West Virginia Central Vienna WV Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to West Virginia Central at our Vienna Office, located at 701 Grand Central Ave, Vienna, WV 26105. Since our establishment in 1969, we have been dedicated to providing exceptional financial services to our community. With a proud membership of over 22,872 individuals and total assets exceeding $310 million, we stand as a reliable partner in your financial journey. At West Virginia Central, we believe in building strong relationships with our members. Our commitment is reflected in our diverse offerings, from personal banking solutions like checking and savings accounts to auto loans and business financing. Currently, we manage a robust loan portfolio with more than 10,644 loans and leases that empower our members to achieve their goals. While you can visit us at our Vienna branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 1306 Murdoch Ave, Parkersburg, WV 26101. Led by CEO Michael Tucker and Board President Doug Reeder, our team of 42 dedicated employees is here to support you every step of the way. We pride ourselves on fostering a welcoming environment where you can feel confident making financial decisions. With total deposits amounting to $20,071,013 and a net worth of $39,086,509, we ensure that your funds are secure while also providing the tools you need for financial growth. Plus, with cash reserves of $914,218, we are well-equipped to meet your needs promptly. We invite you to explore what West Virginia Central has to offer! For any inquiries or assistance, feel free to give us a call at 304-485-4523. Visit us today or check out our website at www.wvccu.org for more information about how we can help you thrive financially!

Branch History & Mission

At West Virginia Central, we take pride in our rich history and unwavering commitment to the community. Founded in 1969, our Vienna branch has grown from a small organization into a vital financial institution serving over 22,000 members. Located at 701 Grand Central Ave, Vienna, WV 26105, we are strategically positioned to serve our local community and surrounding areas. Over the years, West Virginia Central has seen significant milestones that reflect our growth and dedication. From humble beginnings, we have expanded our services and resources to offer a comprehensive range of banking options. Today, with total assets amounting to $310,066,606, we stand strong as a pillar of support for our members' financial needs. Our mission is simple yet powerful: to empower our members by providing reliable financial services while fostering a spirit of community support. We believe that banking should not only be about transactions but also about building relationships. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking options, we are here to help you achieve your goals. While members can visit us at our branch location in Vienna, official correspondence should be sent to 1306 Murdoch Ave, Parkersburg, WV 26101. Our operating hours ensure accessibility for everyone: Monday through Thursday from 8:30 AM to 4:30 PM (Lobby) and until 5:30 PM on Fridays. We also offer Saturday hours from 8:00 AM to noon for your convenience. At West Virginia Central, we understand the importance of adapting to the modern world. That's why we provide robust online and mobile banking services alongside traditional banking options. Our drive-thru service ensures quick access for those on the go. As part of our commitment to community outreach, we actively engage in partnerships that uplift local initiatives and foster economic growth within Wood County and beyond. With every loan approved and every account opened, we strive to make a positive impact on the lives of our members. We invite you to join us at West Virginia Central! Experience firsthand the benefits of being a member of an institution that truly cares about your financial well-being and supports the community. Reach out today at 304-485-4523 or visit us online at wvccu.org to learn more about how we can assist you on your financial journey.

Branch Location & Accessibility

Comprehensive Banking Solutions

While visiting us at the Vienna Office, you can explore a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered! We also provide business banking solutions for local entrepreneurs. Need quick transactions? Our drive-thru service allows for deposits and withdrawals without leaving your vehicle. If you have any questions or would like to learn more about becoming a member, don't hesitate to reach out! You can call us at 304-485-4523. We look forward to welcoming you in person soon! Remember, while members can visit us at 701 Grand Central Ave Vienna Wv 26105, official correspondence should be sent to 1306 Murdoch Ave, Parkersburg, WV 26101. Come discover how West Virginia Central can help you achieve your financial goals today!

Convenient Access and Services

At our Vienna location, we prioritize making your banking experience as smooth as possible. We offer ample parking for our members, ensuring that you can stop by with ease. Our branch is fully ADA-compliant, featuring ramps and other accessibility options to accommodate all visitors. If you prefer a quick visit, take advantage of our drive-thru banking services available during regular hours. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: open Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 5:30 PM, and Saturday mornings from 8:00 AM to noon. Whether you're looking to open a new account or need assistance with loans and services, our dedicated team is here to help.

Member Eligibility

At West Virginia Central, we believe that everyone deserves a supportive financial community. Joining us as a member is not just about accessing services; it's about becoming part of a family that cares for your financial well-being. If you live, work, worship, or attend school in the area, you're likely already eligible to become a member! We welcome individuals from all walks of life and provide personalized services tailored to your needs. Plus, being a member at West Virginia Central means you can take advantage of competitive rates on loans, savings accounts, and more, all while enjoying the friendly service of our dedicated team. Ready to get started? Opening an account is simple! Just visit us at our branch located at 701 Grand Central Ave Vienna Wv 26105 or give us a call at (304) 485-4523 if you have any questions. For detailed eligibility criteria and to learn more about how to join our community, check out our membership page at http://www.wvccu.org/resource-center/membership. We're excited to welcome you!

Business Banking & Commercial Services

Financing Solutions That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $146 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $884,923, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your daily operations without the hassle of payment processing. Our merchant services streamline transactions, making it easier for you to accept payments from customers. This means more time focusing on what you do best growing your business. Visit us at 701 Grand Central Ave Vienna Wv 26105 in Vienna, WV or call us at (304) 485-4523 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Services

At West Virginia Central, we also provide essential ATM and cash withdrawal services alongside basic drive-thru banking options for quick deposits and withdrawals. For members of partner credit unions, we offer basic shared branch transactions to ensure everyone feels welcome. We invite you to visit us at the Vienna Office or explore our website at wvccu.org for more information about all our offerings. Your financial journey matters to us, and we are excited to assist you every step of the way! Don't hesitate reach out today to learn how we can serve your needs better!

Business Banking Solutions

If you're a business owner, we understand the unique challenges you face. Our Business Banking offerings include comprehensive merchant services and business loans to help your enterprise thrive. We're here to support your growth every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features so you can manage your accounts from anywhere, anytime. With tools for mobile payments and person-to-person transactions, staying on top of your finances has never been easier.

Loans for Every Need

Need a new vehicle? Our Auto Loans & Vehicle Financing options are flexible and competitive, ensuring that you can drive away in the car you want without breaking the bank. If homeownership is on your mind, explore our Mortgage Loans & Refinancing solutions tailored to fit various budgets and lifestyles. For those unexpected expenses or plans that require extra cash, our Personal Loans & Debt Consolidation services allow you to consolidate your debts into one manageable payment or fund a special project without stress.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings solution, we've got you covered with our Personal Banking services. Our checking and savings accounts are designed to help you manage your day-to-day finances while also saving for future goals. Plus, our Credit Cards with Rewards offer great benefits that can make everyday purchases even more rewarding.

Digital & Online Banking

At West Virginia Central, we understand that banking needs to fit into your busy lifestyle. That's why we've designed our digital and online banking services to be both convenient and secure, allowing you to manage your finances anytime, anywhere. With our 24/7 Online Banking Services available at https://www.wvccu.org/, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills with just a few clicks or taps. For those who prefer using their smartphones, our Mobile Application is here to keep your banking at your fingertips. Whether you're at home or on the go, you'll have full access to your accounts. When it comes to making payments, our Mobile Payments Feature lets you make quick transactions directly from your mobile device. Plus, if you need to send money to friends or family, our Person-to-Person Transfers make it simple and fast no more hassle of cash or checks! We also prioritize security in all our online services. With Electronic Signature Authorization, signing documents electronically is not only easy but also secure. This feature ensures that your sensitive information is protected while allowing you to complete necessary transactions efficiently. For those who want to keep track of their spending without the clutter of paper statements, we offer E-Statements Availability. You can view and download your statements anytime through our online banking portal. At West Virginia Central, we believe managing your finances should be straightforward and stress-free. Our digital banking tools are designed with you in mind easy to use and always accessible so you can focus on what really matters in life. Join us today and experience the convenience of modern banking!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $1,523,185, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts stand at 47,785, showcasing a strong and growing member base that trusts us with their finances. Our commitment to transparency and service ensures that every member feels valued. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Virginia Central is your trusted partner. Visit us at 701 Grand Central Ave Vienna Wv 26105 or call (304) 485-4523 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $39,086,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,251 in used auto loans and $217,620,025 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $3,024,448, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to strengthen our community impact while serving your needs.

Secure Savings Opportunities

Members' savings are secured through $48,232,067 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have $0 in money market shares, our focus remains on maximizing your savings potential.

Strong Capital Foundation

With a net worth of $39,086,509, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $30,345,504 in new vehicle loans and $75,900,610 in used vehicle loans, helping members get on the road confidently. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can tailor a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $884,923 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support you with competitive lending solutions. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore how our loan products can meet your financial needs or if you'd like more information on refinancing or eligibility options, don't hesitate to reach out! Call us at 304-485-4523, and let's get started on achieving your financial goals together.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,230,873, ensuring you have access to the funds needed for your dream home. If you're considering refinancing your existing mortgage, we can discuss eligibility options to find the best solution for your situation.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. While our current total stands at $0, we are committed to providing options that empower our members in managing their expenses more effectively.

Loan Aggregator

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WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION - Vienna, WV

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