Westby Co-op Credit Union Westby WI | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Westby Co-op, your trusted financial partner located at 501 N Main St, Westby, WI 54667. Since our establishment in 1939, we have been dedicated to serving our community with a personal touch. With a growing membership of 40,987 individuals and families, we pride ourselves on being more than just a credit union; we're a cornerstone of support for our members' financial journeys. At Westby Co-op, we're committed to your financial success, evident in our impressive total assets of $928,672,066 and total deposits amounting to $66,904,533. We understand the importance of having reliable banking services at your fingertips. That's why we offer a range of products tailored to meet your needs whether you're looking for auto loans, mortgages, or personal banking options. Our team, led by CEO Chris Barnick and Board President Monte Torgerson, is here to ensure you receive exceptional service. With 227 dedicated employees ready to assist you, we focus on building lasting relationships with each member. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to our mailing address: P O BOX 70, WESTBY, WI 54667. Explore the convenience of modern banking with us through online services and mobile payments. For inquiries or assistance, don't hesitate to call us at 608-634-3118. We're here for you Monday through Thursday from 7:30 AM to 5:30 PM, Friday until 6:00 PM, and Saturday from 7:30 AM until noon. Join us today at Westby Co-op and experience the difference that community-focused banking can make! Visit our website at wccu.coop to learn more about how we can help you achieve your financial goals.

Branch History & Mission

Welcome to Westby Co-op, a pillar of community strength in Westby, WI. Established in 1939, our branch has grown from humble beginnings into a trusted financial institution with a proud legacy of serving our members. With over 40,000 members today, we are dedicated to providing exceptional service and support tailored to the unique needs of our community. Located at 501 N Main St, Westby, WI 54667, our branch is not just a place to conduct financial transactions; it's where relationships are built and dreams take flight. We're proud to be part of a vibrant neighborhood, and you can find us near local landmarks that reflect our rich culture and history. From our inception, our mission has been clear: to empower individuals and families through accessible financial services while fostering a strong sense of community. We believe that when our members thrive, so does the community around us. Our commitment extends beyond banking; we actively participate in local initiatives and partnerships that uplift those in need. As we've evolved over the years, so have our services. Today, we offer a wide range of options including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also understand the importance of convenience; that's why we provide online banking services and mobile payments for all your financial needs. While members can visit us at 501 N Main St for personalized assistance or use our drive-thru service for quick transactions, official correspondence should be sent to P O BOX 70, WESTBY, WI 54667 if you prefer mail communication. With total assets exceeding $928 million and a strong focus on customer satisfaction, Westby Co-op is well-equipped to help you achieve your financial goals. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 7:30 AM to 5:30 PM, Friday until 6:00 PM, and Saturday until noon. Join us at Westby Co-op today! Experience firsthand the benefits of being part of a cooperative that truly cares about its members. Together, let's build a brighter future for ourselves and our community. For more information or to become a member, call us at 608-634-3118 or visit us online at wccu.coop.

Branch Location & Accessibility

Convenient Access

Parking is available right outside the branch, making it easy to pop in for your banking needs. We take accessibility seriously, ensuring that our facilities comply with ADA standards. You'll find ramps and other features designed to accommodate everyone.

Get in Touch

If you have questions or need assistance, don't hesitate to call us at 608-634-3118. Our dedicated staff is here to help you navigate your financial journey with ease. While members can visit us at 501 N Main St, official correspondence should be sent to P O BOX 70, Westby, WI 54667. We invite you to stop by and see how we can support your financial goals!

Operating Hours & Services

Our doors are open Monday through Thursday from 7:30 AM to 5:30 PM, Friday until 6:00 PM, and we welcome you on Saturday mornings until noon as well. If you're busy during the week, we've got you covered! With services ranging from personal checking and savings accounts to auto loans and mortgage refinancing, we aim to be your one-stop financial resource. For those who prefer convenience, we offer an ATM on-site for quick cash withdrawals and balance checks. Plus, our drive-thru banking service makes it easy for you to manage simple transactions without leaving your car.

Member Eligibility

At Westby Co-op, we believe that everyone deserves a supportive community, and becoming a member is just the first step toward enjoying all the benefits we have to offer. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals and families who share our values and are ready to take advantage of our friendly services. To explore specific eligibility criteria, feel free to visit our detailed page at https://wccu.coop/become-a-member/. Joining is simple! Once you confirm your eligibility, you can open your account online or by visiting us at our convenient location: 501 N Main St Westby Wi 54667. Our team is here to guide you through every step of the process so that you can start enjoying our range of financial services. Have questions? Don't hesitate to give us a call at (608) 634-3118. We can't wait to welcome you into the Westby Co-op family!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,395 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $338,789,586, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's market, efficient payment processing can set your business apart. Our merchant services are tailored to meet your unique needs, allowing you to accept payments seamlessly. Imagine being able to handle transactions quickly while keeping your cash flow healthy. This practical benefit lets you focus on what you do best running your business. Visit us at 501 N Main St Westby Wi 54667 in Westby, WI or call us at (608) 634-3118 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, Westby Co-op offers comprehensive business banking services, including merchant services and business loans. We understand the challenges that small businesses face, so we're dedicated to providing the tools and support necessary for growth and success.

Convenient Access

We also feature an ATM for quick cash withdrawals and basic drive-thru banking for deposits and simple transactions. This means you can handle essential banking needs without ever leaving your vehicle! We invite you to explore all that Westby Co-op has to offer. Our friendly team is ready to assist you in finding the right financial solutions for your life. To learn more about our services or to get started with an account today, give us a call at (608) 634-3118 or visit us online at Westby Main. Your financial wellness is just a step away!

Credit Cards

Looking for a way to earn rewards on your purchases? Our credit cards with rewards offer great benefits that can add value to your everyday spending. Enjoy perks like cash back or travel rewards while building your credit score at the same time.

Debt Solutions

Life can sometimes bring unexpected expenses. For those times when you need extra help, we provide personal loans and debt consolidation options. These services allow you to manage existing debt more effectively and find peace of mind through structured repayment plans.

Digital Banking Features

In today's fast-paced world, having access to digital banking features is essential. At Westby Co-op, we provide robust online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. Whether it's making deposits, transferring funds, or paying bills from the comfort of your home, our digital tools make banking easy and accessible.

Home Financing

If you're planning to buy a home or refinance your existing mortgage, our mortgage loans and refinancing options are designed with competitive rates and flexible terms. We understand how important homeownership is, which is why our team is here to guide you through every step of the process.

Personal Banking

Managing your day-to-day finances should be straightforward and convenient. That's why at Westby Co-op, we offer personal banking services that include checking and savings accounts. With these accounts, you can easily keep track of your finances and save for future goals. Our members also benefit from auto loans and vehicle financing, making it easier to get behind the wheel of your dream car without breaking the bank.

Digital & Online Banking

Additional Benefits

Need to send money quickly? Our person-to-person transfer feature allows you to send funds easily to friends or family members without any hassle. And if you're a fan of mobile payments, you'll be pleased to know that we support this feature as well, making it easier for you to make purchases directly from your phone. At Westby Co-op, we believe banking should be straightforward and accessible for everyone. Our digital and online banking services are tailored to give you peace of mind while providing real-time account management. No matter where life takes you, we've got the tools you need to stay connected with your finances.

Key Features

With our online banking services available 24/7, you can check your balances, transfer funds, and pay bills without stepping foot outside. Visit us at https://wccu.coop/ to get started today! Our mobile application adds even more flexibility, allowing you to manage your money directly from your smartphone. Whether you're at home or on the go, you'll have complete control over your finances right in the palm of your hand. Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are safe and secure. Plus, with e-statements available, you can say goodbye to paper clutter while keeping all your important documents organized and accessible.

Financial Strength

A Growing Community

The trust our members place in us is shown through our total share accounts of 105,237, indicating a strong and growing member base. Net Shares available for lending and investments stand at $16,644,424, further illustrating our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westby Co-op is your trusted partner. Visit us at 501 N Main St Westby Wi 54667 or call (608) 634-3118 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Service

With $90,786,847 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $6,272 in used auto loans and $703,807,777 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident with a net income of $3,305,044, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 179 full-time employees and 48 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $244,410,668 in share certificates and $117,410,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $139,277,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,918,513 in used vehicle loans and $27,733,676 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a pre-owned one, our competitive rates and flexible terms make financing simple and accessible.

Credit Lines and Business Loans

For those looking for additional borrowing options, we have credit lines available totaling $193,908,057, giving you the freedom to access funds when you need them most. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $338,789,586 provide the capital needed to expand your operations. If you're interested in any of these loan products or want to explore refinancing options and eligibility criteria further, please don't hesitate to reach out. You can contact us at 608-634-3118 or visit us online at WCCU. We are here to help guide you through your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $20,949,169, making buying or refinancing straightforward. We aim to provide you with personalized service throughout the mortgage process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,978,518 in loans helping members manage their finances effectively. These cards come with various benefits designed to suit your lifestyle while providing an easy way to handle everyday expenses.

Loan Aggregator

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WESTBY CO OP CREDIT UNION - Westby, WI

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Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Financing Your Vision

Merchant Services That Matter

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Debt Solutions

Digital Banking Features

Home Financing

Personal Banking

Digital & Online Banking

Additional Benefits

Key Features

Financial Strength

A Growing Community

Commitment to Growth and Service

Member-Centric Savings Options

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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