Westby Co-op Credit Union Cashton WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Westby Co-op, your trusted financial partner located at 105 Randy Rd, Cashton, WI 54619. Established in 1939, we have proudly served our community for over eight decades, fostering a culture of trust and support among our 40,987 members. With total assets exceeding $928,672,066 and robust financial health reflected in our net worth of $139,277,942, we are committed to providing services that meet the unique needs of our members. At Westby Co-op, we believe in the power of community. Our dedicated team of 227 employees, led by CEO Chris Barnick and Board President Monte Torgerson, works tirelessly to ensure that you receive personalized banking solutions. Whether you're looking for auto loans, mortgages, or everyday banking services, we're here to help you achieve your financial goals. While members can visit us at our branch location in Cashton, official correspondence should be sent to P O BOX 189, CASHTON, WI 54619. We invite you to explore our wide range of services including checking and savings accounts, business loans, and online banking options all designed with your convenience in mind. With total deposits reaching $66,904,533 and an impressive portfolio that includes over 23,367 loans, we take pride in being a reliable resource for both personal and business banking needs. Our commitment extends beyond numbers; it's about building relationships and supporting each other as we grow together. We encourage you to reach out or visit us today! Give us a call at 608-654-7580 or check out our website at WCCU Credit Union for more information on how we can serve you better. Join us as we continue this journey of financial empowerment within our vibrant community!

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we are an integral part of the Cashton community. Our partnerships with local organizations highlight our dedication to outreach and support. Whether it's sponsoring events or participating in charitable activities, we strive to give back and make a difference. Our branch features modern amenities including ATM services and drive-thru banking for added convenience. We also prioritize accessibility through digital advancements like online banking and mobile payments. Join us at Westby Co-op! Experience firsthand the benefits of being part of a credit union that puts you first. Whether you're looking for reliable financial advice or simply want to open an account, we're here for you every step of the way. Visit us today or explore more about becoming a member at wccu.coop.

Our Journey

Westby Co-op has evolved significantly since its inception. Initially focused on basic savings and lending services, we have expanded our offerings to include a full range of financial products tailored to meet the diverse needs of our members. Today, we provide personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking services. This evolution reflects our unwavering commitment to supporting our members' financial journeys.

Our Mission

At Westby Co-op, our mission is clear: to empower individuals and families by providing accessible financial services while fostering a sense of community. We believe in making a positive impact not just through banking but also by actively engaging with local organizations and initiatives. Our dedicated team works hard to ensure that every member feels valued and supported in their financial goals. While you can visit us at 105 Randy Rd for all your banking needs, please direct any official correspondence to P O BOX 189, Cashton, WI 54619. Our operating hours are designed with your convenience in mind: Monday through Thursday from 7:30 AM to 5:30 PM, Friday from 7:30 AM to 6:00 PM, and Saturday from 7:30 AM to 12:00 PM.

Branch Location & Accessibility

Welcome to the Westby Co-op at our Cashton Branch, located conveniently at 105 Randy Rd, Cashton, WI 54619. We are proud to serve our community with a friendly approach and easy access to all your banking needs. If you need to send us official correspondence, please use our mailing address: P O BOX 189, Cashton, WI 54619. Situated near local landmarks, our branch is easily reachable for residents of Monroe County. Whether you're just passing by or planning a special trip, you'll find plenty of parking space available, making your visit smooth and hassle-free. The branch is designed to be accessible for everyone, featuring ADA-compliant ramps and pathways. We understand that convenience matters. That's why we offer extended operating hours from 7:30 AM to 5:30 PM Monday through Thursday, with later hours on Friday until 6:00 PM, and a shorter day on Saturday from 7:30 AM to 12:00 PM. Our team is ready to assist you during these times, ensuring you have the support you need when you need it. At Westby Co-op, we offer a wide range of services tailored for personal banking, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. You can also take advantage of our drive-thru service for quick transactions without leaving your vehicle. Plus, our ATM is available around the clock for your convenience. If you have any questions or would like to learn more about how we can help you achieve your financial goals, don't hesitate to give us a call at (608) 654-7580. We invite you to come visit us at the Cashton Branch we look forward to serving you!

Member Eligibility

At Westby Co-op, we believe that joining our community should feel welcoming and straightforward. Becoming a member is open to anyone who lives, works, worships, or attends school in the area. This means if you call this vibrant community home, you're already eligible to enjoy the benefits of membership. With a range of services designed to support your financial journey from personal loans and auto financing to savings accounts and credit cards our members experience a personalized touch that larger banks often overlook. To get started, all you need to do is visit us at our branch located at 105 Randy Rd Cashton Wi 54619 or give us a call at (608) 654-7580 for any questions you might have. If you're ready to dive into the details about eligibility, check out our website at https://wccu.coop/become-a-member/ for more information. Joining Westby Co-op means stepping into a supportive environment where your financial well-being is our priority.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,395 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $338,789,586, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café thriving because it can accept payments easily from customers using various methods. At Westby Co-op, our merchant services provide the tools businesses need to operate efficiently, allowing them to focus on what they do best serving their customers. From credit card processing to online payment solutions, we help streamline your transactions and enhance your customer experience. Located at 105 Randy Rd Cashton Wi 54619 in Cashton, WI, our dedicated team is here to guide you through every step of your business banking needs. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Basic Drive-Thru and ATM Services

For those who prefer face-to-face interactions without stepping inside the branch, our basic drive-thru banking provides an easy way to handle deposits, withdrawals, and simple transactions right from your vehicle. Plus, with our ATM availability, accessing cash has never been simpler. At Westby Co-op, we're committed to making banking easier for you. Our friendly staff is always ready to assist you with any questions or needs you may have. If you're interested in exploring any of these services further or want to become a member, don't hesitate to reach out at (608) 654-7580 or visit us online at Cashton Branch. Your financial journey starts here!

Business Banking Solutions

If you're a business owner, you'll appreciate our dedicated Business Banking services. From essential Merchant Services to tailored Business Loans, we aim to support your entrepreneurial journey every step of the way.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away. You can also enjoy easy access to ATMs for cash withdrawals and balance checks.

Credit Cards and Rewards

For those who like to earn as they spend, our Credit Cards with Rewards provide an excellent way to gain benefits on everyday purchases. Imagine using your card for groceries or gas and earning points toward future rewards it's just one more way we help you make the most out of your finances.

Personal Banking

Our personal banking options are designed with you in mind. Whether you're opening a Checking or Savings Account, seeking a new Auto Loan, or looking to finance your dream home through our Mortgage Loans & Refinancing, we've got you covered. We understand that life can bring unexpected expenses, which is why we also offer Personal Loans & Debt Consolidation solutions that can help ease your financial burden.

Digital & Online Banking

Key Services

Our online banking services let you view account balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of electronic signature authorization, making it easier than ever to complete important transactions without the need for paper forms. Plus, with e-statements available, you can keep track of your finances while reducing clutter in your mailbox. For those on the go, our mobile application provides a user-friendly interface for accessing your accounts from your smartphone or tablet. Enjoy features like mobile payments for quick checkouts at stores and person-to-person transfers to send money directly to friends and family. It's all designed to fit seamlessly into your busy lifestyle.

Security & Accessibility

We prioritize your security with robust measures in place to protect your information. Our online banking platform is equipped with advanced encryption technology to keep your data safe while allowing you the flexibility you need. Whether you're checking your balance or transferring funds, rest assured that you're in good hands. With these tools at your fingertips, managing your finances has never been easier. Embrace the convenience of digital banking at Westby Co-op today!

Financial Strength

Commitment to Growth

With $90,786,847 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as reflected by our $6,272 in used auto loans and $703,807,777 in total loans and leases.

Growing Member Base

Our commitment is evident through our growing member base with a total of 105,237 share accounts. This shows the trust placed in us by our community members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westby Co-op is your trusted partner. Visit us at 105 Randy Rd Cashton Wi 54619 or call (608) 654-7580 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $244,410,668 in share certificates and $117,410,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $3,305,044 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 179 full-time employees and 48 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $139,277,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,918,513 in used vehicle loans and $27,733,676 in new vehicle loans already helping members get on the road. We make it easy for you to finance your dream vehicle with simple application processes and quick approvals.

Business Loans

For business owners, our outstanding commercial loans totaling $338,789,586 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,949,169, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or are unsure about eligibility options, our team is ready to assist. We can help you explore potential savings and tailor solutions that fit your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or to speak with one of our representatives at Westby Co-op located at 105 Randy Rd Cashton WI 54619, please call us at 608-654-7580. Let us help you take the next step towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,978,518 in loans helping members manage their finances effectively. These cards come with benefits that can enhance your everyday spending while providing peace of mind.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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WESTBY CO OP CREDIT UNION - Cashton, WI

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