Member Eligibility
Becoming a member of West Penn P&p means joining a close-knit community where your financial well-being is our top priority. If you're interested in membership, you'll be glad to know that eligibility is straightforward and welcoming! Generally, we invite anyone who lives, works, worships, or attends school in the Beaver area to join us. This means whether you're a local resident or just part of the community fabric, you can take advantage of our supportive services and member-centric approach. At West Penn P&p, you'll discover an array of benefits designed to enhance your banking experience from competitive rates on loans to personalized financial advice. We're here to help you navigate your financial journey with ease. For more detailed information on eligibility criteria, check out our dedicated page. Ready to get started? Opening an account is simple; just give us a call at (724) 774-9237, and we'll guide you through the process. Welcome to the family at West Penn P&p!
Financial Strength
At West Penn P&p, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health so you can trust us with your hard-earned money. With a net worth of $2,693,798, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,105,065 in share certificates and $345,462 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,933,265 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99 in used auto loans and $6,117,215 in total loans and leases. Our operational efficiency is reflected in our $56,262, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 6,648, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Penn P&p is your trusted partner. Visit us at 1089 3Rd St Beaver Pa 15009 or call (724) 774-9237 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
