ensuring that everyone can visit us comfortably. You'll find ample parking available right outside, along with features that comply with ADA standards, including ramps for easy access.

Operating Hours

We know your time is valuable. That's why we offer convenient lobby hours on Monday, Wednesday, and Friday from 11:00 a.m. to 1:00 p.m., giving you plenty of time to stop by during your day. If you have questions or need assistance, feel free to give us a call at 715-235-3403. Our friendly staff is ready to help you!

Services Offered

At Westconsin, we provide a variety of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or even personal loans, we have options that can work for you. While we currently do not have ATM facilities or drive-thru banking available at this location, our team is dedicated to providing personalized service during our operating hours. While members can visit us at 1000 13Th Ave for all their banking needs, official correspondence should be sent to the same address. We're here to support you with all your financial journeys. We invite you to come by and see how Westconsin can serve you better! Your financial future starts here stop in today!

Member Eligibility

Becoming a member of Westconsin is like joining a family that truly cares about your financial well-being. Located at 1000 13Th Ave Baldwin Wi 54002, we welcome individuals and families who live, work, worship, or attend school in our community. If you meet these simple criteria, you're just a step away from enjoying all the benefits we offer. Membership opens the door to competitive rates on loans, personalized service, and a range of financial products tailored to fit your needs. Starting your membership journey is easy! Simply reach out to us at (715) 235-3403 or visit our website for more details on eligibility and how to open an account. You can find comprehensive information about our membership requirements at http://www.westconsincu.org/personal/membership-value-pricing/. We can't wait to welcome you into the Westconsin family!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing is crucial. Our merchant services offer simple yet powerful tools that help you accept payments easily. Imagine being able to focus on serving your customers while we handle the transactions seamlessly. From point-of-sale solutions to online payment gateways, we've got you covered. Visit us at 1000 13Th Ave Baldwin Wi 54002 in Baldwin, WI, or call us at (715) 235-3403 to learn more about how our business banking and commercial services can help your business thrive!

Comprehensive List Of Services

Business Banking Made Easy

For business owners, Westconsin offers comprehensive Business Banking services, including Merchant Services & Business Loans. We know running a business is no small feat, so let us help simplify your banking experience while providing the tools necessary for growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With services like ATM & Cash Withdrawal Services available (though we currently do not have an ATM on-site), accessing your funds is easy.

Get Started Today!

We invite you to visit us at 1000 13Th Ave Baldwin Wi 54002, call us at (715) 235-3403, or explore more about our services online at Baldwin-woodville High School. At Westconsin, we're not just a credit union; we're a community partner committed to helping you thrive financially. Join us today and experience personalized banking that puts you first!

Personal Banking Solutions

Whether you're saving for a big purchase or managing daily expenses, our Personal Banking options have you covered. We offer various Checking & Savings Accounts tailored to help you reach your financial goals. Imagine having the flexibility to manage your money effortlessly while earning interest on your savings! If you're considering buying a new car, our Auto Loans & Vehicle Financing provide competitive rates and terms that make it easy to drive away in the vehicle you want. For those looking to invest in real estate, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the best mortgage solutions for your budget.

Support for Your Financial Journey

Life can sometimes throw unexpected challenges your way, and we're here to help with our Personal Loans & Debt Consolidation options. Whether it's consolidating debt or funding a special project, we strive to offer flexible solutions that fit your needs. And don't forget about our Credit Cards with Rewards! Enjoy cash back or points for every purchase, making it even more rewarding to spend wisely.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you can check balances, pay bills, and transfer money right from your computer or mobile device. Plus, our mobile application ensures that everything you need is just a tap away, putting the power of banking in your pocket. For those who like to keep track of their spending and savings easily, we provide E-Statements that let you view your account statements electronically. This feature not only saves paper but also makes it simple to access important documents whenever you need them. If you're looking for a way to send money quickly to friends or family, our Person-to-Person Transfers are perfect. You can send money directly from your account without needing cash or checks. And if you're a fan of using your phone for payments, take advantage of our Mobile Payments Feature to pay for goods and services effortlessly.

Security You Can Trust

At Westconsin, security is a top priority. We use advanced encryption technology to protect your information, ensuring that every transaction remains safe. Additionally, our Electronic Signature Authorization lets you sign documents digitally without worrying about the hassle of printing or mailing them. In summary, our digital banking services are tailored to fit your lifestyle making banking convenient, accessible, and secure. Visit us online at http://www.westconsincu.org to learn more about how we can help simplify your financial life!

Financial Strength

At Westconsin, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that benefits you, our valued member. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $20,126 in used auto loans and $1,384,954,426 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $7,815,248, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $15,103,326. Total Share and Deposit Accounts: 272,988, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 1000 13Th Ave Baldwin Wi 54002 or call (715) 235-3403 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Products

For those interested in expanding their business ventures, our outstanding commercial loans totaling $311,051,020 provide the capital needed for growth and innovation. Plus, our total credit lines amount to $253,838,380, offering even more flexibility for managing cash flow and investments. If you're looking into refinancing options or checking eligibility for any of our loan products, we encourage you to reach out. Our dedicated team at Westconsin is here to guide you through the application process. For more information or to discuss your unique financial needs further, feel free to contact us at 715-235-3403 or visit us at 1000 13Th Ave Baldwin WI 54002. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter where you are in your financial journey, Westconsin is committed to providing support and solutions tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have options to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806. These products are designed to help you navigate the complexities of home financing with ease.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without the stress of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive while comparing different loan options.

Westconsin