Westby Co-op Credit Union Reedsburg WI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Westby Co-op, your trusted partner in financial well-being since 1939. Located at 820 Viking Dr, Reedsburg, WI 53959, we are dedicated to serving our vibrant community with personalized banking solutions that cater to your unique needs. With a proud membership base of over 40,987 members, we strive to provide a welcoming atmosphere where you feel valued and supported. At Westby Co-op, we're not just about numbers; we're about making an impact. Our total assets stand strong at $928,672,066, reflecting our commitment to responsible growth and stability. We offer a variety of services including personal banking, auto loans, mortgages, and business financing options tailored for every member of our community. With $66,904,533 in total deposits and an impressive loan portfolio that includes 23,367 loans and leases, we ensure that your financial goals can become a reality. Under the leadership of our CEO, Chris Barnick, and Board President Monte Torgerson, our team of 227 employees is here to assist you every step of the way. Whether you're looking for assistance with online banking or simply want to ask questions about your account, feel free to reach out to us at (608) 768-9228. While members can visit us at our branch location, official correspondence should be sent to P O BOX 550, REEDSBURG, WI 53959. Discover how we can help you achieve your financial dreams by visiting our website at WCCU Credit Union. We invite you to stop by or give us a call today your path to better banking starts here!

Branch History & Mission

At Westby Co-op, we proudly celebrate a rich history that dates back to our founding in 1939. Nestled in the heart of Reedsburg, WI, at 820 Viking Dr, our branch has grown from humble beginnings into a vibrant financial institution serving over 40,000 members. With total assets reaching an impressive $928,672,066, we have consistently provided a wide range of financial services that empower individuals and families in our community. Our mission is simple yet profound: to enhance the financial well-being of our members while supporting the growth and development of our local community. We believe that when our members succeed, our entire community flourishes. This commitment drives us to offer personalized banking solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. While members can visit us at 820 Viking Dr for all their banking needs, official correspondence should be sent to P O BOX 550, Reedsburg, WI 53959. Our convenient operating hours Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 7:30 AM to 12:00 PM make it easy for you to access our services when you need them most. Over the years, Westby Co-op has embraced innovation while maintaining a strong focus on customer service. We offer state-of-the-art online and mobile banking options, ensuring you can manage your finances anytime and anywhere. Additionally, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. We are proud to partner with local organizations and initiatives aimed at making a positive impact in Reedsburg and beyond. From sponsoring community events to providing financial literacy programs, we strive to be a pillar of support for those around us. As we look toward the future, we invite you to join Westby Co-op and experience the difference of member-focused banking. Whether you're looking to open an account or explore loan options, we're here to help you every step of the way. Visit us today or reach out at 608-768-9228; together we can build a brighter financial future!

Branch Location & Accessibility

Call to Action

Have questions or need assistance? Our friendly staff is ready to help! Give us a call at 608-768-9228 or drop by our branch today. We look forward to welcoming you to Westby Co-op in Reedsburg!

Nearby Landmarks and Accessibility

Our branch is nestled near popular local spots, making it easy to combine your banking errands with everyday activities. With ample parking available and features such as ADA compliance, we ensure that everyone can access our services comfortably. If you need to send us official correspondence, please note that our mailing address is P O BOX 550, REEDSBURG, WI 53959.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open from 7:30 AM to 5:30 PM on weekdays and until noon on Saturdays. Stop by during these hours for all your banking needs! At Westby Co-op, we offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and much more. You can also take advantage of our drive-thru banking for quick transactions without leaving your vehicle.

Member Eligibility

At Westby Co-op, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, worship, or attend school in our service areas. You'll find that eligibility extends to family members too! This means when you join us at 820 Viking Dr, Reedsburg, WI 53959, you're not just opening an account; you're stepping into a supportive family that cares about your financial well-being. Plus, as a member of Westby Co-op, you gain access to exclusive benefits like competitive rates on loans and savings products tailored just for you. If you're interested in becoming a member, you can find all the details about our eligibility criteria at this link. We make it easy for you to start your journey with us just give us a call at 608-768-9228 or check out our account opening information here. Join us today and experience the difference of being part of Westby Co-op!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,395 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $338,789,586, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easy for businesses to accept payments and manage transactions. Imagine a local café seamlessly processing customer orders with mobile payment options or a retail store easily handling credit card transactions. Our services help ensure that you can focus on what matters most growing your business. Located at 820 Viking Dr Reedsburg Wi 53959 in Reedsburg, WI, we invite you to explore how our business banking solutions can make a difference for you. For more information, feel free to contact us at (608) 768-9228. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services such as merchant services and business loans. Starting a new venture or expanding an existing one? Our tailored solutions can help support your ambitions while ensuring financial stability.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! These cards not only simplify your purchases but also offer benefits that can enhance your shopping experience. Whether you prefer cash back or travel points, we have a card that fits your spending habits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. From checking balances and making transfers to applying for loans all from the comfort of your home or on-the-go you'll find managing your finances easier than ever. Our ATM services ensure that cash withdrawals are accessible whenever you need them.

Drive-Thru & Cash Withdrawal Services

For those who prefer face-to-face interactions but want to keep things quick, our basic drive-thru banking services allow you to handle deposits, withdrawals, and simple transactions efficiently. At Westby Co-op, we are here for all your financial needs. To learn more about how we can assist you further or if you're ready to open an account, feel free to give us a call at (608) 768-9228 or visit us online at Reedsburg Branch. Let's work together towards achieving your financial dreams!

Home Financing Options

When it comes to homeownership, we know how important it is to find the right mortgage. Our mortgage loans and refinancing services allow you to secure the best rates possible while providing guidance throughout the process. With us by your side, navigating through mortgage applications becomes less daunting.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to fit any lifestyle. Imagine having easy access to your funds while earning interest on your savings this is what our accounts provide. For those planning to purchase a car or need funds for a special project, our auto loans and vehicle financing make the process straightforward and affordable. We understand that life can be unpredictable, which is why our personal loans and debt consolidation options are here to help you manage expenses effectively.

Digital & Online Banking

At Westby Co-op, we understand that managing your finances should be easy and secure. Our digital and online banking services are designed to give you the flexibility to handle your banking needs anytime, anywhere. With a user-friendly interface and robust security features, you can feel confident while accessing your accounts. One of the standout features of our service is our Online Banking platform. This allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also take advantage of our electronic signature authorization for fast and secure document handling, making it easier than ever to manage your financial transactions without needing to visit a branch. For those who prefer going paperless, we offer e-statements that keep you organized and reduce clutter. No more waiting for statements in the mail your account activity is right at your fingertips whenever you need it. If you're on the go, our mobile application ensures that you have all the tools you need in the palm of your hand. With options for mobile payments, person-to-person transfers, and 24/7 online banking services, managing your money has never been more convenient. Whether it's splitting a bill with a friend or making a quick purchase, our mobile app makes it simple. Accessing your accounts and performing transactions has never been easier or more secure at Westby Co-op. Experience financial freedom and peace of mind with our comprehensive digital banking solutions today!

Financial Strength

Committed Workforce

We take pride in having 179 full-time employees and 48 part-time employees who are dedicated to ensuring our branches are always ready to serve you with knowledgeable support. Our operational efficiency is reflected in our $3,305,044, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Our commitment is also evident through our strong member base, with a total of 105,237 share and deposit accounts. This reflects the trust that our community places in us as their chosen financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westby Co-op is your trusted partner. Visit us at 820 Viking Dr Reedsburg Wi 53959 or call (608) 768-9228 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $90,786,847 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors boasting $6,272 in used auto loans and $703,807,777 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $244,410,668 in share certificates and $117,410,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $139,277,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners seeking growth opportunities, our outstanding commercial loans totaling $338,789,586 provide the capital needed to expand your business. We understand that every business has unique needs and are here to help you navigate your financing options. If you're interested in refinancing or exploring eligibility options for any of these loans, please don't hesitate to reach out. Our team is ready to assist you with tailored solutions that fit your situation perfectly. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. You can contact us at 608-768-9228 or visit us at 820 Viking Dr Reedsburg Wi 53959 for more information on how we can help you achieve your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,918,513 in used vehicle loans and $27,733,676 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can find the right fit for your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,949,169, make buying or refinancing simple. We can guide you through the process so that you feel confident in making one of life's biggest investments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,978,518 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate debt, our credit card solutions can provide the support you need.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that users receive fair and transparent offers. Each loan comparison reflects accurate rates and terms, allowing you to see which options are truly available to you.

WESTBY CO OP CREDIT UNION - Reedsburg, WI

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