Westar Credit Union Camillus NY | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Westar Federal Credit Union, where your financial well-being is our top priority! Located at 2565 Hambletonian Way, Camillus, NY 13031, we have been serving our community since 1963. With a commitment to providing exceptional banking services, we proudly support over 1,950 members and manage total assets of $34,385,927. At Westar, we believe in fostering strong relationships with our members. Our dedicated team of 7 employees, led by our CEO Karen Grabowski and Board President Brian Kesel, works tirelessly to ensure that you receive the personalized service you deserve. Whether you need assistance with auto loans, mortgages, or personal banking services, we're here to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 2565 Hambletonian Way, Camillus, NY 13031. Our doors are open Monday through Friday from 9 AM to 5 PM, making it easy for you to stop by and explore how we can assist you further. With a robust portfolio of 1,534 loans and leases and total deposits amounting to $1,357,224, Westar is committed to offering competitive rates and reliable products. Our net worth stands strong at $3,211,104, ensuring that we have the financial stability to support your needs. We invite you to discover more about what Westar Federal Credit Union has to offer. Feel free to reach out at 315-672-7827 or visit our website at westarfcu.com for more information. Join us today and experience the difference of being part of a member-focused credit union!

Branch History & Mission

Join Us

At Westar Federal Credit Union, every member matters. We invite you to join us on this journey toward a brighter financial future. Experience firsthand how we can support you every step of the way because together, we're stronger! For more information about membership eligibility or to open an account today, visit us online at Westar FCU or check out our membership page. Together with you let's build a thriving community!

Mission Statement

At Westar Federal Credit Union, our mission is simple yet powerful: to provide exceptional financial services while empowering our community. We believe in building lasting relationships with our members based on trust and transparency. Our goal is not just about transactions; it's about transforming lives through responsible lending and comprehensive financial education. We actively engage in community outreach programs aimed at enhancing local initiatives and promoting financial literacy among residents. Whether it's partnering with schools or participating in local events, we strive to make a positive impact beyond just banking.

Modern Banking Experience

As part of our commitment to service excellence, we offer convenient features like ATM availability and drive-thru banking for quick access to your funds. Our digital platforms ensure that you can manage your finances anytime and anywhere. With options like online banking and mobile payments available, your financial management is at your fingertips. While members can visit us at 2565 Hambletonian Way Camillus Ny 13031, official correspondence should be sent to 2565 Hambletonian Way, Camillus, NY 13031 if different from the branch location. For any inquiries or assistance, feel free to reach out at (315) 672-7827.

Our Journey

From our humble beginnings at 2565 Hambletonian Way, Camillus, NY 13031, we have dedicated ourselves to providing accessible banking solutions tailored to our members' needs. As we progressed through the years, we've embraced technological advancements while maintaining a personal touch that sets us apart. Our operating hours from Monday to Friday, 9 AM to 5 PM, ensure that we are always available for your banking needs. Our journey is marked by milestones that reflect our growth and commitment to excellence. Over the years, we have introduced various services such as personal banking accounts, auto loans, mortgages, credit cards with rewards, and online/mobile banking options. Each step has been taken with our members in mind helping them achieve their financial goals while supporting the community we serve.

Branch Location & Accessibility

Welcome to Westar Federal Credit Union, your friendly financial partner located at 2565 Hambletonian Way in the heart of Camillus, NY! Our branch is easily accessible and designed with your convenience in mind. Whether you're stopping by for personal banking, auto loans, or simply to ask a question, our welcoming staff is here to help. If you're coming from the nearby Camillus Park or the bustling Fairmount Shopping Center, you'll find us just a short drive away. We have ample parking available for our members, and our branch is fully ADA compliant, making it easy for everyone to access our services. Our operating hours are Monday through Friday from 9 AM to 5 PM, so you can visit us when it fits your schedule best. We also offer both ATM access and drive-thru banking for quick transactions like deposits and withdrawals. Whether you prefer to bank from inside or utilize the drive-thru service, we've got you covered! While members can visit us at 2565 Hambletonian Way, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 315-672-7827. We invite you to stop by and see how Westar Federal Credit Union can support your financial journey!

Member Eligibility

At Westar, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to many! If you live, work, or worship in the Camillus area, you're likely eligible to join us. We also welcome family members of current members, making it easy to share the benefits of membership with your loved ones. Being part of Westar means enjoying access to personalized financial services designed just for you, including competitive loan rates and convenient banking options. To get started on your journey with us at our branch located at 2565 Hambletonian Way Camillus Ny 13031, simply visit our website for more details about eligibility: here. If you're ready to open an account or have questions, feel free to give us a call at (315) 672-7827. We're excited to help you take this important step toward better financial well-being!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture this: a busy restaurant that needs efficient payment solutions to keep up with customer demands. Our services help streamline transactions, enabling you to focus on what matters most serving your customers and growing your business. Located at 2565 Hambletonian Way Camillus Ny 13031 in Camillus, NY, we're dedicated to helping local businesses thrive. Contact us at (315) 672-7827 or visit us online at Westar Federal Credit Union to learn more about how we can assist you in achieving your business goals!

Tailored Loan Options

Imagine having access to the funding you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we offer comprehensive Business Banking services that include everything from Merchant Services to various types of Business Loans. We're here to support your growth with tools designed specifically for small business needs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can access your accounts anytime, anywhere whether you're paying bills, transferring money, or checking balances right from your smartphone. Plus, our ATM & Cash Withdrawal Services ensure you're never far from your funds. For quick transactions on the go, enjoy our Basic Drive-Thru Banking, where you can make deposits and withdrawals without leaving your car.

Get in Touch

Located at 2565 Hambletonian Way Camillus Ny 13031 in Camillus, NY, we're just a call away at (315) 672-7827. Our friendly team is ready to answer any questions and guide you through our offerings during lobby hours from Monday to Friday between 9 AM and 5 PM. Join the Westar Federal Credit Union family today and discover how we can support you financially! Visit us online at https://westarfcu.com/ or stop by for personalized service tailored just for you!

Personal Banking Solutions

Managing your finances should be easy and accessible. With our Checking & Savings Accounts, you can keep your money safe while earning interest. Imagine having a checking account that helps you manage daily expenses without any hidden fees, paired with a savings account that grows your funds over time. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it simple to drive away in the car of your dreams. We offer competitive rates and flexible terms so you can find a plan that fits your budget. For those considering homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing services provide guidance through the process, ensuring you secure a loan that suits your lifestyle. Need extra funds for personal projects? Our Personal Loans & Debt Consolidation options help streamline your finances, allowing you to consolidate debt into one manageable payment.

Rewarding Credit Card Options

Don't forget about our Credit Cards with Rewards! These cards not only make purchases easier but also reward you for spending with cash back or points towards future travel. It's a great way to earn while you shop!

Digital & Online Banking

24/7 Access

With 24/7 online banking services, you're never out of touch with your finances. Whether it's day or night, you can manage your accounts with peace of mind knowing that your information is secure. We prioritize safety so you can focus on what matters most your life. In summary, at Westar, we strive to bring you a user-friendly experience that fits seamlessly into your daily routine. From quick transfers to mobile banking capabilities, we're here to help you manage your money effortlessly and securely!

Key Features

One of the standout features is our mobile application. Whether you're at home or on the go, you can check your balances, transfer funds, and pay bills right from your smartphone. Plus, with our mobile payments feature, making transactions has never been simpler; just tap and pay! For those who prefer a paperless approach, we provide e-statements that allow you to view your account statements electronically. It's not just environmentally friendly; it also means you can easily keep track of your finances without cluttering your mailbox. We also know how important it is to send money quickly and securely. Our person-to-person transfers let you send money to friends and family instantly, making splitting bills or sending gifts hassle-free. And for any documents needing signatures, our electronic signature authorization makes it easy to complete transactions without the need for physical paperwork.

Financial Strength

Committed Team

We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $-78,042, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share Accounts stand at 4,280, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,789,292, giving us the ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westar is your trusted partner. Visit us at 2565 Hambletonian Way Camillus Ny 13031 or call (315) 672-7827 to learn more about how we can help you achieve your financial goals.

Secure Savings

Members' savings are secured through $4,665,896 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $3,211,104, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Power

With $2,825,762 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $201 in used auto loans and $11,744,977 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,923,760 in used vehicle loans and $2,421,586 in new vehicle loans already helping members get on the road. We provide financing options tailored for both new and used vehicles, ensuring you find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,459,009, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the home buying process with ease.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $910,735 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to fit your lifestyle while providing financial flexibility. At Westar, we believe in making borrowing as straightforward as possible. If you're interested in refinancing any of our products or want to explore eligibility options, please reach out. You can contact us at (315) 672-7827 or visit us at 2565 Hambletonian Way Camillus Ny 13031 in Camillus, NY. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are dedicated to serving our community and helping you find the right loan solution that fits your needs!

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers when they seek loans. Each listing is verified, so you know you're looking at legitimate financial institutions.

Key Benefits of Using LendMesh

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WESTAR FEDERAL CREDIT UNION - Camillus, NY