Westconsin Credit Union Altoona WI | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Westconsin, your trusted financial partner in the heart of Altoona, WI! Located at 1395 Bluestem Blvd, our branch has been serving the community since 1939, helping over 123,000 members achieve their financial goals. With total assets exceeding $1.9 billion and a strong net worth of $250,604,511, we are committed to providing exceptional service and support for all your banking needs. At Westconsin, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you whether it's personal checking accounts, auto loans, or mortgage refinancing. Our dedicated team of 439 employees, led by CEO James Wookey and Board President Gerald Wolf, is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1395 Bluestem Blvd, Altoona, WI 54720. We pride ourselves on being more than just a credit union; we are an active part of this vibrant community. Our financial strength allows us to support local initiatives and foster economic growth right here in Eau Claire County. Explore the many ways we can help you today! Feel free to call us at 715-930-1675 or visit our website at westconsincu.org for more information. Whether you're looking to open a new account or inquire about loans, we're excited to assist you on your financial journey!

Branch History & Mission

Community Commitment

As part of our dedication to community engagement, Westconsin actively participates in local initiatives and partnerships that promote education and economic development. We understand that a strong community is built on collaboration and shared values. That's why we invest time and resources into programs that uplift those around us. Our modern facilities are equipped with digital advancements such as online banking and mobile payments, ensuring all members have convenient access to their finances anytime, anywhere. Additionally, our commitment extends to ADA compliance so that everyone can enjoy seamless banking experiences.

Join Us

If you're looking for a credit union that genuinely cares about its members and the community it serves, look no further than Westconsin Credit Union in Altoona. With convenient operating hours Monday through Friday from 9 a.m. to 5 p.m., Saturday from 8:30 a.m. to noon we're here when you need us most. Plus, enjoy easy access through our drive-thru services or 24-hour ATM availability. Join us today and experience how Westconsin Credit Union can help you achieve your financial goals while being part of something bigger your community! For more information or assistance, please call us at 715-930-1675 or visit our website.

Our Evolution

From our humble beginnings, Westconsin has evolved significantly over the decades. We started as a small credit union with a vision to empower individuals and families by offering affordable loans and savings options. Today, we boast total assets of over $1.9 billion, a testament to the trust placed in us by our members. Our journey reflects not only financial growth but also a deep commitment to community development. Through various milestones, we have expanded our offerings to include personal banking, auto loans, mortgages, business services, and much more. Each service is designed with our members in mind ensuring that everyone has access to the resources they need for a better financial future.

Our Mission

At Westconsin Credit Union, our mission is simple yet profound: we strive to enhance the financial well-being of our members while fostering community growth. We believe in providing not just banking services but also support systems that empower individuals and strengthen families. By prioritizing member satisfaction and community outreach, we aim to make a lasting impact on the lives we touch. While members can visit us at 1395 Bluestem Blvd, official correspondence should be sent to 1395 Bluestem Blvd, Altoona, WI 54720 if different from our physical location.

Branch Location & Accessibility

Convenient Access and Features

Our branch boasts ample parking to ensure a hassle-free visit. For those who may require extra assistance, we have made sure our facilities comply with ADA standards, including ramps and accessible entrances. You can feel confident knowing that we prioritize comfort and convenience for all members of our community.

Operating Hours

We are here for you during convenient hours! Our lobby is open Monday through Friday from 9 a.m. to 5 p.m., and on Saturdays from 8:30 a.m. to noon. If you prefer drive-thru service, we're ready to assist you Monday through Friday from 8:30 a.m. to 5:30 p.m., and Saturday from 8:30 a.m. to noon as well. Need cash outside of these hours? Our drive-up ATM is available 24/7 for your convenience.

Services Tailored for You

At Westconsin Credit Union, we offer a wide range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgages. We also provide personal loans, credit cards with rewards, business banking solutions, and user-friendly online and mobile banking options. With basic drive-thru banking available for deposits and withdrawals, managing your finances has never been easier. Whether you're coming in for a quick transaction or looking for comprehensive financial advice, our friendly team is here to help! If you have any questions or need assistance, don't hesitate to call us at 715-930-1675. We invite you to visit us at Westconsin Credit Union today! Your financial journey starts here.

Member Eligibility

At Westconsin, we believe that everyone deserves the opportunity to be part of a supportive financial community. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the areas we serve. We're excited to welcome you! You'll enjoy personalized service and a range of products tailored just for you, including checking and savings accounts, loans, and more. To learn more about our eligibility criteria, feel free to check out this resource: Membership Eligibility. Ready to start your journey with us? Opening an account is straightforward! You can find all the details you need here: Account Opening Information. If you have any questions or need assistance, don't hesitate to give us a call at (715) 930-1675. We're here to help you every step of the way!

Business Banking & Commercial Services

Empowering Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,819 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $311,051,020, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

Imagine a bustling café accepting payments effortlessly or a local retailer managing inventory with ease. Our merchant services make transactions smooth, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment options, we provide tools that help you streamline operations and improve cash flow. Visit us at 1395 Bluestem Blvd Altoona Wi 54720 in Altoona, WI, or call us at (715) 930-1675 to learn more about how we can partner in your success!

Comprehensive List Of Services

Accessible Banking Services

Our branch also offers essential ATM and cash withdrawal services, ensuring that you can access your money whenever necessary. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without needing to step inside. Whether you're visiting us in person or utilizing our online tools, we strive to make banking convenient for everyone in our community. If you're ready to explore these fantastic services or have any questions, don't hesitate to reach out at (715) 930-1675 or visit us at http://www.westconsincu.org. Your financial journey starts here at Westconsin, where we're committed to serving you!

Business Banking Solutions

For entrepreneurs and businesses in our community, we provide comprehensive business banking services, including merchant services and business loans. Running a business requires support, and we're committed to helping you thrive by offering tailored financial solutions.

Convenient Digital Banking

In today's fast-paced world, convenience matters. With our online and mobile banking features, accessing your accounts has never been easier. You can transfer funds, check balances, and even make deposits right from your smartphone or computer anytime and anywhere!

Financial Freedom with Loans

For those unexpected expenses or big purchases, our personal loans and debt consolidation services can assist you in regaining control of your finances. We know life can be unpredictable, and having access to funds when needed can make all the difference.

Home Sweet Home

Thinking about homeownership? Our mortgage loans and refinancing options make the process smoother than ever. Picture yourself settling into that cozy home you've always wanted; we're here to guide you every step of the way. If you already have a mortgage but want to lower your payments, our refinancing services can provide relief.

Personal Banking Made Simple

When it comes to managing your day-to-day finances, we offer various personal banking solutions. Our checking and savings accounts are designed to fit your lifestyle. Imagine having the freedom to manage your money effortlessly, whether you're saving for a dream vacation or just need a safe place for your everyday expenses. If you're considering buying a new car, our auto loans and vehicle financing can help turn your dream into reality without breaking the bank. We understand that purchasing a vehicle is a significant decision, so we offer competitive rates and flexible terms.

Rewarding Credit Options

Don't forget about our credit cards with rewards! Enjoy perks while you spend whether it's cash back on groceries or points towards travel making each purchase feel more rewarding.

Digital & Online Banking

Key Features

Need to sign a document? No problem! We offer electronic signature authorization, making it easy to complete transactions without needing to visit a branch. Plus, if you're looking to stay organized, you can opt for e-statements instead of paper ones. This way, you can access your statements anytime without cluttering your mailbox. For those who love using their smartphones, our mobile application allows you to manage your accounts right from your device. Want to pay a friend back for dinner? With our person-to-person transfer feature, sending money is as easy as a few taps on your screen. And if you're out shopping, take advantage of our mobile payments feature to make purchases effortlessly.

Online Banking Services

With 24/7 online banking available at http://www.westconsincu.org, you can check your account balance, pay bills, and transfer funds from the comfort of your home or on the go. Our user-friendly platform is designed to make banking simple and accessible for everyone.

Security and Support

Security is always a priority at Westconsin. Our online banking services use advanced encryption technology to keep your information safe while providing real-time account management so you can monitor your finances securely. Whether you're at home or out running errands, Westconsin is here for all your digital banking needs. Join us today and experience the ease of managing your finances with confidence!

Financial Strength

At Westconsin, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which allows us to provide you with the best possible service and products. With a net worth of $250,604,511, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $308,147,833 in share certificates and $385,013,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We are committed to reinvesting in our community. With $239,189,131 in undivided earnings, we continually enhance our banking tools, lending options, and security measures to better serve our members. Our lending capacity is significant, with $20,126 in used auto loans and $1,384,954,426 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our impressive $7,815,248, allowing us to keep offering competitive loan rates and solid financial products for you. We also take pride in having 419 full-time employees and 20 part-time employees ready to assist you with a knowledgeable and dedicated team. The strength of our institution is further highlighted by our net shares available for lending: $15,103,326. Additionally, we have established trust within our growing community with a total of 272,988 share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westconsin is your trusted partner. Visit us at 1395 Bluestem Blvd Altoona Wi 54720 or call (715) 930-1675 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $314,769,354 in used vehicle loans and $65,187,151 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms make it easy for you to drive away happy.

Business Financing

For business owners, our outstanding commercial loans totaling $311,051,020 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and are committed to offering tailored solutions that fit your specific needs. At Westconsin, we pride ourselves on providing not just loans but also valuable support to help our members navigate their financial journeys. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're interested in auto financing, home loans, or credit options tailored for you or your business, we invite you to explore what Westconsin has to offer. Let us help you turn your financial aspirations into reality!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $33,758,444 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that cater to your lifestyle. They can be an excellent tool for both everyday purchases and larger expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $104,779,806, making buying or refinancing simple and accessible. We offer competitive rates and personalized service to guide you through the mortgage process. If you're considering refinancing your existing mortgage or exploring eligibility options for purchasing a new home, our team is ready to assist.

Loan Aggregator

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Westconsin