Westby Co-op Credit Union Baraboo WI | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Westby Co-op, your trusted partner in financial services located at 1333 South Blvd, Baraboo, WI 53913. Established in 1939, we have proudly served our community for over eight decades, building strong relationships and empowering our 40,987 members with tailored financial solutions. At Westby Co-op, we understand that each member's journey is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. With total assets exceeding $928,672,066 and total deposits of $66,904,533, we are committed to providing the stability and support you need. Our leadership team is dedicated to your success. Under the guidance of CEO Chris Barnick and Board President Monte Torgerson, our staff of 227 employees works tirelessly to ensure you receive exceptional service. Whether you need assistance in person or prefer online banking options, we're here for you. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to the same address: 1333 South Blvd, Baraboo, WI 53913. We invite you to explore how we can help you achieve your financial goals. Feel free to give us a call at 608-356-5500, or visit us online at wccu.coop for more information. Your journey towards financial empowerment starts here at Westby Co-op where community meets commitment!

Branch History & Mission

Welcome to the Westby Co-op, a cornerstone of financial support and community engagement in Baraboo, Wisconsin. Established in 1939, our branch has been dedicated to serving the needs of our members for over eight decades. Located at 1333 South Blvd, Baraboo, WI 53913, we stand ready to assist you with a variety of financial services designed to enhance your life. From our humble beginnings, Westby Co-op has grown significantly. Today, we proudly serve over 40,987 members and manage assets totaling $928,672,066. This growth is not just about numbers; it's about building relationships and trust within our community. Our mission is clear: to provide exceptional financial services while fostering a spirit of cooperation among our members and supporting local initiatives that strengthen our neighborhoods. Our team works hard to create an inclusive environment where everyone feels welcome. We are committed to offering services that meet the diverse needs of our members from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. With modern conveniences such as online banking, mobile payments, and ATMs available at our branch, we ensure that managing your finances is both easy and accessible. At Westby Co-op, we believe in giving back. Our outreach efforts reflect our commitment to the community whether it's through partnerships with local organizations or educational programs aimed at financial literacy. We're here not just as a financial institution but as a partner in your journey towards achieving your goals. While you can visit us at 1333 South Blvd, official correspondence should be sent to 1333 South Blvd, Baraboo, WI 53913 if necessary. Our doors are open during the week from 7:30 AM to 5:30 PM and on Saturdays until 12:00 PM for your convenience. Join us at Westby Co-op today! Experience how we can help you reach your financial dreams while being part of a supportive community that cares about your success. Call us at 608-356-5500 for more information or visit us online at Westby Co-op. We look forward to welcoming you into our family!

Branch Location & Accessibility

Convenient Access

Whether you're stopping by for a quick transaction or a more detailed discussion about your financial needs, we've designed our branch with convenience in mind. Our location offers ample parking and features that comply with ADA standards, ensuring everyone can access our services comfortably. Plus, we have a drive-thru option for those who prefer banking from their vehicles.

Get in Touch!

If you have questions or want to learn more about how we can serve you better, don't hesitate to give us a call at 608-356-5500. We invite you to stop by and see how Westby Co-op can make your banking experience enjoyable and hassle-free!

Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule. Visit us Monday through Friday from 7:30 AM to 5:30 PM, and on Saturdays from 7:30 AM to 12:00 PM. Our friendly staff is here to assist you during these hours, ready to help with everything from setting up accounts to discussing loan options.

Services Offered

At Westby Co-op, we provide a wide range of services to cater to all your banking needs. Whether you're interested in personal banking solutions like checking and savings accounts or looking for auto loans and mortgage options, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks whenever you need it, ensuring that you have access to your funds at any time.

Member Eligibility

Becoming a member of Westby Co-op is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, or worship in our community, making it easy for you to be part of something special. Whether you're looking for personal banking solutions, loans, or simply a place to save, our doors are open to you. To find out more about the specific eligibility criteria, feel free to check out this helpful resource: https://wccu.coop/become-a-member/. Opening an account with us is straightforward and designed with your convenience in mind. If you're ready to take the next step, visit our account opening page at https://wccu.coop/credit-cards/ or give us a call at (608) 356-5500. We're here to help you every step of the way and can't wait to welcome you to Westby Co-op at 1333 South Blvd Baraboo Wi 53913!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,395 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $338,789,586, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Imagine a busy Saturday where customers are lined up at your store our merchant services ensure quick and secure transactions so you can focus on what matters most: serving your customers. From point-of-sale systems to online payment options, we've got you covered. Located at 1333 South Blvd Baraboo, WI 53913, we're here to provide the financial support you need. For more information or to set up a consultation, call us at 608-356-5500 today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing make it easier than ever. With competitive rates and flexible terms, getting behind the wheel of your dream car is just a few steps away. Plus, if you're looking to refinance an existing loan, we can help lower your monthly payments.

Business Banking

For our entrepreneurial members, we provide essential Business Banking services. From Merchant Services that simplify transactions for your customers to tailored Business Loans that help you grow your venture, we're here to support your business goals.

Connect with Us

We invite you to visit us at our Baraboo location or call us at 608-356-5500 for more information about how we can assist you. Whether you're looking for assistance with personal loans or want guidance on setting up your first checking account, our friendly staff is here to help. Explore all that Westby Co-op has to offer today! For more details about our services or to open an account, please check out our website: WCCU Credit Union. Join us in building a brighter financial future together!

Credit Cards with Rewards

Want to earn rewards while you spend? Our Credit Cards with Rewards give you the chance to earn points on everyday purchases. Whether it's travel, shopping, or dining out, every swipe gets you closer to exciting rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions. Access your accounts anytime and anywhere! With features like ATM & cash withdrawal services available at multiple locations and basic drive-thru banking for quick transactions, managing your finances has never been easier.

Mortgage Loans & Refinancing

Buying a home is one of life's biggest milestones. At Westby Co-op, we offer comprehensive Mortgage Loans & Refinancing options to guide you through this process smoothly. Our experienced team will work with you to find the best mortgage solution that fits your needs and budget.

Personal Banking

Our personal banking options include various Checking & Savings Accounts tailored to fit your lifestyle. We know how important it is for you to access your funds easily, so our accounts come with user-friendly features like online banking and mobile payments. Need a little extra help? Our Personal Loans & Debt Consolidation services can assist you in managing expenses or consolidating existing debt into one manageable payment.

Digital & Online Banking

Key Features

With features like electronic signature authorization, you can complete transactions securely without needing to visit a branch. We also offer e-statements to help you keep track of your finances while minimizing paper clutter making it easier for you to stay organized. For those who enjoy the convenience of mobile technology, our mobile application provides seamless access to your accounts right in your pocket. You can make mobile payments effortlessly, ensuring that you're always ready to handle expenses on the go. And if you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast.

Security and Support

We prioritize the security of your information above all else. Our digital banking systems are equipped with robust security measures designed to protect your data at every turn. This means you can manage your finances confidently, knowing that we have your back. In a world where convenience is key, Westby Co-op offers everything you need for easy account management at your fingertips. Explore our digital banking options today at https://wccu.coop/ and experience how effortless managing your money can be!

Financial Strength

At Westby Co-op, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to providing reliable services, we want you to feel confident in your choice to bank with us. With a net worth of $139,277,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $244,410,668 in share certificates and $117,410,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $90,786,847 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,272 in used auto loans and $703,807,777 in total loans and leases. Our operational efficiency is reflected in our $3,305,044, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 179 full-time employees and 48 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our commitment to transparency means you can trust the figures behind our success. Total Share and Deposit Accounts stand at 105,237, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westby Co-op is your trusted partner. Visit us at 1333 South Blvd Baraboo Wi 53913 or call (608) 356-5500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $88,918,513 in used vehicle loans and $27,733,676 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored just for you.

Credit Lines

For those who need extra financial flexibility, our total credit lines reach $193,908,057. This service allows you to access funds as needed while only paying interest on what you borrow. It's a smart solution for managing cash flow and unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $20,949,169. These loans make buying or refinancing straightforward and accessible. Our team is here to guide you through the process and find a plan that fits your budget.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across all our loan products. Speak with one of our representatives to learn more about eligibility and how we can assist you in making your finances more manageable. To explore these loan offerings further or if you have any questions about eligibility criteria, please contact us at 608-356-5500 or visit us at 1333 South Blvd Baraboo WI 53913. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Westby Co-op help you take the next step toward financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $7,978,518 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs that benefit your everyday spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, reflecting true market conditions. By relying on verified institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in facilitating smarter financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

WESTBY CO OP CREDIT UNION - Baraboo, WI

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