Westconsin Credit Union Baldwin WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Westconsin, your trusted partner in financial well-being since 1939. Nestled in the heart of Baldwin, WI, at 1050 Cedar St, our branch is dedicated to serving the community with integrity and care. With a robust membership of over 123,000 individuals, we pride ourselves on being more than just a credit union we're a family that supports each other through all of life's financial journeys. At Westconsin, we understand that every member has unique needs. That's why we offer a range of services tailored just for you from personal checking and savings accounts to auto loans, mortgage solutions, and business banking options. Our total assets stand strong at an impressive $1,947,191,130, ensuring that we have the resources to support your goals. While members can visit us at our Baldwin location, official correspondence should be sent to our mailing address: PO Box 136, Baldwin, WI 54002. We're proud to maintain a net worth of $250,604,511 and total deposits of $60,041,172, reflecting our commitment to stability and security. Our leadership team is here for you! Led by CEO James Wookey and Board President Gerald Wolf, we strive to foster a welcoming environment where your voice matters. With a dedicated staff of 439 employees, we're ready to assist you with any inquiries or financial planning needs. Whether you're looking to open an account or simply want to learn more about our services, don't hesitate to reach out! Give us a call at 715-684-3333 or visit our website at westconsincu.org. Together, let's build a brighter financial future!

Branch History & Mission

At Westconsin, our roots run deep in the Baldwin community. Established in 1939, we have been dedicated to providing exceptional financial services and fostering strong relationships with our members for over eight decades. Located at 1050 Cedar St, Baldwin, WI 54002, our branch has grown from humble beginnings into a thriving hub of financial support, now serving a total membership of over 123,000 individuals. Westconsin's mission is simple yet impactful: we strive to enhance the financial well-being of our members while actively supporting our local community. Our commitment goes beyond banking; we aim to empower individuals and families through education, resources, and personalized service. We believe that when our members succeed, our entire community flourishes. Over the years, we have achieved significant milestones that reflect our dedication to innovation and member satisfaction. With total assets reaching an impressive $1,947,191,130, we are well-positioned to offer a wide range of services tailored to meet the needs of our diverse membership. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we provide everything you need to achieve your financial goals. While members can visit us at 1050 Cedar St for all their banking needs, official correspondence should be sent to PO Box 136, Baldwin, WI 54002. Our operating hours are designed to accommodate busy lifestyles: the lobby is open Monday through Friday from 9 a.m. to 5 p.m., and on Saturdays from 8:30 a.m. to noon. For those who prefer added convenience, our drive-thru operates Monday through Friday from 8:30 a.m. to 5:30 p.m., with Saturday hours mirroring the lobby. In addition to traditional banking services, Westconsin has embraced digital advancements to ensure accessibility for all members. We offer online and mobile banking features that make managing your finances easier than ever. Furthermore, we take pride in being ADA compliant so everyone in the community can access our services without barriers. Our commitment extends into the community through various outreach initiatives and partnerships aimed at uplifting those around us. Whether it's sponsoring local events or offering financial literacy programs in schools, we believe in investing back into Baldwin and its residents. As we look toward the future, Westconsin remains dedicated to building lasting relationships with our members while continuing to innovate and adapt in an ever-changing financial landscape. We invite you to experience firsthand how joining Westconsin can transform your financial journey for the better. For more information about becoming a member or accessing any of our services, call us at 715-684-3333 or visit us online at Westconsin. Your financial future starts here!

Branch Location & Accessibility

Welcome to the Westconsin branch, located at 1050 Cedar St in Baldwin, WI! We're excited to serve our community with a convenient location that's easy to access. Whether you're visiting us for personal banking or business services, our friendly team is here to help you navigate your financial needs. While members can visit us at 1050 Cedar St, official correspondence should be sent to PO Box 136, Baldwin, WI 54002. Our branch is nestled in a vibrant area, close to local shops and parks, making it a perfect stop during your day. You'll find ample parking available right at our doorstep, ensuring your visit is as smooth as possible. We also have ADA-compliant features for accessibility, including ramps for easy entry. Our operating hours cater to busy schedules: the lobby is open Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 8:30 a.m. to noon. If you prefer drive-thru banking, we offer those services Monday through Friday from 8:30 a.m. to 5:30 p.m., and Saturday from 8:30 a.m. to noon as well. Plus, our Drive-Up ATM is available 24 hours for your convenience. At Westconsin, we pride ourselves on providing a wide range of services that include checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Whether you need assistance with deposits or withdrawals through our drive-thru or want quick access to cash via our ATM, we are here for you. If you have any questions or would like more information about how we can assist you today, don't hesitate to give us a call at 715-684-3333. We look forward to welcoming you soon!

Member Eligibility

At Westconsin, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming! To become a member of Westconsin, you just need to meet a few friendly eligibility criteria. Generally, anyone who lives, works, or attends school in the areas we serve can become a member. This includes family members of existing members, too! You can find all the specifics by visiting our eligibility page at http://www.westconsincu.org/personal/membership-value-pricing/. Once you're ready to open your account, the process is straightforward. We're here to guide you every step of the way, ensuring that you feel supported as you make this important decision. If you have any questions or want to get started, don't hesitate to reach out to us at (715) 684-3333. We can't wait for you to experience the many benefits of being part of our Westconsin family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether it's in-store or online. Our solutions empower you to focus on what matters most growing your business while we handle the financial transactions. With our competitive rates and user-friendly technology, managing your cash flow becomes a breeze. Visit us at 1050 Cedar St Baldwin Wi 54002 in Baldwin, WI, or call us at (715) 684-3333 to learn more about how we can support your business needs!

Comprehensive List Of Services

ATM & Drive-Thru Services

For members who prefer in-person transactions, we provide convenient ATM services for cash withdrawals and balance checks. Our drive-thru service allows for quick deposits, withdrawals, and other simple transactions without leaving your car.

Business Banking Services

If you're a business owner, our business banking services include everything from merchant services to business loans. We understand that running a business comes with its challenges, and we're here to support your growth with tailored financial solutions.

Credit Cards & Rewards

Don't forget about our credit cards with rewards, which allow you to earn points for every purchase you make. Use them for everyday spending and watch as those points turn into exciting rewards over time.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Westconsin, we prioritize online and mobile banking features that let you manage your accounts anytime, anywhere. Check balances, transfer funds, or deposit checks using our mobile app all from the comfort of your home.

Personal Banking Solutions

Starting with our personal banking services, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates. If you're planning to purchase a vehicle, our auto loans and vehicle financing options make it simple and straightforward. Our team will guide you through the process, ensuring you find the best terms for your budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing solutions provide flexible options that can help you achieve your homeownership dreams. Additionally, we offer personal loans and debt consolidation services that can help simplify your finances and manage debt effectively.

Reach Out Today!

We invite you to visit us at Westconsin, located at 1050 Cedar St, Baldwin, WI 54002 or give us a call at 715-684-3333 during lobby hours (Monday-Friday: 9 a.m.-5 p.m., Saturday: 8:30 a.m.-noon) or drive-thru hours (Monday-Friday: 8:30 a.m.-5:30 p.m., Saturday: 8:30 a.m.-noon). We are excited to help you navigate your financial needs with ease and convenience. Let us be part of your journey toward financial success!

Digital & Online Banking

Convenient Features for Every Member

We know life gets busy. That's why we offer features like electronic signature authorization, which allows you to sign documents quickly without the hassle of printing or mailing. Want to go paperless? Enjoy e-statements that keep you informed while reducing clutter in your mailbox. If you're always on the move, our mobile application gives you access to all these services right from your smartphone. You can even make mobile payments seamlessly, whether you're buying groceries or dining out with friends. Plus, with person-to-person transfers, sending money to family or friends is quick and easy no cash required!

Online Banking Made Easy

With our online banking services available at http://www.westconsincu.org, you can check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface ensures that even those new to digital banking will feel right at home. Plus, our 24/7 online banking means you can manage your money on your schedule.

Security You Can Trust

Your security is our top priority. Our online banking platform is built with advanced security measures so that you can bank confidently. Whether you're logging in from home or on the go, rest assured that your information is protected. With all these convenient features at your fingertips, managing your finances has never been easier. Join us at Westconsin today and experience the future of banking!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 1050 Cedar St Baldwin Wi 54002 or call (715) 684-3333 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $239,189,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,126 in used auto loans and $1,384,954,426 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,815,248 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 419 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 272,988, showing a strong and growing member base that trusts us with their finances.

Solid Foundation

With a net worth of $250,604,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have financing solutions that can work for you.

Business Financing

For business owners, our outstanding commercial loans totaling $311,051,020 provide the capital needed to grow and expand. We understand the unique challenges of running a business and are committed to offering tailored solutions that align with your goals. In addition to these offerings, we also provide refinancing options and check eligibility criteria that can help you secure better terms on existing loans. For more information on how we can assist you in your financial journey, don't hesitate to reach out at (715) 684-3333, or visit us at our branch located at 1050 Cedar St Baldwin Wi 54002 in Baldwin, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Westconsin, we're here to empower your financial future with lending solutions designed just for you!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,758,444 in loans helping members manage their finances effectively. These credit cards come with various benefits designed to support your spending habits while providing an easy way to handle unexpected expenses.

Credit Lines

Need more flexibility? Our total credit lines amount to $253,838,380, giving you access to funds when you need them most. This option can help you cover emergencies or finance larger purchases without the stress of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, make buying or refinancing simple. We offer competitive rates and flexible terms that can fit your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Each lender's rates are regularly updated, allowing for precise comparisons that reflect current market conditions.

Westconsin