West Metro Schools Credit Union Edina MN | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to West Metro Schools, your trusted partner in financial wellness, located at 5701 Normandale Rd, Edina, MN 55424. Since our establishment in 1954, we have proudly served over 2,662 members, offering a range of personal and business banking services tailored to meet the unique needs of our community. Our commitment to providing excellent service and support is reflected in our impressive total assets of $40,115,551 and total deposits amounting to $803,761. At West Metro Schools, we believe in building strong relationships with our members. With a dedicated team of 7 employees, led by our CEO Crystal Schuman and Board President Mary Kay Myrmel, we strive to create a welcoming environment where your financial goals can thrive. Whether you are looking for auto loans, mortgage options, or personal banking solutions, our knowledgeable staff is here to assist you every step of the way. While members can visit us at our Edina branch for all their banking needs, official correspondence should be sent to the same address: 5701 Normandale Rd, Edina, MN 55424-2401. We invite you to explore our website at westmetroschoolscu.org for more information on how we can help you achieve your financial aspirations. Join us today and experience the West Metro Schools difference where community matters and your financial success is our priority! Feel free to call us at 952-848-4282 during our operating hours from Monday to Friday, 10:00 AM to 4:00 PM. Let's work together towards a brighter financial future!

Branch History & Mission

Modern Services

As times change, so do we. Our digital services are designed with your convenience in mind. Members can enjoy online banking features like mobile payments and person-to-person transfers. Although we currently do not offer ATM services or drive-thru banking, we focus on providing efficient lobby hours from Monday to Friday between 10:00 AM and 4:00 PM. In closing, we invite you to join West Metro Schools and experience firsthand the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For inquiries or assistance, feel free to reach out at 952-848-4282.

Our Evolution

Since our founding, West Metro Schools has been dedicated to offering personalized financial services that meet the needs of our members. Over the years, we have expanded our offerings to include personal banking accounts, auto loans, mortgages, and credit cards with rewards. With total assets now exceeding $40,115,551, we continue to thrive while maintaining our focus on community support and member satisfaction. Our journey has been marked by significant milestones every achievement reflects our commitment to helping individuals and families achieve their financial goals. From humble beginnings to becoming a trusted partner for our members, we have made continuous improvements in service delivery and accessibility.

Our Mission

At West Metro Schools, our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe in empowering our members through education and support so they can make informed decisions about their finances. We are dedicated to ensuring that all members have access to the resources they need for success. Our commitment extends beyond banking; we actively engage in outreach efforts within the community. Whether it's partnering with local organizations or sponsoring educational events, we strive to make a meaningful impact on the lives of those we serve. While you can visit us at 5701 Normandale Rd, official correspondence should be sent to 5701 Normandale Rd, Edina, MN 55424-2401 if different from the branch address.

Branch Location & Accessibility

Accessibility Features

At West Metro Schools, we believe in making banking accessible for everyone. Our branch is equipped with ADA-compliant features, including ramps and wide doorways, ensuring that all members can enter comfortably.

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 952-848-4282. We're always happy to help! Whether you're looking to open an account or simply want more information about our services, we invite you to stop by and see how West Metro Schools can support your financial journey. Come visit us today!

Operating Hours

We're here for you Monday through Friday from 10:00 AM to 4:00 PM, making it simple to fit your banking errands into your busy schedule. Our dedicated team is ready to assist you during these hours with a range of services tailored to your financial needs.

Services Offered

While we currently do not have ATM or drive-thru services available at this location, our full suite of personal banking options is right at your fingertips. From checking and savings accounts to auto loans and credit cards with rewards, we offer solutions designed to help you manage your finances effectively.

Member Eligibility

At West Metro Schools, we believe that becoming a member means joining a community where your financial well-being is our top priority. If you're looking to enjoy personalized service and great benefits, eligibility is simple! Our members typically include those who are affiliated with local schools, staff, and families in the area. We welcome you to explore the specific eligibility requirements on our website at . By becoming a member, you'll gain access to a range of services designed to help you achieve your financial goals while enjoying competitive rates and lower fees compared to traditional banks. Opening an account with us is an easy process that welcomes everyone in our community. Whether you're interested in a checking account, savings plan, or loans tailored for your needs, we're here to assist you every step of the way. If you have questions or want more information about how to start your membership journey, don't hesitate to give us a call at (952) 848-4282. Join us at 5701 Normandale Rd Edina Mn 55424, where we're excited to help you thrive financially!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we provide essential merchant services that simplify transactions and enhance customer experiences. Imagine having a reliable payment processing system that allows you to accept various payment methods seamlessly. This not only speeds up sales but also builds trust with your customers making it easier for your business to thrive. Located at 5701 Normandale Rd Edina Mn 55424 in Edina, MN, our team is here to guide you through every step of your business banking experience. Connect with us today at (952) 848-4282 and discover how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking Services

Business owners will appreciate our dedicated business banking services, which include merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have financial products designed to support your growth.

Connect with Us

At West Metro Schools, we're here for you during our operating hours from Monday to Friday, 10:00 AM - 4:00 PM. If you have any questions about our services or need assistance, feel free to reach out at (952) 848-4282. We invite you to explore how our offerings can help simplify your financial journey. Visit us today or check out more details on our website at Edina Office. Your financial well-being is important to us!

Credit Options with Rewards

For those who prefer credit cards, we offer credit cards with rewards, allowing you to earn points on purchases that can be redeemed for various benefits. This way, every transaction adds value back into your wallet.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's transferring funds between accounts or paying bills with just a few taps on your phone. Our secure platform also supports mobile payments and person-to-person transfers, making it easier than ever to handle your finances on the go. While we currently do not have ATM or drive-thru services available at this branch, we ensure that all our digital banking features are user-friendly and accessible.

Personal Banking Solutions

Our personal banking options include everything from checking and savings accounts to loans that fit your lifestyle. With our checking and savings accounts, you can easily manage your day-to-day expenses and save for future goals. For those looking to purchase a vehicle, our auto loans and vehicle financing provide competitive rates, making it easier for you to get behind the wheel of your dream car. If home ownership is on your mind, consider exploring our mortgage loans and refinancing options. We guide you through the process, ensuring you understand every step along the way. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation services offer flexible solutions to help you regain control of your finances.

Digital & Online Banking

Key Features

With our online banking platform available at https://westmetroschoolscu.org/, you can enjoy a range of features that make banking simpler. Need to check your balance or transfer funds? You can do it all from the comfort of your home or on the go using our mobile application. For those who prefer paperless options, we offer e-statements, making it easier to keep track of your financial history without cluttering your mailbox.

Real-Time Management

Managing money has never been easier with our person-to-person transfer option. Whether you're splitting a bill with friends or sending money to family, these transfers are quick and hassle-free. Plus, our 24/7 online banking services ensure that you have real-time access to your account whenever you need it. With all these services at your fingertips, banking with West Metro Schools means more than just numbers; it's about empowering you to take control of your financial life. We're here to support you every step of the way!

Security and Accessibility

Your security is our top priority. Even though we do not currently offer electronic signature authorization, our systems are built with robust security measures to protect your information. Our mobile payments feature lets you pay for purchases directly from your phone, adding another layer of convenience to your everyday transactions.

Financial Strength

Investment in Our Future

With $7,000,490 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $543 in used auto loans and $22,179,834 in total loans and leases. Our $241,064 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts stand at 5,051, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, highlighting our commitment to responsible lending practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Metro Schools is your trusted partner. Visit us at 5701 Normandale Rd Edina Mn 55424 or call (952) 848-4282 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Our Financial Position

With a net worth of $7,241,554, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,805 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,212,484 in share certificates and $2,668,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,848,110 in used vehicle loans and $2,289,686 in new vehicle loans already helping members get on the road. We provide flexible terms to make financing easier for you.

Credit Lines

For those who prefer flexibility in their borrowing options, we provide credit lines totaling $1,040,000. This allows you to access funds as needed while only paying interest on what you use. At West Metro Schools, we are committed to providing personalized service and support throughout your borrowing experience. If you're interested in refinancing options or want to check eligibility for any of our loan products, don't hesitate to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,903,072, make buying or refinancing simple. We understand that purchasing a home is one of the most significant decisions you'll make and are here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,010,300 in loans helping members manage their finances effectively. This option can be an excellent way to consolidate debt or cover unexpected expenses without putting your assets at risk.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency throughout the process. Additionally, LendMesh stands out by having no sponsored listings. Unlike some comparison tools that prioritize lenders based on paid promotions, LendMesh aims to provide unbiased results for all users. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature helps users make informed decisions tailored to their specific financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers and find the best rates for your needs, visit LendMesh today. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.