Westby Co-op Credit Union Reedsburg WI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Westby Co-op, your trusted financial partner located at 660 S Albert Ave, Reedsburg, WI 53959. Since our establishment in 1939, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet your needs. With over 40,000 members and total assets amounting to an impressive $928,672,066, we are dedicated to fostering a sense of community and trust among our members. At Westby Co-op, we believe in empowering our members through financial education and support. Our team of 227 employees, led by CEO Chris Barnick and Board President Monte Torgerson, is here to guide you on your financial journey. Whether you're looking for personal banking solutions, auto loans, or business financing, we've got you covered. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 660 S Albert Ave, Reedsburg, WI 53959. We offer a range of convenient services including online banking, mobile payments, and access to ATMs. With total deposits of $66,904,533 and a net worth of $139,277,942, we are not just another credit union; we are a community resource committed to helping you achieve your financial goals. Our dedication is evident in our robust offerings: from checking and savings accounts to mortgages and credit cards with rewards. Join us today and experience the difference that comes with being part of a cooperative that truly cares about its members. Feel free to reach out at 608-768-9228 or visit us online at wccu.coop for more information. Your future starts here!

Branch History & Mission

Welcome to the heart of Reedsburg, where the story of Westby Co-op unfolds. Since opening its doors in 1939, Westby Co-op has been a beacon of financial stability and community support. With a commitment to serving our members, we have grown from a small credit union into a trusted financial partner for over 40,987 members, boasting total assets of $928,672,066. Located at 660 S Albert Ave, we are easy to find near several local landmarks that highlight the vibrant spirit of Reedsburg. Our branch serves as not just a banking facility but also as a gathering place for community events and outreach programs. While members can visit us at this address, official correspondence should be sent to our mailing address at 660 S Albert Ave, Reedsburg, WI 53959. At Westby Co-op, our mission is clear: to empower individuals and families through accessible financial services while fostering a sense of community. We believe in providing not only personal banking options like checking and savings accounts but also helping you finance your dreams with auto loans, mortgages, and personal loans. Our drive-thru service and ATM availability ensure that banking is convenient for everyone. As we embrace technological advancements, our digital services now include online banking, mobile payments, and e-statements. This commitment to accessibility is part of our ongoing effort to meet the needs of all members while ensuring ADA compliance throughout our facilities. Community support remains at the forefront of what we do. We actively participate in local events and collaborate with various organizations to uplift those around us. Whether it's sponsoring youth sports teams or hosting financial literacy workshops, we aim to make a positive impact. Join us today at Westby Co-op! Experience firsthand how our member-focused approach can help you achieve your financial goals while being part of something bigger a supportive community dedicated to helping each other thrive. For more information or to get started, call us at 608-768-9228 or visit our website at wccu.coop. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is situated near local favorites, making it easy for you to combine errands with your banking tasks. You'll find us just a stone's throw from bustling shops and restaurants, ensuring that your visit is both productive and enjoyable. Plus, we offer ample parking for your convenience and are proud to be accessible for all members of our community, featuring ADA-compliant entryways and ramps.

Operating Hours Tailored for You

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. We are open Monday through Friday from 8 AM to 5 PM. If you need assistance outside these hours, don't hesitate to give us a call at (608) 768-9228. Our team is always ready to help!

Services Designed for Your Needs

At Westby Co-op, we offer a wide range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our drive-thru service makes it easy to handle deposits and withdrawals without leaving your car perfect for those on the go! Additionally, we provide ATM access so you can manage your cash flow conveniently. Whether you're withdrawing funds or checking your balance, our ATM is available whenever you need it.

Visit Us Today!

While members can visit us at 660 S Albert Ave Reedsburg Wi 53959, official correspondence should be sent to 660 S Albert Ave, Reedsburg, WI 53959. We invite you to stop by the Westby Co-op branch in Reedsburg today! Experience personalized service and find out how we can help you achieve your financial goals. We look forward to welcoming you!

Member Eligibility

Becoming a member of Westby Co-op is like joining a close-knit family where your financial well-being is our top priority. We welcome anyone who lives, works, or worships in our community to explore membership with us. Whether you're looking for a checking account, loans, or other financial services, you'll find that we prioritize personal connections and support. For detailed eligibility criteria, feel free to check out our website at https://wccu.coop/become-a-member/. The process of opening an account is straightforward and designed to be as inclusive as possible. You can start your journey by visiting us online at https://wccu.coop/credit-cards/, or if you prefer to speak with someone directly, don't hesitate to call us at (608) 768-9228. Join us at 660 S Albert Ave Reedsburg Wi 53959 and let's work together toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to process payments effortlessly while focusing on what you do best running your business. Our merchant services provide reliable payment solutions that make transactions smooth for both you and your customers. Whether you need point-of-sale systems or online payment options, we've got you covered. Let Westby Co-op be your partner in success. Visit us at 660 S Albert Ave Reedsburg Wi 53959 in Reedsburg, WI or call us at (608) 768-9228 to learn how our business banking services can support your journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,395 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $338,789,586, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got you covered with our Business Banking services. From merchant services that help you accept payments easily to business loans tailored for growth and expansion, we provide the tools necessary for running a successful operation.

Convenient Access

We know convenience matters in today's fast-paced world. That's why we offer comprehensive Online & Mobile Banking solutions. You can manage your accounts on the go through our user-friendly app or website. Need cash? Our ATM & Cash Withdrawal Services make accessing your funds quick and hassle-free. For those who prefer personal interaction, take advantage of our basic drive-thru banking services available during lobby hours from Monday through Friday from 8 AM to 5 PM. This allows for easy deposits and withdrawals without leaving your car!

Credit Options

Don't forget about our Credit Cards with Rewards, which allow you to earn points or cash back on every purchase. Whether you're using it for daily expenses or special occasions, you'll find that each transaction brings you closer to rewards you can enjoy.

Final Thoughts

At Westby Co-op, we aim to support all aspects of your financial journey with care and expertise. If you're interested in learning more about any of these services or want to become a member of our community-focused credit union, don't hesitate to reach out! Call us at (608) 768-9228 or visit us at Reedsburg West today! Your financial well-being is just a step away.

Personal Banking Solutions

We offer Personal Banking options like checking and savings accounts that cater to your everyday financial activities. Imagine having a safe place to store your money while also earning interest on your savings. Our accounts come with features that simplify managing your finances, including online banking and mobile access, so you can check balances and make transactions anytime, anywhere. If you're considering buying a car or need assistance with vehicle financing, our Auto Loans & Vehicle Financing services can help put you behind the wheel sooner. With competitive rates and flexible terms, getting the right loan has never been easier. When it comes to buying a home or refinancing an existing mortgage, look no further than our Mortgage Loans & Refinancing options. We provide personalized guidance through the entire process, ensuring you find a plan that suits your budget. For those unexpected expenses or larger purchases, our Personal Loans & Debt Consolidation services are designed to ease your financial burdens. You'll appreciate how straightforward it is to apply for a loan with us no complicated forms or hidden fees.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience where you can check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which means you'll receive your account statements electronically, reducing clutter and making it easier to keep track of your financial activities. Plus, with electronic signature authorization, signing documents is straightforward and secure. For those on the go, our mobile application brings banking right to your fingertips. You can make mobile payments easily, allowing you to shop or send money without hassle. Our person-to-person transfer feature makes sharing expenses with friends or family simple and quick.

Security & Accessibility

Your security is our top priority. At Westby Co-op, we utilize advanced encryption technologies to protect your personal information while you bank online or through our mobile app. You can feel confident knowing that your data is safe every time you log in. With all these features, managing your finances has never been easier or more accessible. Whether you're checking your balance on a lunch break or transferring money while waiting in line, Westby Co-op is here to help you stay connected to your finances seamlessly. Explore all that our digital banking services have to offer today!

Financial Strength

A Solid Foundation

With a net worth of $139,277,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We currently manage a robust member base with a total of 105,237 share accounts. This growing community is a testament to the trust placed in us by our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westby Co-op is your trusted partner. Visit us at 660 S Albert Ave Reedsburg Wi 53959 or call (608) 768-9228 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $90,786,847 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $6,272 in used auto loans and $703,807,777 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings are Secure

Members' savings are secured through $244,410,668 in share certificates and $117,410,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,305,044 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 179 full-time employees and 48 part-time employees who are always ready to assist you with knowledgeable service.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,918,513 in used vehicle loans and $27,733,676 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles to meet your specific needs.

Business Loans

For business owners, our outstanding commercial loans totaling $338,789,586 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are dedicated to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $20,949,169, designed to help you secure your dream home without the hassle. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step.

Refinancing Options

If you're considering refinancing any of these loans or want to know more about eligibility options available at Westby Co-op, please reach out to us directly. Our experienced staff can assist you in finding the best solution tailored to your situation. Our branch is located at 660 S Albert Ave, Reedsburg WI 53959, and we invite you to visit us or call at 608-768-9228 during our operating hours from Monday to Friday between 8 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take control of your financial future today with Westby Co-op!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,978,518 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to benefit our members.

Loan Aggregator

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WESTBY CO OP CREDIT UNION - Reedsburg, WI

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