Westar Credit Union Solvay NY | Best Auto Loans & Business Banking

Introduction

Welcome to Westar, your trusted financial partner located at 1753 Milton Ave, Solvay, NY 13209. Since our establishment in 1963, we have been dedicated to serving our community with a focus on building lasting relationships and offering personalized financial solutions. With a total membership of 1,950 and assets exceeding $34,385,927, we pride ourselves on being a robust credit union that truly cares about its members. At Westar, we believe in empowering our members through accessible banking services tailored to meet individual needs. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we've got you covered. Our commitment is reflected in our total deposits of $1,357,224 and a strong net worth of $3,211,104. Led by our CEO Karen Grabowski and Board President Brian Kesel, our team of 7 employees is always ready to assist you with any questions or concerns. We offer a range of services including online and mobile banking, ATM access, and drive-thru banking for added convenience. While members can visit us at 1753 Milton Ave, official correspondence should be sent to the same address. For any inquiries or assistance, don't hesitate to reach out to us at (315) 701-4466 or explore more about us on our website: westarfcu.com. Join us today and discover the Westar difference! Your financial well-being is our top priority.

Branch History & Mission

Community Focus

Our commitment extends beyond banking; it encompasses the spirit of community involvement. We understand that strong communities lead to strong financial futures. That's why we actively participate in local events and support various outreach programs aimed at improving lives right here in Solvay. We also embrace modern technology by offering online banking services, mobile payments, and convenient ATM access for our members' ease. With features like drive-thru service available for quick transactions and shared service center options for members of partner credit unions, we make banking as straightforward as possible.

Join Us

As we continue on this journey together, we invite you to be part of our story at Westar. Experience the difference that comes from being a member of a community-focused credit union dedicated to your financial success and well-being. Visit us today or call us at 315-701-4466 to learn more about how you can join the Westar family!

Our Journey

From the start, Westar has been dedicated to providing exceptional financial services tailored to meet the needs of our community. Over the years, we have achieved significant milestones, including accumulating total assets of $34,385,927. Our journey reflects not only our growth in numbers but also our unwavering commitment to our members. We strive to create a welcoming environment where everyone feels valued and supported.

Our Mission

At Westar, our mission is clear: we aim to empower individuals and families by providing accessible financial solutions while fostering a sense of community. We believe in making banking personal. That means offering a range of services from checking and savings accounts to auto loans and mortgage refinancing all designed with you in mind. We also take pride in supporting local initiatives and partnerships that uplift our neighbors and enhance the well-being of Solvay. While members can visit us at 1753 Milton Ave for all their banking needs, official correspondence should be sent to our mailing address at 1753 MILTON AVE, SOLVAY, NY 13209.

Branch Location & Accessibility

Comprehensive Banking Services

At Westar, we offer a range of services tailored to fit your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have something for everyone. And if you're a member of another participating credit union, take advantage of our shared service center for deposits and withdrawals. If you have any questions or need assistance, don't hesitate to call us at 315-701-4466. Our friendly staff is here to help you navigate your financial journey. Come visit us at Westar today we're excited to serve you!

Convenient Access and Features

At Westar, we prioritize making your banking experience as smooth as possible. With ample parking available right outside our doors, visiting us is hassle-free. Our branch is fully equipped with ADA-compliant features, ensuring accessibility for everyone. Plus, we are proud to offer both ATM services and a drive-thru for quick and easy transactions whether you're depositing a check or withdrawing cash on the go.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why our operating hours are designed to accommodate your schedule. Visit us Monday, Wednesday, and Thursday from 9 AM to 5 PM; on Tuesday from 10 AM to 3 PM; and Friday from 9 AM to 6 PM. We even have Saturday hours from 9 AM until noon for those who need some weekend banking.

Member Eligibility

Becoming a member of Westar feels like joining a warm and welcoming community where your financial well-being is the priority. To be eligible, you simply need to live, work, worship, or attend school in the areas we serve. Whether you're a first-time account holder or looking to switch your banking services, we're here for you! The benefits of membership include access to a variety of financial products and services designed to help you thrive. Plus, our friendly staff at 1753 Milton Ave Solvay Ny 13209 are always ready to assist you with any questions. If you're interested in opening an account, it's easy! You can get started by visiting our website for more details on eligibility criteria at https://westarfcu.com/about-us/become-a-member/ . If you're ready to take the next step, check out the account opening process here: https://www.financial-net.com/westarnet/lending/internetloans . For any questions or assistance, feel free to give us a call at (315) 701-4466. We can't wait to welcome you into our family at Westar!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services provide essential tools for managing your business transactions smoothly. Imagine having the ability to process payments easily, whether online or in-store. Our services ensure you get paid quickly, allowing you to focus on what matters most growing your business. Located at 1753 Milton Ave Solvay Ny 13209, Solvay, NY 13209, we're here to partner with you on your journey towards success. For more information or to discuss your specific needs, give us a call at (315) 701-4466. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Solutions

Running a business comes with its own set of challenges, and at Westar, we are committed to supporting local entrepreneurs. Our Business Banking services include merchant services and business loans designed to help your business thrive.

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why we offer various digital banking features including Online & Mobile Banking that allow you to manage your finances whenever it suits you. Need cash? Our ATM services provide easy access to your funds, and our drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Personal Banking Made Easy

We know that managing finances can sometimes feel overwhelming. That's why our personal banking options are designed for simplicity and convenience. Start by opening a checking or savings account that fits your lifestyle. With features like online and mobile banking, you can easily track your spending and manage your accounts from anywhere. Need to finance a new car? Our Auto Loans & Vehicle Financing make it straightforward for you to drive away in your dream vehicle without breaking the bank. If homeownership is on your mind, our Mortgage Loans & Refinancing options offer competitive rates to help you secure that perfect home.

Shared Services for Greater Flexibility

We also understand that sometimes you may need access beyond our branch. Our Basic Shared Branch Transactions enable partner credit union members to perform deposits and withdrawals seamlessly. This means more flexibility when you're on the go! If you're ready to explore how we can assist you further, please feel free to reach out at (315) 701-4466 or visit us at our branch during operating hours. We're excited to help you achieve your financial goals! For more information about becoming a member or opening an account, check out our website at Acmg Federal Credit Union. Your journey towards better financial health starts here at Westar!

Support for Your Financial Goals

For those looking to consolidate debt or fund personal projects, our Personal Loans & Debt Consolidation services provide flexible solutions tailored just for you. And don't forget about our Credit Cards with Rewards, where every purchase can earn you points toward exciting rewards.

Digital & Online Banking

Accessibility and Support

Our commitment to accessibility means that managing your finances has never been easier. You can log into your account from any device with an internet connection. The intuitive design ensures that even if you're not tech-savvy, navigating through your accounts is a breeze. No matter where life takes you, Westar is here to support you with reliable online banking solutions tailored for your needs. For more information on how to get started or to explore all our digital offerings, visit us at https://westarfcu.com/ today!

Key Services

With our user-friendly mobile application, you can check your balance, transfer funds, and even pay bills all from your smartphone. Plus, if you need to send money to a friend or family member quickly, our person-to-person transfer feature makes it simple and fast. You can also enjoy the convenience of mobile payments, allowing you to make purchases right from your phone. We prioritize your security too. With electronic signature authorization in place, signing documents is safe and straightforward. No more worrying about lost paperwork! And for those who prefer a paperless approach, e-statements are available so you can keep track of your transactions without clutter.

Financial Strength

At Westar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The foundation of our strength lies in our robust financial health, which allows us to provide the services and support you need. With a net worth of $3,211,104, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,665,896 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,825,762 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $201 in used auto loans and $11,744,977 in total loans and leases, supporting your financial goals across various sectors. While our recent net income reflects some challenges at $-78,042, it highlights our commitment to operational efficiency as we navigate the evolving landscape of personal finance. We also take pride in having 7 full-time employees and 0 part-time employees dedicated to serving you with knowledge and care. Our net shares (funds available for lending and investments) stand at $1,789,292, showcasing our ability to help you achieve your aspirations. With a growing membership base reflected by 4,280 accounts, more individuals trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westar is your trusted partner. Visit us at 1753 Milton Ave Solvay Ny 13209 or call (315) 701-4466 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,923,760 in used vehicle loans and $2,421,586 in new vehicle loans already helping members get on the road. We provide competitive terms tailored to fit your budget, ensuring that you can drive away with confidence.

Eligibility and Refinancing Options

If you're unsure about your eligibility for any of our loan products or would like more information about refinancing options, don't hesitate to reach out. Our team at Westar is here to guide you through every step of the process and ensure you find the best solution for your situation. For any questions or to get started on your loan application, please call us at 315-701-4466 or visit us at our branch located at 1753 Milton Ave Solvay NY 13209. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Westar, we're dedicated to providing you with clear and accessible information so that you can make informed financial decisions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,459,009, make buying or refinancing simple. We offer flexible terms that can accommodate various financial situations. If you're considering refinancing your existing mortgage, we have options available that could lower your monthly payments or help you access equity from your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $910,735 in loans helping members manage their finances effectively. This product is designed for those who want a straightforward way to handle everyday expenses without tying up their assets.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their financial needs.

Key Benefits of Using LendMesh

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Westar