Westar Credit Union Syracuse NY | Reliable ATM Access & Services

Introduction

At Westar, your financial well-being is our top priority. Located at 211 Wilkinson St, Syracuse, NY 13204, we have been proudly serving our community since 1963. With a strong commitment to our members, we currently boast a membership of 1,950 individuals who trust us for their financial needs. Our branch has grown significantly over the years, accumulating $34,385,927 in total assets and managing $1,357,224 in deposits. This achievement reflects our dedication to providing safe and reliable financial services. Our team works tirelessly to ensure that each member receives personalized care and attention. Under the leadership of CEO Karen Grabowski and Board President Brian Kesel, we focus on building lasting relationships with our members. Our staff of 7 dedicated employees is here to assist you with various services, including ATM access and basic account management. While members can visit us at our branch location for assistance, official correspondence should be sent to the same address: 211 WILKINSON ST, SYRACUSE, NY 13204. If you have any questions or need support, don't hesitate to reach out by calling us at 315-471-4621. Join us today and discover how Westar can help you achieve your financial goals! For more information about membership or services, please visit our website at westarfcu.com.

Branch History & Mission

Community Focus

Our commitment extends deeply into the Syracuse community. We engage in various outreach efforts, partnering with local organizations to support initiatives that benefit all residents. By working together, we can create a brighter future for everyone in Syracuse and its surrounding areas. Join us as we continue this journey! If you're not yet a member of Westar, we invite you to explore how becoming part of our family can benefit you. Discover more about membership eligibility here, or start your application process here. Together, let's build a stronger community one member at a time!

Our Journey

Westar began its journey with a simple mission: to provide accessible financial services while fostering a sense of belonging among our members. Over the decades, we've seen significant growth our total assets now exceed $34 million, reflecting the trust and commitment of our members. We've focused on building strong relationships, and we're thrilled to be part of so many lives in Onondaga County. As we progressed through the years, we embraced advancements that make banking easier and more accessible. From introducing online banking services to offering mobile payments, we've kept pace with the needs of our members. We are proud to offer an ATM for convenient cash access, ensuring that banking is easy even when you're on the go.

Our Mission

At Westar, our mission goes beyond providing financial products; we aim to empower our community through education and support. We believe in fostering financial literacy and offering personalized service that meets each member's unique needs. Whether you are seeking a loan for your first car or looking for guidance on saving for your future, we're here to help every step of the way. While members can visit us at 211 Wilkinson St, official correspondence should be sent to the same address for consistency. We invite you to call us at 315-471-4621 if you have any questions or need assistance.

Branch Location & Accessibility

Call to Action

We invite you to come and see what makes Westar a great choice for your financial needs. Feel free to give us a call at 315-471-4621 if you have any questions or would like more information about our services. We're excited to help you achieve your financial goals!

Operating Hours

Our doors are open to serve you during the following hours: Monday through Wednesday from 8:30 AM to 4 PM and Thursday through Friday from 7:30 AM to 5 PM. Whether you're stopping by for personal banking or have questions about your account, our dedicated team is here to assist you.

Services Offered

At the Westar branch, we aim to meet your banking needs effectively. While we do not offer drive-thru services, we do provide ATM services for your convenience. You can use our ATMs for quick withdrawals and balance checks whenever you need them. Our branch is also ADA compliant, ensuring that everyone can access our services comfortably.

Member Eligibility

Joining the Westar community means becoming part of a family that genuinely cares about your financial well-being. To become a member of Westar, you'll find that eligibility is both straightforward and welcoming. If you live, work, worship, or attend school in the Onondaga County area, you're likely already qualified to join us! We believe in inclusivity and support, which is why we offer a range of membership options tailored to meet diverse needs. For those looking for more details on eligibility criteria, we invite you to check out our dedicated page at westarfcu.com/about-us/become-a-member. Opening an account with us is just as easy! You can start the process by visiting this link to learn about the steps involved. Whether it's questions about your eligibility or assistance with setting up your account, we're here for you. Feel free to give us a call at 315-471-4621 if you need any help along the way. Come join us at our branch located at 211 Wilkinson St, Syracuse, NY 13204 we can't wait to welcome you!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine being able to accept payments quickly and easily while focusing on what you do best running your business. Our merchant services provide you with the tools to process transactions smoothly, ensuring that you can serve your customers without any hiccups. From credit card processing to online payment solutions, we help make every transaction count. Located at 211 Wilkinson St Syracuse Ny 13204 in Syracuse, NY, our team is ready to assist you in navigating the financial landscape so that your business can thrive. Reach out to us at (315) 471-4621 and discover how we can partner in your success!

Comprehensive List Of Services

Banking Made Easy

In today's busy world, having access to your finances at any time is crucial. With our ATM Services Only, you can perform basic transactions like withdrawals and balance checks whenever it suits you. Imagine you're out running errands and need cash for a quick purchase; our ATM allows you to withdraw funds without having to visit the branch during business hours.

Embracing Digital Banking

To enhance your banking experience, we offer features like online banking, mobile payments, and electronic statements. These tools allow you to manage your finances on-the-go. Picture this: You're waiting in line at the grocery store and remember an upcoming bill. With just a few taps on your phone, you can pay it right there!

Personal Assistance When You Need It

Although we primarily focus on ATM services, our team at Westar is always ready to assist you with your banking queries. Whether you're looking for information about your account or need help navigating online services, just give us a call or visit during lobby hours Monday through Wednesday from 8:30 AM to 4 PM, and Thursday through Friday from 7:30 AM to 5 PM.

Your Financial Partner

At Westar, we aim to be more than just a credit union; we want to be your financial partner. While our current services focus on essential ATM access, we are committed to expanding our offerings based on member needs. For any inquiries about potential services or how we can assist you better, don't hesitate to reach out. We invite you to explore all that Westar has to offer by visiting us or checking out our website at https://westarfcu.com/ . Let us help you achieve your financial goals today!

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services, you'll have real-time access to your accounts whenever you need it. Whether you're checking your balance, reviewing transactions, or transferring money, you can do it all with ease. Plus, our user-friendly mobile application makes banking on the go a breeze.

Secure Transactions

Safety is a top priority for us. We offer electronic signature authorization, which means you can sign documents securely online without the hassle of printing and scanning. You can also take advantage of e-statements to keep track of your finances while reducing paper clutter an easy way to stay organized and eco-friendly.

Simplified Payments

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your phone. This feature not only saves time but also adds an extra layer of convenience to your daily life. At Westar, we believe that banking should fit seamlessly into your lifestyle. With our comprehensive digital services, managing your money has never been easier or more secure. Visit us today at https://westarfcu.com/ and experience the future of banking!

Financial Strength

Efficient Operations

Our operational efficiency is highlighted by a net income of $-78,042 despite recent challenges. This performance enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees who are dedicated to serving you with knowledge and commitment.

Growing Membership Base

With a strong membership base of 4,280, it's clear that many trust us with their finances. Our ability to manage net shares (funds available for lending and investments) at $1,789,292 speaks volumes about our stability and reliability as your credit union. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westar is your trusted partner. Visit us at 211 Wilkinson St Syracuse Ny 13204 or call (315) 471-4621 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports your financial goals across various sectors with $201 in used auto loans and $11,744,977 in total loans and leases. This means more opportunities for you to make important purchases or investments without unnecessary barriers.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is further reflected in our $2,825,762 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options.

Secure Savings Options

Members' savings are secured through $4,665,896 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares available at $0, our focus remains on providing safe places for your funds.

Strong Financial Health

With a net worth of $3,211,104, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,923,760 in used vehicle loans and $2,421,586 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,459,009, make buying or refinancing simple. We believe that everyone should have the opportunity to own a home, and our team is ready to assist you through every step of the process.

Refinancing Options

If you're considering refinancing your current loans or looking for eligibility options for our services, our team can guide you through the available options. We strive to ensure that each member finds a solution that fits their unique financial situation. For any questions about our loan offerings or to get started today, please contact us at 315-471-4621. Our friendly staff is here during lobby hours from Monday to Wednesday 8:30 AM - 4 PM and Thursday to Friday from 7:30 AM - 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Westar can help you secure the financing you need and take the next step towards achieving your dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $910,735 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees ideal for everyday purchases or unexpected expenses.

Loan Aggregator

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Real-Time Rate Comparisons

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WESTAR FEDERAL CREDIT UNION