West Metro Schools Credit Union Plymouth MN

Introduction

Welcome to West Metro Schools, your trusted financial partner located at 305 Vicksburg Ln N, Plymouth, MN 55447. Since our establishment in 1954, we've been dedicated to serving the needs of our members and fostering a sense of community. With a proud membership of over 2,662 individuals and total assets reaching an impressive $40,115,551, we are committed to providing personalized financial solutions that truly make a difference. At West Metro Schools, we understand that every dollar counts. That's why we offer a diverse range of services tailored to help you achieve your financial goals. From total loans and leases amounting to 1,750 to total deposits of $803,761, our focus remains on supporting you every step of the way. Our net worth stands strong at $7,241,554, ensuring your funds are safe and sound with us. Our friendly team is led by CEO Crystal Schuman and Board President Mary Kay Myrmel, who embody our commitment to excellence and member satisfaction. Together with our dedicated staff of 7 employees, we strive to create an environment where you feel valued and supported. While members can visit us at our Plymouth branch for all their banking needs, official correspondence should be sent to our mailing address: 1001 Highway 7, Hopkins, MN 55305. For any questions or assistance, feel free to reach out at 763-745-3340. We invite you to explore how West Metro Schools can help you navigate your financial journey. Visit us online at westmetroschoolscu.org or stop by during our lobby hours on Tuesday and Thursday from 9 AM to 4:30 PM. Join us today and experience the credit union difference!

Branch History & Mission

At West Metro Schools, we are proud of our rich history and the role we've played in supporting our community since our inception in 1954. Located at 305 Vicksburg Ln N, Plymouth, MN 55447, our branch has grown alongside our members, evolving to meet their financial needs while staying true to our mission. Our commitment is to provide accessible financial services that empower individuals and families in the West Metro area. Over the years, West Metro Schools has blossomed into a trusted financial partner with a membership base of over 2,600 individuals. We have carefully managed our assets, which currently total approximately $40,115,551. This growth reflects not just our sound financial practices but also the trust and loyalty of our members who believe in our mission: to foster financial well-being and community support. Our mission goes beyond just banking; we strive to make a positive impact on the lives of those we serve. We are dedicated to offering quality financial products and services while nurturing strong relationships within the community. We understand that each member's journey is unique, and we aim to provide tailored solutions that help them achieve their goals. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 1001 Highway 7, Hopkins, MN 55305. We prioritize accessibility and convenience for all members. Our lobby hours are set for Tuesdays and Thursdays from 9 AM to 4:30 PM, allowing you to connect with us during your busy week. In addition to traditional services, West Metro Schools is focused on enhancing the member experience through digital advancements like online banking and mobile payments. We ensure that our services are user-friendly and comply with ADA standards so that everyone can take advantage of what we offer. As part of our ongoing commitment to community outreach, we actively seek partnerships that strengthen local initiatives and support educational programs. We believe in giving back because a thriving community benefits everyone. If you're looking for a credit union that values its members and community as much as you do, consider joining West Metro Schools today. Experience firsthand how we can help you secure your financial future while being part of a supportive network committed to your success. Together, let's build a brighter future for all!

Branch Location & Accessibility

Banking Made Easy

Though we currently do not offer ATM services or drive-thru banking at this location, our dedicated staff is here to assist you in-person with a variety of services tailored to meet your financial needs. We pride ourselves on creating a welcoming atmosphere where you can feel confident about managing your finances. We invite you to visit the West Metro Schools branch today! Experience the difference of personalized service and see how we can support your financial journey.

Convenient Access

When you visit us, you'll find ample parking available right outside our door, making it easy for you to drop by during your busy day. Our branch is fully accessible, featuring ADA-compliant entryways and pathways to ensure everyone can comfortably reach us.

Friendly Operating Hours

We're here for you on Tuesdays and Thursdays from 9 AM to 4:30 PM. Whether you're stopping by to discuss a loan or simply need assistance with your account, our team is ready to help during these hours.

Reach Out Anytime

Have questions? Feel free to give us a call at 763-745-3340. While members can visit us at the above address for all their banking needs, official correspondence should be sent to our mailing address at 1001 Highway 7, Hopkins, MN 55305.

Member Eligibility

At West Metro Schools, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're interested in becoming part of our community, you'll find that eligibility is open to those who share a connection with our mission. Whether you are a member of the West Metro Schools community, an employee, or related to someone who is, you're welcome here! We encourage you to check out the detailed eligibility criteria for more information. Joining us is a straightforward process that allows you to access a range of financial services designed just for you. As a member of West Metro Schools, you'll enjoy benefits like personalized service and competitive rates tailored to help you reach your goals. Ready to take the next step? Feel free to give us a call at (763) 745-3340 or visit us at our branch located at 305 Vicksburg Ln N Plymouth Mn 55447. We're excited to welcome you into our community and help you with your financial journey!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine your customers being able to pay easily at checkout, enhancing their shopping experience while ensuring you receive funds quickly. Our solutions are here to make transactions smoother, so you can focus on what truly matters growing your business. Visit us at 305 Vicksburg Ln N Plymouth Mn 55447 in Plymouth, MN or call us at (763) 745-3340 to learn more about how we can support your business journey.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Call-to-Action

Ready to explore what we can do for you? Visit us at our branch or check out our website at westmetroschoolscu.org for more information on how we can support your financial journey. Join us today and experience the difference that comes with being a member of West Metro Schools!

Community Focus

Being part of a credit union means more than just accessing financial services; it's about being part of a community. At West Metro Schools, we pride ourselves on building lasting relationships with our members and contributing positively to our local community in Plymouth and beyond.

Digital Banking Features

In today's busy world, digital banking is essential. At West Metro Schools, we understand this need and provide robust online banking options. You can easily manage your account from the comfort of your home or on-the-go through our mobile application. With features like online bill pay and person-to-person payment options, sending money to friends or family has never been simpler.

Member Support

Our team is dedicated to supporting our members with personalized service. If you have questions about your account or need assistance navigating our digital services, feel free to call us at 763-745-3340 during our lobby hours on Tuesday and Thursday from 9 AM to 4:30 PM. We're here to ensure that you feel confident in managing your finances.

Personal Banking Services

Our commitment to you starts with personal banking solutions that make managing your finances easier than ever. We offer ATM Services Only, allowing you to access your funds quickly and efficiently. Imagine being able to withdraw cash or check your balance without the hassle of long lines. Our ATMs are designed for convenience, ensuring that you have access to your money when you need it most.

Digital & Online Banking

Enjoy Mobile Banking Anywhere

Our mobile application takes your banking experience even further. Whether you're out running errands or enjoying a weekend getaway, you'll have full access to your account right from your smartphone. And with mobile payments enabled, making purchases has never been simpler just tap and go!

Key Features of Our Online Banking

With our online banking platform, you can effortlessly check your balance, transfer funds, and pay bills from the comfort of your home or on the go. We provide electronic statements, so you can say goodbye to paper clutter and easily keep track of your financial history. Plus, if you're ever in need of quick cash transfers, our person-to-person transfer feature allows you to send money to friends and family in just a few taps.

Safety First

We prioritize your security. While we currently do not support electronic signature authorization for transactions, our systems are built with robust security measures to protect your personal information. You can bank with confidence knowing that we take every precaution to safeguard your data. In summary, West Metro Schools is committed to making your banking experience as smooth as possible. With features like e-statements, mobile payments, and person-to-person transfers available through our online banking service, managing your finances has never been easier. Visit us today at https://westmetroschoolscu.org/ and discover how simple banking can be!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 5,051, showing a strong and growing member base that trusts us with their finances. This growth speaks volumes about the confidence our community has in West Metro Schools. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Metro Schools is your trusted partner. Visit us at 305 Vicksburg Ln N Plymouth Mn 55447 or call (763) 745-3340 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $71,930 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $7,000,490 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $543 in used auto loans and $22,179,834 in total loans and leases.

Savings Security

Members' savings are secured through $13,212,484 in share certificates and $2,668,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $7,241,554, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,848,110 in used vehicle loans and $2,289,686 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a dependable used vehicle, we provide financing options that make it easier for you to drive away happy.

Credit Lines and More

If you're interested in additional financing options, our credit lines are an excellent choice with a total of $1,040,000 available. These lines can provide you with easy access to funds whenever you need them. At West Metro Schools, we believe everyone should have access to financial resources that support their aspirations. If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, feel free to contact us at 763-745-3340 or visit us at our branch located at 305 Vicksburg Ln N Plymouth Mn 55447. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,903,072, make buying or refinancing simple. We aim to guide you through every step of the process, ensuring you find the best solution tailored to your budget and lifestyle.

Unsecured Credit Card Loans

For those looking for flexibility in managing finances, we also offer unsecured credit card loans with a total of $1,010,300 available to our members. These loans can help cover unexpected expenses or allow for more significant purchases without the need for collateral.

Loan Aggregator

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WEST METRO SCHOOLS CREDIT UNION - Plymouth, MN

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