Westby Co-op Credit Union Coon Valley WI | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Westby Co-op, your trusted financial partner located at 502 Central Ave, Coon Valley, WI 54623. Established in 1939, we have proudly served our community for over 80 years, growing alongside our members and helping them achieve their financial goals. With a strong commitment to personalized service, we now boast a membership of 40,987 individuals who rely on us for their banking needs. At Westby Co-op, we understand that every member has unique financial aspirations. That's why we offer a wide array of services tailored just for you from checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $928,672,066, ensuring that we have the resources necessary to support your financial journey. We're not just about numbers; we're about community impact. With total deposits of $66,904,533 and a net worth of $139,277,942, we remain financially strong and ready to invest back into our local area. Additionally, our team of 227 dedicated employees is here to provide you with exceptional service every day. If you need assistance or have questions about our services, feel free to reach out at 608-452-2444. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P.O. Box 400, Coon Valley, WI 54623-7722. Join us at Westby Co-op today and experience the difference of being part of a credit union that truly cares about its members! For more information or to explore how we can help you further, visit us online at WCCU Credit Union. We look forward to serving you!

Branch History & Mission

Community Engagement

Westby Co-op also takes pride in actively engaging with the Coon Valley community. We believe in giving back through various outreach programs and partnerships aimed at enhancing local initiatives. Our efforts include sponsoring community events and supporting local charities because together, we can make a difference. While members can visit us at 502 Central Ave Coon Valley Wi 54623, official correspondence should be sent to P O Box 400, Coon Valley, WI 54623-7722 if needed. Our drive-thru service and ATM availability offer additional convenience for those on the go.

Join Us Today!

As we continue this legacy of service and support for years to come, we invite you to become part of the Westby Co-op family. Experience firsthand the benefits of joining a cooperative that truly cares about its members' well-being. Call us at (608) 452-2444 or visit our website at WCCU Credit Union to learn more about how you can get involved today!

Our Mission

Our mission is simple yet profound: to empower our members through personalized financial services while supporting the growth and development of the communities we serve. We believe that everyone deserves access to quality banking options that enable them to achieve their goals. Whether you need checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards, we strive to offer products that cater specifically to your needs. We understand the importance of being there for our members not just as a bank but as a trusted partner in their financial journey. Our dedicated team works tirelessly to ensure that each member feels valued and supported. In addition to offering traditional banking services, we embrace modern technology by providing online and mobile banking options, ensuring that you can manage your finances whenever and wherever you need.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is ADA compliant, featuring ramps and ample parking spaces to ensure everyone can visit us comfortably. Plus, with our drive-thru service available, you can take care of your banking without ever leaving your vehicle.

Get in Touch!

We invite you to stop by or give us a call at 608-452-2444 if you have any questions or need assistance. Discover how we can help you achieve your financial goals today!

Operating Hours

We're here for you during convenient hours! Visit us Monday through Tuesday and Wednesday from 7:30 AM to 5:30 PM, Thursday until 6:00 PM, and Friday from 7:30 AM to 5:30 PM. We also have Saturday hours from 7:30 AM until noon for those busy weekdays!

Services Offered

At Westby Co-op's Coon Valley Branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, our team is ready to assist you. We also provide business banking services, ensuring that both personal and commercial clients find what they need. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. Plus, with online and mobile banking options, you can manage your finances on the go!

Member Eligibility

Becoming a member of Westby Co-op is like joining a close-knit family where your financial well-being comes first. If you live, work, worship, or attend school in the Coon Valley area, you're already on your way to enjoying all the benefits we offer! This means that many people in our community can easily qualify for membership. We're proud to provide personalized service and competitive rates that truly make a difference in your financial journey. For more details on eligibility and to ensure you're set to join us, please visit this page. Opening an account with us is simple and straightforward! You can find all the information you need about how to get started by checking out our account opening details here. If you have any questions or just want to chat about what we can offer you, don't hesitate to give us a call at (608) 452-2444. We're excited to welcome you into the Westby Co-op community at 502 Central Ave Coon Valley Wi 54623!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,395 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $338,789,586, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine running your business smoothly while giving customers various payment options from credit cards to mobile payments. Our merchant services are designed to help you maximize sales and enhance customer satisfaction. Visit us at 502 Central Ave Coon Valley Wi 54623 in Coon Valley, WI, or call us at (608) 452-2444 to learn how we can help your business reach its full potential!

Comprehensive List Of Services

Business Solutions

For small business owners in the community, we offer specialized business banking services including merchant services and business loans. We understand the unique challenges entrepreneurs face, so we're dedicated to providing the resources you need to thrive.

Convenient Access

At Coon Valley Branch, we recognize that convenience is key in today's busy world. That's why we provide ATM access for quick cash withdrawals and balance checks along with basic drive-thru banking for deposits and simple transactions. With our online and mobile banking services, managing your finances has never been easier. Our commitment extends beyond just providing services; it's about building relationships with our members. If you have any questions or need assistance, don't hesitate to reach out at (608) 452-2444. We're here to help! Ready to experience all that Westby Co-op has to offer? Visit us today at 502 Central Ave Coon Valley Wi 54623 in Coon Valley, WI or explore more about our offerings at our website. Join us in achieving your financial goals!

Home Financing

When it comes to finding a place to call home, our mortgage loans and refinancing options are designed to make the process smooth and straightforward. Whether you're buying your first home or refinancing an existing mortgage, our friendly team is here to guide you through every step.

Loans for Every Need

Need extra cash? Our personal loans and debt consolidation options can help you manage expenses more effectively. From unexpected medical bills to planning that long-awaited vacation, we've got solutions that fit your budget. Plus, consider our credit cards with rewards perfect for those who enjoy earning while they spend!

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking services have got you covered. Imagine managing your finances easily with online and mobile banking tools that let you check balances, transfer funds, and pay bills from anywhere. We also offer competitive rates on auto loans and vehicle financing to help you get behind the wheel of your dream car without breaking the bank.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can easily sign up for electronic statements, which means no more paper clutter just quick access to your account information whenever you need it. Plus, with our electronic signature authorization feature, signing documents is as simple as a click, making your banking experience even smoother. Do you love using your smartphone? Our mobile application is here to help! It allows you to make mobile payments, so paying for everyday purchases is as easy as tapping your phone. Want to send money to a friend? Our person-to-person transfer feature lets you do just that without any hassle.

Security and Accessibility

Security is vital in today's digital world. We take it seriously at Westby Co-op. Our systems use advanced technology to keep your information safe while providing you with real-time updates on your accounts. Whether you're checking balances on the go or making payments from the comfort of your home, you can trust that your financial data is protected. With all these features combined, managing your finances is not just easier; it's also empowering. You have the tools you need right in your pocket or on your computer screen, ensuring that taking charge of your financial life is both accessible and secure. Embrace the future of banking with us at Westby Co-op, where we put your needs first!

Financial Strength

At Westby Co-op, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, as it reflects our commitment to serving your needs with confidence. With a net worth of $139,277,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $244,410,668 in share certificates and $117,410,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $90,786,847 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,272 in used auto loans and $703,807,777 in total loans and leases. Our performance is backed by solid operational efficiency reflected in our $3,305,044. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 179 full-time employees and 48 part-time employees who are always ready to assist you with personalized service. Net Shares (Funds available for lending and investments): $16,644,424. Total Share and Deposit Accounts: 105,237, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westby Co-op is your trusted partner. Visit us at 502 Central Ave Coon Valley Wi 54623 or call (608) 452-2444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,918,513 in used vehicle loans and $27,733,676 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $338,789,586 provide the capital needed to grow and expand your business. We understand the demands of running a business and are here to support your financial journey. If you're considering refinancing any existing loans or are curious about eligibility options for any of our products, feel free to reach out! Our team is ready to assist you through every step of the process. At Westby Co-op located at 502 Central Ave Coon Valley Wi 54623, we're committed to providing exceptional service and tailored financial solutions. For more information or to speak with one of our representatives, call us at 608-452-2444. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,949,169, make buying or refinancing simple. We aim to provide flexible terms that help you secure the home you desire without the stress often associated with mortgages.

Unsecured Credit Card Loans

Managing finances can be challenging at times. We also offer flexible terms on unsecured credit card loans, with a total of $7,978,518 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses while earning rewards along the way.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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WESTBY CO OP CREDIT UNION - Coon Valley, WI

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