West Virginia Central Credit Union Parkersburg WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to West Virginia Central, your trusted partner in financial growth and community support! Located at 809 Division St, Parkersburg, WV 26101, our branch has been serving members since 1969. With a proud membership base of over 22,872 individuals, we are dedicated to providing personalized banking solutions tailored to meet your needs. At West Virginia Central, we believe in building strong relationships with our members while fostering a sense of community. Our commitment is reflected in our robust financial standing, with total assets amounting to an impressive $310,066,606 and total deposits reaching $20,071,013. We understand that financial security is vital; that's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 1306 Murdoch Avenue, Parkersburg, WV 26101. Our friendly staff is always ready to assist you during lobby hours: Monday through Thursday from 7:30 AM to 6:00 PM, Friday from 7:30 AM to 6:00 PM, and Saturday from 8:00 AM to Noon. Under the leadership of CEO Michael Tucker and Board President Doug Reeder, we strive to create a welcoming environment for all members. With a team of 42 dedicated employees, we ensure that your experience with us is nothing short of exceptional. We invite you to explore how we can help you achieve your financial goals. Whether you're looking for a new loan or simply want to learn more about our offerings, don't hesitate to reach out. Call us at 304-485-4523 or visit our website at wvccu.org for more information. Let's work together towards a brighter financial future!

Branch History & Mission

At West Virginia Central, we take pride in our rich legacy that began in 1969 when we first opened our doors in the heart of Parkersburg, WV. Over the years, we've grown from a small community credit union to a trusted financial partner for over 22,000 members. Today, with total assets of more than $310 million, we are committed to providing personalized financial services that meet the needs of our community. Located at 809 Division St, Parkersburg, WV 26101, our branch is easily accessible and surrounded by local landmarks that reflect the vibrant spirit of our city. We invite you to visit us during our convenient operating hours Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 8:00 AM to Noon. For those who prefer digital banking, we also offer online and mobile banking options to make managing your finances simple and efficient. Our mission is clear: to empower our members through exceptional financial services while fostering a strong sense of community. At West Virginia Central, we believe in building relationships based on trust and support. We are dedicated to helping you achieve your financial goals whether it's saving for a dream home, financing a vehicle, or managing everyday expenses. In addition to traditional banking services such as checking accounts and loans, we prioritize accessibility with features like ADA compliance and drive-thru banking. Our shared service center expands your access to funds and services beyond our branch, making banking easier for everyone. Our commitment extends beyond just finance; we actively engage with our community through partnerships and outreach programs aimed at improving the lives of those around us. We strive not only to be a bank but a pillar of support for all members of Parkersburg. While members can visit us at 809 Division St, official correspondence should be sent to 1306 Murdoch Avenue, Parkersburg, WV 26101 if different from our branch address. Join us today! Experience the benefits of being part of West Virginia Central where you're not just a member but part of a family focused on helping each other thrive. For more information or to become a member, give us a call at 304-485-4523 or visit us online at wvccu.org. Your journey towards better financial health starts here!

Branch Location & Accessibility

Call to Action

We invite you to visit us at the West Virginia Central branch today! If you have any questions or need assistance, feel free to give us a call at 304-485-4523. Let us help you achieve your financial goals!

Local Landmarks and Accessibility

Our branch is just a stone's throw away from popular local spots like City Park and the historic downtown area, making it a perfect stop for your banking needs while you're out and about. With ample parking available right outside, visiting us is hassle-free. Plus, we prioritize accessibility with features like ADA-compliant ramps, ensuring that everyone can easily access our services.

Operating Hours and Services Offered

We're here for you during convenient hours! Our lobby is open Monday through Friday from 7:30 AM to 6:00 PM and on Saturday from 8:00 AM to noon. Whether you're stopping by for personal banking services such as checking and savings accounts or looking for auto loans and mortgage refinancing options, our knowledgeable staff is ready to assist you. For those who prefer quick transactions, we offer drive-thru banking services as well as ATM access for your convenience. You can count on us for basic transactions like deposits and withdrawals all designed to make your banking experience smooth and efficient.

Member Eligibility

At West Virginia Central, we believe that everyone deserves a chance to join our supportive community of members. If you're looking to become part of something special, our membership is open to individuals who live, work, worship, or attend school in our local area. We strive to make the process as welcoming and straightforward as possible. You can find detailed eligibility criteria by visiting us at http://www.wvccu.org/resource-center/membership. Whether you're looking for a checking account or personal loans, being a member gives you access to a variety of financial services tailored just for you. Joining is simple! To get started, just head over to our account opening page at https://mycentral.wvccu.org/enroll. If you have any questions or need assistance, feel free to reach out to us at (304) 485-4523. We're here to help you take that exciting step into financial empowerment right here at 809 Division St Parkersburg Wv 26101. Welcome to the family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $146 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $884,923, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments easily while focusing on what you do best running your business. Our merchant services allow you to accept various payment methods seamlessly, giving your customers the convenience they expect. Whether you're at a local market or managing a brick-and-mortar store, we provide tools that make transactions smooth and efficient. Discover how West Virginia Central, located at 809 Division St Parkersburg Wv 26101 in Parkersburg, WV, can help your business thrive. For more information, give us a call at (304) 485-4523 or visit our website at https://www.wvccu.org/. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, our Business Banking services include essential tools like Merchant Services & Business Loans. These offerings are designed to help you manage cash flow and grow your business effectively. Imagine having the resources needed to expand while receiving guidance from professionals who understand your challenges.

Convenience Features

At West Virginia Central, we prioritize convenience. Our ATM & Cash Withdrawal Services ensure that accessing cash is hassle-free. With basic drive-thru banking available for quick transactions like deposits and withdrawals, you can save time during busy days. Moreover, we participate in shared branch transactions so members from partner credit unions can easily complete deposits and withdrawals at our location making banking simpler for everyone.

Credit Solutions

We also offer Personal Loans & Debt Consolidation to help simplify your finances. If unexpected expenses arise or if you're aiming to pay off high-interest debt, these loans can provide the financial relief you need. Additionally, take advantage of our Credit Cards with Rewards, which let you earn points on everyday purchases turning spending into savings!

Join Us Today!

As part of our commitment to member satisfaction, we strive to enhance your banking experience with user-friendly digital features like mobile payments and person-to-person transfers. For any questions or assistance, don't hesitate to reach out at (304) 485-4523. Explore how our comprehensive list of services can meet your financial needs by visiting us at https://www.wvccu.org/. We look forward to welcoming you as part of the West Virginia Central family!

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts that help you manage your money efficiently. Imagine having a checking account that not only keeps your funds safe but also offers easy access through our Online & Mobile Banking platforms. You can deposit checks, transfer money, and check your balance anytime, anywhere, making your banking experience convenient. For those looking to make a big purchase or consolidate debt, our Auto Loans & Vehicle Financing options are tailored to fit various budgets. Picture driving home in your dream car with an affordable loan plan that suits your lifestyle. Plus, if you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process with competitive rates and personalized support.

Digital & Online Banking

Always Available

With 24/7 online banking services, you can stay connected to your finances around the clock. Whether you're checking balances late at night or transferring funds during lunch breaks, our secure platform is always at your service. Our commitment to safety means you can bank with peace of mind. At West Virginia Central, we believe that managing your money should be straightforward and convenient. Explore all these features and more by visiting us online today!

Key Services

Our online banking platform at https://www.wvccu.org/ allows you to check your account balances, view transaction history, and pay bills all from the comfort of your home or on the go. You can sign up for e-statements, eliminating the clutter of paper while keeping your financial records organized and accessible whenever you need them. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free. For those who prefer mobile banking, our user-friendly mobile application makes it simple to manage your accounts right from your smartphone. You can send money easily with person-to-person transfers, making it effortless to split bills or pay friends back. And if you're always on the go, our mobile payments feature lets you pay using your phone at participating retailers no cash or cards needed.

Financial Strength

Dedicated Team

We also take pride in having 40 full-time employees and 2 part-time employees ready to assist you. This dedicated team ensures our branches are always equipped to provide knowledgeable support tailored to your needs.

Investing Back into Our Community

With $39,086,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $5,251 in used auto loans and $217,620,025 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $1,523,185, which enables us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $48,232,067 in share certificates, offering stable and rewarding financial growth opportunities. While our total amount of money market shares may be zero, we focus on delivering value through our other offerings. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,024,448, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $39,086,509, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to serving you and ensuring that your savings are safe. Our net worth ratio of 12.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Summary of Stability

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 47,785, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Virginia Central is your trusted partner. Visit us at 809 Division St Parkersburg Wv 26101 or call (304) 485-4523 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $75,900,610 in used vehicle loans and $30,345,504 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our auto loan options can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $884,923 provide the capital needed to grow and expand your business. We recognize the unique challenges faced by small businesses and strive to offer tailored solutions that can support your journey. Additionally, if you're considering refinancing or exploring eligibility options for any of our loan products, our team at West Virginia Central is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to speak with one of our representatives, feel free to contact us at (304) 485-4523 or visit us at 809 Division St Parkersburg WV 26101. Let's take the next step together toward reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,230,873, make buying or refinancing simple. We aim to guide you through the process and help you find the right mortgage solution that meets your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans to help manage your everyday expenses effectively. While currently we have $0 in unsecured credit card loans available, we are committed to providing options that can assist our members with their financial management.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By partnering only with verified institutions, LendMesh guarantees that the information presented is both accurate and up-to-date.

WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION - Parkersburg, WV

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