West Metro Schools Credit Union Hopkins MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to West Metro Schools, your trusted financial partner located at 1001 Highway 7, Hopkins, MN 55305. Established in 1954, we have proudly served our community for nearly seven decades, growing to support over 2,662 members with a commitment to providing excellent financial services. At West Metro Schools, we believe in building strong relationships with our members, helping you achieve your financial goals through personalized service and a range of products tailored to your needs. As of now, we boast total assets of $40,115,551 and total deposits amounting to $803,761. Our dedicated team of 7 employees is here to assist you with everything from checking and savings accounts to auto loans and credit cards with rewards. Under the leadership of our CEO, Crystal Schuman, and Board President Mary Kay Myrmel, we are devoted to fostering a welcoming environment where members feel valued and supported. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: 1001 Highway 7, Hopkins, MN 55305. For any inquiries or assistance, don't hesitate to reach out at 612-315-4266 during our business hours from Monday to Friday, 9:00 AM to 4:30 PM. At West Metro Schools, we're more than just a credit union; we're a part of your community. Join us today and experience how we can help you reach your financial aspirations! Visit our website at westmetroschoolscu.org for more information on our services.

Branch History & Mission

At West Metro Schools, we are proud of our rich history and the strong foundation we've built since opening our doors in 1954. Located at 1001 Highway 7 in the heart of Hopkins, MN, our branch has grown alongside our community, adapting to meet the needs of our members. Over the years, we've welcomed a total membership of 2,662 individuals who trust us with their financial needs. Our mission is simple yet impactful: to provide exceptional financial services while supporting our community. We believe that when our members succeed, we all succeed. This guiding principle shapes everything we do, from offering personal banking solutions like checking and savings accounts to providing auto loans and credit cards with rewards. With total assets now exceeding $40 million, West Metro Schools stands as a testament to responsible growth and sound financial management. Our dedicated team works tirelessly to ensure that each member receives personalized service and support tailored to their unique circumstances. While members can visit us at our branch address in Hopkins for all their banking needs, official correspondence should be sent to 1001 Highway 7, Hopkins, MN 55305. We invite you to connect with us during our operating hours from Monday through Friday, between 9:00 AM and 4:30 PM. Though we currently do not offer ATM services or drive-thru banking, we are committed to making banking accessible through online and mobile platforms. Our digital offerings include online banking and mobile payments, ensuring that managing your finances is convenient and secure. West Metro Schools takes pride in its community outreach efforts. We believe in giving back and forming partnerships that strengthen our local neighborhoods. Our commitment extends beyond mere transactions; it's about fostering relationships that empower individuals. If you're looking for a credit union that values people over profits and prioritizes community well-being alongside financial health, consider joining West Metro Schools today! Experience firsthand the benefits of being part of an organization dedicated to your success. For more information or assistance, please call us at 612-315-4266 or visit our website at westmetroschoolscu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the West Metro Schools branch, conveniently located at 1001 Highway 7 in Hopkins, Minnesota. This prime location makes it easy for members to access our services right in the heart of Hennepin County. Just a stone's throw from popular local spots, you'll find us near the bustling neighborhoods and vibrant community life that make Hopkins a great place to live and work. Our branch is designed with accessibility in mind, ensuring that everyone can easily visit us. We have ample parking available, along with features that comply with ADA standards, making it comfortable for all our members to come in and take care of their banking needs. While you can drop by anytime during our friendly lobby hours from Monday to Friday between 9:00 AM and 4:30 PM remember that if you need to send official correspondence, our mailing address is also 1001 Highway 7, Hopkins, MN 55305. At West Metro Schools, we offer a wide range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and even credit cards with rewards. Our team is here to help you navigate through all your banking needs with ease. Although we currently do not have ATM or drive-thru services available at this branch, our welcoming staff is ready to assist you in person. If you prefer digital solutions, we also provide online and mobile banking options for your convenience. Don't hesitate to reach out! You can contact us at 612-315-4266 for any questions or information about our services. We look forward to seeing you soon at West Metro Schools!

Member Eligibility

Becoming a member of West Metro Schools means joining a warm and welcoming community that truly cares about your financial well-being. If you're looking to enjoy personalized service and a range of banking options, you'll be glad to know that eligibility is quite inclusive! Generally, individuals who work for or are affiliated with local schools and educational institutions in the area can join us. This includes teachers, staff, and their families. We believe in making banking accessible to everyone, so if you have questions about whether you qualify, we encourage you to reach out. You can find detailed information on our eligibility criteria by visiting this page. Opening an account is simple and straightforward. Just swing by our branch located at 1001 Highway 7 Hopkins Mn 55305 or give us a call at (612) 315-4266 during our operating hours from Monday to Friday, 9:00 AM to 4:30 PM. Our friendly team is here to guide you through the process and help you get started on your journey with us. Join West Metro Schools today, where you'll discover not just banking services but a supportive community dedicated to helping you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services Made Simple

Beyond loans, our merchant services can streamline your payment processes. Imagine having a reliable partner that simplifies transactions, allowing you to focus on what really matters growing your business. From accepting card payments to managing digital transactions, we ensure your business runs smoothly. Located conveniently at 1001 Highway 7 Hopkins Mn 55305, Hopkins, MN, our team is ready to assist you from Monday to Friday, 9:00 AM to 4:30 PM. Let us help your business reach new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Convenience

In today's fast-paced world, convenience matters. That's why at West Metro Schools, we prioritize making banking accessible through multiple channels. You can easily manage your accounts online or via our mobile app, ensuring that whether it's day or night, you have control over your finances at your fingertips. If you ever have questions or need assistance, don't hesitate to reach out! You can contact us at 612-315-4266 during our operating hours from Monday to Friday, 9:00 AM to 4:30 PM. As you explore these options and more at 1001 Highway 7, Hopkins, MN 55305, remember that we're here not just as a credit union but as a supportive community ready to help you achieve your financial goals. Visit us today or check out our website at westmetroschoolscu.org for more information! Your journey towards better financial health starts here at West Metro Schools!

Business Banking

For our entrepreneurial members, we haven't forgotten about your needs either! Our business banking services, including merchant services and business loans, are designed to help you thrive. Whether you're launching a startup or looking to expand an existing business, we're here to partner with you every step of the way.

Personal Banking

We start with personal banking services tailored just for you. Our checking and savings accounts come with features that make managing your money easy and convenient. Imagine having access to your funds anytime through online and mobile banking you can check balances, transfer money, and even pay bills from the comfort of your home or on-the-go. If you're considering buying a car, our auto loans and vehicle financing options will help you get behind the wheel quickly. We offer competitive rates and flexible terms to fit your budget. Additionally, if you're thinking about home ownership or refinancing, our mortgage loans can guide you through the process smoothly.

Personal Loans

Need extra cash? Our personal loans and debt consolidation services provide solutions for those unexpected expenses or projects you've been dreaming about. With straightforward application processes and personalized service, we make it easy to get the support you need. Don't forget about our credit cards with rewards, which offer not just purchasing power but also benefits that can enhance your spending experience. Use them wisely, and enjoy cash back or points for travel!

Digital & Online Banking

Key Features of Our Online Banking Services

With our online banking, you can effortlessly check your account balances, transfer money, and pay bills all from the comfort of your device. If you prefer mobile access, our user-friendly mobile application is available for download, ensuring that your banking needs are just a tap away. We also provide e-statements, allowing you to view your financial statements electronically. This not only helps you stay organized but also contributes to a greener environment by reducing paper waste. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it easy and fast.

Security and Ease of Use

Your security is important to us. Our online banking platform employs robust security measures to keep your information safe while ensuring a smooth user experience. You can feel confident knowing that your transactions are protected. While we currently don't offer electronic signature authorization, our other features provide flexibility without compromising safety. Enjoy the benefits of mobile payments as well; you can make purchases using just your smartphone. Overall, West Metro Schools is committed to providing accessible and easy-to-use digital banking solutions that fit into your lifestyle. Experience the convenience today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Metro Schools is your trusted partner. Visit us at 1001 Highway 7 Hopkins Mn 55305 or call (612) 315-4266 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Member Success

With $7,000,490 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach supports our lending capacity across various sectors, including $543 in used auto loans and $22,179,834 in total loans and leases.

Operational Efficiency

Our $241,064 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 5,051, showing a strong and growing member base that trusts us with their finances.

Safe and Growing Savings Options

Your savings are secure with us! We proudly hold $13,212,484 in share certificates and $2,668,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $7,241,554, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,805 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,848,110 in used vehicle loans and $2,289,686 in new vehicle loans already helping members get on the road. We offer flexible terms to suit your budget, making it easier than ever to drive away in the vehicle you want.

Credit Lines

In addition to our other products, we have total credit lines available amounting to $1,040,000. This feature allows you to access funds when you need them most while only paying interest on what you use. At West Metro Schools, we aim to meet all your borrowing needs with transparency and support. If you're considering refinancing or would like more information about eligibility for any of our loan products, don't hesitate to reach out. Our dedicated team is ready to assist you! For inquiries or to discuss your loan options further, please call us at 612-315-4266 or visit us at 1001 Highway 7, Hopkins, MN 55305. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,903,072, make buying or refinancing simple. We provide competitive rates and terms that can help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,010,300 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected expenses or consolidate debt without needing collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust the information they receive, as it comes from reliable institutions committed to fair lending practices.

WEST METRO SCHOOLS CREDIT UNION